Category Archives: college guidance

admissions, college guidance, college planning, Guest Posts

Mom-Approved Tips: How to Choose a College

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Today I’ve opted to post an article written by a young woman who has worked as a financial aid officer and wants to spread the word about financial literacy and money management skills for college-bound teens. She has witnessed parents and students make some unwise decisions about college. She offers some excellent advice on how to choose a college.

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Choosing which college to attend is a family decision.  Rather, it should be a family decision.  Especially if the family (i.e. parents!) will commit to covering the college expenses.

What the Experts Say

There are a number of factors to consider when choosing a college.  Some experts suggest  considering the national college rankings.   Others recommend choosing a college by the potential debt it might incur.  The College Board’s Big Future suggests a number of factors to consider when choosing a college, including size and location.  Some experts recommend visiting the college, speaking to students, alumni and faculty. Others recommend getting to know the resources available at the college and speaking to the admissions officers.  There are TONS of things to consider when choosing a college!

Almost all of the advice out there suggest that the decision should be based on information gathered by researching – and there’s not much of an emphasis on getting input from the family.

choose a collegeTaking a Different Approach

During my time as a financial aid counselor I helped many families learn about the college costs – AFTER the student had already enrolled in the college.  At that point, the student is already invested in the school and so is the family.

Also at this point many of the families (both parents and students) had regrets about their decisions and felt that it was too late to change course – it was the middle of the semester after all.  They had regrets about not evaluating their ability and willingness to pay for the college costs BEFORE having made the decision to attend.  Ability to pay is important – but even if a family has the ability to pay, doesn’t necessarily mean they have the willingness to pay.  Are they willing to pay $65,000/year for a private college?  Are they willing to take on the debt?

In many cases, by the time families came to me to explore their options about how to finance the college costs, they learned that they had very few options to make it work:

  • Borrowing Federal Parent PLUS Loans
  • Taking out home equity loans
  • Using credit cards
  • Dipping into their retirement accounts

The families were able to move forward with these decisions, but they had many hesitations about doing so.  Taking out a home equity loan, for example, was a common option that families chose.  But they were very uncomfortable with the decision.  The result?  Families ended up compromising their financial goals.

I recall some families would come up with other creative options like selling their cars or getting a second job.  I especially remember speaking to a father who admitted that he “sold the family gold” (I had no idea this was common practice!) to pay for his son’s education!

These families didn’t realize what they were getting into. Parents wanted to accommodate their student’s decisions, but I could tell that they were uncomfortable with the limited options.

This is why I strongly believe that choosing a college is a family decision. Because, like it or not, this decision affects the entire family – especially if there’s an expensive private college on your student’s radar.  It’s best to stay involved in this part of the process; and to make this decision together and compromise if necessary.

Does this make you feel uncomfortable?

It’s weird, right?  You’re probably thinking that choosing a college should be the student’s choice, not yours.  You don’t want them to feel guilty about wanting to choose an expensive college over a more affordable one that would make your life easier.  And you definitely don’t want to stand in the way of your child’s dream college.  It might even feel like you’re overstepping your boundaries by wanting to be involved in the final decision-making process.

This is normal.  In fact, it’s so normal that we forget that this is even a thing!  It’s called individualism and it places more value on the individual rather than the collective.  Merriam-Webster defines it as, “the belief that the needs of each person are more important than the needs of the whole society or group.”  Individualism is so deeply ingrained in our culture, that we don’t even question it.  Today, I want you to be critical of this deeply ingrained mindset.

Think about the differences between Eastern and Western philosophies.  In Western cultures, we place more value on the self, on our individual talents and accomplishments.  Eastern cultures place more value on collectivism which emphasizes the importance of groups, like the family, community, state, or country.

I believe that there is value in both Eastern and Western perspectives – and it’s important to balance between individualism and collectivism.

Individualism is a philosophy that we live by everyday and we don’t even notice it.  I want you to notice it today.  And when the time comes, I want you to notice it as it relates to choosing which college to attend.

How to Have the Conversation

I’d like to offer just ONE tip for you to work towards making this family decision: Next time you’re discussing college plans, you can say something like, “You can go to any college you want, but there may need to be some compromises.  We’re a team and we’re going to have to work together to make this decision work.”  Bottom line: the best thing to do is be direct, honest, and offer your support.

