Category Archives: college planning

How to raise $15,000 for college

 

A few weeks ago I attended a virtual college event at CollegeWeekLive. I was impressed with the simplicity of the information and wanted to pass it along to all my readers who might not have had the opportunity to attend. This particular session was conducted by Kim Clark, staff writer for U.S. News and World Reports. She outlined some simple steps to raise $15,000 for college:

  1. Up to $2500 from Uncle Sam–via tax credits (Hope and Lifetime Learning Credit)
  2. Child labor–put your teen to work at a summer job ($8 an hour x 40 hours a week for 9 weeks=$2880)
  3. Student loans–Stafford Loan ($5500 max per year at 7%); after student leaves college can sign up for payments based on their income (less than 15%)
  4. Family savings–cut teen to occassional driver and save $; food bills will decline; stop subsidizing entertainment (food and insurance can =$300-$400 a month)
  5. Scholarships and grants–leverage grades, test scores, athletics, arts for merit-based grants; apply for local scholarships
  6. Friends and relatives–ask for college fund contributions instead of presents
  7. Corporate sponsorship–some employers subsidize education for employees and families; UPromise
  8. Reduce college expenses–reduce dorm costs (share with other students); watch meal plans; buy used textbooks or rent; earn cheaper credits at community college, AP classes or dual credit classes; sell student’s car (won’t need one at college)

The bottom line: $15,000 or MORE! Here’s how it all adds up:

  1. Tax break-$2500 per year
  2. Student loan-$5500 per year
  3. Student job-$3000 per year
  4. Parent savings-$4000 per year
  5. Relatives-_____ (fill in blank)
  6. Scholarships-____(fill in blank)
  7. Corporate sponsorship-____(fill in blank)
  8. Reduction in college expenses-_____(fill in blank)

By piecing together all these separate components, there is no limit on how much you can raise for college costs. At the very least you can raise $15,000, at the very most, the sky is the limit!

You can check out U.S. News and World Reports education section: Paying For College for more information and tips.

Top 3 things to do when planning a college visit

Today’s guest blog post is from University Language Services (@CampusCommons) who specializes in helping students make the most of their college expericampus-commonsence with step-by-step guides on how to choose a school, apply to college, and succeed on campus. ULS also offers college scholarships and information for students who want to study abroad. In addition, ULS has provided the translation of academic transcripts, diplomas and personal documents in more than 150 languages since 1983.

Visiting a college campus allows you and your prospective student to get an insider’s perspective of what it’s like to attend that particular school. What are the students like? Do they like the dorms? Where’s the best coffee shop in town?

If the colleges your child is considering are far away, a college visit is even more important. You’ll likely only visit a college once before making the decision about whether to apply.

It’s important to plan for a college visit long before you first step foot on campus. That way you’ll both be able to make an informed decision about where to apply. University Language Services has compiled a list of three most important things to do:

1. Do Your Research

Before getting in that airplane or car, do plenty of research about the college you’re going to visit. You want to be as prepared as possible when arriving on campus so that you and your child can get the most of your experience there.

What academic departments is he or she interested in? Where are they located on campus? What are some places in the neighborhood that you want to check out? Are there walking tours on campus? If so, find out when they are and how to join.

Make a list of things you’d like to accomplish with your child. For example:

* Sit down to talk with an admissions officer.

* Get financial aid forms.

* Encourage your child to sit in on a class.

* Pick up a copy of the student newspaper.

* Eat in the cafeteria.

* Ask students what they love and hate about the college.

* Walk or drive around the area surrounding the college.

2. Plan in Advance

If there are several colleges you and your child would like to visit, it’s important to schedule your visits in advance. Set a date (or even a weekend!) in advance and rest assured knowing you’ve got plenty of time to decide.

If the college is in a major city, don’t limit yourself to the campus. Spend some time exploring! Are there Broadway shows you can go to? Landmarks you’d like to see? In addition to getting to know your child’s (possible!) future school, you’ll get to spend some quality time together.

3. Pack Smart

When visiting a college, make sure you come prepared!

Get a map of the campus and the surrounding area, pack a camera and bring a notebook. Although the experience might seem unforgettable right now, the details might get a little foggy after seeing a few more schools.

