All posts by Suzanne Shaffer

What Are Your Greatest Fears?

 

greatest fears

What are your greatest fears as a parent?

The team at ASecureLife published survey results this morning, highlighting the biggest fears of American parents by state. If you’re a parent of a college-bound teen, you can add the fear that they won’t be able to handle life on their own to the list.

I thought it was important to discuss these fears and how you can help dissuade some of them for yourself and your teenagers. ASecureLife also points out that sometimes the biggest things you are worried about aren’t necessarily the biggest threats to your children.

#1 Fear: Accidents

Fear of accidents was the most common concern among parents that were surveyed—30% of parents said it was their top fear. This is indeed a valid fear, especially for parents of teenagers who drive. What can you do? Discuss risky driving behaviors like texting and driving and drinking and driving with your teens before they leave for college.

#2 Fear: Violence

25% of parents surveyed expressed that fear that someone would hurt or attack their children as their biggest worry. It certainly makes sense in today’s world that parents are concerned that their teens and college students could be subjected to any form of violent crime. What can parents do? Discuss what your children can do if they feel they are in danger. Talk about exit strategies and where to go for help and protection. Have serious discussions about doing things in groups and avoiding unsafe situations.

#3 Fear: Children Feeling Unsafe

Of the parents surveyed, 23% said their top fear was that their children felt unsafe. With terrorist threats and violence all around them, it’s natural for your teens to feel unsafe, but it’s your job as their parent to equip them with the knowledge and the tools to help dissuade their fear. Discuss what to do when your teen feels unsafe. Explain that she can’t let the fear control her and that she has power over her fear.

#4 Fear: Kidnapping

Approximately 14% of parents surveyed listed kidnapping or abduction as their greatest fear. Even though a small percentage of children are kidnapped or abducted each year, it’s wise to educate your teenagers about the dangers of interacting with strangers and how to be aware of suspicious people in or near where they are.

#5 Fear: Bullying

Bullying was the least commonly reported fear on the survey—only 8% of parents listed it as a top concern. However, national statistics show that 28% of students in grades 6-12 experienced bullying; while 30% admit to bullying others and 70% of young people say they have witnessed bullying in school. It’s important to teach your teenagers to be kind to other and intervene when other teens are being bullying. If you fear your teen is being bullied, have a discussion and take appropriate parental action.

So many parents and teens fall prey to fear. But the key is to face those fears, know the facts, and make a plan if any of these situations threaten your teenager.

greatest fears

Should Your Student Work With a Professional Test Prep Tutor?

 

professional test prep

Should your student work with a professional test prep tutor? Bobby Hood, of Noodle Pros, says YES! 

Bobby has been tutoring professionally for 7 years. He is a member of the Triple Nine Society, an association of individuals with IQ scores above the 99.9th percentile. After graduating high school as valedictorian with an SAT score of 800 Math and 790 Verbal, he attended Texas Christian University on a full-tuition scholarship.

Before he began tutoring, Bobby had two prior careers as a CPA and attorney respectively. Bobby worked as a CPA for two years before attending The University of Texas School of Law.

After 10 years of practicing law, Bobby returned to his love of teaching and began tutoring students. He tutors the SAT, ACT, LSAT, GMAT, GRE, GRE, and MCAT CARS.

I spoke with Bobby about why he tutors, how to prep for the SAT or ACT, when to start studying, and the advantages of working with a professional test prep tutor.

1. After 7 years, why do you still do it?

When I worked as a CPA and as an attorney, I never felt like I was actually helping make a positive difference in the world. Now I make a difference in students’ lives every single day. It’s rewarding and affirming, and it never gets boring, because every student is different.

2. A course and/or many tutors would be a lot cheaper, why should students not take a course? Why work with a super-tutor?

Most courses are designed with a “one-size-fits-all” approach; generally, test prep courses are geared toward students who are scoring below or near the median. A student at that level may benefit greatly from starting with a course or other prep material in order to master the underlying content needed to earn a high score on the test. However, in order to move significantly above the median (say, above the 84th percentile or so), a student will need to focus on the patterns of the test in a very individualized way.