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Katie's HeadshotAs a financial aid counselor, Katie has witnessed the lack of financial literacy among college students. That’s why she’s a big believer in learning money management skills early in life. Sign up for her newsletter where she shares tips about how to prepare your teen to make smart financial decisions: http://planningwithpoise.com/

admissions, college guidance, tutoring

3 Tips to Help Your Child Prepare and Get Accepted to a Great College

 

collegeMost parents are thinking about their child’s collegiate future from the moment they enter high school, if not before. Some students are proactive about choosing a dream college and back-up options, while others need extra guidance from their parents to make those decisions. And regardless of whether your child is applying to one school or ten, the application process and months leading up to it are probably stressful for you as well!

You want to make sure they do their best work throughout their high school years, building up the knowledge and experience that will serve them in college, plus that they’ll put their best foot forward with the application process to increase their chances of being accepted. If this sounds like something you’re experiencing, here are some helpful tips you can follow to help your child prepare and be successful.

1.  Find a volunteering opportunity to share with your child.

The benefits of volunteerism are plentiful. Kids who volunteer learn about an important social cause and that they have the ability to make a positive impact on the world around them, even in a small way. It’s a great bonding experience for parents and children to do together. It also makes a meaningful addition to any resume.

2. Help your child raise low grades.

Tutoring is a great resource for students of all ages. Tutors are trained to help students study and learn specific subject matter plus develop learning strategies that they can employ in the future. Students who partner with a tutor not only have the opportunity to bring up their grades, but to value the importance of working to overcome difficulties. They also learn that they are capable and competent learners, even in subjects that don’t come naturally to them.

3. Encourage your child to pursue a passion.

High school students have a lot to focus on as they prepare for college life. Many juggle schoolwork with part-time jobs, obligations at home, and time with friends. They can improve their quality of life and maybe even open the door for new opportunities in the future by pursuing a hobby with fervor and merging it with their academic interests. For example, if they love skateboarding, help them look for opportunities to take that interest to the next level. Are there any local competitions at which they can volunteer their time or a skate shop where they can work a day or two a week? If they’re an aspiring writer, can they volunteer to write an article for a local publication about the skating community where you live? Your child will appreciate the support you provide and feel empowered to pursue things that are of interest to them.

Most parents will attest to the fact that the best approach to take as you help your child prepare for college is to be their partner in the process. Consider their natural talents and interests, and help them get the support they need to excel in those areas that they find more challenging. By being a strong support system for them, you’ll be able to give them the extra tools and guidance they need to choose and be accepted into an excellent college.

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 dusty foxDusty Fox is a full-time world traveler and freelance writer who contributes to the Ivy Trainers network. Visit the Ivy Trainers website to learn more about the services they offer.

 

college guidance, college majors

The College Major Debate: 4 Points to Steer Teens in the Right Direction

 

college majorParents raise children, and often help pay for college educations, so they feel they have a right in lending their advice regarding selecting a major.

However, it’s the child’s future at stake, so they should have a say regarding their interests and passions.  Yet, the wise know that not every diploma earns a good salary, so in order to steer children in the right direction, parents and students need to consider the following.

Gain Experience

A young high school student may have a great science teacher that inspires the child to study chemistry in college.  Yet, the charisma of a teacher does not guarantee a student’s future success in an industry.

It’s important for aspiring workers to gain experience in a field, whether that means working a part-time job through high school or doing volunteer work while earning college credits.  Students often switch majors, and it’s a person’s prerogative to change interests as they mature, yet college credits cost.  Students need to do all they can to complement theory with actual experience in a given field.

Speak with a Professional

Who better to ask about a profession than those with current jobs?  Students benefit from keeping contact with a professional within a field of interest and inquiring about college workloads, job opportunities, and daily tasks regarding the profession.

Some have grand illusions about making a lot of money doing a job they never actually performed.  Speaking with a professional helps align insinuation with reality and can either help fuel or diffuse a student’s interest.

Choose a Practical Minor

Some tell students not to worry about how much money they will make in the future, but it’s practical to think about the eventual value of your time and money spent.  Those who choose majors due to love and not money benefit from selecting a more practical minor area of study.

That way, if the philosophy degree doesn’t materialize into much on the job market, a minor in business helps get an entry level position to begin a career.  In an ideal world, students would make great money doing what they love, but in the real world, it’s important to prepare for the actual job market.

Get Help

The dialogue about choosing a major should involve other parties aside from the parents and student.  An objective third party can steer students toward goals while maintaining the latter’s happiness.

Professional services provide resources like these templates and give advice about college majors and chosen industries.  In addition to high school and college career planning services and counselors, professionals are available who have the insight that helps students and parents make the right decisions.

