Category Archives: mom approved tips

Mom-Approved Tips: What Are Your Priorities?

 

prioritiesEvery day parents complain about the high cost of college and the fact that even though they have saved, it’s not going to be enough to cover present day costs. When the kids enter high school, most parents begin to panic. The time has slipped away from them and they are faced with some difficult decisions. The thought of disappointing their kids seems unfathomable and the thought of telling their family and friends that they can’t afford to send their kids to college is even worse.

Consequently, we exhibit behavior that has devastating consequences for us and for our kids:

  • We make unwise decisions related to student loans
  • We neglect to tell our kids “no” when a college is beyond our ability to pay
  • We don’t include our kids in the financial aspects of the decision in the beginning

I read a post by Lynn O’Shaughnessy on The College Solution blog entitled We are Done Paying for College— it made me stop and think: what are our priorities as parents? Lynn and her husband began planning when their kids were little. They scrimped and saved and prepared for the day when they would go to college. It required sacrifice and commitment. But they did it and can say that their kids graduated without any student loan debt. You owe it to yourself to read her post, even if your kids are already in high school. It’s a definite wakeup call for all parents of college-bound teens.

Step back and evaluate

What are your priorities? Is college important enough for you to make some sacrifices? This means financial sacrifices and sacrifices of your time.

Make a plan and stick to it

If paying for college means driving an older model car for a few years, do it. If you need to supplement your education savings by taking on a second job and insisting your kids work during high school, make it work. If your family has to forgo some vacations, a new home, or a eating out often, it’s worth the sacrifice. But whatever you decide, make a plan and stick to it.

Be creative and think outside the box

There are so many creative ways to attain a college degree. Your kid isn’t bound to the typical four-year University or attending four consecutive years in a row. It’s also not necessarily essential that they attend college right out of high school. Do whatever it takes to attain the degree without debt and causing the family financial hardship.

It doesn’t matter where you are in the college prep process. You should evaluate your priorities and ask yourself some tough questions. It may sting in the beginning but once you’ve examined your options, you’ll sleep easier and so will your kids.

Mom-Approved Tips: When Do You Start Preparing for College?

 

preparing for collegeHow early is too early to start preparing for college? Should you start in grade school? Should you wait until high school? How and when do you begin the process?

Grade School

Some type A, over controlling parents will tell you they start grooming their kids for college in grade school. Sounds crazy, doesn’t it? But on some level, it’s not that crazy. In grade school you help them form the foundation for academic success and the attitude of serving others. Both these character traits will serve them well as they begin the college prep process.

Middle School

Ideally, middle school students should begin the pre-planning process for high school. Course selection begins at this level as well, carrying on into high school.

Recognizing this need, John Ma, a college counselor, begins coaching students in the 6th grade:

Building up true interests and strong extracurriculars and leadership positions can help students thrive during the brutal top-tier college app season. Booksmart kids with high test scores and high grades are a dime a dozen, and strong academic performance is simply expected at top universities. Highly developed extracurriculars that reflect a standout character and strong communication and leadership skills significantly increase chances for admission.

Middle school is the place to begin developing the traits that colleges consider key in the application process.

High School

It goes without saying that students who enter high school should hit the ground running. The intense years of college prep begin as they become freshmen. From making wise course selection courses to establishing a commitment to community service to striving to excel academically, students who approach college prep early will reap the benefits of their preparation.

If you look at college preparation as training your child to excel in life, you can see that setting the groundwork for success early in life will alleviate some of the stress and pressure during the college application time. A student who has a strong academic record, a solid commitment over the last four years to one area of community service, and planned ahead for application time will be less stressed and more ready to approach the highly demanding months of senior year.

As I like to say–preparation prevents panic. And the college admissions process will be much smoother if you plan early.

 

The Best of Mom-Approved Tips

 

best of mom-approved tipsThis week, I thought it would be great to gather my all-time favorite posts of the best of Mom-Approved Tips. In case you missed some of them, here they are, gathered together in one place.

Practice Tough Love

Parenting is easy if you give into your child’s every whim, never be consistent with discipline, or simply don’t pay attention. Parenting children who strive for excellence in everything requires some tough love. And tough love is not easy; especially when it comes to the raising a motivated, educated, and successful student.

