Category Archives: college planning

Looking Ahead to 2017

 

looking ahead to 2017

With the Christmas season upon us and students on winter break, it’s time to start looking ahead to 2017.

First things first, take a look at scholarships with January deadlines. These should be at the top of your list to begin 2017. Make scholarship searching and applying a priority in 2017. Say you don’t need money for college? Everyone likes free money! The more scholarship money your student earns the less you will have to pay. Save for retirement. Take a cruise. Remodel your home. Wouldn’t you rather keep the money you saved and use it for other family expenses? It’s a no-brainer–every student should apply for scholarships.

For seniors, it’s time to buckle down. There’s no room for senioritis if you are applying to or been accepted to college. Colleges strongly scrutinize your senior year academics. Just because you’ve already applied or received an offer of admission, colleges can and will rescend it if they believe you’ve communicated a lack of commitment and purpose to academics. Start 2017 strong and finish strong!

For juniors, it’s SAT/ACT prep time. If you’re taking the test in 2017, you’re going to be staring the new SAT in the face: it’s going to be available in March 2017. Use the next couple of months to prepare for the test. There are free tools on line to help you study and consider hiring a tutor if you think it will help your student focus and prepare.

Don’t wait to register for these tests at the last minute. If you plan to take the tests in January, REGISTER NOW! And it it’s in the spring, register now to avoid late registration fees. For a comprehensive guide on these registration and test dates, click here.

For sophomores and juniors, it’s time to start thinking about college visits. Sophomores should plan preliminary college visits (visit some colleges to get a feel for college life and prepare a list of wants and needs). Juniors will be making visits to show the college they are interested. Sign up for the tour and schedule and interview. Colleges keep tract of these visits and it will give you an edge when your application is received.

With a new year, comes new challenges and college-related tasks. Planning in December will help you to hit the ground running in 2017.

Dear High School Junior

high school juniorDear High School Junior,

Your quest for college intensifies this year. Junior year is THE most important year in the college process. It’s the year you focus your energy on college preparation. All the years leading up to this year have prepared you to begin this journey and as an admissions officer once told me, “drive the car”.

Focus on these four tasks this year and enter your senior year prepared to apply to colleges.

Academics

Your junior year is THE most important year as far as college. It’s the junior year transcript that colleges will receive with your application. This is NOT the time to start coasting. Do your best in every class, especially the AP Honors classes. This level of commitment to academics will communicate to colleges that you capable of handling rigorous college courses and have fine-tuned your time management and study skills.

Test prep and study

First–the PSAT is NOT a practice test. It’s your ticket to some substantial scholarship money if you qualify as a finalist. You don’t have to win or be the best; you just have to qualify as a finalist. Most students don’t study for this test so that’s an advantage you will have going into it. If you study, you could be looking at a full-ride at one of the colleges you list on your test. Think carefully before you list a college. Once you do, it’s locked in.

The SAT and ACT are used by colleges to rate you among prospective students. Scoring high on these tests can mean the difference between an offer of admission and a rejection. Study before taking the test. Take advantage of some free test prep even if you feel you don’t need it. Take the practice tests, evaluate your strengths and weaknesses and adjust your study accordingly.

College lists and visits

It’s time to start your college lists. Is one college at the top of your radar? Do you want to stay in state or attend a college far from home? These are just a few of the questions you should ask yourself when you start your list. Remember to look at all types of colleges: private, state, junior colleges, liberal arts colleges, technical colleges and even career specific colleges like a culinary school. One size college does not fit all. It’s time to explore.

Start visiting colleges–either on your list or nearby to get a feel for campus life. Make some preliminary visits before you start scheduling official visits with the colleges. Talk to students. Explore the area around the college. Once you have a tentative list made, start scheduling visits for tours, meeting with financial aid, and interviewing with admissions. Letting the college know you are coming shows interest in their school. Colleges keep track of these contacts; and when the application is received, they can look at their list and see you have expressed interest.

Finances

Talk with your parents about how they expect you to pay for college. If they are contributing, ask how much they have budgeted for your education. This will help you know what they are prepared to pay and what you will have to contribute to make up the difference. If it’s substantial you should intensify your scholarship search and start working to save money for expenses.

Don’t apply to colleges that are entirely out of your reach if you don’t receive financial aid. It will only lead to disappointment. Investigate how much financial aid the colleges usually provide incoming students. This will help you plan. Remember that the sticker price of a college is not usually what you will pay. Apply to colleges where you are at the top of the applicant pool. This will improve your chances of receiving merit aid.

