Category Archives: college planning

Embracing Indecision

The time has come at last for your kids to fly the coop and head off to college. It’s a bittersweet time, but likely not one for which you’re unprepared. If you’re like most parents with children in their final years of high school, you’ve spent hours upon hours advising and encouraging them (to put it mildly) to make decisions about college enrollment, degree plans, class schedules, and so on. Indeed, college counselors and representatives unilaterally recommend a proactive approach to college admissions, so it’s no wonder that parents begin talking to their children about it at such an early age. If you want your child to have a successful career (and by extension a fruitful life) then you must prepare them for the challenges and huge decisions faced on a college campus.

But there’s another side to college preparation, one that receives little attention from parents and their children. Parents who constantly encourage their children to map out the general layout of their forthcoming college experience often (by accident) beget a sense of anxiety in them. College bound students too often worry over the implications of their school and class choices on future careers at the expense of their own personal college experience. In all the time spent deciding a “perfect” degree program, parents risk compromising their children’s formative years in academia. Here are some reassuring words for your stressed out college bound kids who might feel lost amidst one of the most important times of their lives.

They’re not alone

If your kid expresses exasperation at the prospect of choosing and sticking to a single major as an undergraduate, they’re not alone. In 2005 MSNBC ran a story that confirmed the frequency which with college undergraduates switched their areas of study. The story mentions a study that claims at least half of college students entering college haven’t chosen a major, and even more students change their major time and time again over the course of their undergraduate experience. The reason for the constant shifts in undergraduate majors is pretty clear: the plurality of courses offered by most colleges can intrigue any student unsure of their degree path.

Most students have few degree choices in mind when they enter college. Usually the most general majors—English, government, biology, engineering, and so on—dominate their list of potential majors. But then they enter colleges that offer completely novel classes that have the power to completely reshape the way a student shapes their undergraduate career. A biology student may become smitten by a class in modern feminist poetry, or a government major completely fascinated by the nuances of organic chemistry.

Indecision is normal

It’s critically important that students take courses outside their comfort zone. To use the above example, the biology student would never have discovered their hidden passion for poetry had they strictly stuck to courses in sciences. This person found their course by branching out from their previously assumed collegiate path. Admittedly, it’s easier said than done to encourage students to take random classes in the hopes that they happen upon an intellectually stimulating subject. Many college freshmen feel they’re in trouble if they haven’t planned their full course load in its entirety. They’re told that the road to collegiate successes is paved with decisive class choices, planning out not only the proper courses, but the right teachers and class schedules.

What students rarely hear are the success stories promulgated by indecision and a willingness to try something new. Just because a student has planned to become a chemical engineering major two years before attending college doesn’t mean that they’ll enjoy the major. So tell your kids to keep an open mind for potential degree focuses. They might come from the least expected sources.

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This is a guest post by Kimberly Wilson. Kimberly is from accredited online colleges, she writes on topics including career, education, student life, college life, home improvement, time management etc.

10 Good reasons to file the FAFSA

 

 

Parents of college-bound teens look forward to filing the FAFSA as much as they look forward to filing their income taxes. It’s a federal form and all federal forms aren’t exactly user friendly. Many parents are so intimidated by the form that they choose not to file, telling themselves that their student wouldn’t qualify for aid anyway because they make too much. But don’t fall into that trap.

Here are 10 good reasons to file the FAFSA:

1. College is expensive

Even if you’re rich and can afford to pay for your child’s education, it’s expensive. Why would you pass up an opportunity to help with some of the cost?

2. It’s FREE

That’s right. It’s completely free to complete the FAFSA. You’ll spend some of your time completing the FAFSA and you could get thousands of dollars of financial aid in return. So one could say, it’s BEYOND free–they pay you!

3. Getting help is easy and FREE

If you get stumped, help is available using the online help tool or by submitting a question at the FAFSA web site or calling the help number listed on the site. Many schools even host a FAFSA day where they offer help to parents and students on how to complete the free form.

4. FREE money could be waiting for you

According to a recent Reuters article, about 1.8 million lower income undergraduates who might have qualified for aid neglected to file the FAFSA and missed out on financial aid. No matter what your income level, you should file the FAFSA because there is more money out there to be awarded than just need-based aid.

5. Federal money

The federal government provides over $80 billion dollars in grants, loans and work-study programs every year. The only way to get pell grants, perkins loans, stafford loans and other federal aid is by submitting the FAFSA. Federal loans offer the best interest rates and repayment terms for student borrowers and are superior to private student loans.

