Category Archives: college planning

college guidance, college planning, college prep, Uncategorized, Wednesdays parent

Wednesday’s Parent: Are You Afraid of College Prep?

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afraid of college prepAre you afraid of college prep? If you’re not, you’re one of the few. Parents, while excited about the prospects of college, are frightened by the actual process. What frightens them most? Any number of tasks: the overwhelming mounds of forms and paperwork, how to pay for the high cost of the education, being out of control and not knowing how colleges will receive their student, and the biggie—will your student be rejected.

In order to avoid giving in to the fear, you need to change your thinking. While colleges might give you the impression they have the power, they do not. It’s ultimately your teen’s choice for which college to apply to and which college to attend. It’s ultimately your choice which financial aid award you accept. You are the consumer. The key is in how your student markets himself to the college and how he takes control of the process.

Here are 3 tips to help calm you fears:

This is just another phase in the life your child.

In the midst of it all, it seems like an insurmountable task. It is all consuming and appears to be a “life changing” decision. Yes. College is important. But it is just the beginning of the choices your child will have to make in this life. And nothing, I mean nothing, is carved in stone. Wrong college choice? In the grand scheme of life, it’s not the critical. It’s the education that matters and how your child embraces the learning.

There will be a good fit college for your child—a college that values their contribution.

It’s not about the name, but about the fit. With a little research, a little coaching, and some digging, there is a college that fits your child like a glove. It may not be an Ivy (and probably won’t), but it will be the place they feel welcome and at home. Find that and you’ve hit the jackpot.

While there may be rejections along the way, there will also be many opportunities to learn life lessons.

No parent likes to see their child rejected. But it’s a reality of life. Everyone is going to be rejected at some point and the college process is no different. It’s how you handle the rejections that matter. It’s the life lessons you can teach them that will stay with them after they go away to college. And I say this with all certainty—everything happens for a reason. Sometimes College B or College C is a much better fit, and will make your child happier in the long run.

Once you’re done, you’ll be an expert and can help other set aside their fears. What is it Roosevelt said? The only thing we have to fear is fear itself (and of course college prep).

Read Wendy’s Post: 4 College Prep Nightmare Scenarios

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Join @pocsmom and I tonight with a #WednesdaysParent version of #CampusChat at 9PM ET with guest Paul Hemphill (@vcollegeadvisor) of Planning for College, discussing the scary side of college prep.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

admissions, college guidance, college planning, social networks

Mom-Approved Tips: Dressing Up for a College

 

When my kids were little, Halloween was for them. They dressed up in costumes and went trick or treating door to door. My how times have changed. It’s become a family event. Parties are planned, events are scheduled for the kids, and parents get involved in the festivities. Dressing up is part of the fun and also a necessary component of the Halloween celebration.

When applying to colleges, “dressing up” for a college is more than fun–it’s necessary. What do I mean when I talk about dressing up for a college? 

Show interest

Colleges want to know you are interested in attending. They don’t want to be just another name on your college list. They want to know that if you apply, and are offered admission, there is a good chance you will accept and attend. You can show interest by taking an official campus tour, connecting on social media, and meeting with admissions officer for an interview. Colleges keep track of how many times you have showed interest.

Market yourself

You’re basically saying “pick me” to the colleges. Although you are the consumer, the ball is in their court for the first phase of this process. Take every opportunity to market yourself to them. They want to know you and see what you have to offer their college community.

Make a positive impression on social media

Use all avenues of social media positively. Post pictures of your volunteer activities on Facebook and Instagram. Converse with colleges on Twitter. Set up a profile on LinkedIn and connect with colleges there. The key word here is POSITIVE.

Unlike Halloween, you do not want to wear a costume and pretend to be someone you are not. Colleges want to see the real you underneath the costume, not a version of a person you think they want to see.

college guidance, college planning, Guest Posts, mom approved tips

Mom-Approved Tips: Planning for an Informed College Choice

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college choiceBuilding off of the fabulous and informative articles about the economics of choosing a college featured earlier this month (Payscale’s 2015 College Salary Report and Mom Approved Tips: How to Choose a College), I want to share with you a simple system to help you make this huge decision and an informed college choice.

