Category Archives: college planning

admissions, college planning, college prep

Is Military College Right for Your Student?

 

military college
Texas A&M Corps of Cadets

I recently had a discussion with an admissions officer regarding military colleges. The conversation arose because he had read my blog post “Motivating an Unmotivated Student”. In it I discussed my son’s college journey from high school, to the Marines, to college. He expressed his concern that many students are choosing the military as an option after high school when students who aspire to college can get the best of both worlds—a military college.

Twenty years ago, my son was in NJROTC and I was well acquainted with the service academies, but no information was given to him or to us about military colleges. The recruiters, however, were a constant presence in the unit. They have the cadets take the ASVAB test and use the test to draw them into military service. For some students, the military is an excellence choice. For others, a military college might be a better option.

What is a military college?

According to The Association of Military Colleges and Schools, “Military schools have a unique culture that is built on tradition and proven practices.  Students wear uniforms and participate in ceremonies that develop self-discipline and foster pride. Most are boarding (residential) schools where the students live together and are part of a student-lead organization that helps each student develop competencies as a follower, team member, and leader. Students learn the importance of self-discipline, time management, and to work together with others as part of a team.”

What types of colleges are available?

There are Senior Military Colleges (4 year), colleges that offer ROTC programs, and Military Junior Colleges (2 year). Cadets have formation, physical training and wear their uniforms. For more information about the specific programs, you can check out these sites:

What is the military service obligation?

Two-year colleges, colleges and universities all offer programs leading to commissioning that include a service obligation. However, none of these programs are mandatory and many students participate in the school’s Corps of Cadets without incurring an obligation. The decisions whether to accept a commission is normally made at the beginning of the junior year.

Where can I get help or ask questions about military colleges?

As with any college information, going to the source is the best practice. Contact the admissions offices of each individual college for information, schedule a visit, and speak with an admissions officer.

Another excellent source for information is the Service Academy Forums. You can browse the FAQs, view the questions and answers already posted, and even post a question. Often these forums provide parents with answers to all of their questions.

The military can be an excellent choice for anyone desiring to serve their country. But you might want to consider a military college, giving students the military experience along with a strong education.

 

college guidance, college planning, Wednesdays parent

Wednesday’s Parent: Illogical College Choices–Part 1

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college choicescollege choicesIn March, Wendy and I discussed how to make a good college list (Part 1). Today, we’re revisiting that advice and adding some additional tips on helping them make those college choices.

Summer vacation is halfway gone and families have most likely been making some preliminary college visits. It’s only natural for students to begin formulating a lists of “wants” when they begin to see themselves in college. However, the difference between what they “want” and what they “need” can be miles apart. It’s your job to rein them in.

You student may list the following illogical things as his must-haves. Next week, I’ll discuss how to steer him in a different direction.

  • Going to the same school a boyfriend or girlfriend is going to—The danger here is obvious. High school romances rarely last and once the romance ends, so does the love for the college.
  • Only look at the colleges your best friend is viewing—Friendships, while many last a lifetime, are no reason to make a college choice. Friends oftentimes have different educational goals and career paths. Even if they line up, evaluate the true reasons for choosing the college and be sure it’s not for friendship. Besides, I saw many college friend explosions over the years when my kids were in school. It taints your view of the environment.
  • Choose a college because you love their football team—Being a Texas Aggie fan or a Texas Longhorn fan or a Notre Dame fan is no reason to attend their college. Investigate their academic programs and choose it if it gives you the best education for your needs and for your dollar.
  • Choose a college based on its “party” ranking—You would be surprised how many students choose schools that are ranked high as a party school. They convince their parents it’s for the academics, but truthfully it is not. My son did this after the Marine Corps. It was the worst decision he ever made. Too much partying equals academic failure. Besides, even the most stringent academic institutions have parties.
  • Limiting location—Don’t just look at colleges close to home. Check out some schools that are a little further away. It will increase your options.
  • Let the choice just happen—Many teens just slide in to the most comfortable place: they got an email from someone; their friend suggests it; their parents went there. Neither of these are good reasons to attend college.
  • Pick a college to impress someone—This is not a reason to choose a college. Keeping up with the Jones’ or trying to impress your friends will only result in your teen being unhappy at school.
  • Believe that the harder a college is to get into, the better it must be—The best colleges are sometimes the ones that have a high rate of acceptance. Research is the key to finding out the benefits of these schools.
  • Assume that all colleges are the same—All colleges offer an education, but not all colleges are the same. Programs, athletics, campus life, and even teaching styles vary. All of these can affect the overall college experience.
  • Rely on someone else’s opinion—Never assume anything about a particular college until you investigate and gather information. Opinions vary and at any given time you will always find someone that loves or hates a particular school.