It’s time to get serious because senior year is just around the corner. Once it hits, you will be writing essays, applying to colleges, and working hard to keep your grades up. If you prepare in advance by completing these four tasks, you will have less stress your senior year.

How to Talk to Your Student About College

Do you have 2 minutes? Two minutes is all it takes to heat up a microwave dinner, brush your teeth, or make your bed in the morning. We all have two minutes. Knowing that our lives are crazy and hectic, Adam Blumenthal of the College Planning Network has created two minutes videos to help parents answer some of their questions about college.

Have you wondered how to talk to your child about college? When you ask questions do you get answers like, “I don’t know” or “I have no idea”? Summer is a great time to have that conversation. Here is one of Adam’s 2-in-2 videos to help you start the conversation.

Sometimes College Isn’t the Right Choice

 

right choice

When our student graduates from high school we flaunt college names like a badge of honor. “My daughter is going to Harvard.” “My son will be attending college at Texas A&M.” You get the picture. Sometimes our desire to prove we raised a successful teenager clouds our judgment and causes us to push our children in the wrong direction. The simple truth is: college isn’t for everyone. And that’s ok. There are alternatives to college.

For some young adults, the thought of college terrifies them. They didn’t do well in school and they know college is academically more difficult. For others, they are simply burnt out—the prospect of another four years of school does not appeal to them. Others prefer to take a different path such as the military or trade school.

With all the talk about college during high school, other options are rarely discussed. My son never saw himself in college. He was an average student but from the time he entered high school he had military aspirations. He joined the Naval Junior ROTC program and as a senior, he enlisted in the U.S. Marines. It was a good decision for him at the time, even though I protested strongly because I wanted him to go to college.

If your student seems disinterested in college there are other options to consider. A gap year might be in order. During that time he can work at an internship, learn a trade, or find a volunteer opportunity abroad. He could always work for a year, take a few classes at the community college and test the waters. Another bold initiative would be to become an entrepreneur–start a business or invent a product to sell. All the college acceptances in the world make your child happy if he’s not invested in the process or willing to commit to study.

The bottom line: college is not always the right choice for every student. And, as I said, that’s ok. The important thing is that you know your child. Don’t push if you sense strong resistance.  Discuss options and make a plan. It’s perfectly acceptable to delay college, work to discover a career path, or concentrate on a trade. College isn’t for everyone.

Watch for Pre-College Anxiety This Summer

 

pre-college anxiety

High school graduation is here and parents are proudly snapping photos, bragging about which college their student will attend, and basking in the fact that they raised a successful high school graduate. Then comes the summer before college . . .

Right now, your student is probably looking forward to “gelling” during the summer: spending time with friends free from the worries and stresses of the past year. Some students will be looking forward with anticipation to the fall and becoming a college student. But others might be experiencing noticeable pre-college anxiety about this next big step.

It happened in my house. My daughter dreamed of going to college in Boston. She worked hard during high school and her dream became a reality. The campus was gorgeous, the academics were superb, and the student body was a perfect fit for her. The icing on the cake was the many Greek organizations on campus. Her grandmother was a Zeta and she always dreamed of following in her footsteps in college.

But as the summer dragged on, I began to notice measurable hesitancy on her part. She didn’t want to discuss the topic of college. She started voicing thoughts of transferring after the first semester to a college in her home state. She didn’t want to start discussing dorm specifics or communicate with her future roommate. What was happening?

If you start seeing any red flags like these, you should ask yourself, “What’s really going on?” Is it simply nervousness related to the change? Is there another person or persons influencing her sudden change in mood or direction? Is she truly changing her mind about college and you need to discuss other options with her?

Once you diagnose the problem, it should be easier to determine what action you need to take.

I’ve outlined the six red flags in this article I wrote for Teen Life Magazine: Watch for These 6 Red Flags the Summer Before College. If your student is exhibiting any of these symptoms, take action. Don’t assume they will pass. Start a non-judgmental conversation and listen to what he is feeling.

My daughter and I were able to find the cause of her problem and I was able to ease her concerns. Just because the decision was made in May to go to college, keep an eye out during the summer before college for any signs of pre-college anxiety.

Who Says Moms Don’t Work?

 

moms

This article originally appeared on Smart College Visit as my Parent College Coach Tip of the week. 