1. Schedule Time in Your Calendar to Implement the System

The first step in any system is scheduling time to implement it. Set aside an hour this week to start working through the following steps. This can be done as a family or by the student. The key to not getting overwhelmed by the process is taking it one little step at a time. Break down each task into small, easy to accomplish tasks, and you’ll be done before you know it.

2. Start with a Large List and Narrow it Down

You are much better off with a long list than a short list of colleges. Remember when you are deciding which college to attend it will have been three-six months since you were applying. A lot can change in that amount of time, so you want to make sure you have enough options to make the best decision. I recommend students have a final list of 8-10 schools. If applying to that many schools is a financial burden for you and your family, remember you can always request application fee waivers. You can do this my writing the college directly or check out the College Board or NACAC for more information on the standard application fee waiver requests.

To get down to those 8-10 schools, start with a much larger list. Put any school on the list that even piques your interest. Spend time browsing the net and talking to friends, family, teachers, and counselors. Don’t limit yourself. Just write everything down right now. You want to make a large list and then focus on narrowing it down by asking yourself the following questions.

3. What do you want to do after you graduate?

Do you have a particular career or major in mind? Spend your time researching the best undergrad programs. See which schools your dream companies recruit from. Are there intern or co-op programs? You can use the Payscale Best Schools by Majors list shared last week to help you. You can also look at rankings for different majors.

Maybe you are unsure about what you want to do after you graduate. That’s OK! You just might want to steer clear of very specific programs. For example, if you’re on the fence about engineering, you don’t want to have a list of exclusively engineering schools.

Look at your list and cross off any schools that don’t offer the major(s) you’re interested in. Put the schools with the best programs at the top of the list. Be sure to take a look at the companies that recruit from and attend the career fairs of the colleges on your list. Not many students or their parents do this, but it is probably one of the biggest factors for how easy or difficult your future job search will be.

4. What are the economics of your choice?

I specifically don’t want you to think about what your “budget” is or how much the college costs. You need to look at the whole picture. What sort of financial aid and scholarship packages do the schools offer? What are your parents able and willing to contribute? Use Katie’s advice to broach the subject. What is your potential starting salary? What are your potential lifetime earnings? WRITE IT ALL DOWN. Use this wizard to figure out how much student loan debt is reasonable for you. Use the Payscale information to get median salaries for different careers.

For example, if your dream job is teaching middle school, your salary will likely be in the $30,000-$60,000 range during your lifetime. So you need to consider if spending $200,000 on your education will be too big of burden. If so, cross those hefty price tag schools off your list.

On the other hand, if your dream job is a petroleum engineer for a big oil company, I would consider spending more money on a school with a strong program that has relationships with all the big companies over a school that’s cheaper but doesn’t have any oil companies going to their career fairs. Put the schools with the applicable company connections at the top of your list.

5. Where do you want to live and study?

Location, location, location. It can be a big factor in your enjoyment of college, the expense, and the ease of your future job search. It’s definitely easier to get a job in the city or area where you go to school. If you know you want to work in a particular city or region, check out the schools there. You’ll be able to build your network while in school, making the job search process a breeze.

Maybe you know you want to go to school in the South, Midwest, or Coasts. Keep in mind there are additional expenses if you go to school far from home (flights home, storage between semesters, etc.). Cross off any schools on your list in regions or cities you know you don’t want to spend four years of your life. Move schools in your ideal regions/cities to the top of your list.

6. Will I like spending the next four years there?

Are you big city or small town? Do you need to be close to family or want to break out on your own? Is Greek life important? How did you feel when you visited the school?

Do you have any friends or family who went to a school and loved it? If they have similar likes and dislikes to you, their opinion is very valuable. Ask them why exactly they like the school. Are their reasons important to you?