6. State money

FAFSA is the gatekeeper for state financial aid programs. Each state’s programs are different but they all require the FAFSA to distribute the funds. Check with your state’s higher education agency for deadlines and requirements. In some states the financial eligibility ceilings are much higher.

7. School money

Colleges and private scholarship sponsors offer billions of dollars in financial aid. Even if you don’t have financial need, you may be eligible for these awards. Some school and private scholarship programs are specifically designed for students who were rejected by federal financial aid. Some schools will not award merit aid unless you complete the FAFSA.

8. You’re divorced

The FAFSA only asks about the income and assets of the custodial parent. For financial aid purposes, the custodial parent is the one who has cared for the student for the majority of 2011. If the custodial parent earns a modest income, a student could qualify for financial aid.

9. You have two or more children in college

With two in college, your expected family contribution (what the parents can afford to pay) drops by 50%. Even if you didn’t get financial aid with the first, file the FAFSA because having a second child in college can net you some financial aid.

10. You really don’t have a choice

Look at it this way: FAFSA is the ONLY way to be considered for federal, state and private financial aid. Even if you don’t NEED the aid you still want to get it. Who doesn’t want FREE money?

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For a different perspective, visit my colleague Wendy David-Gaines’ blog (POCSMom) for 10 Reasons NOT to file a FAFSA.

Wendy was a (POCSmom) Parent of a College Student and was once a pre-POCSmom as well. She likes to help parents de-stress during the college process and has written a book of stories and anecdotes to help parents see the lighter side of college.

12 College Experts I would like to meet in 2012

 

This past year I have met and established some wonderful friendships and collaborations on Twitter. I had the privilege of meeting Jenn Cohen of Sheldon Word Nerd this past summer. I thought it might be fun to list the college experts who I would love to meet IRL (in real life) in 2012. If you aren’t following them already, I’ve included the links so you can!

Akil Bello-This guy cracks me up and is the genuine article. His SAT advice is spot on and he’s quite a wordsmith. I would love to sit down with him and discuss the merits of Manilow’s music (and how he feels about internet shysters trying to rob parents of their hard-earned money).

Kelly Queijo-Kelly is my hero because she walked the 30 mile Komen walk for me and my mom. Not to mention she hosts #campuschat AND has the best go-to site for college visit information. She and I have been Twitter friends since her site launched.

Nancy Berk-Nancy is every parent’s friend and quite the comedian. Her book, “College Bound and Gagged” left me rolling on the floor laughing. I would love to be a guest on “Whine at 9”!

Eric Clark-Eric, my man. A great dad and an educator with a vision to help tutor EVERY student across the country with his Quincy Tutoring network. He’s been one of my biggest supporters and I him.

Wendy David-Gaines-The ultimate POCSMom and a colleague. She approaches the college journey with humor and ideas to reduce the stress while helping parents with support and encouragement throughout the journey.

Monica Matthews-Monica is a parent too but an absolute EXPERT on college scholarships. I wish I would have had her book when my kids went to college. She rocks helping parents and students find and apply for scholarships.

Elizabeth King-Elizabeth writes the most pithy articles about test prep and the value of education. She’s an all star in my book!

Paul Hemphill-My Boston buddy and good friend. Paul and I believe that parents are the customers and colleges should rise up and take notice! Plus, he’s the best at marketing students for college. He gets an A+++ for being a parent advocate.

Jane Kulow-Jane is on the college journey with her kids and visiting colleges as we speak. Her blog ROCKS for parents who are going through the process because you get a real-time parent’s perspective.

Jeff Sheely-Jeff’s common sense approach to financing a college education made me a fan from the first time I met him on Twitter. His College Money blog gives parents and students the BEST advice about debt, student loans and financing a college education.

Gil Rogers-Gil is the first admissions officer I met on Twitter and he helped me answer many a parent’s question. Now he works for Zinch (my fav college related company) and his stellar social media savvy makes him an all-around guru.

Fuji Fulgueras-Apart from teasing me about my Manilow fandom, Fuji is a college admissions counselor and a respected expert. He can answer any questions about college admissions and is always helpful to parents when asked.

FindTheBest helps parents with student resources

It’s no secret – sending your child away to college can be a difficult experience.  After years of making sure they completed their schoolwork on time, helping them with their homework, (or hiring a tutor as the homework got too hard), and helping organize and maintain their schedule, its hard to believe that your student is going to be on their own, braving the frontier that is a life at college.