Today’s students generally have very busy schedules, and need to balance test preparation with studying for challenging AP courses and participating in extracurricular activities and organizations. Individual attention from a tutor with a great deal of experience in adjusting the preparation to the needs of the student can in most cases result in the highest improvements quite efficiently, allowing the student to focus on all of those other important facets of the high school experience.

3. What are three things that all students can do that will improve their scores?

  1. Focus on the fact that your past educational background has already prepared you to answer most or all of the test’s questions correctly, as long as you know the patterns of the questions and the proper way to approach them.
  2.  Take the test in a mindful, deliberate manner, choosing to work the questions and passages that will be easiest for you first. Save the questions that require the most work until the end, when you can focus on them without worrying about other remaining questions. In the end, the test is more a test of your attitude and approach than it is of knowledge or ability.
  3.  Practice intelligently. Learn the strategies, then take a practice test under timed conditions and apply those strategies. Spend at least half as much time reviewing the test as you did taking it. What questions did you miss or spend too much time on? How can you change your approach to similar questions in the future?

4. What should people look for in a good tutor?

Good tutors are flexible and will take the time to explain how they will approach the tutoring and how it will apply to your student. If a tutor is not responsive to questions up front, then the tutor is not likely to do a good job of communicating with you or the student as the tutorial progresses.

5. What happens if you are just not a good test taker?

Almost every student describes himself or herself as “not a good test taker”, and this is almost never true. Standardized tests are designed to make students feel like they are not good test takers; the primary goal of my tutoring is to disabuse students of this notion, and help them realize that once they know the patterns of the test, they will gain the confidence that they are just as good at test-taking as they are talented in other endeavors of their life.

6. How many times should you take the ACT/SAT?

As part of your preparation, you should take practice tests until you are consistently earning a score that you would be happy with and that represents your skills and background appropriately. Once you are consistently achieving those scores on practice tests, you should take the actual test and look to achieve a similar (or higher) score. Of course, anyone can have an off day, so you might need to take it multiple times to get the score you’re looking for. That said, once you’ve earned the score you want, there’s no need to continue.

7. How early should you start preparing?

Trigonometry is the highest level of math tested on both the SAT and the ACT. So, you can begin as soon as you have learned Trig (generally, at the end of Algebra II). You can begin earlier if you like, but you won’t be prepared to earn the highest possible score until you have gotten through Trig.

The best way to decide when to start preparing is to work backwards from your goal. Since you would prefer to spend the summer before Senior year visiting colleges and preparing your college application, you should have your scores in hand by the June tests of Junior year at the latest. Therefore, you should start your preparation in the Spring of Junior year at the latest, or earlier if possible. Sophomore year is usually a bit early to begin preparing, but not out of the question if the student is already taking Algebra II.

If there is any chance that the student will be a contender for National Merit Finalist status, then preparation should begin in the summer before Junior year, leading up to the PSAT/NMSQT test in October of Junior year, since that is the test that is used to determine National Merit Finalist awards.

8. What is important about practice tests?

Practice tests are the only way to realistically assess whether you are prepared to take the actual test. It’s important to take practice tests under timed conditions and in surroundings that best approximate the actual test. Many students mistakenly focus only on whether they are capable of answering questions correctly, when the important question is whether they are able to answer questions correctly under the time pressure of the test.

9. When should students stop worrying about their score?

You should never begin worrying about your score. Think about it this way: there are questions on the test that, based on your past educational background, you are “supposed to get right.” There are also questions on the test that you are not supposed to get right. Your goal is to use strategies to make sure that you approach the test in the right way and get right all of those questions that you’re supposed to get right, instead of rushing through the test and making errors on lots of questions.

If you do that, then you should be proud of your score, because it properly represents you and your educational experience. Now, if the strategies also help you get some of those questions that you WEREN’T supposed to get right, well… that’s a nice bonus.