How do you, as a parent, raise a child that’s motivated to strive for excellence where their education is concerned?

Don’t Fear the Gap Year

Don’t fear the gap year. Not every student is ready for college after high school. Some simply aren’t mature enough, and others simply don’t know where they want to go or what they want to study. And if this is the case, would you want to spend thousands of dollars on college if it meant they dropped out their first semester? Of course you wouldn’t want to do that.

Teach Your Kids the Value of Money

When your kids are away at college they are going to be responsible for their own spending (and saving). There will be offers galore from credit card companies because college students are their biggest target market. If they hook them while in college it usually means they have them for the rest of their lives.

A Different Take on Helicopter Parenting

It’s no surprise that parents have become so involved in their kids’ lives that school administrators have begun to label us; helicopter parent, snow plow parent, and bulldozer parent. But it can’t all be bad; after all, parents are actually involved. Is this a bad thing? As with anything there are extremes. And it’s possible that a few bad parenting experiences have shed a negative light on all of us.

Top 10 Tips for Parents

On Monday’s I dispense my parent advice and this week I shared some of my past “Top 10 Tips for Parents”. Some might be reality checks, some will provide you with new information, and some are just for fun.

Inside the Mind of a College-Bound Teen

The stress of the college admissions season weighs heavy on your college-bound teen. I read an old article today from a NY Times blog and I felt it was worth sharing to help you go inside the mind of a college-bound teen and see just exactly what they are feeling.

Mom-Approved Tips: Know When to Hold’em; Know When to Fold’em

 

making college decisionsIt’s coming down to the wire for making college decisions and you and your teen have to decide on a college by the May 1st deadline. For some families, it’s easy. For others, it’s emotional and gut wrenching. If your student got into their dream college and the money is there, congratulations. If your student was waitlisted, or there’s a financial issue, or they didn’t get an offer of admission to their first choice college it’s time to examine the deck. By doing this, you can help your teen make the best decision.

The wait list card

If your teen gets waitlisted, it’s time to fold. Even though some students do get off the waitlist, it’s too much of a gamble to take; especially if other colleges are offering admission. The risk you take is not worth the reward. Toss in the card and move on to the next hand.

The rejection card

Nobody likes this card. It’s a deal-breaker and you have no choice but to fold and move on. It’s disappointing but there is a better card in the deck.

The admission card

This is the payoff. With these cards you have a full house. Hold on to them and treat them as they are—winners. There are no losers with admission cards and even if they weren’t the cards you wanted they will reward you in the end. It’s from these cards that your teen will pick the college they attend. Evaluate their worth and look deeper into their face value. Your teen might discover a wild card in the bunch that trumps all the other cards in their hand.

The financial aid card

This is the high card, or the ace, because it improves your hand and increases your winnings. When colleges send this card to accepted students, the amount on the card is a direct indication of how much a college wants you to accept their offer of admission.

When your student mailed off their college applications, it was a gamble. They were all in and now it’s time to claim the winnings. The right college for the right price is a jackpot.

Mom-Approved Tips: Are the Ivies “All That”?

 

iviesPardon the improper grammar and slang; but seriously–are the Ivies all that? This past week the news media was enamored with the praise of a young man that was accepted to all eight Ivy League colleges. Don’t get me wrong–the young man is to be commended for his efforts. But as usual, the focus was on the fact that it was the Ivies, not the fact that he was offered admission to eight colleges.

Why are the Ivies the “be all and end all” of college acceptance?

From the time my son was little, he said he wanted to go to Harvard. I have no idea why, but he said it so much we bought him a Harvard sweatshirt. If he had applied himself in high school, he would have applied. Instead, he went into the Marines. Did I feel like he had failed, or I had failed, absolutely not. The Ivies would never have been for him.

A recent study showed that only 0.4 percent of undergraduates attend an Ivy League school. However, you can go to any parent meeting about college and the discussion inevitably heads toward the Ivies. “My son is applying to Harvard”, my daughter is applying to “Brown”. And the parents whose students aren’t candidates for these schools immediately start feeling like they have failed their kids–along with a tinge of jealousy.

What should the conversation be about?

