Category Archives: college planning

college planning, financial aid, in the news

College Debt = Higher Tuition and less Merit Aid

The Wall Street journal posted an article today, “Tough Times for Colleges–and College Towns”, about the tough times that colleges are facing.

The outlook isn’t good. Bain, which markets its consulting services to universities, and Sterling Partners, which invests in education companies, examined the balance sheets from 2006 to 2010 of schools in their report. They found many schools operating on the assumption that the more they build, spend and diversify the more they will prosper. They have become overleveraged, with long-term debt increasing at an average rate of about 12% a year and average annual interest expense growing at almost twice the rate of instruction-related expense.

Schools have been trying to plug the gap by jacking up tuition at rates that aren’t sustainable. The result is a fiscal hurdle that dozens of second- and third-tier public and private schools won’t be able to clear. Hundreds of schools—including some of the most prestigious institutions in the country—have tightened their belts.

It looks like the colleges are struggling, much like the students and families. Unfortunately, you know that the financial problems that colleges are experiencing will be passed along to the students by either tuition hikes or reductions in merit aid. That is not good for students and their families, especially the ones who make too much to quality for need-based aid.

What does that mean for this year’s crop of seniors? You better investigate the financial outlook of your college choices carefully and do some digging on their past merit-aid distributions over the last several years, especially if you are counting on that to pay for college.

Continue reading College Debt = Higher Tuition and less Merit Aid →

admissions, college guidance, college planning

WeGotIn.net–Editorial Opinion

6 Comments

From a parent’s perspective, when I come across a college application “help” I look at it differently than most. I have several criteria I use to judge it’s effectiveness, but I came across a site the other day that made me question something more–is it ethically appropriate? My mind is always open to new ways to ease the complicated college admissions process, so I spent a few days reading about the site (on the site itself) to form my own opinion. I haven’t viewed any biased coverage from the colleges, or the College Board. I just spent some time thinking about whether or not, I, as a parent, would encourage my student to use the service.

According to the website, WeGotIn.net, their concept is simple:

Welcome to WeGotIn.Net where you will find copies of actual, accepted applications to Harvard, Yale, Penn, Cornell, Columbia and Brown. These applications contain the entire response to each question. They contain the college application essay as well as the answers to the often difficult short questions that are asked. They are NOT edited in any way (other than the removal of names, addresses, birth dates and social security numbers). Each of them was given to us in 2010 or 2011 directly by the student who submitted it, was accepted and is now a student at the college.

At first look it seems like a beneficial service. It provides students with “samples” of other college applications (helping them see what is expected of them when they complete their own applications). It targets highly selective colleges that are often on students “dream” list.

But is this ethical, or even fair? Is this another form of cheating? Do students really have to resort to this to get into these Ivy League colleges?

Here’s another more obvious question–with all the other colleges available to choose from, why would students even need to resort to this tactic? If competition is so fierce that you have to look at other accepted student’s applications to obtain admission why would you want to attend?

There are thousands of colleges in the United States, not to mention Canada and overseas that offer admission to students without having to stack the deck by viewing other accepted applications. And here’s another question: what are you teaching your student if you encourage them to use this service? It is so much more than a tool; it’s like cheating on a test. It’s like paying to see other tests in a class instead of studying for yourself.

What are we teaching our students if they use this service?

    • Take shortcuts and you’ll be successful.
    • If your own work isn’t good enough, use someone else’s work instead.
    • Achieving success sometimes means that you have to use any method possible to get it.
    • It’s not cheating if it gives you added insight into something you can’t do for yourself.

In an effort to defer the criticism they have received, WeGotIn.net is giving all their profits to the scholarship funds of the Ivy League colleges. Good for them. They also say their method is more effective than admissions coaching:

…instead of listening to someone else’s opinion, however well informed they may be, of what they think the committee is looking for. There are a lot of opinions as to what makes a good application – the only thing that really matters is what actually results in an acceptance letter.

I especially love that last line: the only thing that really matters is what actually results in an acceptance letter. I disagree. The only thing that really matters is that your student finds the school that “wants” them and that they completed the admissions process with integrity and honesty. Getting accepted to an Ivy League college isn’t the be all and end all of success.

As always, I welcome any comments, discussion or debate about this topic. I would love to hear from other parents and students.

 

 

admissions, college guidance, college planning, Guest Posts

Inside the mind of an admissions officer

When your student is applying to college, we tend to want to be mind readers and wonder what are those admissions officers using to weigh your student’s college application. Parliament Tutors has been interviewing admissions officers at various colleges across the country and is happy to share one of these interviews with my readers.