George W. Bush got some flack over comments he made during a Presidential debate regarding his presidency—“it’s hard work”. Mainly because he said it over and over again. If you’re the mom of a college-bound teen you know how he feels—“it’s hard work”. Moms deserve a medal and more than one special day a year. After dealing with conflict, emotions, stress and tough decisions during college prep it’s easy to be overwhelmed and exhausted.

Who says moms of college-bound teens don’t work? Most have two jobs–one in the home and one in the workforce!

Here are 20 jobs every mom of a college-bound student performs.

  1. Head Cheerleader and College Coach
  2. Organization Expert (for all the high school awards, past essays, report cards, and college material)
  3. Taxi Driver (to and from sporting events and college fairs)
  4. Life Coach (guiding to make the right college choice based on fit)
  5. Anger Management Coach (during the many heated discussions over college)
  6. Family Therapist (intervention at least once a week}
  7. Errand Runner (for all those college-related tasks)
  8. English Teacher (specializing proofreading and editing of essays)
  9. Finance Manager (planning for all college costs)
  10. Personal Assistant (staying on top of deadlines, application submissions, test prep booking)
  11. Personal Shopper (preparing for the inevitable move-out day)
  12. Travel Agent (making arrangements for all college visits)
  13. Event Coordinator (specializing in all senior celebrations)
  14. Sleep Scientist (making sure your teen gets enough sleep and providing late night study support as needed)
  15. Safety Patrol (watching for any risky behavior to address before college)
  16. PhD in Reverse Psychology (especially before and after the college decision)
  17. Separation Anxiety Counselor (preparing for college move-in day)
  18. Parent Mediator (running interference between all the well-meaning advice and what your teen really wants and needs)
  19. Scholarship Coach (this will require many hours of searching and constant motivation)
  20. Investment Counselor (completing the FAFSA, deciphering the award letter, deciphering student loans based on college ROI)

After reading these tasks, no wonder you’re exhausted! But one day, your teen will appreciate everything you did for him. One day.

 

Paying for College: The Best Strategy

 

paying for college

Last night I spoke with a relative whose son just had a baby. The parents were already developing a strategy for paying for college. When she told me they were planning to enter their child in beauty pageants to foot the bill, I had to interject. I told her this was certainly going to cost the parents money and  the rewards would probably not be worth the effort. Then I told her the best strategy to pay for college: good grades.

According to an NACAC survey, colleges rank the grades in college prep courses, the strength of curriculum, and grades in all courses as the top factors in the admissions decision. But here’s the added bonus, those grades can also net a student huge rewards in financial aid. Many colleges will award automatic full-ride scholarships to students with high GPAs and class rank.

Instead of placing all your college money “eggs in one basket”, in addition to saving, use these three strategies to create a plan that will pay the college tuition bill:

Focus on academics

The tone is set freshman year. Make it a goal to choose the pre-college courses (AP and Honors) and get the best grades possible in these courses. If your student does poorly freshman year, it makes it difficult to catch up later. All throughout high school, your student should place high value on academic progress: commit to study, prepare for class and tests, seek help when needed, and put academics before any other activity.

Apply for outside scholarships

Start applying for scholarships as early as possible. Waiting until senior year is a poor decision. There are scholarships available for all ages. It should be your student’s “job” during high school to search and apply for scholarships. An hour a day can produce huge rewards and start racking up funds each year to make a huge dent in the tuition bill.

Chose the colleges with the best financial aid footprint

What does this mean? Look for colleges with a high percentage of financial aid. Every college reports the statistics related to their financial aid profile. These statistics can tell you how generous they are with their scholarships and grants and also the percentage of students who receive help with their tuition.

The best resource available for these statistics is College Navigator. You can enter the name of the college, or search using criteria such as location, size, and degree plans. Once you’ve pulled up the data, you can use it to compare colleges.

If you use these three “paying for college” strategies, no matter where you are in the process, your student should be able to graduate from college with little or no debt. Additionally, you should be able to pay for college without borrowing or dipping into your retirement (which I never recommend).

10 Things to Do After National College Decision Day

 

NATIONAL COLLEGE DECISION DAYIt’s that time of year again. May 1 is approaching and for parents of seniors it’s THE DAY that their student’s hard work is finally realized. National College Decision Day is the day your student has to decide which college they will attend. For some, it will be an easy decision. For others, like my daughter, it will be an excruciating one.