I had a mother ask me this very question. Her daughter visited a school and wasn’t crazy about it. This year her friend is going there and loves it, which is making her reconsider the school. Typically we’re friends with people who are similar to us and have similar likes and dislikes. I think your friend’s experience is actually more pertinent than a visit, especially if it was a visit you took during the summer. It’s hard to get a feel for a school by going on a campus tour when most of the students are gone. Ask your friend why she loves it. Even better, visit your friend at school if you can. You might even be able to catch a class or two with her. Use this information to cross off the schools where you know you won’t enjoy your time. Make sure the top 10 schools on your list are places you’d like spending the next four years.

Action Steps:

  1. Start your list today!
  2. Research schools based on majors/careers.
  3. Use this wizard  to figure out how much student loan debt is reasonable for you. Use Payscale  to get median salaries for different careers.
  4. Talk to people! Your friends, family, and mentors can all help you to decide on your final list. Just remember to ask questions to find out why they like the schools they like.
  5. Narrow down your list to the top 8-10 schools.
  6. Comment or email me with any questions. If you are looking for resources to help you craft the best application to get you into those 8-10 schools, get my four-step Base Brainstorming Workbook and 7-page GPA Boot Camp for FREE!

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Jessica YeagerToday’s guest post is from Jessica Yeager, a grad of Harvard and MIT, and a tutor and college coach for high-achieving students and their parents at Impress the Ivies. You can get her Base Brainstorming Workbook & GPA Boot Camp for free.

admissions, college guidance, college planning, Guest Posts

Mom-Approved Tips: How to Choose a College

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Today I’ve opted to post an article written by a young woman who has worked as a financial aid officer and wants to spread the word about financial literacy and money management skills for college-bound teens. She has witnessed parents and students make some unwise decisions about college. She offers some excellent advice on how to choose a college.

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Choosing which college to attend is a family decision.  Rather, it should be a family decision.  Especially if the family (i.e. parents!) will commit to covering the college expenses.

What the Experts Say

There are a number of factors to consider when choosing a college.  Some experts suggest  considering the national college rankings.   Others recommend choosing a college by the potential debt it might incur.  The College Board’s Big Future suggests a number of factors to consider when choosing a college, including size and location.  Some experts recommend visiting the college, speaking to students, alumni and faculty. Others recommend getting to know the resources available at the college and speaking to the admissions officers.  There are TONS of things to consider when choosing a college!

Almost all of the advice out there suggest that the decision should be based on information gathered by researching – and there’s not much of an emphasis on getting input from the family.

choose a collegeTaking a Different Approach

During my time as a financial aid counselor I helped many families learn about the college costs – AFTER the student had already enrolled in the college.  At that point, the student is already invested in the school and so is the family.

Also at this point many of the families (both parents and students) had regrets about their decisions and felt that it was too late to change course – it was the middle of the semester after all.  They had regrets about not evaluating their ability and willingness to pay for the college costs BEFORE having made the decision to attend.  Ability to pay is important – but even if a family has the ability to pay, doesn’t necessarily mean they have the willingness to pay.  Are they willing to pay $65,000/year for a private college?  Are they willing to take on the debt?

In many cases, by the time families came to me to explore their options about how to finance the college costs, they learned that they had very few options to make it work:

  • Borrowing Federal Parent PLUS Loans
  • Taking out home equity loans
  • Using credit cards
  • Dipping into their retirement accounts

The families were able to move forward with these decisions, but they had many hesitations about doing so.  Taking out a home equity loan, for example, was a common option that families chose.  But they were very uncomfortable with the decision.  The result?  Families ended up compromising their financial goals.

I recall some families would come up with other creative options like selling their cars or getting a second job.  I especially remember speaking to a father who admitted that he “sold the family gold” (I had no idea this was common practice!) to pay for his son’s education!

These families didn’t realize what they were getting into. Parents wanted to accommodate their student’s decisions, but I could tell that they were uncomfortable with the limited options.

This is why I strongly believe that choosing a college is a family decision. Because, like it or not, this decision affects the entire family – especially if there’s an expensive private college on your student’s radar.  It’s best to stay involved in this part of the process; and to make this decision together and compromise if necessary.

Does this make you feel uncomfortable?