10. Many students say they insist on in-person tutoring versus online tutoring, what do you say to that?

In my experience, online tutoring is substantially more effective than in-person tutoring. It sounds counter-intuitive, since effective online tutoring has only been possible for a few years now. However, it fits with the way today’s students tend to learn. I began to notice in recent years that students in a classroom will often take a photo of problems worked on the board in a classroom, and then refer back to that photo later when studying. In online tutoring, everything we do – every strategy I teach – is written on the whiteboard and you save it at the end as a PDF file.

When tutoring is face-to-face, you have to divide your attention between listening to what I’m saying, looking at what I’m writing down, and taking notes for future reference. This slows things down and leads to less comprehension. In online tutoring, we discuss and work through problems together, and everything goes onto the whiteboard for your own future reference. You really have to try it to see how amazing it is. Many students have mentioned to me after their first sessions that they were not expecting it to be so effective, and generally they leave the sessions enthusiastic to continue the tutoring.

11. Are you just teaching test strategy tricks or are you really teaching a student how to read or do math?

I’m definitely not teaching you to read or to do math. However, I’m definitely teaching you how to read well and how to do math well. In other words, tutoring is all about learning how to think critically: to note the way questions and answers are worded, and what that tells you about how to approach the problem, and what answers to eliminate before you fall into a trap. These critical thinking skills don’t just improve your scores on the test; they will make every test you ever take easier, and probably make you much better at reading college textbooks for your courses in a more engaged and efficient manner.

12. What are some good resources that are available to all students?

A student who is at or below the median test score probably needs to do work to get the basic content down. Khan Academy is an excellent free source that can help students learn and practice basic content. However, don’t make the mistake of thinking that Khan Academy teaches test strategy. Khan Academy is the free starting point for mastering content areas that you are weak in; after that, move on to actual test strategies.

For test strategies, the books Cracking the ACT and Cracking the SAT by The Princeton Review are excellent resources to start with. Learn the strategies, and then practice applying them on actual ACT and SAT tests. For the ACT, the Real ACT Prep Guide is the only approved source of actual ACT tests. For the SAT, use the actual SAT practice tests on the College Board and Khan Academy sites – but focus on tests 5, 6, 7, and 8, which are actual real SATs that were released as practice tests after being administered.

13. Is there a moment or a story you can think of that has had a large impact on your career as a tutor?

One of my former ACT students returned four years later to prepare for the MCAT. He told me that the critical thinking skills he had learned while tutoring with me had helped him study in college efficiently and do very well on the demanding pre-med curriculum. At that point it hit home to me that tutoring isn’t just about taking one test, but instead is about a mindful approach to learning that applies throughout your lifetime. It’s really helped me to appreciate how important attitude and critical thinking are not just for standardized tests, but for approaching life in general.

14. If you knew then what you know now, what would you do differently on the ACT or SAT?

Haha well… I used Cracking the SAT and Cracking the ACT to prepare, even way back then, and I only missed the perfect score on each test by one question. So I wouldn’t do anything differently on the tests themselves, but perhaps I would rather have realized much earlier that my passion in life is teaching and tutoring.

This is a sponsored post and I have received compensation for this interview.

 

Careers in the Medical Field (other than a doctor or a nurse)

 

medical

Is your college-bound teen interested in the medical field but doesn’t want to become a doctor or nurse? It’s good to know there are other avenues they can pursue, and some are even available online.

Who are medical assistants in the medical field? They are the people usually working under doctors. They work in hospitals and other healthcare facilities. Their work is basically to take care of administrative, clerical and clinical tasks. These may include tasks such as scheduling appointments, blood preparation, recording patient history and information,helping with examinations, and recording vital signs.