Still, there are plenty of ways to assist your child in school, even from halfway across the country.  For one, help your child with their classes by hiring them a tutor.  The workload and structure of college classes can at first be overwhelming for many students, and having someone their to help ease through the material can be an unbelievable stress reducer.  There are even a plethora of great online tutors that help in every subject, from English and History to Math and Engineering.  An online tutor is a great way to ensure that you’re hiring a safe, reliable person to help teach your student, without having to worry about some random stranger spending physical time with your child.  There are even a number of great language learning programs that can aid your child through their foreign language courses, or even prep them for a semester abroad.

Secondly, if your student is in the midst of studying for a major test, think about helping out with some exam prep materials.  Tests like the SAT and ACT when applying to college, can bring a seemingly overwhelming amount of studying. Working with a tested program can help organize and structure the studying process, ensuring that students are not only keeping up with their studying, but also studying the right things.  Exam prep courses range in price from $15 to $3000, but many deem this a worthy investment as even registering for some of these exams can cost over $100.

Sending your student to college doesn’t have to mean abandoning the guidance you’ve provided them all through middle school and high school.  Research the options, and decide how you wish to help your child succeed in college.

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Today’s guest blog post was by Noah Greenberg for Find the Best, a resource for parents and students to compare colleges, tutors, test prep programs and more.

 

10 Things High School students can do over holiday break

Christmas is just around the corner and students will be out of school for the holidays. Instead of watching them veg out on the couch or listening to the usual “I’m bored” diatribe, suggest these alternatives instead:

Learning Opportunities

  1. Spend the break reading—It may not be on your list of “fun activities” (unless you are a bookworm) but reading will a)improve your vocabulary, b)enhance your knowledge of the world around them, and c)increase your reading comprehension ability.
  2. Do some SAT practice tests or bone up on vocabulary—In just a few minutes a day you can add to your SAT vocabulary and in just an afternoon you can take a practice test to get a feel for the SAT and discover your strengths and weaknesses.
  3. Work ahead—Even though you’re on break, there are future assignments looming ahead and now is your chance to work ahead and start the next semester with an edge.
  4. Watch the History Channel or the National Geographic Channel—You might be surprised at how much you will learn watching these channels. If you want to veg out on the couch in front of the television, at least choose some educational programming.
  5. Check out iTunes UniversityiTunes University is an excellent way for you to get an idea of what college courses might be like. It’s free and there is a wide array of subject matter to choose from. You can access it on your iPhone, iPad or iTouch or by downloading iTunes on your computer.

One thing high school students can’t afford to do waste is time. Those valuable minutes (even during holiday breaks) can add up to invaluable opportunities.

Working Opportunities

Visit my colleague Wendy David-Gaines’ blog (POCSMom) for the last five activities (6-10) your high school student can do over their holiday break.

Wendy was a (POCSmom) Parent of a College Student and was once a pre-POCSmom as well. She likes to help parents de-stress during the college process and has written a book of stories and anecdotes to help parents see the lighter side of college.

 

 

 

Early college preparation pays off

I read two articles and a report today that underscored the importance of starting the college preparation process early:

Math in preschool

Is 6th grade the key to ending the dropout crisis?

The Forgotten Middle (A College Readiness Report)

While I don’t advocate pressuring students in grade school about college or applying undue stress related to college preparation, there are some things that parents can do to assure their students are prepared when the college decision-making time roles around. Here are a few suggestions:

  1. Encourage your student to read, read and read–a strong vocabulary that you can only get from reading will benefit them throughout high school and into college; not to mention it will help with SAT/ACT testing and essay preparation.
  2. Make sure your school’s math and science programs are up-to-par and that your student participates with a strong concentration in both subjects–these courses are crucial to your student’s critical thinking ability and their success with challenging college curriculum.
  3. Teach your student to set goals and follow steps to attain them–if you start early, you are preparing your student to be successful in high school, college and in life.
  4. Before entering high school, have a talk with your teen about the importance of grades and academic success over the next four years–their grades are more than just letters on a piece of paper; they will determine how colleges view them and the amount of merit aid they receive. Strong academic performance = admission and scholarships.
  5. Help your student find his passion–a non-academic activity/hobby/interest to pursue, grow and excel throughout school and beyond. This is fun, social and ego-building, and colleges want to see this, too. (Thanks to Wendy at POCSMom for this additional tip!)