A college visit is essential for your child to decide whether or not he or she will be happy attending a particular school. And since you’re probably just as concerned about where your child will be sleeping, eating and studying for the next four years, you’ll want to be a part of that experience.

You can contact us any number of ways:

Twitter: http://www.twitter.com/campuscommons

Facebook: http://www.facebook.com/universitylanguage

Our blog: http://www.universitylanguage/com/blog/

Paying for College

collegeweekliveToday is CollegeWeekLive’s FREE online event that will answer many of your questions about paying for college.  They have taken the time to gather all the experts and bring the information to you in the comfort of your own home. Sit down with a cup of coffee and watch, listen and chat while they give your their tips on financial aid, scholarships and financing.

Straight from College Week Live’s email:

Would you like to talk live with representatives of the US Dept of Education, Office of Federal Student Aid office about the new Free Application for Federal Student Aid (FAFSA) form and federal financial aid options? Want to speak with an expert from US News & World Report about tracking down cash for college? Would you like to find scholarships or get advice from college financial aid officers?

Get all this and more at CollegeWeekLive PAYING FOR COLLEGE on January 14th from 3:00 – 10:00 PM Eastern. Register for free and login this Thursday to speak live with this all-star cast of financial aid and scholarship experts!

3:00 PM Eastern How to Raise $15K for College Right Now
Kim Clark, Staff Writer, US News & World Report
3:30 PM Eastern How to Tap Into $11 Billion in Merit Scholarships
Chris Long, President and Chief Operating Officer, MeritAid.com
4:00 PM Eastern Elks National Foundation Scholarships
Kristen Scaletta, Programs Relationship Associate, Elks National Foundation
4:00 PM Eastern Money for the Student Athlete
Dion Wheeler, Author: “Sports Scholarship Insider’s Guide”
4:30 PM Eastern The Scholarships.com Program
Kevin Ladd, Vice President, Scholarships.com
5:00 PM Eastern Finding Money: A Guide To Financial Aid
Featuring Martha Savery, Director of External Relations, MEFA
7:00 PM Eastern Funding Your Education: Expert Tips to Navigate the Financial Aid Process
Adam Essex, Senior Project Manager, US Dept of Education, Office of
Federal Student Aid
9:00 PM Eastern Ask a Financial Aid Officer
Financial Aid Officers For Hawaii Pacific University and University of Alaska Fairbanks

Visit the Scholarships.com booth on the Financial Aid floor for more scholarship information and live chat!

Don’t forget about the CollegeWeekLive scholarships: Click here for more information!

  • $1,000 scholarship for the student of a parent who registers and attends CollegeWeekLive PAYING FOR COLLEGE
  • $3,000 scholarship for a student who registers and attends any 2010 CollegeWeekLive event prior to March 31, 2010

You don’t want to miss this FREE resource. Set your alarms, your watches, your smartphones and your Outlook calendars. See you in cyberspace!

Outsmarting the SAT

elizabeth-kingToday’s guest post is by Elizabeth King, author of “Outsmarting the SAT”. She has successfully led students to score gains of well over 100 points on every section of the SAT. She takes the test every year herself and knocks it out of the ballpark.

The test prep companies would like you to believe that you can’t prepare for their tests, or that you’re already prepared just by having gone to high school. This sounds great: test prep companies don’t have to endorse folks who can help you prepare and it seems like you, the student, is off the hook.

However, I come bearing great news: yes, it’s entirely possible to drastically change your score on both the SAT and ACT. I know, the companies that produce them tell you that they each test “what you’ve already learned in high school” in varying ways. In a perfect world, that would be true, but it’s far more likely that you either never learned some of the material or you don’t remember it when you see it. Both the SAT and ACT test skills you started learning around the age of ten. You’ll want to brush up.

I’m also going to let you in on a little secret: your friends (the people against whom you’ll be competing for college admission) may be preparing and just not admitting it. Yes, seriously. Let’s face it: acting like you care about standardized tests is not traditionally considered cool. However, I can’t tell you how many students I have that are friends that say “don’t tell so-and-so we’re coming to you” or the number of kids that are tucked away by themselves at the bookstore cafe on Saturday morning perusing a prep book. Not only that, I would say that it’s extremely common for someone to tell me his SAT score (happens all the time) and quickly tack on a lame excuse, like, but I was out partying the night before or but it’s not like I studied for it.

