This article was written by Robin Noble and previously published on University Parent.

My high school junior’s college search is going in a maze of directions as she works to create a list of schools for serious consideration. The list is important and timely. She will use it to decide which schools to visit this spring with limited time and travel dollars.

Lately I sense she is a touch overwhelmed. I wonder: how can I help my daughter figure out which schools will be a good fit for her?

Like you, I’m up on the feel-good wisdom here: be positive, let your student be her own guide, encourage her to let the process flow from within. All good thoughts, but parents certainly have some important roles to play.

You are the voice of financial reality.

Before your student gets her heart set, get clear on what your family can afford. Take half an hour to work through the “net price calculator” available on most school websites, or use theFAFSA4caster to estimate federal student aid. These tools calculate your family’s financial need — essentially the difference between the college sticker price and what the formula says you are able to contribute.

Net price calculators don’t assess potential merit aid — institutional money set aside for students based on varying factors like GPA, standardized test scores, advanced courses, etc. Some institutions include merit calculators on their websites; many do not. To learn how specific schools determine merit aid, don’t hesitate to call the admissions office and ask.

With net price and merit aid estimates in hand, your student’s list can be more economically viable. If you and she have assumed that private scholarships and loans will fill gaps, the amounts you are supposing are now clearer, and that’s a good thing.

Read the entire article:  Reality, fit and substance–the ultimate college list

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