Instead of focusing on WHERE the student gets into college, the conversation should be about whether or not a/did they apply and receive an offer of admission (from ANY college) and b/are the colleges they applied to a good fit for their academic, financial and social needs. There are thousands of good colleges across the country, even some that might not be well-known, that offer students and excellent education at an affordable price.

What are we communicating to our kids?

All this hype around the Ivies gives our kids the impression that if you don’t attend an Ivy League college, your life and your future are doomed. You’re destined to work at a mediocre job with a mediocre salary. In addition, we are also communicating that all the kids that get into Harvard or Yale are the best of the best: the smartest, the elite, the successful. When the media puts such focus on college names and the importance of the name, our kids begin to feel pressure to attend these schools.

How can we change the conversation and the overall view of college and success?

It’s not about where you go, or the college name. It’s about what you do with the education your receive and how you leverage the education to move you toward success. A state college student is just as likely to become a CEO, and a Harvard graduate. If the education you receive lands you in a career you love, it matters very little where you got that education. Our kids need to know this and embrace the fact that exclusiveness is never a measure of success.

In a recent article in the New York Times by Frank Gruni, “Our Crazy College Crossroads“, makes an excellent point:

Corner offices in this country teem with C.E.O.s who didn’t do their undergraduate work in the Ivy League. Marillyn Hewson of Lockheed Martin went to the University of Alabama. John Mackey of Whole Foods studied at the University of Texas, never finishing.

Your diploma is, or should be, the least of what defines you. Show me someone whose identity is rooted in where he or she went to college. I’ll show you someone you really, really don’t want at your Super Bowl party.

And your diploma will have infinitely less relevance to your fulfillment than so much else: the wisdom with which you choose your romantic partners; your interactions with the community you inhabit; your generosity toward the family that you inherited or the family that you’ve made.

It’s time that parents start making this “college game” less of a competition and more of journey to find a college where their kid will flourish.

Mom-Approved Tips: The Truth About College Rejection Letters

 

college rejection lettersIt was the worst of times; it was the best of times. The best of times—getting an offer of admission. The worst of times—getting a letter of rejection. Or is it really? Is there any way to spin the disappointment? Parents have dealt with their kids facing rejection throughout their lives, but there is no greater disappointment that losing what you feel is your dream—getting in to your dream college.

I know it’s tempting to spew platitudes like, “Everything happens for a reason”, or “I know how you feel”, or “They didn’t appreciate you.” But the reality is, all the platitudes in the world aren’t going to remove the disappointment. Once the dust has settled, however, it might be good to offer some words of wisdom from those “in the know” about the college admissions process.

I’ve found some very wise words from some very wise experts over the last several weeks. When the emotions subside and your college-bound teen is ready to talk, show them these words. It could open their eyes to the truth about college rejection letters.

Paul Hemphill is a noted college admission counselor and an expert in marketing college-bound teens to college and helping them win merit awards. Here’s what he had to say:

Because you are so talented – and this statement is for those who were rejected by their first-choices – you will be successful with your life. Like cream that rises to the top, so will you. Thousands of executives of major American corporations attended colleges no one has ever heard of, or dropped out; Bill Gates and Mark Zuckerbrrg come to mind. But what did they do? They focused on their dream, on what they wanted to do with their lives, just as you will. You will find what you love to do, and people will beat a path to your door wanting what you have to offer.

Follow your dream and ignore the noise of a culture focused on shallow and empty distractions. And accept the hard-bitten reality (it’ll take time) that, in the end, no one really cares about your losses or wins except those who love and cherish you for who you are and what you have already achieved.

What’s the take-away here? All through your life of achievement, which is a winning habit you have already started with the success you’ve had in high school, no one – NO ONE – will ask, “Where did you go to college?”

In 1968 in the Saturday Evening Post, author Joan Didion published an essay on being denied admission at Stanford University. It’s timeless commentary on dealing with rejection and the complex feelings stirred by that bitter pill many applicants face at some point in the application process. In it, she addresses the reality of college admissions. This is directed toward parents:

Getting into college has become an ugly business, malignant in its consumption and diversion of time and energy and true interests, and not its least deleterious aspect is how the children themselves accept it. They talk casually and unattractively of their “first, second and third choices,” of how their “first-choice” application (to Stephens, say) does not actually reflect their first choice (their first choice was Smith, but their adviser said their chances were low, so why “waste” the application?); they are calculating about the expectation of rejections, about their “backup” possibilities, about getting the right sport and the right extracurricular activities to “balance” the application, about juggling confirmations when their third choice accepts before their first choices answers. They are wise in the white lie here, the small self-aggrandizement there, in the importance of letters from “names” their parents scarcely know. I have heard conversations among 16-year-olds who were exceeded in their skill at manipulative self-promotion only by applicants for large literary grants.