Bsat-testut let’s face it. College admissions officers don’t care how cool you are and are given no indication of how much you may or may not have studied for exams. They simply see a number and assess you accordingly. Moreover, while you may think you’ll get away with an hour or two of looking over a sample test the night before, in some areas or schools it’s completely normal to spend six months to a year preparing for the test. Right now, somewhere in the world, a student against whom you’ll be competing for college entry is preparing for the SAT or ACT.

Now, look: just because I’m asking you to prepare doesn’t mean I’m condemning you to taking one of those 8 week 4 hours every Saturday morning courses with a huge prep company. In fact, the National Association of College Admissions Counselors released a study in 2009 that said your score will likely only go up around 30 points if you do so. I don’t know about you, but if I’m going to invest 32 hours of my life preparing for something, I want to make some serious progress.

Here are some first steps to get you on the road to a score that represents you well:

–Pick your battle. Take a practice ACT and SAT test (available on the web). Think about which test is more comfortable for you. The math on the ACT covers more topics, but it generally feels more straightforward. The reading comprehension on the SAT is more conceptual; you’ll also want to consider the breadth of your vocabulary and how quickly you can learn new words. Vocab is pivotal on the SAT. The pace of the ACT is a little faster; the SAT is slower but longer.

–Prepare. Get a copy of The Official SAT Study Guide or The Real ACT Prep Guide and thoughtfully go through the material. For every mistake you make you’ll want write a note, and every mistake will fall under one of two categories: a rule/fact/equation you didn’t know (e.g. a particular geometry rule) or a question style (e.g. you know a particular geometry rule but you didn’t realize you needed to use it because of a confusing element in the question). Write all this down and review it!

–Ask for help. Rather than looking for guessing strategies on those questions with which you struggle, take the time to actually learn the material. Find a tutor or get a prep book that thoroughly teaches concepts rather than guessing rules. Remember that it’s possible to learn everything tested on the SAT and ACT, and I guarantee you’ll walk into the test more confident and away from the test center with a higher score and a better shot at entering the college of your dreams if you’ve taken the time to learn the material.

–Plan ahead. Know test dates ahead of time and don’t wait till the last minute. Remember, the competition is out there. Arm yourself and earn a score you can be proud of.

Contact Elizabeth at:
Elizabeth King Coaching, Inc.
http://tutorsfortestprep.com
On Twitter: http://www.twitter.com/elizabethonline

Why do you love Parents Countdown to College Coach?

Intuit is giving away several grants each month to local businesses. The businesses they find most deserving and “loved” will be chosen to receive $5000 and up to $35,000 for the grand prize winner.

So…in the true spirit of entrepreneurship and “self-promotion” I’m asking my loyal readers to vote for me. It’s simple and won’t take five minutes of your time, but it will help me expand my business if I win and help more parents and college-bound teens in the process.

Below is a screenshot of what the nomination site looks like. Just click here and type in my business name and zip code. Once my business pops up, just type in why you love my business and your email address. It’s that simple. Thank you in advance!

intuit-love-business

Motivating an underachiever toward college

unmotivated
Image by octavio lopez galindo from Pixabay

One of my Twitter friends sent me a direct message the other day asking me how to deal with an underachiever high school student. Honestly, it’s a question I asked myself years ago when my son was an average student and not making any attempt to focus on college goals. Part of his lack of interest, was my lack of participation as a parent. He was making average grades and never had to crack open a book. I was somewhat content to let him be and concentrate on other things. Once he made the decision to join the Marine Corps I realized he felt he had no options left but to enter the military. It taught me a valuable lesson: parents play a pivotal role in motivating our teens toward college. I did not make the same mistake with my daughter.