It’s difficult to understand that the choices you make now will influence your lifestyle and happiness in the future.  But, it’s important for students to focus on the decision of choosing a major (and minor!)  Speak with those already working, gain experience in a field, and seek services that help high school graduates make present decisions that help benefit the future.

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Jim Hearne is a high school counselor and busy dad of four. When he has the time, he enjoys helping others by sharing what he has learned over the years. Look for his helpful posts mainly on career, education and job blog sites.

college guidance, parenting, substance abuse

Mom-Approved Tips: Heading to College May Be Deadly

 

college may be deadlyYes. I said heading to college may be deadly. At the risk of being a naysayer and offering a negative image, recent news confirms my concern. At least eight freshmen at U.S. colleges have died in the first few weeks of this school year. That’s by no means an epidemic, but it is something parents should address with their future college students.

In an article by Inside Higher Ed, “Lives Cut Short”, the stories of these tragedies is discussed:

At least eight freshmen at U.S. colleges have died in the first few weeks of this school year. The deaths have cast a shadow over the campuses on which the students spent too little time, but they’re also a cross-section of the kinds of issues and decisions facing freshmen as they begin their college careers — and of the choices some young students may not be prepared to make. Even colleges with the best approaches to educating students about mental health issues may have very little time to reach those who may be vulnerable.

Why is this happening?

You’ve lectured them. You’ve warned them. You’ve taught them right from wrong. But have you prepared them to face what waits for them at college: stress, extreme peer pressure, and abundant alcohol?

During senior year you are so focused on getting in to college, that often the most important discussions get shoved to the back burner. We cram those discussions in on the trip to move in and neglect to offer our kids advice on how to deal with the difficult decisions involved during those first few weeks of college.

“It’s a huge transition and all the support systems are different,” said Pete Goldsmith, dean of students at Indiana University at Bloomington. “For students who have lived in very structured situations and environments, going to a college campus when very suddenly they have this new kind of freedom and new choices to make, it can be pretty overwhelming.”

What tools should you give your student before he leaves for college?

Discussions about the dangers he will face in college are great—start there. But discuss the “what-ifs”:

  • What if everyone around you is binge drinking and wants you to join in? How will you respond?
  • What if you see someone who is obviously overindulging? What should you do and who should you tell?
  • What if a student tells you he’s suicidal? Where can you go for help?
  • What if you witness dangerous behavior? What should you do?
  • How do you recognize alcohol poisoning—how much is too much?

Don’t delude yourself into thinking that it’s not going to happen to your kid. Every school is a party school. Alcohol is readily available, especially to freshmen who consider it an “initiation” into adulthood to get when their parents aren’t a factor and they are free to abuse without repercussions. Sticking your head in the sand won’t help you or your student. Discuss the “what ifs” before freshman year.

college guidance, college planning

College Rankings

 

college rankingsU.S. News released their college rankings yesterday. There is always a great deal of emphasis placed on these rankings. Colleges boast about their possession in the pecking order and use it for marketing to students. But are these rankings accurate? What do they mean? What don’t they mean?

Personally, I don’t put much weight on the U.S. News college rankings. These rankings are based on a subjective collection of information from the colleges themselves. Colleges have been known to pad their data, cheat on the reporting, and shift the data in their favor in order to rank high on the list.

Parents have been known to use the list to insist their student attend one of the high ranking colleges. But honestly, it’s just a way to claim bragging rights for the parents and has very little to do with the actual quality of the education for the price.

I always suggest that parents use more than one source when comparing colleges and gathering data.

Custom College Rankings

Custom College Rankings is an amazing site created to help you view all the college statistics on a spreadsheet and change the criteria of the spreadsheet as you view it. There are over 2900 colleges and universities with statistics for each gathered from the most recent data from the U.S. Department of Education.

ETC College Rankings Index

“The ETC College Rankings Index measures the improvement in employability and earnings that a particular college brings to its graduates, relative to students similarly situated at other colleges” – states Michael R. Havis, president and founder of the nonprofit Educate To Career, who adds – “Students and parents are focused on the value-added by going to a particular college and pursuing a specific area of study.”

College Factual

Unlike other college ranking systems, College Factual serves as a decision-making hub throughout the entire college search process, sharing outcomes-based data such as average student loan debt per student and default rates; how well colleges retain and graduate students; graduates’ starting salaries and earning potential; and return on investment based on cost of a degree.

In addition to these sites, you can use College Navigator, Cost of Learning, and College Data to gather more information. Never rely solely on one set of rankings. Use the comparison tools to make a wise college choice.

college guidance, mom approved tips, parenting

Mom-Approved Tips: How Early is Too Early to Prepare for College?