And of course none of it matters very much at all, none of these early successes, early failures. I wonder if we had better not find some way to let our children know this, some way to extricate our expectations from theirs, some way to let them work through their own rejections and sullen rebellions and interludes with golf pros, unassisted by anxious prompting from the wings. Finding one’s role at 17 is problem enough, without being handed somebody else’s script.

And finally, here’s a pointed message for all seniors who are going to college from Mark Moody, Co-Director of College Counseling at Colorado Academy:

Now, and in your life to come, resist the urge to let membership in or exclusion from any institution define you or impact your self-image in either positive or negative ways. We are all susceptible to the power of names and outside validation, but I encourage you to develop a healthy suspicion of people who rely on those things to give meaning to their lives or to serve as markers of their superiority. When you dig past the veneer of status, they usually live their lives on a continuum somewhere between “emotionally stunted,” “boring,” “insecure,” “obnoxiously self-important,” and “spectacularly uncool.” The most interesting, truly accomplished and innovative people are not defined by others’ stories about them. They remain open to their own potential; importantly, they don’t take anyone else’s opinion, or themselves, too seriously. Try to be like that. Let your way of being in the world, your actions, your accountability, and your relationships be the things that meaningfully describe you, and which shape your possibilities for the future.

Mom-Approved Tips: Practice Tough Love

 

tough loveParenting is easy if you give into your child’s every whim, never be consistent with discipline, or simply don’t pay attention. Parenting children who strive for excellence in everything requires some tough love. And tough love is not easy; especially when it comes to the raising a motivated, educated, and successful student.

How do you, as a parent, raise a child that’s motivated to strive for excellence where their education is concerned?

Practice tough love by doing the following:

Set guidelines and rules and stick to them

When they are young, set rules about homework and study time. If they are older, it’s not too late to get started. Insist that homework is a priority before any after school activities. Limit technology because it can be a distraction.

Be prepared, however, there is going to be dissent; but don’t cave. Don’t give in to their whining and complaining. Years down the road with they graduate with honors, attend college, and secure a career, they will thank you for practicing tough love.

Praise achievement (not mediocrity)

Society is so afraid of hurt feelings, they have made it impossible to praise achievement. Awards are given for participation, and not excellence. When this practice becomes common, your children expect to be rewarded and praised for mediocrity. They learn to expect praise for tasks that should be common practice. Set expectations and when they are exceeded, praise them.

Teach them to take responsibility for their own actions

Teens love to play the blame game. You know the drill: it’s always someone else’s fault for bad behavior. Someone either coaxed them, coerced them, or talked them into doing something. It’s never their fault. It’s always the other persons: the teacher, the principal, another student. Learning to take responsibility for your own actions is one character trait that will follow them through high school and into college.

Step back and let them fail

Don’t rescue them from every difficult situation. You know the term–helicopter parenting. It’s important for them to make messes, get hurt, feel disappointment, and fail at tasks.This helps them develop life skills, achieve happiness, and be successful–the things we so desperately want to give them.

One parent summed it up well:

The reality is, we can’t “give” our children happiness and success anyway. It has to be earned. And earning things of such high value means our children will have to pay a price. We can either “love” our children into big grown up babies, still living at home at age 30 expecting mommy to swoop in and solve all their problems, or we can love them into a life of competent self-confidence by letting them experience pain, failure, disappointment, self-denial, and good old fashioned hard work.

Isn’t that what tough love is all about? Love your children so much you set rules, provide clear expectations, and allow them to fail so they can learn.

Mom-Approved Tips: Listen to College Podcasts

 

college podcastsEvery day I grab my trusty iPod and head to the mall to do my 2.5 miles of walking. I hate walking. To me, it’s boring and a waste of my time. However, it’s critical to my health and every day I tell myself it’s just something I have to grin and bear.

