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When my kids were teenagers, “I’m bored” came flowing out of their mouths almost every single day during the summer. They missed their friends. They missed the constant activity. They missed participating in all the school-related extracurricular activities. If you have kids, it’s inevitable that those words will be spoken in your household during the summer.
When you hear those words (and even if you don’t) here’s a list of summer activities that will keep your college-bound teen busy AND help their college admissions process in the future.
I will never forget the moment we received our Student Aid Report and I saw the EFC (Expected Family Contribution) on the right-hand corner. I was in shock as most parents are. How could the powers that be believe we could afford to pay that amount for college? It was a mystery to me how they came up with that number, as it is to most of you.
The EFC determines how much financial aid the colleges will award to your student. You can’t receive any federal or institutional aid without getting an EFC when you complete the FAFSA. We are stuck with it and will probably never truly understand how they use to determine how much money your family can afford to pay.
If you are going to need financial aid for college (and who doesn’t?), you will need to understand the EFC.
When you are trying to get your child into college, getting a place seems like the be-all and end-all. However, the bigger picture is that college, while a formative time in a young person’s life, is a stepping stone to securing a role in their desired career field. Indeed, your child will still need support with this as they navigate their way through college. Read on to find out how you can help.
There’s a new documentary on PBS called “Try Harder!”. It chronicles the lives of some students at Lowell High School, a prestigious high school in California with predominantly Asian students. Their goal–get into the Ivies or the UC colleges. Why? Because according to them, anything else communicates failure.
I was struck by one young man who said, “If I don’t get into one of these schools, I won’t make a difference in the world or be successful.” How sad. What type of message are we conveying to our students? Try Harder.
It’s seems unreasonable for us to think that our college-bound teens should know what they want to study in college. They haven’t had many career-related experiences other than part-time jobs while in high school or during summers and breaks. Knowing this, should we assume that our college-bound teens should be able to choose a major when they enter college?
Let’s consider some key points about college majors:
In today’s world, we are all looking for bargains. How much can I save on this purchase? Is there a coupon for that item? The college decision process should be no different. You never want to pay full sticker price on a car, and you shouldn’t pay full sticker price for the college education. Here are just a few money saving tips on how to find the best college bargains.
Use online information to find the most generous colleges.
You can start your search by looking at the colleges who are generous with their financial aid by meeting the highest percentage of financial need. How do you find those colleges? It’s simpler than you might think. You can research them at the College Board’s site: Big Future. You need to follow the box at the bottom of the page that says “Find Colleges” and click the search button.
For a step-by-step guide, you can read The College Solutions Blog with photos of each step and how to use the tool.
I want to take a gap year before I go to college” are some of the most feared words by parents. What do we fear? We fear they won’t want to go back to school after being off for a year. We fear they will lie around the house, watch TV and play video games. We fear they aren’t thinking clearly and have no idea what they are saying. And for those competitive parents, it’s not what they planned.
Don’t fear the gap year. Not every student is ready for college after high school. Some simply aren’t mature enough, and others simply don’t know where they want to go or what they want to study. And if this is the case, would you want to spend thousands of dollars on college if it meant they dropped out their first semester? Of course you wouldn’t want to do that.
I spend a good deal of time talking about preparing your student for college and offering good college advice. But believe it or not, that’s not my total focus. My focus is helping parents help their child find the best path after high school graduation.
If you’re on Facebook (where most of us moms hang out) you’ve probably come across posts from proud parents announcing their high school senior’s college plans. Hiding in the shadows (and they shouldn’t be) are those parents whose senior chose to take a different path after graduation.
Your children are going to college. You may think it will be easy because you’ve been saving for it. But seeing the college fee structure, you’ll know it will not be easy. Coming out of the stress-induced fog might help you manage the costs.
Here are five things you can do to help you on this journey of paying for college:
Understand your financial situation
Now that your child is off to college, as parents, you’re now left with taking care of the expenses like tuition, housing, and school supplies. Sitting down and looking into your finances is step one for parents. The next step is to make a budget, reevaluate your finances, and look into every savings account because the college costs are now added to your other expenses.
If you are a mother of a college-bound teen, it’s easy to become a smotherer. After all, there are deadlines that need nagging. There are scholarships that must be applied to. There are battles to fight and recommendations to be secured. It’s impossible to expect your young teenager to handle these matters on their own. They need help. They have always needed help.
But, and I say this will all humility, it’s hard to let go and let them handle these things on their own.
Being a mother is one of the hardest jobs you will ever have. You want your teenager to become independent but you worry they never will. What if they fail? What if they forget to do something that’s important? What if they are hurt or rejected? It’s in our nature as mothers to fix things and help them avoid anything that would be painful. Some mothers have mastered this technique so well that their kids don’t have a clue how to deal with failure, disappointment, and pain.