There are many different medical assistant programs out there. This makes the decision to enroll in a medical assistant program a difficult one. As a potential student, how do you balance your choices from the different programs? I suggest you compare the costs and the length of the program. Different schools out there offer programs, some even offer online programs. You can tell just by logic the convenience of an online program.  I mean can, students get to save a significant amount of money and still be able to study from anywhere.

I have looked at a couple of medical assistant online programs which have been compiled based on affordability and quality. Do you want to graduate with a certification, a diploma, or an associate’s degree? Keep in mind that a diploma or certification takes less time to complete and can get you into the workforce right away and an associate’s degree takes a longer time and its quite useful when you want to a fast track to the top. Medical assistant online courses, make it possible to keep your current lifestyle while pursuing your medical career.  Here are several choices.0

1.The College of Health Care Professions (CHCP)

This college offers a medical assisting certificate and a Healthcare Management degree for further career advancement. To make it legitimate, this school is accredited by the Accrediting Bureau of Health Education Schools (ABHES). Medical assisting online courses from this school allow students to complete labs and lectures online with the option of in-field clinical experience at local campuses across the U.S. This quality training requires a tuition fee of $24,133.

2.Kaplan University

This is going to impress you. It is very important to note that this program is fully accredited by the Commission on Accreditation of Allied Health Education Programs. Kaplan University’s online bachelor’s program is known for their quality online medical degrees, and it’s no different for their medical assisting online program either. You can get this quality training for $14,241. If you are not able to fully fund yourself, the school offers financial aid based on the FASFA application.

3.Harrison College

Harrison College is a for-profit college that offers a degree and diploma in medical assisting. Harrison is one of two distance learning CAAHEP accredited medical assisting programs in the nation keeping in mind that CAAHEP is the largest programmatic accreditor in the health sciences field. The online associate of applied science in medical assisting program takes two years, with a medical assistant externship included in the tuition fee which is just $17,100.

4.Liberty University

This is one of the world’s largest online universities. Liberty is a non-profit, Christian school that offers degrees from the certification to the doctoral level. Too good to be true? It is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools. This school offers an Associate of Applied Science in Medical Office Assisting program that prepares students to work as assistants in healthcare environments.The tuition fee caps at $20,109 which is fair considering the school’s rep and the quality of training provided.

 

As you can see, these are just but a few options. There are other schools out there that offer such programs. This article has highlighted the best in quality and price to make it easier for your student to make a better decision.

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The 4-1-1 on This Year’s Common Application

common application

It looks like the widely used Common Application has taken some cues from the new Coalition Application.

The new changes to the 2017-18 Common App for colleges mirror features found in the Coalition App. Competition often creates innovation and the Common App has some much-needed updates. The Common App changes this year will benefit high school students and make the application more user friendly.

While these changes will be welcomed by students, it’s too early to tell whether or not they will bring with them glitches in the application system. Here are some possible complications that could arise as high school students attempt to use each new section.

1. Detailed Course and Grade Section

Previously, in order for colleges to see a student’s previous years’ class schedule, they either had to request it or wait and view it on the official transcript. Now a college can view a high school student’s academic performance before the arrival of the transcript. Students input their own grades and can view their own academic performance while in the Common App. This is an option that the Coalition App currently provides as well.

This consolidates the grade-reporting process within the Common App and allows colleges to have detailed information provided by the students themselves. It’s still not clear whether this option will be required or optional, but students should always provide as much information as possible when applying to colleges.

2. Integration with Google

Recognizing that many high school students use a cloud platform to create and collaborate on assignments, the Common App has added this feature to its 2017-18 version. This allows students to upload essays and high school resumes directly from their Google Drives into their applications.

It is possible that students will experience formatting and other glitches that sometimes happen with cloud documents. These changes could mean problems for students, but until the application is widely used, we won’t know about technical problems. High school students will be able to write, revise and proofread documents easily on any computer before uploading them to the application. Since many students use school or public computers, this function will make it easier for them to complete the process. This is another functionality that is similar to the one offered by the Coalition App.

For more changes and improvements, click here to read the original article on TeenLife.com

What If Your College Student Gets Sick?