It’s weird, right?  You’re probably thinking that choosing a college should be the student’s choice, not yours.  You don’t want them to feel guilty about wanting to choose an expensive college over a more affordable one that would make your life easier.  And you definitely don’t want to stand in the way of your child’s dream college.  It might even feel like you’re overstepping your boundaries by wanting to be involved in the final decision-making process.

This is normal.  In fact, it’s so normal that we forget that this is even a thing!  It’s called individualism and it places more value on the individual rather than the collective.  Merriam-Webster defines it as, “the belief that the needs of each person are more important than the needs of the whole society or group.”  Individualism is so deeply ingrained in our culture, that we don’t even question it.  Today, I want you to be critical of this deeply ingrained mindset.

Think about the differences between Eastern and Western philosophies.  In Western cultures, we place more value on the self, on our individual talents and accomplishments.  Eastern cultures place more value on collectivism which emphasizes the importance of groups, like the family, community, state, or country.

I believe that there is value in both Eastern and Western perspectives – and it’s important to balance between individualism and collectivism.

Individualism is a philosophy that we live by everyday and we don’t even notice it.  I want you to notice it today.  And when the time comes, I want you to notice it as it relates to choosing which college to attend.

How to Have the Conversation

I’d like to offer just ONE tip for you to work towards making this family decision: Next time you’re discussing college plans, you can say something like, “You can go to any college you want, but there may need to be some compromises.  We’re a team and we’re going to have to work together to make this decision work.”  Bottom line: the best thing to do is be direct, honest, and offer your support.

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Katie's HeadshotAs a financial aid counselor, Katie has witnessed the lack of financial literacy among college students. That’s why she’s a big believer in learning money management skills early in life. Sign up for her newsletter where she shares tips about how to prepare your teen to make smart financial decisions: http://planningwithpoise.com/

admissions, college planning, infographics

Infographic: How College Rankings Work

 

College rankings are important to millions of incoming students a year, yet few actually know how the rankings are compiled. To give viewers a more clear look at what’s involved with compiling college rankings at the top rankings organizations, the editors at College Choice have created this graphic to explain methodologies.

 

How College Rankings Work
Source: CollegeChoice.net

academics, college planning, guidance counselors

Wednesday’s Parent: Choosing Courses to Impress Colleges

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coursesHelping your college-bound teen choose the right courses is one of your most important jobs as a Parent College Coach. Along with your teen’s high school counselor and after doing a little research, you should be well prepared to guide your teen in choosing courses that will challenge them academically. There is no substitute for a solid academic, college focused education. Your teen’s transcript will be the cornerstone of their college application and college admissions counselors weigh the content of that transcript to determine your teen’s ability to handle a rigorous college course load.

A college education builds on the knowledge and skills that your teen has acquired during junior high and high school. Most selective colleges with the highest admission requirements look for students who have taken challenging science and math courses beyond the basics. Basic computer skills are essential, along with three or four years of a foreign language.

Advanced Placement (AP) Classes

Many high schools offer AP (Advanced Placement) courses and exams. AP courses are college level courses in approximately 16 different subjects helping students to prepare for college level work while still in high school. After the course is completed, your teen can take an AP test in the subject and many times receive college course credit. There is a difference between Honors classes and AP classes. Honors classes are advanced classes. AP classes and AP Honors classes offer the opportunity for testing once the course is completed. Having these difficult courses on your teen’s transcript communicates that they are up for the challenge of college and they can successfully complete college-level courses.

Dual Credit Courses

Many schools also offer an opportunity to take Dual Credit courses. A dual credit course is a college course taken by a high school student for which the student earns both college and high school credit at the same time. Some courses are taught at the high school campus during high school hours while others are taught at local colleges during the day, evenings, and weekends. By participating in the dual credit program, it enables your teen to make substantial progress toward their college degree before finishing high school. Students who begin taking courses in their junior year can earn thirty or more college credits by the time they graduate from high school if they also take summer classes at the college. It is possible to earn sophomore status even before they start college full time.