Now read Wendy’s post: 2 Phases, 3 Points for Forming a College List

_____________________

Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

college guidance, college planning, scholarships

Memorial Day

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Memorial Day

 

When my father was alive, one of my favorite activities was to go through his pictures of World War II. He served in the Army Air Corp in India. His unit helped build the Burma Road. He had stories to tell of being on narrow roads, being ambushed, swimming with sharks in the Indian Ocean, and having monkeys for pets. It all seemed so long ago in a time that I could only imagine.

When my son graduated from high school, he joined the United States Marine Corps. As any mother, I worried and fretted over his safety, even though it wasn’t during war time. He would come home and tell me stories of venturing across the arctic circle with the Norwegian military, being part of the task force in Panama when we relinquished control fo the canal, and hiking up Mt. Fuji with Japanese soldiers.

In honor of Memorial Day, following are a few posts that I’ve written with this theme in mind:

The military academies and ROTC in college

Scholarships for military dependents

5 Things military parents should know about college

As you celebrate Memorial Day, remember the sacrifice that so many have made to protect our freedom. And enjoy the holiday with your family and friends.

college planning, college prep, mom approved tips

Mom-Approved Tips: When Do You Start Preparing for College?

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preparing for collegeHow early is too early to start preparing for college? Should you start in grade school? Should you wait until high school? How and when do you begin the process?

Grade School

Some type A, over controlling parents will tell you they start grooming their kids for college in grade school. Sounds crazy, doesn’t it? But on some level, it’s not that crazy. In grade school you help them form the foundation for academic success and the attitude of serving others. Both these character traits will serve them well as they begin the college prep process.

Middle School

Ideally, middle school students should begin the pre-planning process for high school. Course selection begins at this level as well, carrying on into high school.

Recognizing this need, John Ma, a college counselor, begins coaching students in the 6th grade:

Building up true interests and strong extracurriculars and leadership positions can help students thrive during the brutal top-tier college app season. Booksmart kids with high test scores and high grades are a dime a dozen, and strong academic performance is simply expected at top universities. Highly developed extracurriculars that reflect a standout character and strong communication and leadership skills significantly increase chances for admission.

Middle school is the place to begin developing the traits that colleges consider key in the application process.

High School

It goes without saying that students who enter high school should hit the ground running. The intense years of college prep begin as they become freshmen. From making wise course selection courses to establishing a commitment to community service to striving to excel academically, students who approach college prep early will reap the benefits of their preparation.

If you look at college preparation as training your child to excel in life, you can see that setting the groundwork for success early in life will alleviate some of the stress and pressure during the college application time. A student who has a strong academic record, a solid commitment over the last four years to one area of community service, and planned ahead for application time will be less stressed and more ready to approach the highly demanding months of senior year.

As I like to say–preparation prevents panic. And the college admissions process will be much smoother if you plan early.

 

college planning, college prep, websites

Custom College Rankings

 

For seniors, the college search is almost over. On May 1st, they will make their final college choice and look toward graduation and the fall when they become a college student.

For sophomores and juniors, the search has just begun. We’ve been learning about choosing a college over the last several weeks, with posts like: How to Choose a College, 7 College Search Apps for Parents and Students, and The Student Role in the College Visit. Students and parents are looking for tools that will help them as they begin that college list.

custom college rankingsWhat is Custom College Rankings?