********************

A special thanks to Robert Barkley for participating our Admissions Spotlight Series.  Mr. Barkley is the director of undergraduate admissions at Clemson University.  Joseph Fernandez from ParliamentTutors conducted this interview.

What do you consider the most significant parts of an application, the parts which applicants should prepare the most carefully?

The most important part of a student’s application file is the high school record/transcript.  The preparation there begins at the beginning of the high school career.  As to the application form itself, it is important that all information be as accurate and complete as possible.  Especially in these days of online applications, the student is doing the initial data entry efforts for what could be their collegiate academic record.  Something as simple as one single digit in a zip code can affect the receipt of an admissions decision.

What advice can you offer students in regards to their personal statements?  Perhaps you can offer some shining examples that you have seen in the past. 

I read a lot of appeal statements from students who’ve been denied admission.  Many of them focus on grades and the circumstances that affected the grades.  Rarely do they focus on what they learned (despite the grades), which is what you’re really trying to determine when evaluating an application.

Is there anything you frequently see on an application that you hope to never see again? 

On the section for international students…where we ask for visa information…I hope I never see a student provide us with credit card numbers and other personal information.

What common pitfalls should applicants be careful to avoid? 

Applicants need to remember that the application  is the beginning of a dialogue with the college/university.  The information provided is going to be read by adults.  Students need to be careful not to be over-casual in their approach, presenting information as might be shared with their friends.

Are there any myths about the application process which you would like to dispel? 

College Admissions is NOT “The Great SAT Contest”, nor is it “Rush Week” where we sit around and select our friends and people that we like.

What advice would you give to an applicant with below-average test scores but significant extracurricular experience? 

Let’s hope that the information on the transcript shows exceptional performance in the classroom.  Otherwise, the test scores would appear to verify the grades, and show an over-emphasis on out-of-class activities.

Do you frequently have to turn away applicants whom you wish you could admit? If so, what could those applicants do to be admitted? 

They need to realize that many students graduate annually as transfer students.  If they are set on GRADUATING from a specific college or university, they need to explore transfer options that can put them on track towards a degree.

How much faith do you have in the ability of the SAT to predict success at in college? 

The SAT and ACT are excellent tools for helping to predict college success, but should not be used as the sole indicator.  Other factors (most importantly the high school transcript, grades, GPA, strength of curriculum, etc) must be figured into the decision as well.

What do you look for in a recommendation letter? 

Honesty and a true sense of perspective.

 

Joseph Fernandez is an SATTutor with Parliament Tutors, a NewYorktutoring and test preparation service.


college guidance, college planning, Guest Posts, parenting

How to Help Your Middle-School Student Get Ready for College – 3 R’s and 3 T’s

4 Comments


Today’s guest post was written by Carol Barash, PhD., Founder and CEO of Story To College (www.storytocollege.com) © 2012 Story To College.  All rights reserved.

********

I’m often asked, “What can I do to help my middle-school child get ready for college?” Here are what I call the 3 R’s and 3 T’s of college readiness – 6 skills you can teach your children in middle school and even earlier:


Resilience:  A vital skill – for college and life – is learning to pick yourself up when you fall, learning what every moment has to teach you, and staying in the game when things get tough. Athletes learn this, as do Girl Scouts selling cookies. Children need to fail to learn. If you teach them to avoid failure, or sweep away all the broken pieces too quickly, you prevent their growth and learning.

Reflection: Colleges look for students who view situations from multiple points of view, in class and out. Before your child moves on from a sticky situation, help them mine it for learning. Ask open-ended questions like “What could you have done differently?” “What does this look like from the other person’s perspective?”

Refresh: Help your child develop a “refresh” button – whether they use prayer or yoga, running or just counting to 10 and taking a deep breath when situations get tense, neuroscience studies show that people with the ability to let go of stress through some form of meditative practice live longer, healthier, happier lives.

Take Time:  The earlier your child learns to manage and plan their time the better. Get out a calendar or online planning tool and help them plan their schedule weekly, blocking out time for the most important activities first. Want them to learn more and get better grades? Teach them to block out time to study above and beyond what’s assigned in school. Going on a family vacation? Encourage your children to go on the web and help with planning.

Take Action: Middle school is a great time to take on activities with your child that build a foundation for their independent thinking, learning and service in high school and college. Many of the best family projects are low cost and great for building family connection too – such as working in a local soup kitchen, at a town cleanup day, or visiting a museum.