Here’s what I did differently the second time around:

  • I researched all financial options, including scholarship opportunities. My son always knew that paying for college would be difficult and I never let him know that we had committed to help him and would pursue all options available.
  • I helped my daughter stay organized and on top of the college process. We began early looking at colleges and applying for scholarships.
  • I had numerous discussions with her about the importance of a college education and the importance of attending a college that fit her aspirations and goals.
  • I let her be a part of the process but I didn’t leave her alone to figure it all out by herself.
  • When her grades started to drop, I had conversations with her teachers and got her set up for extra tutoring.
  • I taught her about consequences and she understood that ignoring her grades in high school would influence her acceptance into college.

Here are some other helpful tips that I have learned as a Parent College Coach:

  • The best motivator is other teens. If your teen is hanging out with other teens who are motivated and achieving, they are more likely to do the same.
  • Hook your teen up with a local college mentor.
  • Get some advice on teen motivation from parenting experts.
  • Encourage your teen to connect on Instagram and TikTok with students from a college and chat with them.
  • Get inside your teen’s head and find out why they aren’t motivated. Are they afraid of college? Do they feel they won’t get accepted if they apply? Do they have a dream that is so big they need your encouragement?
  • Listen. Quizzing never helps. Just sit in their room and listen to them talk. Listen to them talk on the way to school, at dinner, during television shows, and when their friends are hanging out at your house.

My daughter always wanted to go to college. But as I think back, so did my son. As a child he dreamed of attending Harvard. He definitely had the brains and the ability to be accepted at that college, but I never encouraged him to follow that dream. I honestly didn’t think as a middle class family, we could afford to pay for it. I have since learned otherwise and that’s why I want to pass this information on to other parents who are struggling with motivating their sons and daughters to succeed in high school so they can succeed in college. The best teacher is ALWAYS experience!

The Common Application-Demystified

common_app

Last night I sat down for an hour and watched a web presentation at College Week Live about the the Common Application. It was basically a question/answer session where the Director of Outreach for the Common Application gave a brief synopsis of what the Common Application was and then fielded questions that were posted online.

Here are the basic highlights:

  1. The Common Application service is COMPLETELY FREE and has a membership of 391 colleges.
  2. The busiest day of the year for the service is December 31st because students are trying to get in under the wire for the January 1 application deadlines.
  3. There is 24/7 online support, but NO telephone support. The average response time is 47 minutes via email.
  4. Your teachers and counselors can submit their recommendations and forms online if they choose.
  5. There are videos to help you with any questions you might have and an extensive knowledge base of articles.

Some Questions and Answers:

Q. Do colleges prefer their own application over the common application?

No. The common application and the college application are treated as equals. If a college is part of the Common Application membership, they receive it just as they receive their own college application.

Q. When can you start completing the application?

Each year the applications are purged (in the summer) to make room for new applications in the fall. You can get in and play with the applications, practice, familiarize yourself with it, whenever you choose. If you want to look at it as a freshman in high school, it’s perfectly acceptable because it will get purged in the summer. Once you are ready to apply to the colleges, you will want to do begin the process in the fall of the year you apply to prepare for submission.

Q. Why do some colleges add supplements and other do not?

The supplements give colleges the ability to gather information that they might consider unique to their institution. Some colleges need additional information, others find the application itself sufficient.

Q. Do you have to complete the common application AND the college’s application?

A. No. Once you complete the common application and submit it to the colleges you choose, you are finished.

Q. Do colleges prefer the online application or the paper one?

Colleges PREFER online applications over paper because it saves them time inputting data and enables them to share the information easily with others and read online. NOTE: DO NOT complete the online application and send a paper version. Do one or the other. It will complicate the situation and cause all sorts of problems with your application.

If you would like to view the hour long session, you can go to College Week Live, sign in and look for it in archived presentations.

Weighing Your Options and Gaining Your Career

logo_westwoodToday’s guest blog post is from Westwood College, a college that designs its programs around the needs of its unique student population (both online and on campus). If your teen is considering any of the career paths that Westwood offers, you might want to add them to the mix of college possibilities.

When making a final decision on your education, it is important to research your options carefully. Whether you are looking to obtain an online degree or are looking to attend campus classes, every school has something different to offer. Westwood College is one of those schools that truly design their programs for the students rather than making the students bend their educational needs into a one size fits all education models.