Custom College Rankings is an amazing site created to help you view all the college statistics on a spreadsheet and change the criteria of the spreadsheet as you view it. There are over 2900 colleges and universities with statistics for each gathered from the most recent data from the U.S. Department of Education.

How does it work?

According to the site, you can use the spreadsheet in three ways:

  1. To find colleges by using as many filters as you like on the spreadsheet.
  2. To compare colleges by checking the boxes on the spreadsheet of the colleges you want to compare.
  3. To look up the statistics for a specific college.

Why create another college search site?

It’s creator, Susie Sadowsky holds a B.A. in accounting from Michigan State University and an M.S. in computer science from San Diego State University. After helping her two teenagers through the college admissions process, she created CUSTOM COLLEGE RANKINGS to give others what she wishes had been available to her.

Her motivation is to help parents with the college search process and save them some of the frustration that I encountered when helping my children through this process. After reading how US News ranks colleges she realized that she didn’t care about several of the criteria they were using. Thus she wanted to create her own rankings. She wanted to combine the search for colleges and data gathering into one central area. The best way to do this she determined was on a spreadsheet

Ms. Sadowsky explains what’s different about her rankings:

  1. My spreadsheet combines searching for colleges with comparing data of colleges all in one spreadsheet. Many websites are good at helping you narrow down your college list but the data for your list of colleges can only be found on separate pages for each college.
  2. Fine tuning of filters when searching for a college. One thing that frustrated me when I was using other college search websites is when it came to specifying your desired size the choices were limited.
  3. Other websites do not include the crime statistics.
  4. My website ranks all colleges together. Other websites like US News rank Small Liberal Arts Colleges, Large National Universities and Regional Universities separately.

Take it for a test drive and let me know what you think. Custom College Rankings is just another tool parents can add to their arsenal of college prep.

 

 

admissions, college guidance, college planning, Sponsored posts

How Do You Choose a College?

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choose a collegeTeenagers. They have such a simplistic view of life. When you ask many of them about college, they reply, “All I need is a degree”. They don’t know where they want to attend or how to choose a college. Many haven’t even thought about it until senior year.

How DO you choose a college? Do you choose it with your heart and not your head? Partially. Is it all in a name? Not necessarily. Is about going to a college close to home? Possibly. Is it about finding a college with Greek life? Could be. All these factors could play into your student’s college choice, but before you randomly choose a college that is famous; or that your student’s friend is attending; or is affordable, you need to do your research.

Here are some key factors you should consider before you make that college list.

The cost

The cost of the college is certainly a consideration. However, it should not be the only one. Most college sticker prices are not the cost you will pay. Expensive colleges aren’t necessarily the best fit for your student. Before you make that college list, however, discuss with your student what you will be willing to pay and add colleges that fall close to or below that figure. Applying to a college that is beyond your family’s reach financially will only cause heartache if your student is accepted and you can’t afford to pay.

Financial aid

If financial aid is a concern, you should search for colleges that offer high percentages of financial aid, such as Catawba College in Salisbury, North Carolina, offering financial aid to 84% of undergraduates, with the average financial aid package around $20,090.1 Facts and figures like this can narrow down the choices. Colleges that offer very little financial aid might not be a good fit for your student who needs help with college costs.

College majors offered

Your student may be interested in studying Asian History (like my son did); but is that a major that will be employable after graduation? For my son, it was not. Some may say that a degree is a degree, and on some levels many companies are simply looking for that diploma. But why spend four years studying something you won’t be able to use when you pursue a career?

In the current issue of U.S. News and World Report’s Best Colleges 2014, you will find “11 Hot Majors That Can Lead to a Great Job.”2 If your student leans in any of these directions look for a college that has degrees in these fields:

  1. Biomedical Engineering
  2. Biometrics
  3. Forensic Science
  4. Computer Game Design
  5. Cybersecurity
  6. Data Science
  7. Business Analytics
  8. Petroleum Engineering
  9. Public Health
  10. Robotics
  11. Sustainability

Exploring the ROI (Return on Investment) of various careers is an important part of choosing a college.