 

Today’s article is from Beth Tofel, found and President of FootprintID. It helps parents easily store and keep track of their child’s medical records and share their health information with physicians, emergency responders, family members and friends—when they need it most.

footprintid

For those of us who have sent children off to college we know the anxiety and stress that comes along with the excitement.  The oldest child is often the most challenging because of the unknowns and then when the youngest heads off it can leave the quiet in our homes sounding very loud.

One of the things I hear so often is “what if my child gets sick?”.  For the first time we are not right there to “diagnose” what is wrong, speak to the doctors or nurses, or immediately participate in decisions related to a child’s health.

Worse than that, because of HIPAA laws, the doctors are not allowed to speak to us without our child’s permission.  I suppose that works fine for a cold, cough, or strep throat.  But what happens when the unthinkable happens.  Your child can’t communicate to give the doctor permission to speak to you.  This is not something we want to think about, but as responsible parents we MUST.

I spoke to a lawyer friend recently, who shared some of the stories she has heard when needed documents are not available in a situation such as this.  Sometimes parents are simply told to come to the hospital, but what is going on with their child can’t be shared.  They don’t know if they are arriving to find a broken leg, or god forbid, their child in critical condition.

What happens if your child has an allergy, takes medication, or suffers from a condition that an emergency responder doesn’t know about.  Or there is a decision to be made as to how to treat your child.  All of this information can be critical to provide efficient, effective and timely care in an emergency.

What do parents need to do?

So what do we do?  Most importantly we need to have each of our children, upon turning 18, sign a Health Care Proxy and Power of Attorney giving permission for us to speak on their behalf and participate in care decisions with doctors.

The next challenge is to make sure that those documents are available if they are ever needed.

FootprintID can provide a solution to the challenges outlined above and assist in closing the gap that exists in the sharing of health information.

All of one’s medical information and health history, including documents such as POA and Health Care Proxies can be stored in one HIPAA compliant location.  It is then immediately accessible to parents, the child, health care providers and emergency personnel.  The information can be retrieved via web portal, smartphone app or our 24 hour call center.

Here is a link to a video that easily explains this service and how it can be beneficial to you, and your child as they head off to college.

Why FootprintID Video

The college experience is made up of many components.  Academics are primary, but also learning to manage one’s finances, health, social experiences, life is crucial to the maturation process that takes place during these years.  If we can keep our children safer by knowing their medical information is on hand and allowing us to participate in their care, at the same time that they learn to manage their own health experiences, everybody wins.  As parents it would certainly help us sleep better at night.

College Prep Stress: Into the Pressure Cooker

 

college prep stress

I have a few friends whose sons are applying to college. The stress and the pressure students face regarding college is palpable. The question bears asking: How do you help your student navigate the process without adding your own college prep stress and pressure? Trust me; it’s not easy. Parents have their own kind of pressure related to college. Most of it revolves around the question: How will we pay for it?

So here is my best advice related to those two important questions.

How do you help your student navigate the process without adding your own stress and pressure?

You must in every circumstance remain calm. This is only one of many choices your soon-to-be adult will make in his life. This is the time when you transition from being a hands-on parent to being a supportive parent. I know that’s easier said than done. It’s hard after making all their decisions for 18 years to step back and let them chart their own course. But this act, in itself, will help alleviate stress for both you and your student.

Once you take a step back, the logical course for you is to become an encourager and coach. You can offer advice, help in the decision-making process and keep track of filing dates and deadlines, make travel plans for college visits and provide tutoring support if needed. This frees your student up for the important tasks: test prep, choosing the colleges, and filing out the applications. Your student knows what is expected of him and you know how you can help. Less stress for both parent and student.

How do you remove the money worries and stress around paying for college?

I can’t tell you how many emails I have received from parents whose students applied and were accepted to a college the parents can’t afford to pay for. The excitement of acceptance is overshadowed by the reality that the student won’t be able to attend due to lack of funds.