Take Note: At Story To College we want everyone to write with ease and confidence not only on college admission essays, but also in college and on the job. If you want to become a better writer, the #1 thing is to write more often. Even 15 minutes a day – in a journal or a file on your computer – will help to keep your ideas flowing and make it easier every time you face a new writing assignment.

The most important thing is to help your child identify and pursue their passions and, wherever possible, work and learn side-by-side with them in the middle school years.

 

 

college planning, in the news

Does your student hate math?

College prep doesn’t start junior or senior year when your student starts preparing for the college application process. It ideally starts in middle school when parents and students begin to think about the future and ask questions about the student’s readiness for college. It’s not surprising either that students tend to steer away from the difficult majors, especially those requiring math.

According to survey results released recently by the Lemelson-MIT Invention Index, students see barriers to pursuing STEM (science, technology, engineering and math) degrees. This is indeed cause for concern since America is behind other countries in the number of students studying and entering these professions. According to an article in the Huffington post:

Sixty percent of respondents ages 16 to 25 to the Lemelson-MIT Invention Index, which seeks to gauge innovation aptitude among young adults, named at least one factor that prevented them from pursuing further education or work in science, technology, engineering and math fields (known as STEM). Thirty-four percent said they “don’t know much about these fields,” while a third said “these fields are too challenging.” Twenty-eight percent said they weren’t “well-prepared in school to seek out a career or further … [their] education in these fields.”

Alleyoop

Alleyoop, a college readiness network for students and their families, is addressing this issue by providing help in these specific areas:

What is College Readiness?

What does college readiness mean to us? It is so much more than getting accepted. An astonishing five out of six middle and high school students will not succeed in college. The cost in terms of lost potential (and tuition) is huge. College readiness is our mission, and it is our belief that it starts with mastering math.

Why Math?

Teens who master math are more likely to be successful in high school (and success in high school leads to success in college). We conducted dozens of parent and teen interviews and one theme was persistent – teens need help with math. Alleyoop offers teens the ability to practice their subject of choice at their own pace, whether they are struggling or just want to get ahead. Soon we’ll be adding virtual college guidance, English curriculum and career exploration!

How Do We Prepare Teens for College?

We are here to help teens succeed in school now and college later with our personalized learning plans, step-by-step math videos and one-on-one tutoring. We recommend just the help teens need, exactly when they need it. Alleyoop is structured as a game, with missions (a learning plan) built around achievements and Yoop rewards. We are teen tested, partnering with teens to build an environment that reflects how they like to learn. It’s empowering, it’s relevant and it’s a game.

Math Doesn’t Suck

Danica McKellar is a New York Times bestselling author, internationally-recognized mathematician and advocate for math education. A summa cum laude graduate of UCLA with a degree in Mathematics, Danica has been honored in Britain’s esteemed Journal of Physics and the New York Timesfor her work in mathematics, most notably for her role as co-author of a ground-breaking mathematical physics theorem which bears her name (The Chayes-McKellar-Winn Theorem).

Danica has written a book, Math Doesn’t Suck, to help middle school students (especially girls) realize their math potential, even when they think it might be difficult. An excerpt from her book explains her motivation:

I was terrified of math.

I remember sitting in my seventh grade math class, staring at a quiz as if it were written in Chinese—it might as well have been a blank sheet of paper. Total brain freeze.

Nothing made sense, I felt sick to my stomach, and I could feel the blood draining from my face. I had studied so hard, but it didn’t seem to make any difference—I barely even recognized the math problems on the page.

When the bell rang and my quiz was still blank, I wanted to disappear into my chair. I just didn’t want to exist.

If you had told me that ten years later I would be graduating from college with a degree in mathematics, I would probably have told you to get your head examined.

As it turns out, though, no head examination necessary! I did in fact develop a love of math through the eighth grade and into high school, and made up tons of cool tricks and ways of remembering things along the way—tricks that I’m now going to share with you in this book!

Does your student hate math?

If you have a student that hates math or says they don’t understand it, perhaps it’s just because they haven’t been educated properly or found the right tools and explanations to help them succeed. Alleyoop and Danica McKellar’s book might open the door and lead them to pursue a STEM degree in college. At the very least, these tools will help prepare them for college by improving their math skills.

 

admissions, college guidance, college planning, parenting

5 Reasons to take another look at your 2nd choice colleges

1 Comment

Some of my favorite lyrics from a Rolling Stones song state a very simple truth:

You can’t always get what you want

But if you try sometimes, you just might find

You get what you need.