Professor to student ratio

If your student has trouble focusing in class, is intimidated by large crowds, and needs more personal instruction to be academically successful, a large state university might need to be ruled out. There are plenty of small liberal arts colleges with great academic records and majors that would be a better fit for your student. When my daughter was choosing a college, our decision was highly dependent on this factor alone. Once we had found colleges that had low professor to student ratios, we were able to look at other key factors in making the decision.

Selectivity

Let’s face it. Everyone wants to go to Harvard. It’s the oldest and most prestigious university in the country and it is #2 in U.S. News rankings. Its name is instantly recognizable and equated with excellence. Unfortunately, Harvard is highly selective. The college offered admission to 5.9% of applicants this year. If your student doesn’t have all A’s and perfect SAT scores, Harvard is not for him.

However, there are many fine colleges that give credence to hard work and commitment. W. Kent Barnds, vice president of enrollment at Augustana College in Rock Island, Illinois, where the average GPA was 3.17, makes the point:3

I think really, to be quite honest, most colleges and universities are delighted to work with the student who has a good work ethic and has taken difficult classes and has earned that B average.

College truly is for everyone. If your student is an average student, don’t despair. Look for the colleges that will recognize his potential and see him as a viable applicant. Better yet, look for the colleges that he would be a top applicant in the applicant pool. This translates into more merit aid in the financial aid package.

What else should you consider?

In addition to these key factors, you might also want to consider location, student services, graduation rates, alumni network, study abroad programs, and available internships.

There is the emotional factor as well that responds to the college surroundings. Rebecca Ridings, class of 2013 says, “I followed my sister to John Brown University and was struck by the beauty of the campus’s blooming dogwoods and its peacefulness”. Yet another current college student, Isha Pandya, class of 2016, notes when speaking of Bryn Mawr College, “The school’s beautiful 19th-century stone buildings, green lawns and cherry blossom trees help to create a welcoming environment.”4

Even with all the right information in place and gathering facts and figures, choosing a college is more than just a college on paper. Most students will tell you that they just “knew” when they set foot on a college campus that it was right for them.

For my readers—if you’re interested in purchasing a copy of U.S. News and World Reports Best Colleges 2014, use the coupon code: SCHOOL25.

______________

Best Colleges 20141. Excerpted from “Directory of Colleges and Universities”: in U.S. News & World Report’s Best Colleges 2014. Available at usnews.com/college14. Copyright © 2013 U.S. News & World Report, L.P.; 2 Excerpted from “11 Hot Majors That Can Lead to a Great Job” (which provides additional information, including leading colleges that offer majors in these fields); 3. Excerpted from “What If You Don’t Have All A’s?”; 4. Excerpted from “Why I Picked . . .” All quotes Used by permission of U.S. News & World Report, L.P. All rights reserved. U.S. News allows republication of this excerpt without specific written permission or payment of royalties, provided that the excerpt is republished in its entirety without any modifications and includes this notice. Please contact permissions@usnews.com with any questions.

This is a paid sponsored post.

 
college majors, college planning, spotlight on

Educate To Career: Helping Students Chart a Course for Success

 

Today’s guest post is from Mike Havis from Educatetocareer.org, a non-profit organization with the goal of providing free, online college and career planning tools for high school students and their parents.

____________________

educate to career

There is a huge problem affecting our young people today – those very people who wish to go out and start making a life for themselves – and do great things for our society.

The problem is evidenced by the massive amount of college graduate unemployment and underemployment – coupled with the absolute crisis of $1.1 trillion in non-performing college student loan debt.  It is hard to find a family in the U.S. that has not been touched by these problems.  I learned all about this myself when my son Ben graduated from Rancho Buena Vista HS (in Vista, CA) in 2008.

My wife and I, along with our son, asked ourselves questions such as:

  • Should Ben go for a college degree in the subjects that he likes and is good in?
  • Do all college degrees lead to an actual job in that field?
  • How much does a college education cost?
  • In actuality, which degrees lead to obtaining a real job?

The answers to these questions were not readily at hand, or even easy to find.  The crisis that I referred to stems from poor choices made due to lack of good information + an abundance of misinformation.

This inspired me to create Educate To Career (ETC). We feel that students should make well informed and pragmatic decisions about college and career – based on the reality of what the job market is looking for and the ROI of a college education.  ETC’s tools and programs are very easy to use, and address these issues with real facts and figures.

The innovative CareerBuddy program allows students and parents to apply the student’s personal academic strengths and weaknesses to research college majors for over 6,000 two and four year colleges.  The CareerBuddy program assists users in selecting majors which lead to real careers with good employment opportunities and earnings.  The program is free, easy to navigate and requires no registration by the user.

The information provided includes:

  • Recommended colleges
  • Recommended careers
  • Starting salaries

CareerBuddy, used in conjunction with ETC’s other programs – CollegeBuddy and SalaryBean, enables a student to find all of the pertinent information they require to sensibly plan his or her post high school career and college path – all in one place.

Students have been unable to find the proper tools to assist them in making informed decisions about their future – as evidenced by the over $1 trillion in nonperforming college student-loan debt, coupled with the very high unemployment and underemployment of college graduates.

_______________________

Educate To Career was founded to provide high school students with free, online navigator and calculator programs to ultimately guide them to a real career – defined as one in which their education leads to a real job with a good salary.

Educate To Career is the leader in providing information, data, tools and programs in the area of college and career outcomes.

Educate To Career : The Leader in Educational Attainment to Career Outcome Information.

 

admissions, college guidance, college planning, parenting

14 Reasons I became a Parent College Coach

14 reasonsAs I look toward the upcoming year I am incredibly grateful for the connections I have made both with college experts and with parents of college-bound teens. Parents have become more and more involved with their student’s college application process and are looking for the best information available to help them guide and encourage.

As a parent advocate, I work to get you the latest information available to help you make informed college choices and financial aid decisions as the process progresses. Since I am a parent myself and am aware of the obstacles families face during this stressful time, I’m able to share my experiences and help you overcome the stress you may feel.

Here are 14 reasons I became a Parent College Coach:

  1. To share my expertise with other parents
  2. To connect you with other college experts
  3. To help you deal with the college prep stress
  4. To help you find scholarships
  5. To help you with the financial aid process
  6. To offer advice about college visits
  7. To help you avoid being an overly involved helicopter parent
  8. To give you standardized test prep options
  9. To connect parents with other parents
  10. To educate and inform
  11. To give every student who wants to go to college help when needed
  12. To help you get the best value for your buck
  13. To answer questions about the college prep process
  14. To help you guide your student through the college prep process

 

As you can imagine, the internet and social media are flooded with experts, especially in the college field. I bring a unique perspective into the mix because I am not only an expert on the college prep process; I’m also a parent myself. I struggled to help both my children get into college in a time when information was not easily available and school counselors were overwhelmed with parents and students asking for help.

It’s rewarding as I see parents and students cross the finish line and move on to the next phase in their lives. Knowing that I had a small part in the process makes me glad I made the decision to provide parents with the help they need. And as time goes on, I’ve made many good friends!

admissions, college costs, college guidance, college planning, college transfer, mom approved tips

Mom-Approved Tips: Questions parents ask about college

 

Questions parents ask about collegeOver the years, parents have cornered me and asked me questions about the college admissions process and their college-bound teens. While those questions are varied, and sometimes specific as they relate to their own circumstances, parents undoubtedly have questions about the college prep process and beyond. Following are some of the most common questions parents ask about college.

About choosing a college

How many colleges do you think my teen should apply to?