 

These may sound like simple or even obvious suggestions, but these few suggestions, if followed, can put your student on the path to college readiness and even college success. Positive proactive parenting can play a huge role in the college admissions process.

 

 

 

Q&A: The College Prep Process

Last week, I was a guest on #CollegeCash chat on Twitter discussing college preparation and the online resources that are available for parents and students. Since not everyone can attend these chats or is active on Twitter, I thought it would be nice to share the questions and answers here on my blog.

Question: When do parents start the college prep process?

  1. Ideally you should start talking to your student about the value of an education when they start school and amp it up in middle school.
  2. 9th grade students should pay close attention to course selection enrolling in AP honors classes, math and science.
  3. 9th graders should also start looking for that ONE extracurricular activity to concentrate on in high school.

Question: What do you see as the parent’s role in the college prep process?

  1. Parents should let the student “drive the car” but go along as a passenger/guide
  2. Parents can help with organization and gentle reminders regarding deadlines
  3. Parents need to be there for advice, support and questions but don’t take control of the process

Question: What online tools do you recommend for comparing colleges side-by-side?

  1. I love Zinch because you can create a profile, compare colleges and get matched w/colleges and scholarships http://www.zinch.com
  2. You can use the College Board’s tool to compare colleges as well http://collegesearch.collegeboard.com/search/index.jsp
  3. Some more sites are: http://www.collegeview.com/index.jsp & http://www.collegexpress.com/ & http://www.cappex.com & http://www.collegeconfidential.com

Question: What online tools do you recommend for test prep?

  1. For vocabulary prep, @sheldonwordnerd has the BEST online tool available http://www.word-nerd.com
  2. Practice tests are imperative so take advantage of them online here http://sat.collegeboard.org/practice & http://www.number2.com/ & http://www.actstudent.org/testprep/index.html
  3. Read their blogs & follow on Twitter: @elizabethonline @akilbello @sheldonwordnerd @preppedpolished @PWNtheSAT @staceyhowelott 

Question: What online tools do you recommend for financial aid?

  1. The definitive site for financial aid info is http://www.finaid.org/
  2. Of course ALL parents should complete the FAFSA http://www.fafsa.ed.gov/ to qualify for financial aid
  3. Saving for College provides parents with all the info about financial aid http://www.savingforcollege.com/ & lets you compare savings plans

Question: What online resources do you recommend for college visit preparation?

  1. Visit college websites and look for video tours and information related to each individual college
  2. @collegevisit has all the tools you need to plan, organize and prepare for college visits http://www.smartcollegevisit.com
  3. Before the visit you can check out @YOUniversity ’s virtual college tours and even hear from students  http://www.youniversitytv.com/

Question: What online tools do you recommend to help with the essay?

  1. @vcollegeadvisor has some great essay tips via video http://www.youtube.com/user/PreCollegeCoach#p/a/u/0/Ago6tIEnL0g
  2. @collegebasics offers some good tips on different essay topics http://www.collegebasics.com/applying-to-college/admissions-essays/
  3. @butwait provides a pocket essay editor of 13 tips https://docs.google.com/present/view?id=ah89knd3kmzc_469cq94ghdq
  4. If you’re looking for some actual student essay examples, look here http://www.teenink.com/college_guide/college_essays/

Question: Where do you find information about individual college statistics?

  1. I like College Navigator because it’s easy to view statistics and compare  http://nces.ed.gov/collegenavigator/ 
  2. Another great resource for statistics and more is CollegeData http://www.collegedata.com/
  3. The College Board also offers a tool to research college information http://collegesearch.collegeboard.com/search/index.jsp

Question: What information can you share about the Net Price Calculator?

  1. The net price calculators were mandated to help parents and students estimate the actual cost of college BEFORE applying
  2. Not all calculators are created equal; use them as a tool but don’t expect 100% accuracy on cost estimates
  3. Colleges are required to have them on their sites but they are often hard to find; you might have to do some digging

Question: How can parents be assured they are getting EXPERT advice about college and not just being scammed?