Campuses include:

  • Texas- Dallas, Fort Worth, Houston South
  • Illinois- DuPage, Chicago Loop, O’Hare Airport, River Oaks
  • Virginia- Annandale Satelite, Arlington Ballston
  • California- Anaheim, Inland Empire, Los Angeles, South Bay
  • Georgia- Atlanta Midtown, Atlanta Northlake
  • Colorado- Denver North, Denver South

With 17 campuses in six states and top notch online degree and online MBA programs, Westwood College offers the flexibility that students need to succeed. Program availability varies from campus to campus with an on-site or online Bachelor Degree within three years, an on-site or online Associate Degree in just two years or an MBA in one year.

Programs offered are in-depth, engaging, and offer professional instruction and continued support before, during and after graduation. From theadmissions_virtual_tour “Quick Start” program which helps new students transition to a college schedule to the “Westwood Success Team” which matches advisers to students to assist with financial options and answer any questions regarding your enrollment.

Westwood also offers a program that is rare in the college scene today. If eligible, students can return after they have graduated to retrain in their field in order to keep current with the latest training. That in itself is an important resource that few colleges can or will compete with. Offering these types of extended support to students is just one reason Westwood stands above the rest and possesses such a great rate of graduates finding work after their program completion.

Since 1952 Westwood has continued raising the bar for education standards. Several financing options are available for those who qualify and prospective students are encouraged to contact your closest campus to book a tour, meet with faculty, or even sit in on a class to get an idea of the caliber of education offered by Westwood College.

After deciding which educational institution is right for you, your next step is to figure out which program is going to get you to where you want to be in your future career. Follow the link below for a comprehensive list of programs available either online, on-site, or both.

Westwood Degree Programs

img_home_ban_virtualDue to the number of campuses and the online school availability, students have a plethora of professional options to earn their degree. Online colleges are an excellent option for those unable to attend regular classes. Students wishing to attend the Los Angeles College, the Denver College, the college in Dallas, or Virginia colleges have multiple choices for both location and training. Earn your Interior Design degree, a Construction Management Degree, your Computer Network Degree or IT training because your options are near limitless. It’s imperative for today’s youth to carefully consider their educational options as your on-campus or online degree is the best way that you can ensure a lucrative and productive future in a profession that you love.

What are you waiting for?

What the Liberal Arts are NOT

Today’s guest blogger is from Maryville College: Dr. Jeffery Fager, Vice-President and Dean of the College. Maryville College is ideally situated in Maryville, Tenn., between the Great Smoky Mountains National Park and Knoxville, the state’s third largest city. Known for its academic rigor and its focus on the liberal arts, Maryville is where students come to stretch their minds, stretch themselves and learn how to make a difference in the world. Dr. Fager offers some interesting insight into a liberal arts education and debunks the myths surrounding liberal arts.

Those of us committed to liberal arts education seem to be fighting an uphill battle in communicating the true nature of the liberal arts. Perhaps the first task is to dispel some common misconceptions.

1 – The Liberal Arts are not related to the Democratic or Republican (or Libertarian) political parties

2 – The liberal Arts are not highly specific fields of knowledge that are limited to only certain areas of life.

3 – The Liberal Arts are not lofty musings disconnected from the “real world” where people must get jobs and live their lives.

Those myths now cast aside, what exactly are the Liberal Arts?

Originally there were seven liberal arts, divided into two sections known by their Latin names, the quadrivium (arithmetic, geometry, astronomy, and music) and the trivium (logic, grammar, and rhetoric). These areas of inquiry were considered appropriate for a free person (Latin: liber) in contrast to manual skills that were appropriate for slaves.

Obviously, things have changed over the centuries. Other disciplines were added to the list, and some of the traditional ones slipped away or were subsumed in the newer areas. During this century, many referred to the liberal arts as certain disciplines that were considered “traditional” as opposed to those areas that are associated with particular careers. In addition, colleges that referred to themselves as “liberal arts colleges” developed general education programs that consisted of a menu of courses in those traditional disciplines. We are familiar with them: English, History, Philosophy, Economics, Mathematics, Science, etc.

