When you send your kids off to college you’ll start to worry about all manner of things. Will kids stick to their schedule, attending class and getting their homework done in a timely manner, or will they fall in with a party crowd and neglect their studies in favor of social pursuits? Will they get enough sleep and pay attention to their physical and mental health? Will they use proper protection (condoms, for example, or pepper spray, should the situation call for it)? Will they employ a buddy system at parties, designate a sober driver, and avoid open containers of alcohol? These are all questions that plague parents sending their kids off to campus. But you also have monetary concerns to contend with, and these include tuition, books, and living expenses. So while you may be concerned about your kids’ eating habits on campus, the meal plan could seem like just one more expense. The question is whether or not the college meal plan is worth the purchase price.

Consider the options

The first thing to consider is that there are usually a couple of different options when it comes to meal plans. One type will provide students with a set number of meals in a week (ten, for example) while others provide for a set number of meals per semester. Or you may have access to a flex plan or a declining dollar plan that simply allows you to put a set number of meals or money on a student account that your kids can use at any time during the semester.

However, you should be aware that most meal plans are of the “use it or lose it” variety. This means any money you put towards meals for your kids will not carry over from one semester to the next. And often, the plans that come with a specific set of meals per week won’t even carry over from one week to the next. They may come with other limits, as well, pertaining to how often meals can be purchased within certain time spans, so that your kids can’t use their accounts to buy a meal for themselves and their friends, for example.

Are meal plans worth the cost?

Now, the real question is whether or not you’ll save money by opting to pay for a meal plan. If your students have little to no disposable income and you are unwilling to provide them with cash or access to credit cards, then a meal plan is probably a good way to ensure that they are able to eat during their time on campus. So long as they use all of their credits you will likely save money over other dining-out options. However, if you know that they are likely to dine out with friends, allowing their meal plan to lapse, then you’re simply throwing money away. Flex-type accounts may allow students to purchase items other than meals, such as snacks or other grocery items (laundry detergent, for example), so this could be a good option to ensure that all the money you contribute to the account is used.

How often will your student use the meal plan?

Many college students who purchase the meal plan rarely use it. Students snack in their rooms, skip meals and often go out with friends. If your kids aren’t interested in on-campus food options, or they’d rather try to do dorm cooking with the help of menu planning at emeals.com, then perhaps you’ll want to skip the campus meal plan. Just keep in mind that many schools require meal plans for students living in dorms, in which case you’d better impress upon your kids the importance of taking advantage of these “free” meals.