But then I discovered podcasts. Not only are they great when exercising, you can listen when you’re cooking dinner, commuting to work on public transportation, eating your lunch, or any other time that you are performing daily tasks and want to make them more productive.

Why college podcasts?

When I say “college podcasts” I’m not suggesting you listen to podcasts from the colleges themselves; although many of them have excellent podcasts providing good information to prospective and current students. The podcasts I am recommending have to do with higher education and the college admission process.

The information you will glean from these podcasts will blow your mind. You can learn about everything from how to pay for college, to admission tips, to how colleges look at applicants, to how to find scholarships, and the list goes on. If you subscribe to podcasts, you are automatically notified when a new one is posted. And it will automatically be added to your podcast directory for you to listen to at your convenience.

Don’t have an iPhone or Apple device? Many are also available for android on Google Play. A quick search on Google can get your hooked up and ready to listen.

Where do you find these podcasts?

As luck would have it, I’m going to give you some incredible podcast links for you to begin with. If you need more you can do a google search for “higher education podcasts” or search within iTunes and  Google Play. The links I’m providing are for iTunes and some site specific podcasts. But most, if available on iTunes, are also available online through other podcast listening channels.

Following are my favorites and you can start with these.

How to Pay for College HQ

The How to Pay for College HQ Podcast will provide inspiration and guidelines to help parents and students learn what preparation and steps can be taken to earn a degree debt free without the assistance of loans. Each week, Celest Horton, interviews guests from all facets of the college prep business in the hope that what you learn will help you finance your college-bound teen’s college education.

College Cash Man

From the Author of Free Ca$h for College and CollegeMoneyMan.com, Jose “JR” Vazquez (AKA The College Money Man™) gives real advice from someone who knows what it takes to find the money you need to pay for college. With real stories from listeners, interviews with experts, and answers to listener questions, JR explains financial aid comments in a way that makes sense.

Chronicle of Higher Education

This podcast provides interviews with prominent researchers, college leaders, and Chronicle reporters about pressing news and big ideas in higher education. What better way to learn about admissions than from those in the field of higher education?

American Radioworks

American Public Media’s American RadioWorks creates documentaries, series projects, and investigative reports for the public radio system and the Internet. They offer good information and data about higher education. You can pick and choose the podcasts that interest you.

NPR Education Podcasts

You can listen to NPR’s podcasts related to education on their website. Great content and interesting debates over the cost of college and all things college prep.

The College-Bound Chronicles Podcast

This podcast offers advice for parents on the college admissions process; hosted by expert/psychologist Dr. Nancy Berk and broadcaster Lian Dolan. It’s information, advice and empathy in a light-hearted format.

Every parent knows that knowledge about the college prep process is half the battle. These podcasts will help educate and inform, while providing good solid advice to help you navigate the college maze.

Do you know of or listen to others? Leave a comment here and we’ll add them to the list.

Mom-Approved Tips: The Pros and Cons of Study Abroad

 

study abroadAccording to the latest “Open Doors” survey of international conducted annually by the Institute of International Education., the number of international students at U.S. universities increased 7.2 percent in 2012-13 to an all-time high of 819,644. The number of Americans studying abroad grew to 283,332 in 2011-12, representing a 3.4 percent increase over the previous year.

Inside Higher Education recently discussed a new program called Generation Study Abroad:

More than 150 U.S. colleges have pledged to increase their study abroad participation rates as part of a new national initiative, Generation Study Abroad, being spearheaded by the Institute of International Education. The initiative has the exceedingly ambitious aim of doubling American study abroad enrollment, to about 600,000, by the end of the decade. According to IIE data, just under 10 percent of American undergraduates currently study abroad during the course of their degrees.

Should you encourage your student to study abroad? The easiest way to decide is to weigh the pros and cons.

Pros

Cultural Experience

Any study abroad student will have a unique cultural experience. This is something they can’t have if they remain in the states. Becoming immersed in a foreign culture offers them a new perspective on life and enhances their view of the world.

Enhances the degree

When students study abroad, they will study subjects that might not be taught in their college or university. These courses are often unique to the country they are studying in. It’s also an opportunity to study with students from another country.