If you have a teenager in the house, they have probably learned this lesson long before the college application process. As you grow older (and hopefully wiser) you experience this reality in life and come to realize that those forks in the road often mean greater opportunities for growth and adventure. Your teen, however, might not be as open to this philosophy, especially when it comes to their college choices.

Here’s the good news, however. I have 5 very GOOD and LOGICAL reasons to take a another look at your 2nd choice colleges:

  1. Everything happens for a reason–How many times have we all said this to our children? There could be a dozen reasons why their 1st choice college didn’t offer them admission or enough financial aid to attend. Admissions counselors tell us that each application is a subjective process and they can’t admit everyone. While it might seem like a rejection to your teen, in reality it’s their decision that your student might not be a good fit for their college. Take that as a cue to move on and find the college that feels they ARE a perfect fit!
  2. In the light of day everything seems different–College choices are often made based on peer pressure, parent pressure and status. After all the hype and stress of applying, it’s easier to sit down and look at the choices your student made in a more objective light. The pressure of applying is now gone and all you need to do is thoughtfully evaluate those colleges that have offered admission. The ball is now in your court–you get to decide!
  3. A closer look might reveal a hidden gem–Take some time and diligently investigate the colleges further down on the list that have offered acceptance. Compare offers, visit their campuses again, talk to current students and be open to discovery. You never know what you might unearth in the process.
  4. Those other colleges on your list are more than sloppy seconds–Your 2nd and 3rd choice college made the list for a reason. Don’t look at them as sloppy seconds, but realize that they could have been your 1st choice all along. How many of us have passed over life choices, only to realize later that we discounted their value and missed out on amazing opportunities.
  5. What you NEED is always better than what you WANT–It’s true. We often want things that aren’t always the best for us. We teach our kids to pursue needs before wants; the same can be true for the college choices. Your teen may want an Ivy League logo on their vehicle, but what they need might be a small private university with smaller classes and individual attention.

Parenting a college-bound teen means you will be facing disappointment throughout the college admissions process. Use those opportunities to teach some life lessons that your student can take with them to college. If they learn these lessons before they leave home, college will be a much more enjoyable experience.

**********

For 5 reasons why your 2nd choice college might be your BEST choice, visit my colleague Wendy David-Gaines’ blog (POCSMom). Wendy was a (POCSmom) Parent of a College Student and was once a pre-POCSmom as well. She likes to help parents de-stress during the college process and has written a book of stories and anecdotes to help parents see the lighter side of college. You can also subscribe to her FREE monthly newsletter for some great POCSmom tips

book reviews, college planning, parenting

“College Bound and Gagged” left me ROFLMAO

 

I know text speak is not appropriate blogging title content, but there really is no other way to describe the experience I had reading Dr. Nancy Berk’s book, College Bound and Gagged. Nancy takes the everyday aspects of the college admissions process and puts them into terms that parents can easily understand and relate to by using humor. And if that’s not enough, she sprinkles some of the best college admissions advice along the way by tapping into her own personal experiences and her network of college experts that she utilizes throughout the book.

What did I LOVE about Nancy’s book? She allowed the reader to go inside her own college admissions process with her son and experience all the trepidation and angst that goes along with it. She adds humor by describing parent archetypes so you can avoid those types of behaviors during the process. Her “5 Tips” sprinkled throughout the book simplify each step in the process and her “Top Tips” from college experts put you inside the heads of those who are “in the know” about college admissions.

Quite honestly, every page of her book had me laughing and saying, “Man oh man, do I remember that statement coming out of my daughter’s mouth!” Then Nancy helps you put it all into perspective and get you to the other side of the drama giving you insight into the perfect mental and emotional response.

Here’s an excerpt from her book of a conversation between Nancy (denoted as “me”) and her son (denoted as “teen”) related to college selection:

Me: What about Texas?

Teen: I don’t think I can go anywhere where they speak with southern accents.

Me: But you have a Pittsburgh accent. This really isn’t the place to start throwing stones.

Me: (after deep breath) What about Ohio? There are so many great schools in Ohio.

Teen: I’m not going anywhere that borders our state.

Me: (rough calculations look like he’s eliminated five additional states and Ontario; I am determined to figure this out) And why is that?

Teen: It just doesn’t feel right.

Or this conversation related to college visits:

Son: I’ve seen enough, let’s go.

Parent: But we haven’t even parked the car yet.

Son: You don’t think I can tell already? I DON’T like it here.