Electives

As you begin to plan your teen’s high school curriculum add any electives that might interest them: art, music, theater arts, JROTC, computer science, and business to name a few. If they are interested in pursuing a college education in theater arts, they should definitely add Drama to their curriculum. My daughter felt like that was what she wanted to do after high school. But after taking a few Drama courses, she realized it was not for her. It saved us thousands of dollars in the long run because she would have had to change majors in college and most likely increase the time of attendance. Letting them experiment in high school will also cement their interest and help in choosing the college that is best suited for their specific interest.

Your teen’s high school counselor should be able to offer additional help in the selection process and answer any questions you might have regarding specific college course requirements.

Read Wendy’s Post: High School Courses and College Admissions

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Join @pocsmom and I tonight with a #WednesdaysParent version of #CampusChat at 9PM ET with guest Nicole Lentine (@nlentine), Admissions Counselor at Champlain College, Co-Host of Admissions Live on the #HigherEdLive network discussing “How to Choose High School Courses.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

college guidance, college planning

College Rankings

 

college rankingsU.S. News released their college rankings yesterday. There is always a great deal of emphasis placed on these rankings. Colleges boast about their possession in the pecking order and use it for marketing to students. But are these rankings accurate? What do they mean? What don’t they mean?

Personally, I don’t put much weight on the U.S. News college rankings. These rankings are based on a subjective collection of information from the colleges themselves. Colleges have been known to pad their data, cheat on the reporting, and shift the data in their favor in order to rank high on the list.

Parents have been known to use the list to insist their student attend one of the high ranking colleges. But honestly, it’s just a way to claim bragging rights for the parents and has very little to do with the actual quality of the education for the price.

I always suggest that parents use more than one source when comparing colleges and gathering data.

Custom College Rankings

Custom College Rankings is an amazing site created to help you view all the college statistics on a spreadsheet and change the criteria of the spreadsheet as you view it. There are over 2900 colleges and universities with statistics for each gathered from the most recent data from the U.S. Department of Education.

ETC College Rankings Index

“The ETC College Rankings Index measures the improvement in employability and earnings that a particular college brings to its graduates, relative to students similarly situated at other colleges” – states Michael R. Havis, president and founder of the nonprofit Educate To Career, who adds – “Students and parents are focused on the value-added by going to a particular college and pursuing a specific area of study.”

College Factual

Unlike other college ranking systems, College Factual serves as a decision-making hub throughout the entire college search process, sharing outcomes-based data such as average student loan debt per student and default rates; how well colleges retain and graduate students; graduates’ starting salaries and earning potential; and return on investment based on cost of a degree.

In addition to these sites, you can use College Navigator, Cost of Learning, and College Data to gather more information. Never rely solely on one set of rankings. Use the comparison tools to make a wise college choice.

college planning, interviews

Mom-Approved Tips: Preparing for the College Interview

 

college interviewNobody likes interviews, and the college interview is no exception. Inexperienced high schoolers are expected to enter a room with a college admissions officer and speck eloquently while answering their questions. Factor in the obvious nerves and the inability to know what they are going to ask and you have a very anxious teenager.

My daughter was no different. She had her heart set on a popular New England university and the interview would be the defining factor in their decision to admit her. She had the grades and the extracurriculars, but her SAT scores were average and below the university’s typical applicant. So she scheduled an interview and we traveled to San Antonio to meet with the admissions officer. As you can imagine, she was a bundle of nerves.

Long story short, she was offered admission. Even longer story, she turned them down and opted for a smaller New England college that offered better financial aid and better suited her interests. But the interview made the difference.

Entering any interview unprepared is unwise. Job applicants should learn about the company before the interview; and students should learn about the college and prepare some answers to commonly asked questions.

Can you answer these 10 interview questions?

Here is a list of 10 interview questions colleges might ask and suggestions on how to respond. They may not be exactly as worded, but they will fall into one of four categories: questions about your fit with the college, questions about your personality, questions about interests and goals, and broader questions requiring a more thoughtful response.

Click here to read the entire article on TeenLife.com’s blog

5 Questions you should ask on a college interview

The answers to the questions they ask you (Can You Answer These 10 College Interview Questions?) are important. But the questions you ask them can be just as important and can also help you make your final college decision. In the end, it’s not just them choosing to admit you, it’s you choosing to accept their offer of admission.