My daughter waited until the last minute—the very last minute—to decide. She was torn between two very similar colleges: one in her home state of Texas and one thousands of miles away in Massachusetts. Both offered the same financial aid, the same course curriculum, the same campus setting, and Greek life (#1 on her list). The final dealmaker was location. She had always wanted to attend college in Boston and that’s what tipped the scale.

Once your student has decided which offer of admission to accept, it’s time for celebration. It’s a time to look ahead, savor all the hard work, and prepare for the next few months. Here are ten things you should do after the decision is made:

  1. Prepare for buyer’s remorse

Even if your son or daughter is sure about their college choice, buyer’s remorse will set it at some point during the next few months. It’s that overwhelming feeling that perhaps they choose the wrong college or made the wrong decision. It’s that feeling that perhaps they don’t want to leave home after all because of a) their friends, b) their boyfriend or girlfriend, or c) they are terrified to be on their own. Don’t react, just listen. They have to work through their anxiety.

  1. Plan for orientation-both student and parents

It’s time to get the calendar out and look at student/parent orientation dates. This is one event neither you nor your student want to miss. Parents learn valuable information at orientation and students make much-needed connections with other students. Orientation will help your student ease into college life and help you cope as they make the move from home to independent living.

  1. Keep looking for scholarship money

You may have a financial aid package in line, but you should never stop looking and applying for scholarships. College is expensive and even those $500 awards will add up. All throughout college your student should continue applying for scholarships.

  1. Prepare for fall registration

It’s time to pour over the course catalog and academic requirements. Check out the college’s AP policies, which vary quite a bit from college to college. Your child still has time to sign up for May or June SAT II tests in preparation for fall registration. Official scores for these tests, however, will need to be sent to the college so they will have them on record when registering for classes.

  1. Expect your emotions to be all over the place

By the end of the summer, you may be counting the days until your teenager leaves for college. Typically they become moody, argumentative and begin exerting what they feel is logical independence. There will be times when you wish they were already gone, and times when you wish they would never leave. It’s a whirlwind of conflicted emotions and every parent experiences them. Just as your student is working through this life change, you are coming to grips with it as well.

  1. Book parents weekend now

This may sound like crazy advice, but if there’s one thing you do in this list—do this. Hotels fill up quickly for parents weekend, along with rental cars. Expect to pay higher than normal hotel prices because these dates happen every year and the hotels book quickly. If you are flying to the college or taking a train, book that part of the travel early as well.

  1. Look at the calendar and plan for holiday travel

If your student has to fly home or take a train, look at the academic calendar and book travel for them. Waiting until the last minute may leave your student stranded on campus or force you to pay high prices for a last minute ticket.

  1. Go shopping, but don’t overbuy

Scope out the area around the college for chains like Bed Bath and Beyond, Target or The Container Store. You can order online and arrange to pick up when you arrive at college. Wait until you know the layout of the room and your college student has had a conversation with their roommate. This will alleviate duplicate purchases and overbuying items that aren’t dorm essentials. Remember, these are “small” spaces. You and your student may be tempted to go crazy with the bling, but it’s better to wait until move in day for that.

  1. Schedule a family vacation

If possible, schedule a family vacation. It may be the only time you see your son or daughter before they leave for college. They will be bulking up on friend time, significant other time, and anything away from their parents and the family. It’s normal; they are preparing for separation.

  1. Have a serious money talk

Once the college decision is made, it’s time to reiterate what you expect them to contribute to their education financially and what you expect from them academically since you are also contributing a significant amount toward this education. Begin budgeting for expenses and discussing how they will pay for essentials during the year: either through a job or by you providing them with a monthly stipend.

 

My Son’s Path to College Graduation Took 9 Years After High School

 

This week, I will be sharing some personal stories and experiences of my own children’s path to college. I hope they help enlighten you and encourage you to help your college-bound teen.

college graduation

During his senior year of high school, my son applied to three schools: the Air Force Academy, West Point, and the Citadel. He knew he didn’t have the grades to get into these competitive colleges, but they were his dream schools. He didn’t apply anywhere else and when he was not offered admission, he decided to give up on college. He was defeated and felt he couldn’t possibly succeed. He also felt college was out of the question without scholarships and he did not bother to apply for any. Because of this, my son’s path to college graduation took nine years after high school.

Unfortunately, I was an uninformed parent. I did not know at the time there were many other options for him. He could have attended community college for a nominal cost. He could have applied rolling admission to colleges that were within our ability to pay. He could have chosen a military college and accepted an officer’s commission after graduation. But because he felt he had few options, he opted for the military, with the promise of attending college while serving.