 

prepare for collegeHow early is too early to prepare for college? We’ve all seen those movie clips where the parents are agonizing over the right preschool to prepare their kids for the right kindergarten, the right grade school, and the right college preparatory school. These overachieving parents are convinced that college prep begins at birth. They take it to a whole other level elevating college jerseys into full blown college prep. But just how early is too early and how far should parents go when preparing their children for college?

With competition for college admission becoming stronger, parents are recognizing the need to begin college prep early. That doesn’t mean that you start drilling college into your toddler’s head (although some parents have been known to do this). It does mean that you begin a foundation for their education that will carry them into high school and eventually into college.

Looking at the three phases of education (elementary school, middle school and high school), what should parents do to prepare their students for college?

Elementary School

When discussing college prep, most of the discussions start in middle school and the steps begin when a student is in high school. But for a student to be truly prepared for college, parents should begin talking about it, thinking about it, and discussing it as early as elementary school.

Start talking about the value of education

Begin talking about the importance of education when your child enters kindergarten. The first seven years of education are filled with learning fundamental skills and gaining knowledge. This is the foundation of all future education. If your child loves school, excels in school, and is motivated to study and achieve excellence, the logical progression will be to continue their education by going to college.

Start talking about college

The opportunities that a college education provides can be relayed to your children during the early years of education.

For example, if your child is interested in dinosaurs, parents should talk about how people that research and recover dinosaur bones had to go to college first to learn how it’s done. Or if he is interested in space, discuss how scientists and astronauts go to college to learn the skills they need to work in that field. A child’s enthusiasms are the perfect opportunities to start a discussion about how college is key to pursuing and following those interests.

Your student might also be interested in pursuing an education online, like this online BSW (Bachelor of Social Work) offered by Spring Arbor University. There are many opportunities available for your student to pursue a Bachelor’s degree online.

Visit colleges with the family

Visiting college isn’t just for teenagers. Many universities provide campus tours and visiting days when a staff member will guide a grade school class, or other group of children, around the campus and explain the unique and exciting things they can do when they grow up and go to college. Parents can also schedule outings with their children to the college or university from which they graduated. The important thing is to make college sound interesting, exciting and accessible.

Read more college prep tips from TeenLife for middle school and high school students

college guidance, college planning, mom approved tips

Mom-Approved Tips: Does It Matter WHERE You Go to College?

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where you go to collegeMuch is debated about college names and prestige, especially among parents. It’s logical that parents want their kids to have the best opportunities available. It’s illogical that they place more value in the name than in the education itself. But so many parents encourage their kids to make illogical college choices. Where you go to college is not as important as you might think.

A rose by another other name is just as sweet

The college education itself is more important than the college name. Your student can get an excellent education at a community college, a small liberal arts college, or are large state university.

Attitude means more than status

If a student isn’t invested in college, the college reputation won’t make him any more committed to the education. Attitude is everything. A student who desires a learning and life experience can make that happen in any college environment.

There’s more to an education than the cost

Expensive institutions would want you to believe that their price is high because your student will receive a better education. That is not the case. There are over 400 four-year universities and colleges in this country providing quality education.

Employers don’t care about the names

A colleague of mine told me that some of the best government contractors will shun Ivy League graduates over those of the state colleges. Here’s on recruiter’s perspective:

Sometimes the poor kid who had to pay his way through Chico State has the most pluck and is the most driven. These types of employees are sometimes the most successful of all, because they are used to working hard from the get-go and did not come by anything in life through their dad’s connections. They have no sense of entitlement, so are willing to get their hands dirty for the mission.

Read the rest of the article and you’ll see why a college name doesn’t always fly with job recruiters.

Bragging rights for parents doesn’t translate into a good college investment. What matters most is the fit—does the college fit into your student’s wants and needs academically, financially, and socially. Plopping down big bucks in the hopes of a big payback after graduation is not a wise decision unless all the criteria are met.

college guidance, college planning, Wednesdays parent

Wednesday’s Parent: Illogical College Choices–Part 1

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college choicescollege choicesIn March, Wendy and I discussed how to make a good college list (Part 1). Today, we’re revisiting that advice and adding some additional tips on helping them make those college choices.

Summer vacation is halfway gone and families have most likely been making some preliminary college visits. It’s only natural for students to begin formulating a lists of “wants” when they begin to see themselves in college. However, the difference between what they “want” and what they “need” can be miles apart. It’s your job to rein them in.

You student may list the following illogical things as his must-haves. Next week, I’ll discuss how to steer him in a different direction.