Click here to read the entire article on TeenLife.com’s blog

A key thing to remember is that the college decision is your decision. Colleges seem to have the power during the interview process, but the interview is also your opportunity to clarify your choices and learn more about the college. Approaching this interview with this in mind will help you relax and be more confident. Asking questions shows the colleges that you are strong, independent and will be making an informed decision.

 

college guidance, college planning, mom approved tips

Mom-Approved Tips: Does It Matter WHERE You Go to College?

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where you go to collegeMuch is debated about college names and prestige, especially among parents. It’s logical that parents want their kids to have the best opportunities available. It’s illogical that they place more value in the name than in the education itself. But so many parents encourage their kids to make illogical college choices. Where you go to college is not as important as you might think.

A rose by another other name is just as sweet

The college education itself is more important than the college name. Your student can get an excellent education at a community college, a small liberal arts college, or are large state university.

Attitude means more than status

If a student isn’t invested in college, the college reputation won’t make him any more committed to the education. Attitude is everything. A student who desires a learning and life experience can make that happen in any college environment.

There’s more to an education than the cost

Expensive institutions would want you to believe that their price is high because your student will receive a better education. That is not the case. There are over 400 four-year universities and colleges in this country providing quality education.

Employers don’t care about the names

A colleague of mine told me that some of the best government contractors will shun Ivy League graduates over those of the state colleges. Here’s on recruiter’s perspective:

Sometimes the poor kid who had to pay his way through Chico State has the most pluck and is the most driven. These types of employees are sometimes the most successful of all, because they are used to working hard from the get-go and did not come by anything in life through their dad’s connections. They have no sense of entitlement, so are willing to get their hands dirty for the mission.

Read the rest of the article and you’ll see why a college name doesn’t always fly with job recruiters.

Bragging rights for parents doesn’t translate into a good college investment. What matters most is the fit—does the college fit into your student’s wants and needs academically, financially, and socially. Plopping down big bucks in the hopes of a big payback after graduation is not a wise decision unless all the criteria are met.

college planning, Wednesdays parent

Wednesday’s Parent: Making the Illogical Logical-The Final College List

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final college listLast week, I talked about Illogical college choices; choices that college-bound teens make that have nothing to do with the quality of education. Without strong parenting and some tough love, those illogical choices might make their way onto the final college list. Be strong and remember that you are the parent and often they need a slight dose of reality to snap them back into the realization that this decision is an important one.

Here are the three components of a final college list: reach schools, best fit schools, and safety schools.

Following a name—the dream team

So many students believe that attending a college with a “name” guarantees success. It’s your job to help them understand this is not necessarily true. The best college is the college that fits their academic, social and financial goals. It could be a “name”, but it will most likely won’t. Those colleges have low acceptance rates and give little financial aid. I’m all for dreaming but when it comes to a college list, practically and logic reign.

Following the money—the best bets

The colleges that populate this part of the list are colleges that would put your student at the top of the applicant pool. Of all the reasons, this is the most logical. After careful research, these colleges should be ones that offer everything on your student’s list: financial aid, academic fit, and an emotional connection. It’s not all about the money, but it sure does make the final decision easier.

Following a whim—the sure things

So many students add colleges on a whim just because they can’t decide. This happens more often than not when choosing the safety schools or sure things. These colleges could end up being the colleges that accept them and/or give them the most financial aid. Discuss the choices and make sure that these colleges are colleges your student wants to attend. It will relieve pressure and stress if they offer admission.

Turning illogical choices into logical ones is a delicate balance. Guiding your student in the right direction without forcing is the key. It’s easy—about as easy as threading a camel through the eye of a needle.

Read Wendy’s post: 5 Fantastic Tips to Refine a College List

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Wendy and I will share more insights into making a great college list on Wednesday’s Parent night (the fourth Wednesday of each month) on #CampusChat, Wednesday, July 23, 9pm ET/6pm PT. We will talk about the many factors to consider, how to finalize the list and the parent role in the process. Join us and bring your questions and comments.

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!