Category Archives: college planning

college planning, college prep, parenting

Using the Summer for College Prep

summer

Before you think I’m advocating “heads to the grindstone” this summer, rest assured these activities will not consume your or your student’s summer months. What this summer college prep will do is prepare your student for the upcoming school year and help him enter the next phase of his education thinking and planning for college.

The summer before middle school

Entering middle school is a huge transition for students. They go from one classroom to multiple classrooms, lockers, multiple teachers, and more homework. The summer before your student begins middle school is the perfect time to begin preparation for the future. Although it might seem premature to start thinking about college, it’s never too early. Your child needs a strong middle school foundation in order to take the high school courses that colleges expect of a college-bound student. 

For a list of 10 tips for soon-to-be middle school parents, click here.

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admissions, college planning, financial aid, financial planning

Deep Diving for College Bargains

COLLEGE BARGAINS

Not all colleges are created equal. But are you looking for the college bargains?

Community college. State University. Private liberal arts college. Trade or technical college. Top-tiered business college. Ivy League college. Not all colleges are created equal.

If that’s the case, what makes a good college? Some might think it’s a #1 rated NCAA football team, or a college with an Ivy League designation, or even a school that is highly selective. A good college (as in good fit) meets the following three criteria: academic, social, and financial. The college that meets or excels in all three should be the college your student chooses. Even the best college (based on reputation) isn’t a good college if the student neglects the opportunities he is given while attending.

In terms of financial fit, does the college fit into your family’s college budget?

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college costs, college planning, financial planning

10 Ways to Save Money in College

save money

College is expensive. However, college students tend to take a casual attitude toward spending; hence they waste money in college. After tuition, room and board, students often find themselves tapped out and living on ramen noodles. But it doesn’t have to be that way. Students can save money by making wise choices and being cognizant of their spending. 

Following are 10 ways to save money in college:

1. Create a budget

Any smart spender creates a monthly budget, especially college students who have limited discretionary funds. Even if you’re being subsidized by your parents and have a work-study job for expenses, it’s smart to watch your spending. Pizza and fast food delivery can add up.

2. Take on a job

If you qualify for financial aid, most colleges will offer work study. This allows you to work on campus during school and use that money for college expenses. Even if you don’t qualify, get a job while you’re in college. Not only will it subsidize your spending but studies show students who work in college get better grades.

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admissions, college planning

Getting Off the Wait List

wait list

It’s college decision time and disappointed teens are receiving news they have been placed on the college wait list. A wait list decision does not reject an applicant outright, but it also offers an uncomfortable level of ambiguity about whether an applicant will receive an acceptance to the college later. So how likely are teens to be taken off the wait list, and is there anything they can do to increase their chances?

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college guidance, college planning, college prep, financial aid, financial planning, parenting

Searching for The Most Generous Colleges

This article was originally written for University Parent as a part of their parent program.

generous colleges

Everyone likes a good bargain.

We rush out on Black Friday to get the best deals for Christmas — we stand in line in the freezing cold to save money! But do parents put as much effort and attention into finding a college bargain? Student debt statistics would say they don’t. Would you want your student graduating from college saddled with that debt? I imagine not!

College bargains do exist and if you have a student who intends to start college in the fall, it’s your job as a parent to point him in their direction. College is a huge consumer purchase which you can and should approach much as you would the purchase of a home or car. Do your research, compare the prices, and help your student choose a school that gives you the best bang for your buck.

One of my favorite movies is Mr. Blandings Builds His Dream House. In it, Mr. Blandings tells his lawyer that “some purchases you make with your heart and not your head.” As I said, I love the movie, but this is bad advice. When it comes to your college “purchase,” use your head first and then listen to your heart.

I understand that it can be challenging to get students to look at the college choice from this point of view. When my daughter was applying, all her choices were east coast private schools with huge price tags. As a parent, I wanted her to have her dream but, also as her parent, I wanted her to graduate without being burdened with debt. Her heart told her to go to the college that offered the least amount of merit aid. Her head, after a long “money talk” and re-evaluation of her second choice, led her to a school that allowed her to graduate with a small amount of student loan debt. She’s grateful every day that I guided her in that direction.

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college guidance, college planning, parenting

Helping Your Student Study Effectively

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study

We can forget how much of an impact we have on our children. When it comes to getting ready for college, we may think that our job is very simple: to ensure that our children study. But if we provide the wrong environment or we don’t enforce it the right way, this will have a more devastating impact on their academics than we realized. To make sure our children are studying effectively, we’ve got to make sure the environment is effective so their frame of mind is ready for study. How can you make the environment and the mindset work together?

Minimizing External Stresses

We all have an inherent need to procrastinate on occasion. If you have spent a long time trying to get your children to study and were met with resistance every step of the way, it’s hardly a surprise that when they need to knuckle down and study, they will look for any reason to avoid it. Even something that is not their responsibility can be the perfect excuse. It’s about making sure that they have a conducive study area, but this means that you need to realize the impact of a perfect study area.

By creating an environment that is not too hot, not too cold, not too bright, and not too noisy is crucial. This means making sure everything is working as it should. For example, something as noisy as the air conditioning can be a distraction and if it’s not working properly, the environment will be completely uncomfortable, and there are plenty of 24 hour AC service providers that can help people. It’s about getting all those little things correct. 

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college planning, financial planning

Working During College

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working during college

Studies have shown that students who spent time working during college actually do better in the classroom. Students who work must learn how to structure and manage their time to work around class assignments. This translates into not delaying assignments and scheduling time to study for exams. However, many experts suggest that freshmen students wait until the second semester to take on the added responsibility of a job. This allows them time to ascertain their academic strengths and decide whether or not a job would detract from their study time.

When college students do decide to work, there are three options available to them: on-campus jobs, off-campus jobs and internships. Each of these job opportunities has its own set of advantages.

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college planning, college prep, Guest Posts

Applying to College: Making a Stressful Process Empowering and Equitable

applying to college

For decades, it’s been widely accepted that applying to college is a hard, stressful and time-consuming process. Students can easily spend months on university preparation and the application process, as well as thousands of dollars in application fees. Parents aren’t always sure which universities are the best fit for their students’ needs and qualifications. The anxiety is real, and when students receive rejection letters, it can be crushing. 

There’s got to be a better way. 

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college costs, college planning, financial aid, financial planning

Using College Calculators

college calculators

Parents and students who understand and plan for the cost of college are wise consumers. Before applying to college, it makes sense to plan ahead and know your options before making a decision about college. The College Board and FinAid.org provide parents and students with several different college calculators to determine college costs, the expected family contribution for financial aid, and how much student loan payments will be upon repayment. Knowing these figures will help you better plan for the costs associated with college.

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college guidance, college planning

Choosing a College Using GradReports

As student debt numbers continue to soar and the job market becomes increasingly competitive, prospective college students care now more than ever about being able to support themselves after graduation – and their parents want to help them avoid drowning in the $1.6 trillion national student loan debt.

 GradReports, recently released new proprietary Salary Scores in an effort to empower students with the data necessary to compare schools and equip themselves for a successful future. GradReports compared the salaries of over 4.6 million college graduates to determine Salary Scores for 2,200+ colleges and 334 majors. 

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