The only way to avoid this inevitable disappointment is to do your homework. Before your student applies, do some research about the college. How much does the college cost? What do students typically pay (this is usually not the sticker price)? Does it have a high acceptance rate? What type of aid does it award to students? Do they typically award a large percentage of their incoming freshman substantial financial aid? Is your student at the top of the applicant pool therefore increasing his chances of receiving merit aid? And finally, estimate your EFC (Expected Family Contribution).

After the research is done, how much can you afford to pay? If the college doesn’t award aid, can you pay the difference between the cost of the college and your EFC? Is your student willing to put in the effort to apply and win scholarships to help with the cost?

Once you have all the information, your student should only apply to colleges that are within your ability to pay with a reasonable expectation of merit aid if needed. It doesn’t make sense for him to apply to a $50,000 a year college if you don’t have the means or the ability to pay. Parents often feel pressured into letting their student attend and take out massive student and parent loans to foot the cost. This is not a wise decision and can cause added stress and pressure that is unnecessary.

There are also other ways you can avoid the stress of college prep. Read my article for TeenLife Magazine, Helping Your Teen De-Stress About College Prep, for some additional information.

Roadmap Planner for College Bound Students

 

roadmap planner

If you are reading this, most likely you are somewhere between 15 and 18 years old (or have a child of this age), trying to comprehend a large, obscure and scary monster called College Admission. You’ve probably already been told many bitty pieces of advice regarding this topic and are confused by the amount of preparations you have to go through. On one hand, it is completely natural! Going to college is one of the most important steps towards building a successful career. It is a milestone that largely predetermines your whole life. It’s also a decision you certainly do not want to regret in the future! Moreover, it is a long-term investment and should be thoroughly planned.

However, on the other hand, studying should be fun, isn’t it? And there is little fun about going crazy with worries and uncertainty, that’s for sure! While there is nothing we at KeepSolid can do about your school attendance or exam results (you, the student, are the one responsible for this), we offer our top-notch solution, Roadmap Planner, to assist you with the planning process. Keep reading and you will learn a few weighty tips that will help you better understand the road you are about to take. After all, well begun is halfway done!

Tips for students

The list of steps you have to take can be split into long-term tasks (1-3 years before college) and short-term tasks (less than 1 year before college).

Long-term:

  • If you haven’t already, it is about time to consider which college you’d like to go to attend and start saving money for it.
  • Take classes in core academic subjects. In the US, for example, colleges generally require three years of science, math, social studies, four years of English, and, in most cases, two years of a second language. That’s the minimum you should focus on.
  • Get involved in school-based activities, or consider volunteering or working in areas related to your future career.

Short-term:

  • If you reside in the US, we suggest you submit your FAFSA (Free Application for Federal Student Aid) right after October 1st, as well as any other financial aid applications you are required to submit.
  • Take SATs (Standard Attainment Tests) or any other such exams. You’re often allowed to pass them multiple times (or to pass training tests). Use this to your advantage to make sure you get the best results possible!
  • Apply to the chosen colleges. It’s highly recommended to apply to multiple schools at once.

Tips for parents

If you are a parent of a college bound student, there is work for you as well. Consider the tips below and help your child reach the winning results.

Long-term:

  • The main thing you should do – the sooner the better – is to discuss with your children their college plans. You’re likely to find some sort of misunderstanding or lack of knowledge regarding this issue in them. And it’s extremely important that you help your child figure everything out and get rid of confusion.
  • Keep an eye on their grades and study habits. It’s a stressful period for high school students and you should be ready to involve and help them.
  • By this point, you should have already opened a college saving account for your child – make sure you add to it regularly.

Short-term:

  • Help your child fill out all documentation they have to in order to avoid any last-moment complications.
  • Understand terms of student loans and taxes and explain them to your child along with the responsibilities involved in accepting them.