Broadens their employment eligibility

Students can add significant value to their resumes simply by studying abroad. In the competitive market of entry-level jobs, most resumes look more or less the same. The interest in multiculturalism that studying abroad suggests can make your student’s resume stand out from the pack. It also shows the ability to adapt to a new environment and take on new and challenging situations – all green flags for potential employers.

Encourages independence

More than attending college away from home, attending college in a foreign country helps students learn to survive on their own and mature in the process. Studying abroad teaches them how to manage time, money and other resources in a way that nothing else can. A child who studies abroad doesn’t just take classes in another country. They learn about a whole new way of life and that better prepares them for “the adult world” once they return home.

Opportunities to travel

It’s a great way to see the world. College is the perfect time for a young person to get out and see the world by experiencing different kinds of cultures including food, music and architecture. It will create lasting memories for the rest of their lives.

Cons

Cost

Study aboard can be costly. Most colleges offer the programs as part of the regular tuition, room and board but it won’t include travel or day to day expenses. Colleges, however, describe plans such as increasing fund-raising for study abroad scholarships, introducing a study abroad scholarship tied to student fee income, and promoting the Gilman Scholarship Program, which supports study abroad for Pell Grant recipients. With these added initiative, the cost might not be prohibitive.

Language Barrier

Some students might be afraid of the language barrier, studying abroad at schools that often teach in the native language. On the positive side, living and participating in the culture will help them learn the language more quickly.

Delays graduation timeline

It’s not uncommon for study abroad programs to delay graduation by a semester or more. It’s important to investigate the course offerings before making the decision to study abroad during the school year. If the credits are not a part of your degree plan you will have to take courses after returning home to make up for the time you lost while abroad. One way to avoid this is to attend during a summer program.

Mom-Approved Tip

For most students, study abroad is a positive experience. And with the college’s help, it can be affordable. Many students who study abroad gain a world view unlike any of the students who opted out of the programs. My daughter and many of her friends participated in a study abroad program offered by her college. The program was coordinated with the degree plan and she was able to stay on track for graduation in four years. She considers it to be one of the most beneficial aspects of her liberal arts education. Since then, she has become a world traveler and enjoys experiencing other cultures. If you can swing it, encourage your student to explore the study abroad program. Weighing the pros and cons, the pros win!

 

Mom-Approved Tips: Don’t Fear the Gap Year

 

gap year“I want to take a year before I go to college” are some of the most feared words by parents. What do we fear? We fear they won’t want to go back to school after being off for a year. We fear they will lie around the house, watch TV and play video games. We fear they aren’t thinking clearly and have no idea what they are saying. And for those competitive parents, it’s not what they planned.

Don’t fear the gap year. Not every student is ready for college after high school. Some simply aren’t mature enough, and others simply don’t know where they want to go or what they want to study. And if this is the case, would you want to spend thousands of dollars on college if it meant they dropped out their first semester? Of course you wouldn’t want to do that.

Have a serious conversation.

If your student is considering a gap year, you need to have a serious conversation—without judgment. Let them talk and listen. Try to find out why they want to do this. Is it about fear of college, are they afraid of failing or not being accepted, or are they simply unsure about what they want to do. Once you know that reason, it will be easier to parent regarding their decision.

Be straightforward and honest.

If you ascertain that their reasons are motivated by fear of failing, be encouraging. Point out their strengths and offer to help if they are struggling. Tutoring might help or consider hiring a professional college counselor to help them make some decisions. If they truly don’t feel college is for them, be supportive and discuss what the next year will be like.

Make a plan

Gap years are successful and beneficial if your student has a plan. During this year, they should work toward determining what they want to do once the year is up. This can be accomplished in many different ways. They could work and save money for college. They could investigate internships or apprenticeships in areas they are interested in. They could travel and work abroad. It’s all about making a plan, setting the ground rules, and making sure they understand what is expected of them.

Gap years are becoming more and more acceptable, especially with colleges. Once your student has been accepted, it’s not uncommon for them to defer admission for a year and use that time to get focused. And remember that not all students are ready for college. Push and they will suffer the consequences. Keep an open mind, discuss the possibilities, and breathe deeply. It could be the best year in your student’s life.