Here’s a good formula: 3 reach colleges (colleges that might be a reach but still attainable), 4 good fit colleges (colleges that are a good match for the student), 3 safety colleges (colleges that the student will be at the top of the applicant pool). Having choices also means the colleges are in competition, which translates into negotiation for you with the financial aid package.

What’s the most important tip you could give me about the college admissions process?

Find those “perfect fit” colleges. Do the research and evaluate choices based on student body, academic programs, college visits, location and financial aid awards. If the college is a good fit, they will value the student for his/her contribution to the student body. Those are the colleges you want in your application pool.

About financial aid

Should I fill out the FAFSA even though I think we make too much money to qualify for financial aid?

YES. YES. YES. The FAFSA is what colleges use to determine your EFC (Expected Family Contribution) which is used to determine the financial aid package. This package is NOT just federal aid. It’s composed of grants, scholarships and loans (much of which is merit-aid directly from the colleges themselves). If you don’t fill it out, your teen can’t get ANY of that money.

We can’t afford to pay for college, does that mean our teen won’t be able to go?

There are all kinds of ways to finance a college education: student loans, work-study, college grants and scholarships. Everyone qualifies for parent and student loans. But be wise about your borrowing and consider the best options. Paul Hemphill with Pre College Prep has come up with a GREAT way to attend college on the cheap!

About SAT scores

My teen’s SAT scores aren’t that great; will it affect their admissions chances?

The bottom line is that most colleges do look at those SAT scores. But, it’s just part of the overall picture. The best advice I can give is MAKE CONTACT with an admissions representative from EVERY college your teen is applying to. This PERSONAL contact can and will make a difference when the admissions application is reviewed. Do this by visiting and making an appointment to speak with them. Then hang on to their card and stay in contact until acceptance letters arrive.

About organization

My teen is so scatter-brained and we keep missing deadlines–how can I help them get organized?

Set up a landing zone for college material. Use a desk, a file cabinet, a bulletin board, and a wall calendar to keep track of deadlines. Start this freshman year and remind them that their floor is NOT the landing zone. Once they get used to bringing everything to that one spot, it will be easier to find, file and locate all the college related materials.

About dealing with rejection

What do you do when your student is rejected? How do you handle your feelings? How do you handle your student’s feelings?

When it arrives you may want to try and spin it into a positive. Resist that temptation. It’s upsetting to both you and your student. Allow some time to display the emotions related to the disappointment and the feelings of rejection. It’s only natural to feel them and it certainly hasn’t been the first or the last time your student will be disappointed. Parents take these letters personally. How dare they reject MY child! Our disappointment can often overshadow the feelings our student has. Be careful and don’t project your disappointment on to your student. He/she feels bad enough already; the last thing they need to feel is that they disappointed their parents by not getting accepted.

Every student reacts differently. Some might shrug it off (to your surprise) and others might see this as the end of their world as they know it. The hardest part of this whole college process is dealing with disappointment and rejection. All the truisms in the world won’t help at this moment. Hold them, hug them, and let them know that you feel their pain. Don’t spout off truisms like “it will be ok” or “you don’t want to go there if they don’t want you.” Your student needs the time to deal with their disappointment and move on.

Once the time has passed and your student is able to be objective, use this as a life lesson. Remind them that there is a place for them and that there is a college where they will feel wanted and accepted. Point out that life is filled with disappointments that often turn into opportunities and you never know what lies ahead on the path you might not have originally chosen.

Every child faces disappointment and rejection throughout their life and a parent’s goal should be to help them face those hurtful times with love and perspective.

About college discontent

What do I do when my student wants to drop out of college or talks about transferring during the first semester?

Before you say anything listen to their reasons. Don’t scream and yell, listen. Your student is upset and needs to voice how they feel. It may not be logical or even feasible, but they need to vent and you need to listen. Stay calm and approach this by treating them as an adult. Use reasoning first and see if that helps. Most freshmen get immediately homesick, especially if they don’t get along with their new roommate or their coursework is overwhelming them. Usually by the end of the first semester they have settled in and have made some friends. Usually.

