Category Archives: college planning

college planning, gap year, parenting

What Parents Need to Know About a Gap Year

gap year

I want to take a gap year before I go to college” are some of the most feared words by parents. What do we fear? We fear they won’t want to go back to school after being off for a year. We fear they will lie around the house, watch TV and play video games. We fear they aren’t thinking clearly and have no idea what they are saying. And for those competitive parents, it’s not what they planned.

Don’t fear the gap year. Not every student is ready for college after high school. Some simply aren’t mature enough, and others simply don’t know where they want to go or what they want to study. And if this is the case, would you want to spend thousands of dollars on college if it meant they dropped out their first semester? Of course you wouldn’t want to do that.

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Alternatives to College, college guidance, college planning, parenting

No Thank You: Keep Your Unsolicited Advice to Yourself

advice

I spend a good deal of time talking about preparing your student for college and offering good college advice. But believe it or not, that’s not my total focus. My focus is helping parents help their child find the best path after high school graduation. 

It’s because of this focus, I was happy to read a post on Grown and Flown today called: Dear Friends and Family, Please Keep Your Snarky Opinions About My Teen’s College Choice to Yourself.

If you’re on Facebook (where most of us moms hang out) you’ve probably come across posts from proud parents announcing their high school senior’s college plans. Hiding in the shadows (and they shouldn’t be) are those parents whose senior chose to take a different path after graduation. 

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college costs, college planning, Guest Posts

5 Changes Parents Should Make When Paying for College

paying for college

Your children are going to college. You may think it will be easy because you’ve been saving for it. But seeing the college fee structure, you’ll know it will not be easy. Coming out of the stress-induced fog might help you manage the costs. 

Here are five things you can do to help you on this journey of paying for college:

Understand your financial situation

Now that your child is off to college, as parents, you’re now left with taking care of the expenses like tuition, housing, and school supplies. Sitting down and looking into your finances is step one for parents. The next step is to make a budget, reevaluate your finances, and look into every savings account because the college costs are now added to your other expenses. 

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college planning, parenting

Are You a Mother or a Smotherer?

mother

If you are a mother of a college-bound teen, it’s easy to become a smotherer. After all, there are deadlines that need nagging. There are scholarships that must be applied to. There are battles to fight and recommendations to be secured. It’s impossible to expect your young teenager to handle these matters on their own. They need help. They have always needed help.

But, and I say this will all humility, it’s hard to let go and let them handle these things on their own.

Being a mother is one of the hardest jobs you will ever have. You want your teenager to become independent but you worry they never will. What if they fail? What if they forget to do something that’s important? What if they are hurt or rejected? It’s in our nature as mothers to fix things and help them avoid anything that would be painful. Some mothers have mastered this technique so well that their kids don’t have a clue how to deal with failure, disappointment, and pain.

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college housing, college planning, dorm life, parenting, surviving college

5 Ways to Prepare Your Teen for Living Away from Home

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prepare your teen

As teens grow into young adults, their horizons begin to expand. They begin to explore their interests more, make new friends, and think about leaving the nest. As they head to college, there are skills they will need even if they live in a dorm. If they live off campus, these skills will be even more valuable. It’s important to prepare your teen for independent living.

Here are five ways you can help your prepare your teen for living away from home.

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college majors, college planning, parenting

The Dreaded U-Turn: What Happens When Your Student Decides to Change Their Major

changes paths

It’s something that we hear so much, that we need to “follow our dreams.” But as parents, we may have fought hard for our children to get scholarships and have started on their college journey, but if they have turned to a different path, this could be a big shock to us. If they choose to change their major it could shock you.

But this may warrant a more important discussion. Do we encourage our children to follow their passions when they’ve worked so hard towards one path in college and suddenly changes paths? 

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college guidance, college planning, college prep, parenting

Resolving Parent – Student Conflict During the College Process

parent-student conflict

When parents and students enter the college-bound process, issues arise. It’s the inevitable clash of what parents think is best for their kids, and what the kids want. Over the past 18 years the clashes have been over such things as food, friends and entertainment choices. As college approaches, the parent-student conflict intensifies.

Following are five areas that typically cause parent – student conflict along with some advice on how to handle it and work toward a compromise.

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college costs, college planning, financial aid, financial planning

10 Ways to Pay for College Without Incurring Debt

pay for college

Debt from college tuition has skyrocketed over the last several years. Parents and students are weighing their ROI (return on investment) before making their college choices. As college costs have shot up, so has student debt. How can you pay for college without incurring debt?

According to the latest Quarterly Report on Household Debt and Credit, outstanding student loan debt stood at $1.58 trillion in the fourth quarter of 2021, an $8 billion decline from the third quarter. About 5 percent of aggregate student debt was 90+ days delinquent or in default in the fourth quarter; the lower level of student debt delinquency reflects a Department of Education decision to report current status on loans eligible for CARES Act forbearances. 

That’s the bad news. But if you’re a savvy consumer and research the costs before signing on the dotted line, you should be able to go to college without incurring debt. Zac Bissonnette, author of DebtFree U, is proof that it can be done. He graduated from college with zero debt.

Believe it or not, you may be able to graduate without debt if you use these 10 ways to pay for college:

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admissions, college planning, college prep, financial aid, parenting

You Heard from the Colleges – Now What?

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colleges

For seniors who applied regular decision, March brings those long-awaited college decisions: deferred, accepted, rejected, and waitlisted. One knowledgeable college counselor once told me, “I don’t like to call these letters of acceptance. I use the term—offers of admission.” As a parent, I like that distinction. This alternative wording makes it easier to stomach those not-so-pleasant responses and help your college-bound teen work through the gamut of emotions that come when decisions arrive.

Your student may be the one receiving these communications from the colleges, but you feel every emotion they do from failure to excitement and everything in between. But unless you understand what each term means, it’s hard to know how to help your student (and yourself) with appropriate responses and proper action.

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admissions, college costs, college guidance, college planning, financial aid, parenting

Weighing Your College Options

college options

It’s that time of year when seniors will be weighing their college options. Choices will be made as parents and students evaluate colleges who offered admission.

The long wait is over and it’s time to make a decision. Which college will your student attend? This decision feels like the most important decision in his life up to this point and will weigh heavily on his mind and yours over the next month.

Before your teen makes the decision, however, you should weigh your college options. You would never purchase a home without determining its value, its fit for your family, or even its location. This college decision should be approached in the same manner. And to complicate matters, the decision has to be made in a timely manner—the National Candidate’s Reply Date is May 1st.

If your student didn’t get an offer of admission from his first or even second choice college, or he is accepted without enough financial aid, it’s time to re-evaluate the colleges on his list. Your teen should take a closer look at those schools on the list that weren’t on top. If he did his homework before applying, these schools should be more than sloppy seconds.

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