It is interesting to note that at the beginning of the twentieth century Harvard did not recognize Chemistry as a proper discipline for a true university; it was considered a “trade” skill. In recent decades scholars have recognized that to limit “the liberal arts” to a list of specific disciplines would not be adequate. Knowledge was changing too quickly, and disciplines did not separate into neat, mutually exclusive “silos.” Therefore, the language in higher education is shifting from “the liberal arts” to “liberal education.” We no longer speak of a static collection of knowledge to be memorized but a way of approaching the world–or, more accurately, several ways of approaching the world.

Liberal education involves different ways of analyzing questions or problems and developing answers or solutions. Each question or problem may lend itself to a particular method of analysis: scientific (natural and social), humanistic, artistic, empirical, philosophical. We must learn these different methods and gain the ability to discern their appropriate applications. In complex cases, several methods must be applied in order to achieve the best possible solution or answer. The liberally educated individual will have the tools to perform such a complex analysis.

In the case of Maryville College, where I enjoy the role of academic dean, our Maryville Curriculum is intentionally interdisciplinary and developmental, in that students take core courses in every year of their college experience, constantly reinforcing and extending their analytical skills. Even in the discipline-specific courses, while content is important, critical analysis of the content is crucial. All students bring their education to culmination in a senior research project, in which they apply all of these skills in creating a product appropriate to their respective major.

And isn’t that what the world demands today…multiple skill sets, complex analysis, the ability to think critically about an issue or situation and provide an ethical, effective idea or solution? The liberally educated individual—one who has experienced the depth and breadth of a liberal arts education—is able to engage with this world successfully, adapting with the changes and complexities it presents.

Those, my friends, are the Liberal Arts.

You can follow Maryville College on Twitter @stretchyourmind



University Parent-Your Parent Resource

I asked Sarah Schupp (founder of University Parent) to be a guest blogger and fill us in on the benefits of her Parent Guides from various colleges that you can view online and download. Her site is jam-packed with useful information for parents.

university-parent-logo

UniversityParent.com partners with colleges and universities across the U.S. Our mission is to help parents easily find university and visitor information.

To this end, we have developed print and online guides for over 100 schools that provide detailed information on everything from where to stay when visiting your student, to a helpful list of frequently requested phone numbers. The university provides us with school specific information, such as: academic calendar, campus maps, articles about campus resources, managing finances, student life and tips for parents. To find this information, please visit, http://www.universityparent.com/online-guides and select your student’s school. You’ll find links on the left sidebar to the topics mentioned above. If you don’t see your student’s school listed, please email me at sarah@universityparent.com, and I’ll work on signing them up! If you’d like to download a PDF of the print guide, please visit: http://www.universityparent.com/downloads.

We also build a visitor guide with the help of the local convention and visitors bureau and the chamber of commerce. Our intent is to help parents easily navigate their student’s new community. If you’re planning a trip to your student’s campus, or want to send a birthday gift, check out the guide on the right sidebar. You can even book hotels right through our site!

We are working on building a community of college parents through our Facebook Fan Page, http://www.facebook.com/collegeparents and through our Twitter account, http://www.twitter.com/4collegeparents. Parent participation in the community helps us determine the types of issues parents are concerned about – and we try to address these on UniversityParent.com.

We hope these resources help nurture your connection and involvement in your student’s college experience!

About UniversityParent.com:

When the time came for my parents to visit me as a student at the University of Colorado, their anxieties heightened. They wanted to know where to stay, dine, and shop for last minute items they felt I couldn’t live without. They also wanted to know what activities they could do, or places they could visit while my orientation schedule kept me busy.

Although my campus offered a wide variety of useful information for visiting parents, we quickly learned that it was not compiled into one all-inclusive resource for easy and convenient use. My parents’ personal experience of a void of comprehensive information is what sparked this venture. The idea of producing a University Parent Guide began as my senior project through the Leeds School of Business Entrepreneurship Program at the University of Colorado, Boulder. After graduating in 2004, I pursued University Parent Media full-time. The University Parent Guide is now available at over 100 campuses nation-wide. This guide may not have been available when my parents needed it, but it is now! We hope you find it useful.