Since he chose the Marines, he had little time to attend college. After serving his four years, he was honorably discharged and the day after leaving the Marine Corps, he began attending a state college on the G.I Bill. Unfortunately, he made a poor college choice. Based on his Marine buddies recommendations, he chose a “party” school. To make matters worse, the college was a commuter college—students went home on the weekends.

After one semester, he withdrew with an absolutely disappointing 1.0 GPA. It was not that he was a poor student. He just wasn’t ready. After being told what to do for four years, he wasn’t disciplined enough to attend class, study, and participate in discussions. His plan—come home and find a full-time job. We agreed to give him six months.

After working at a minimum wage job for one year and living in a small studio apartment, it became clear to him that he needed a college education. Since his GPA would not allow him to re-enter college, he decided to attend community college, retake the same courses, bring up his GPA and transfer to a four-year college after he had met the basic requirements. Better yet, his G.I Bill and Pell Grant would cover all his tuition, making it possible to attend for two years without incurring any student loan debt.

After two years of community college, he transferred to a private college with a 4.0 GPA. Because of his excellent academic standing, he was able to secure scholarships for this college as well. After two more years, and nine years after high school, he graduated Magna Cum Laude with numerous academic merit awards. It was clear that he was capable of so much more than he thought he was in high school.

What made the difference? He was ready. After working for a year making minimum wage, he realized the importance of a college education. He made a plan and kept his eye on the prize. As he did in the Marines, he excelled in the execution of that plan and reaped the rewards of his academic commitment.

Is your teen a good student and is struggling with a college decision? Don’t be discouraged. He or she may not be ready. A gap year might be in order. Working at a trade or internship could help motivate them. For my son, the military was the best option. Whatever your teenager decides, the path he or she takes should be the path that best fits them. Forcing a student to attend college if he’s not ready will only lead to disaster: financial and personal failure.

If you think your unmotivated student has few education options after high school, think again. Community college is always an option, offering an opportunity to ease into college life. Trade schools offer a hands-on education and for some students, the best choice. There are colleges who accept applications year round, and even colleges that have a 100% acceptance rate. Just because your student does mediocre in high school, don’t assume college will be an academic repeat. If college is truly his goal, he will make it work; and he just might surprise you.

10 Criteria to Narrow Down Your College List

 

college list

There are over 4000 four-year colleges in the United States and another 1900 community colleges. Choosing a college can be overwhelming if you don’t narrow down the choices with this simple list of basic criteria. Once you’ve narrowed down the college list, you can get more selective and specific with your final choices.

Here is a list of 10 choice criteria to consider:

  • Your study preferences—Are they more comfortable in a structured class or do you excel doing independent study? Do you require academic challenge or prefer in-class time with little or no additional study?
  • Money—Your budget plays a huge factor in the decision process. If your budget is tight, will you consider student loans? And if so, will an expensive private university be worth the debt?
  • Size—Do you want small class size or does it matter? Does being part of a large student body appeal to you or would they prefer a small college atmosphere?
  • Location—Do you want to go away to college or stay close by so you can live at home? Are you looking for a cultural experience that a big city offers or a down home experience provided by a small town college?
  • Extracurriculars—Are you set on joining a sorority or a fraternity? Are these offered at the colleges you are considering? Are there other activities that you feel are crucial to having a positive college experience (i.e. working on a campus newspaper, participating in intramural sports, studying abroad)?
  • Academics—Is there a specific major you are interested in or will a liberal arts degree do? Not every university offers the same academic disciplines.
  • Career focus—Do you want to study the culinary arts or fashion design? Consider a school that offers these types of specialized degrees.
  • Sports—Does the school have a huge sports program or do sports play little impact in your decision?
  • Competitive vs Non-competitive—Do you have the resume that will ensure acceptance in a competitive college like Stanford or Penn State? Or do you have a strong academic showing that would send you to the top of the list at a non-competitive college and qualify you for a full scholarship?
  • Specialized programs—Do you want to work in the stock market? Does the school offer a trading room? What about internships, undergraduate research, service learning, and even specialized senior capstone projects (integrating and synthesizing what you have learned).

The college list should be loosely formed by the start of senior year. Juniors should be focusing on college visits and start working on their list. Seniors should review this list and once offers of admission arrive, use it to make the final choice.