There may be very good financial reasons for them to stick it out and then re-evaluate at the end of the first year. It’s rare that your student will use finances as an excuse to transfer, but if they do, be prepared to answer with a logical explanation.

Is there a friend or a boyfriend encouraging them to move back home or join them where they are? This is the worst reason. Help them to understand that they made the choice to leave and it’s time for them to move on with their life. Holding on to the past will only cause them to miss the benefits of the future. They may be adults but you, almost always, hold the purse strings.

In most cases, you should stand your ground—at least until the end of the first year. Tell your student that if he/she still feels the same way at the end of the year you can revisit the option. It’s my experience that most students, later in life, thank their parents for giving them some tough love when they needed it.

I’m not saying it’s easy to listen to their pain and not act. And in some instances their mental health is much more important than drawing a line in the sand. But you know your child and you will know when they are just too unhappy and miserable to remain where they are. In some cases, they just chose the wrong school.

college planning, financial aid, how to

College Savings Plans

 

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college savingsNo matter where you are in the college prep process, saving, and knowing how and what to save can be difficult to understand. Depending on your situation and the amount of time you have to save, here are some excellent resources that will help you understand college savings plans.

SavingforCollege.com

SavingforCollege.com offers a free Family Guide to College Savings available in either Kindle, Nook, or PDF format. The guide advises parents on when to start saving, how to start saving, and college savings alternatives. It also gives a brief explanation of the tax savings you can expect and how to maximize savings. There are also numerous links on the site itself related to 529 savings plans, college expenses, and a tool to use to view the list of state specific plans. There is also a college cost calculator that helps you determine the cost of college based on your child’s age and the amount you wish to contribute along with a monthly savings estimate.

AffordableCollegesOnline.org

AffordableCollegesOnline.org has created a 529 Savings Plan Guidebook which can be easily printed from your browser. In the guidebook you will gain a better understanding of:

By using this guide, you will gain a better understanding of:

  • How 529 savings plans work and how to establish one
  • Who is eligible to establish and contribute to a 529 savings plan
  • The pros and cons of other types of college savings vehicles
  • How much may be contributed to a 529 plan
  • The tax advantages associated with 529 plans
  • The best time to set up a plan
  • How to take the next step in obtaining some – or all – of the funds that are needed to fulfill the dream of a higher education.

U.S. News Education

On U.S. News Education: Saving for College you can read articles like:

  • 4 Steps to Choosing Age-Based 529 Plans
  • 5 Steps for Utilizing 529 College Savings Plan Funds
  • 12 Questions to Ask Before Investing in a Prepaid College Savings Plan
  • 4 Costly Mistakes Parents Make When Saving Money for College

Manilla.com

Manilla.com offers a free downloadable Financial Literacy toolkit that helps parents and students through the process of deciding how to pay for college, deciding who will pay for what, and some good pointers on establishing good financial habits.

Fidelty.com

Fidelity offers information you will need to plan your child’s educational future. On this site you can compare your savings options, find a 529 savings plan that meets your needs, learn about financial aid, and how much you will need to save.

MorningStar

Morningstar, Inc. is a leading provider of independent investment research in North America, Europe, Australia, and Asia. Morningstar provides data on approximately 433,000 investment offerings, including stocks, mutual funds, and similar vehicles, along with real-time global market data on nearly 10 million equities, indexes, futures, options, commodities, and precious metals, in addition to foreign exchange and Treasury markets.

In a recent article, MorningStar rated the nation’s Best 529 Savings Plans for 2013 and also lists the negative rated 529 plans.

University Parent

University Parent, an online resource for parents of college students and college bound teens, recently published an article:  What is a 529 Savings Plan? How it Helps. The article gives an overview of the plans and what you need to know once you have one and how to use it.

If your college-bound teen is young, you have plenty of time to start saving. If you have a student in high school, you should read the information about aggressive portfolios and how to maximize your investment. The above resources should help you decide how much and where to invest your savings.