Additional hint

Despite the fact we have only listed the most crucial and somewhat tricky tips, it might already feel quite overwhelming to keep track of such a long and various sets of tasks, isn’t it? Which is perfectly fine, a human brain normally can’t trace such information for a long time. However, our top-notch productivity solution, Roadmap Planner, will definitely remove part of this weight off your shoulders. With this app, you can easily set an arrange of tasks within a specified timeline and monitor their completion. This way you will never forget about a crucial milestone or lose track of an important assignment – a great aid to planning and visualizing future for both students and their parents.

As you can see, college admission is a big deal indeed, but Roadmap Planner will help you to better structure the final goal and make the road to it more clear. So give it a shot, download Roadmap Planner and try all its premium features for free with a 21 day trial version.

9-11 Scholarships

 

9-11 scholarshipsToday marks the 22nd anniversary of  September 11th. Twenty two years ago today our country was attacked by terrorists. The attacks resulted in the deaths of 2,977 victims. The victims included 246 on the four planes (from which there were no survivors), 2,606 in New York City in the towers and on the ground, and 125 at the Pentagon. All of these victims left behind families. In these families, there were children who would eventually be pursuing higher education.

Seeing the need to help these families of the victims, scholarships rose up across the country to help their dependents fund higher education. The Families of Freedom Scholarship Fund was established. According to the fund’s declaration, their purpose is:

“… to provide education assistance for postsecondary study to financially needy dependents of those people killed or permanently disabled as a result of the terrorist attacks on September 11, 2001, and during the rescue activities relating to those attacks.”

Scholarship America played a major role in the creation of the September 11 Scholarship Alliance, formed by leading scholarship providers and associated organizations to coordinate the various scholarship funds for postsecondary education created in the wake of the 9/11 tragedy. Although the Scholarship Alliance officially concluded its activities, there are still a number of scholarship funds in addition to the Families of Freedom Scholarship Fund that provide assistance for postsecondary education for 9/11 families. Start your search here, in any of the following categories:

Memorial Funds and Other Funds
Scholarship America manages and administers Memorial and Other Funds. These Funds are managed and administered separately from the Families of Freedom Scholarship Fund and have separate eligibility criteria. Generally speaking, Memorial Funds are provided for a group of families associated with a specific funder, while Other Funds are open to all 9/11 families.

College Funds
There are scholarship funds managed by individual colleges and universities, for use on their campuses only. Many of the colleges and universities provide matching scholarships to students who receive Families of Freedom Scholarship Fund education assistance.

Outside Organization Funds
Citizens throughout America stepped forward and donated funds to many relief efforts in the aftermath of the September 11, 2001 terrorist attacks on America. The establishment of scholarship funds was one means of providing such relief and assistance.

The fund this year will recognize an exciting milestone – this summer they awarded over $100 million to financially needy families since the inception of the Fund in 2001. The great news is that the Fund has been invested well and there remains over $96.5 million for the thousands of students who are yet to apply for awards.

Huntley Wealth Care Scholarship

This scholarship is for students who have lost one or both parents who either had no life insurance or were underinsured. Students can either submit an essay or a video essay

UWorld SAT Prep Product Review-Affordable and Effective Test Prep

 

uworld

As a parent, and a parent college coach, any program that offers affordable test prep for students deserves a “look see”. When I was approached by UWorld to help get the word out about their free 30-day SAT prep program I was definitely interested; and when I heard about the cost of the program after the 30-day trial, they had me at “affordable”.

UWorld is a leading provider of question bank materials for professional licensing exams. They have now expanded into SAT prep and are hoping for the same success in this area that they have had in all their other ventures. The new SAT site includes over 1400 questions. They have experienced educators on staff who provide them with questions similar to what students will find on the real SAT.

It’s easy to get started with the FREE trial—all you do is provide your email address and a login password. Once that’s done, you are taken directly to the registration page that asks for simple information such as name and address. No credit card information is required to start with the full program. Once the 30 days are up, your student can decide whether or not to continue with the tutoring, which can be purchased for 90 days, 180 days, or 360 days—all at affordable prices for budget conscious families.

There are several features of this tutoring program that appeals to me as a parent and a college coach:

  • You can setup and customize your tests and your tutoring options
  • You can choose the level of difficulty on many of the questions-low, medium or hard
  • You can create flashcards from the questions for quick review by simply selecting a word or formula in the math section
  • You can get hints to help you before you choose the answer
  • You can choose tutor mode to explain the answers after you submit them
  • You can save the test to continue later or pause it while taking it
  • You can define difficult words from the read
  • You can track your time while taking the test
  • You can flag questions that you want to go back and review later

Once the test is completed and scored, you can:

  • Monitor your progress with graphs and reports
  • Track your performance and compare it with others
  • Identify your weaknesses to choose problems in that area to practice
  • Identify your strengths to eliminate those type of questions

The tutoring feature is impressive. It clearly explains each choice from the multiple choices, why the correct answer is correct, and gives tips on how to choose the correct answer next time. Not only do you have a chance to practice the test with these sample questions, you are able to improve your test-taking strategies with the explanations and the tips given in the tutoring function.

Since this is an online test prep program, students can access it by using their computers at home, their laptops, their tablets and even their smartphones using an app. This essentially puts test prep in your student’s hands to use at any time during the day when they have a few extra minutes of free time. Additionally, once the difficult questions are flagged, your student can use these as a study guide before the test.

For most middle-class parents, it’s inconceivable to pay hundreds and hundreds of dollars for SAT prep, college consulting and essay prep. When I find a program that offers an affordable option for parents I’m always excited to promote it. And when the program is such high quality as UWorld, it’s a win-win!

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Sample math page in UWorld SAT prep program as viewed on tablet.

4 Questions to Ask Your Child Before They Decide to Study Medicine

 

study medicine

There is many a student out there with grand ideas of entering the medical profession, with all the prestige, salary, and pride that goes along with doing a job connected with helping others. However, while you’ll understandably be excited that your child is showing an interest to study medicine and join such a worthwhile profession, it’s important to remember that the cost of putting a child through medical school is expensive. As such you’ll need to make sure your child is fully determined to see the course through if you’re going to part with your cash. Below, we take a look at five questions you should be asking your child before they decide to study medicine; it might make them think twice, or give you all the encouragement you need to fund their education.

1. Why?

It’s easy to fall for the image of being a doctor or other medical professional, but the image and the reality are worlds apart. Your child might have a solid understanding of what is driving them towards the medical industry, but you won’t know until you’ve asked them. If they’re especially interested in helping people, understanding how the body works, and working hard, then it might be the right career choice for them. If they have only a vague desire, then try to draw out of them what they want to do – it might not be becoming a doctor, and you’ll be setting them on the right path.

2. Do They Know the Commitment?

Nothing worth having comes overnight, and this is true for becoming a medical professional. It requires a lot of schooling, right through from the time at college, to postgraduate studies, to getting experience in the hospitals. All in all, it’ll be well over a decade until they’re finished with their studies and bringing home a good income. Are they willing to play the long game to get their dream job?

3. Will they be Happy with the Work/Life Balance?

Working in the medical industry isn’t so much about having a job as it is adopting a lifestyle. For instance, asking “how much does a Radiologist make?” is a good question to ask, but it’s important to weigh he potential income (which is high) against the number of hours worked. The good news is that doctors do tend to get more free time as they get more experienced, but the early years can be particularly draining.

4. What Branch of Medicine?

Obviously, the medical field is massive, and as such there are many jobs that a person going down the medical route could end up doing. They could become a surgeon, general hospital doctor, a cardiologist, radiologist, or a whole host of other options. It’s not so important that they pick which discipline they’re most interested in before they start, but it’s good to keep an eye on which jobs will be safe for the future; doctors will always be in demand, but some surgeons might see their procedures automated.

If they can answer all these confidently and positively, then you might have a future doctor on your hands!