  • Going to the same school a boyfriend or girlfriend is going to—The danger here is obvious. High school romances rarely last and once the romance ends, so does the love for the college.
  • Only look at the colleges your best friend is viewing—Friendships, while many last a lifetime, are no reason to make a college choice. Friends oftentimes have different educational goals and career paths. Even if they line up, evaluate the true reasons for choosing the college and be sure it’s not for friendship. Besides, I saw many college friend explosions over the years when my kids were in school. It taints your view of the environment.
  • Choose a college because you love their football team—Being a Texas Aggie fan or a Texas Longhorn fan or a Notre Dame fan is no reason to attend their college. Investigate their academic programs and choose it if it gives you the best education for your needs and for your dollar.
  • Choose a college based on its “party” ranking—You would be surprised how many students choose schools that are ranked high as a party school. They convince their parents it’s for the academics, but truthfully it is not. My son did this after the Marine Corps. It was the worst decision he ever made. Too much partying equals academic failure. Besides, even the most stringent academic institutions have parties.
  • Limiting location—Don’t just look at colleges close to home. Check out some schools that are a little further away. It will increase your options.
  • Let the choice just happen—Many teens just slide in to the most comfortable place: they got an email from someone; their friend suggests it; their parents went there. Neither of these are good reasons to attend college.
  • Pick a college to impress someone—This is not a reason to choose a college. Keeping up with the Jones’ or trying to impress your friends will only result in your teen being unhappy at school.
  • Believe that the harder a college is to get into, the better it must be—The best colleges are sometimes the ones that have a high rate of acceptance. Research is the key to finding out the benefits of these schools.
  • Assume that all colleges are the same—All colleges offer an education, but not all colleges are the same. Programs, athletics, campus life, and even teaching styles vary. All of these can affect the overall college experience.
  • Rely on someone else’s opinion—Never assume anything about a particular college until you investigate and gather information. Opinions vary and at any given time you will always find someone that loves or hates a particular school.

Now read Wendy’s post: 2 Phases, 3 Points for Forming a College List

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

college guidance, essays, Uncategorized

12 Essay Experts on Twitter

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essay experts
Photo by By Aleksi Tappura

I began my search for essay experts on Twitter a few days ago. To my surprise, and disappointment, most of the accounts I found were for companies or organizations that write essays for students. I find that disturbing as a parent, and as a college coach. It baffles me that students would actually pay someone to write their essay for them which is out and out plagiarism and that’s why there are sites like Unplag that can help. Even more surprising were the number of essay experts who were not on Twitter or inactive.

Along with the multitude of essay writing services, I also found a great number of complaints from dissatisfied customers complaining about the quality of the essay they paid for. And the age old proverb is true: if you want something done right, do it yourself.

These twitter accounts are essay coaches—they help you write your OWN college essay by providing encouragement, guidance and support throughout the essay writing process. Follow them for tips about the essay and connect with them if your student needs help.

Essay specialists

1. College Essay Guy @collegeessayguy

2. The Essay Expert @brendabernstein

3. Essay Hell @essayhell

4. Chris Polley @essaybrainstorm

5. All College Essays @allcollegeessay

College counselors who help students with essays

6. Megan Dorsey @collegeprepllc

7. Jeannie Borin @jeannieborin

8. Paul Hemphill @vcollegeadvisor

9. Jessica Velasco @Admissions411

10. Jim Overton @ccofsc

11. George Scurlock @collegehelp1

12. International College Counselors @College_Experts

 

college guidance, college planning, scholarships

Memorial Day

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Memorial Day

 

When my father was alive, one of my favorite activities was to go through his pictures of World War II. He served in the Army Air Corp in India. His unit helped build the Burma Road. He had stories to tell of being on narrow roads, being ambushed, swimming with sharks in the Indian Ocean, and having monkeys for pets. It all seemed so long ago in a time that I could only imagine.

When my son graduated from high school, he joined the United States Marine Corps. As any mother, I worried and fretted over his safety, even though it wasn’t during war time. He would come home and tell me stories of venturing across the arctic circle with the Norwegian military, being part of the task force in Panama when we relinquished control fo the canal, and hiking up Mt. Fuji with Japanese soldiers.

In honor of Memorial Day, following are a few posts that I’ve written with this theme in mind:

The military academies and ROTC in college

Scholarships for military dependents

5 Things military parents should know about college

As you celebrate Memorial Day, remember the sacrifice that so many have made to protect our freedom. And enjoy the holiday with your family and friends.