Parent: But we’re finally here. Let’s get out and look around.

Son: Nope. You go ahead if you want to. I’m just gonna wait here.

Zing! Every parent can relate to these types of conversations from their college-bound teens and Nancy knows how to get you through them with a little humor and a dose of common sense coping tactics.

After reading this review, I know that you MUST have your own copy and here’s your chance to win one. Nancy has donated a copy for me to give away to one parent and here’s what you will need to do to be eligible for the drawing:

  1. Leave a comment here with your name and email address; then…
  2. Go to my Facebook Fan page and leave a comment on my wall telling me why you NEED Nancy’s book.

On February 8th, one lucky parent will win a copy of College Bound and Gagged to peruse its content and learn all they need to know about surviving the college admissions process.

Good luck!

 

college planning, Guest Posts

Coping with your child’s college choices

2 Comments

Like many teenagers, I too had to deal with defending the colleges I wanted to apply to until I was blue in the face. My dad? Every school I thought would be a good fit for me he deemed too expensive, too dangerous (I wanted to be in a city), or too far away and no amount of arguing could convince him otherwise.

While I know he had my best interest in mind, it made my college application process much more stressful than it should have been. Fortunately things worked out in the end – I went to my dream school, graduated with honors, and have a pretty fantastic career so far.

My dad? It took him awhile to come to the realization that I probably would not have gotten to where I am today if I didn’t go to a college I was 100% behind. However getting to that point was not easy, and I couldn’t help but think that much of the tension could have been eliminated if we were better at communicating with each other.

So let’s say you’re in my dad’s shoes 6 years ago and you absolutely can’t fathom your child going to any of the colleges they have in mind. What should you do to avoid a whole mess of unnecessary drama? Here are some suggestions:

1.  Don’t be a victim to college rankings and brand appeal.

Everyone knows about the various “best college” rankings that come out every year. It’s easy for parents (and students) to get caught up in the craze of getting into the highest ranking, most-selective schools. But guess what? The “best college” according to whatever magazine might not be the best college for your child.

There are over 2,000 four-year colleges in the US alone and there are plenty of amazing lesser-known schools out there that don’t make the Top 100 for any given year. Use college match tools to uncover the hidden gems that might be a good fit and read up on college reviews to see if current students and alumni believe if the school is worth the money.

2.  Before you express your disagreement, ask your child “Why?”

Understanding your child’s reasons for choosing schools to apply to is absolutely essential to being a supportive parent in the applications process. For me, I only focused my search on schools with strong internship programs and those who offered the niche major I wanted. Size was also another important factor – I didn’t want to be lost in a sea of 100+ undergrads in every class.

When I explained this to my parents they had a much easier time digesting which schools were going to be better for me than others – even if they weren’t completely in love with them.

3.  Understand that picking a college is the first “grown up” decision many teenagers will have to make. 

Badgering your child into picking the college that you would want to go to is a surefire way of alienating them and hurting your relationship. For 18 years you’ve helped your child make decisions on everything from which clothes they should wear, which classes to take, what friends they can hang out with, etc. Now it’s time to let them taste a little bit of independence and plan for their future. This isn’t to say that you should remove yourself from the process completely – it’s important for you to guide your child to the places where they can find answers if they’re having trouble.

4. Be careful how you dish out your advice.  

It’s better to ask questions that make them think about consequences than to accuse them of being flat out wrong. For instance, if you aren’t a fan of your child applying to schools that are all across the country, ask them how they will plan to relocate, how often they’ll visit and call, and what’s their plan incase an emergency happens and you’re unable to reach them.  Experiencing sticker shock at some of their more expensive college choices? Ask them if they’ve looked up any information about applying for financial aid.

Having them find answers to these very practical questions before making a final decision on a college will help guide them into making more informed, responsible decisions. Even better? It will make for a more peaceful college search experience for you and your college-student-to-be.

******

Today’s guest post is by Sam Coren, Content Manager for StudentAdvisor.com, a Washington Post education site for college reviews and free resources on “all things college.” You can read more of her insights about the college search process on the StudentAdvisor blog.

college planning, infographics

The path to your dream college

Every student who aspires to attend college has a dream college. This infographic lines up clearly the steps every student should take to position themselves for college acceptance. Just remember that a dream college should be the college that fits the student. For some students, the best online college could be their dream college; just as their parents’ alma mater could be for another. If you follow these steps, once you find that perfect fit college, then it should be the college of your dreams.

 

Getting Into the College of Your Dreams