  1. I wrote a blog recently about this topic https://www.parentingforcollege.com/2011/11/07/parents-beware-its-a-jungle-out-there/
  2. Some key points: investigate all claims using Google; ask about them using social media; are they associated w/other experts?
  3. Don’t believe claims unless backed up with facts and if it’s too good to be true, it usually is

I would also like to add another great resource for parents, especially because it’s another parent going through the process with her kids and blogging about it:

Dr. Strange College : How I Learned to Stop Worrying and Love the Journey

 

 

Parents Beware: It’s a jungle out there!

In the world of instant information and “non-accountability” there are scam artists out there who want to take your money. Just because someone has a website and claims to be credentialed, it doesn’t make it so. The internet is a jungle where you can post just about anything you want and claim to be an expert. It’s your job as a wise and savvy parent college coach to do the detective work and make sure a company’s or person’s claims are legitimate. It’s also your money and possibly your student’s future hanging in the balance. Parents Beware: it’s a jungle out there!

Following are my tips on how to “check out” the services offered by anyone in the college admissions industry:

  • Investigate the claim and the organization (and people) making the claim–If it appears too good to be true, it usually is. There are NO GUARANTEES in the college admissions business. Shortcuts NEVER work and promises that claim they do are never valid. A simple Google search can tell you a great deal about the person or company making the claim. Do some digging before you plunk down your money hoping for the promised results.
  • Talk to people in social media about them–If the company or person has a bad reputation in social media there is a reason. Ask other experts in the specific field about them. Ask other parents if they have used them. Look for REAL recommendations from REAL people. Remember that it’s easy to “make up” results online–always check references.
  • Check out the people they “hang with”–Experts in the college admissions business will gravitate toward other experts. If you see them being recommended by other college  experts, it will give you a good idea of their value and their worth, especially their credibility.
  • Do they have associations within the college market?–Are they recommended by other experts or other college-related blogs? Do they have associations with other experts within the college market and is their content found on other college sites or other sites that offer college-related advice?
  • Do their colleagues see them as experts?–This is IMPORTANT. A company or person with credibility will be recognized by other experts, especially in their specific area of expertise. If you can’t find anyone endorsing them, use that as a RED FLAG.

In the next few weeks, I’m going to be compiling a list of TRUSTED EXPERTS in the college admissions field. Once it’s complete, you can just click on my TRUSTED EXPERTS tab on my website and be assured that these people I am recommending will not “take the money and run” and will give you and your student reputable advice.

It’s a jungle out there and you need a guide–PARENT COLLEGE COACH to the rescue!

 

 

Making wise college choices based on student debt

Two-thirds of college seniors graduated with loans in 2010, and they carried an average of $25,250 in debt. They also faced the highest unemployment rate for young college graduates in recent history at 9.1%. The new report, Student Debt and the Class of 2010, includes average debt levels for the 50 states and District of Columbia and for more than 1,000 U.S. colleges and universities.

Why is this information important to parents?

Part of your college decision process is based on cost factors. Examining states who have low student debt might open possibilities to your student that you might not have otherwise considered. You can also view individual colleges to determine the amount of average student debt giving you additional information to help you make wise financial college choices.

If you click on the graphic above you can use the interactive map to learn about the colleges your student is considering. Be an informed parent and teach your student about financial college responsibility.

Deadline: That AWFUL word in college admissions

I pride myself in saying, “I work best under pressure”. That might be true, but it causes havoc in my household when I’m scrambling to complete a project right up to the last second. Here’s one of those instances where I will say, “do as I say and not as I do”. You can’t use this philosophy in the college admissions process. Every aspect of the process revolves around deadlines.

Here is the list of deadline-specific tasks:

  • Testing registration
  • Early action / early decision application submission
  • Regular decision application submission
  • FAFSA submission
  • PROFILE submission
  • Scholarships submissions
  • College acceptance deposit
  • Final transcript submission

College admission is ONE task in life that won’t allow “do-overs” or “extensions”. It is an unforgiving process that will cost you hundreds and even thousands of dollars for procrastinating and not filing on the appropriate deadline. So here is my ONE PIECE OF SAGE ADVICE:

DO EVERYTHING EARLY!

  • Register early for the SAT/ACT tests.
  • Complete the application EARLY and get it in to the colleges before the deluge of “wait until the last minute” applications arrive.
  • Complete the FAFSA the minute it becomes available (even if you have to estimate).
  • Submit all scholarship applications EARLY.
  • Followup on all the parts of your application to verify that the colleges received them.

Remember that EVERY college is different; do your homework and stay abreast of any college-specific deadlines.

For a list of deadlines, check them out at the College Board’s website: