All posts by Suzanne Shaffer

Do You Understand the EFC?

EFC

I will never forget the moment we received our Student Aid Report and I saw the EFC (Expected Family Contribution) on the right-hand corner. I was in shock as most parents are. How could the powers that be believe we could afford to pay that amount for college? It was a mystery to me how they came up with that number, as it is to most of you.

The EFC determines how much financial aid the colleges will award to your student. You can’t receive any federal or institutional aid without getting an EFC when you complete the FAFSA. We are stuck with it and will probably never truly understand how they use to determine how much money your family can afford to pay.

If you are going to need financial aid for college (and who doesn’t?), you will need to understand the EFC.

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Why Should You Care About Your Student’s Earning Potential After College?

earning potential

Inflation, rising gas prices, and higher property taxes are placing burdens on American families. Those of you who are looking at an upcoming college bill are concerned about how to get the most for your money with the best return on your investment and the best earning potential.

The college education is a major purchase for families and as tuition rises, more and more students are vying for financial aid. It stands to reason that parents want to make sure their student is getting a degree in a field that will support them after graduation.

Payscale’s College Salary Report can help you and your student when you are researching colleges. The report is based on a comprehensive database. In 2022, their rankings come from the alumni salary data of 3.5 million respondents, representing more than 4,000 colleges and universities across the U.S. 

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Creating a Career Plan

career

When you are trying to get your child into college, getting a place seems like the be-all and end-all. However, the bigger picture is that college, while a formative time in a young person’s life, is a stepping stone to securing a role in their desired career field. Indeed, your child will still need support with this as they navigate their way through college. Read on to find out how you can help. 

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Try Harder–Is This the Message We Want to Convey?

try harder

There’s a new documentary on PBS called “Try Harder!”. It chronicles the lives of some students at Lowell High School, a prestigious high school in California with predominantly Asian students. Their goal–get into the Ivies or the UC colleges. Why? Because according to them, anything else communicates failure.

I was struck by one young man who said, “If I don’t get into one of these schools, I won’t make a difference in the world or be successful.” How sad. What type of message are we conveying to our students? Try Harder.

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Does Your College Student Need to Declare a Major When They Start College?

major

It’s seems unreasonable for us to think that our college-bound teens should know what they want to study in college. They haven’t had many career-related experiences other than part-time jobs while in high school or during summers and breaks. Knowing this, should we assume that our college-bound teens should be able to choose a major when they enter college?

Let’s consider some key points about college majors:

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How to Find the Best College Bargains

college bargains

In today’s world, we are all looking for bargains. How much can I save on this purchase? Is there a coupon for that item? The college decision process should be no different. You never want to pay full sticker price on a car, and you shouldn’t pay full sticker price for the college education. Here are just a few money saving tips on how to find the best college bargains.

Use online information to find the most generous colleges.

You can start your search by looking at the colleges who are generous with their financial aid by meeting the highest percentage of financial need. How do you find those colleges? It’s simpler than you might think. You can research them at the College Board’s site: Big Future. You need to follow the box at the bottom of the page that says “Find Colleges” and click the search button.

For a step-by-step guide, you can read The College Solutions Blog with photos of each step and how to use the tool.

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What Parents Need to Know About a Gap Year

gap year

I want to take a gap year before I go to college” are some of the most feared words by parents. What do we fear? We fear they won’t want to go back to school after being off for a year. We fear they will lie around the house, watch TV and play video games. We fear they aren’t thinking clearly and have no idea what they are saying. And for those competitive parents, it’s not what they planned.

Don’t fear the gap year. Not every student is ready for college after high school. Some simply aren’t mature enough, and others simply don’t know where they want to go or what they want to study. And if this is the case, would you want to spend thousands of dollars on college if it meant they dropped out their first semester? Of course you wouldn’t want to do that.

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Preparing for a Future Career by Choosing the Right Courses in College

future career

Some students find that choosing a career can be a complicated process. If your student is about to graduate from high school and heading off to college, they should be armed with the best college courses to take to prepare for a future career. Let’s take a look at some of the options:

1. Biology 

Biology degree programs expose students to the plants, animals, people, and thus the ecosystems in which they thrive. For anyone with a general interest in science, a biology program offers many opportunities. This will help you get into more specific areas of study that you might not have considered before. Biology classes also tend to be very hands-on and attract people with natural problem-solving skills. 

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No Thank You: Keep Your Unsolicited Advice to Yourself

advice

I spend a good deal of time talking about preparing your student for college and offering good college advice. But believe it or not, that’s not my total focus. My focus is helping parents help their child find the best path after high school graduation. 

It’s because of this focus, I was happy to read a post on Grown and Flown today called: Dear Friends and Family, Please Keep Your Snarky Opinions About My Teen’s College Choice to Yourself.

If you’re on Facebook (where most of us moms hang out) you’ve probably come across posts from proud parents announcing their high school senior’s college plans. Hiding in the shadows (and they shouldn’t be) are those parents whose senior chose to take a different path after graduation. 

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Fighting Summer Boredom

summer

Summer is approaching and you can look forward to hearing, “I’m bored”. My grandsons say this at least once a day and I’m sure your teenager has uttered these words as well.

Here are some suggestions to help keep them busy over the summer while using the time to promote learning and family togetherness.

Use extracurricular activities

Enrolling your student in a summer program or signing them up for a few classes during the summer break can help keep them occupied. This will also give them a chance to socialize and make new friends. If your child is not interested in any formal extracurricular activities, there are still plenty of options for keeping them busy.

For example, you can encourage them to start a garden, join a sports team, or take up a new hobby. There are also many fun DIY projects that kids can do around the house or in the yard. Encouraging your teenager to be creative and engage in positive activities will help prevent boredom during the summer break.

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