Category Archives: parenting

Why Apply for Financial Aid?

financial aidFinancial aid can be a confusing part of the college application process. Even if you can afford to pay for college, it’s a good idea to learn what aid is available and apply for it. You aren’t obligated to accept it, but most students qualify for some form of aid and, if it’s available, why not use it?

What is financial aid?

Financial aid is intended to make up the difference between what your family can afford to pay and what college actually costs. With college tuition rising rapidly, more than half of the students currently enrolled in college receive some sort of financial aid to help pay for college. The system is based on the premise that anyone should be able to attend college, regardless of financial circumstances. However, students and their families are expected to contribute to the extent that they are able.

There are two types of aid: need-based, and non need-based. Need-based aid includes grants and scholarships that are issued based on the family’s ability to contribute to education costs. Non-need-based aid is allocated solely based on availability, not need.

There are three main types of financial aid: grants and scholarships, loans and work study.

What is “free” money?

Not all aid is equal and the best aid is the aid you don’t have to pay back. It’s like getting a huge coupon of savings to use for your college education.

What types of education loans are available?

Not all college loans are equal.

There are two types of government-based loans: subsidized and unsubsidized. Subsidized loans have lower interest rates and are awarded based on the student’s financial need with interest deferred until after graduation. Unsubsidized loans are awarded without regard to financial need with interest payments beginning immediately and regular payments due after graduation.

What is work study?

The Federal Work-Study Program provides a method for college students to earn funds to be used toward their education. The program is based on financial need and students must be accepted into the program to qualify which is determined by completing the Free Application for Federal Student Aid or FAFSA.

What is the FAFSA and do I need to file it?

The FAFSA is the Free Application for Federal Student Aid and you should apply if you want any chance to receive federal and state student grants, work study, loans or merit-based aid. If you don’t complete the FAFSA, you can’t apply for student loans. Colleges also use these figures when determining financial aid eligibility for grants and scholarships. Plus, many states use your FAFSA data to determine your eligibility for their aid.

The FAFSA is available on Oct. 1 of every year and you should complete it as close to that date as possible in the fall of your senior year. Aid is dispersed on a first-come, first-served basis. The sooner you apply, the more likely you will receive a portion of the financial aid pie.

What is the EFC?

The Expected Family Contribution (EFC) is how much money your family is expected to contribute to your college education for one year. Typically, the lower your EFC, the more financial aid you will receive. Factors such as family size, number of family members in college, family savings, and current earnings (information you provide on the FAFSA) are used to calculate this figure. Once your FAFSA is processed, you will receive a Student Aid Report (SAR) with your official EFC figure.

You can calculate your EFC by visiting FinAid.org.

What is an award letter and how do you use it?

As the offers of admission arrive from colleges, the financial aid award letters will follow. They can be confusing and vague. Added to the confusion is that every award letter is different, making it hard to easily compare them side by side.

Thankfully, there are tools available and information to help you look at these letters for what they are: the college’s pitch for you to accept their offer of admission. You are in control of this process and you hold the cards. It’s your decision to accept or reject their offer based on the amount of aid they are willing to give you. Money, in this situation, is everything.

If a college wants you to attend, they will back it up with money. No money means their offer is probably based on filling a quota and expecting you will decline to attend. And you should. Who wants to attend a college that doesn’t value you as a student?

For details on the types of free money, educational loans, how colleges use the financial award letter to hide their agenda, read the original full article I wrote at TeenLife Media:  A Beginner’s Guide to Financial Aid and How to Get It.

Are Your Pressuring Your Child Too Much to Study?

studyCollege is a very important decision. It could affect your child for the rest of their lives and it could even mean the difference between them getting the job of their dreams and not. Of course, as a parent you may feel pressure here as well because you only want the best for your child and you also want them to do well. The last thing that you want however is to put additional pressure on them because if you do then you may end up doing more harm than good and this is something that you will want to avoid.

You Criticize Too Much

If you find that you criticize more than you praise then this is a clear sign that you are putting too much pressure on them. A lot of parents tend to ignore a lot of positive behavior because they don’t think that their kids need praise for being good because they need to be pressured so that they can be great. This is not the case at all, so if you know that your child is putting in the work, don’t be afraid to reward them. Take them out shopping, or even grab a coffee and catch up on news that revolves around something other than college. When you do this, you can give them a break and you can also show them that you support them regardless. After all, the last thing that you want is for your child to feel as though if they fail, that your love for them will disappear.

Micromanaging

If you are a high-pressure parent then you may find that you micromanage your child when they are trying to study. You may ensure that they are doing everything right and you may even go above and beyond when it comes to getting them study resources. Although at times, there may be nothing wrong with this, you do need to make sure that you are letting them study by themselves. If you don’t then they may find it hard to study alone when they go to university and when they are away from home, this is the last thing that you need.

You Believe Every Situation Is Going to Alter their Life

If you find that you are constantly telling your child that nearly every situation is do-or-die then this can cause you major issues. You don’t need to tell your child that this is their one-shot and you don’t need to put them under any more pressure than they are already under. This is especially the case for gifted and talented students and the main reason for this is because they already understand the consequences of their actions. They are also already aware of their potential and what they could go on to achieve, so you don’t need to keep reminding them that every time they get a lower score on a test, that they are compromising their own chances. After all, this may not even be true, because there are so many resources out there designed to help those who do score badly on tests, to re-try or even take an alternative route.

Driving: An Adult Responsibility Your Student Should Master

drivingWhen your kids decide they want to drive, it’s normal to want to approach them about driving especially if you have prior experience. It’s a fantastic opportunity to spend time with your kids and it can be a brilliant bonding experience. If they’re interested in learning to drive, then here are a couple of the most important things about driving that you should pass down.

  1. Seatbelt First

There are many depictions of driving in films and media where people just don’t use their seatbelts. In fact, your kids may have rode in a car where the driver didn’t request everyone to put on their seatbelts, nor did they bother to check if everyone was wearing them. This is typically because they feel safe driving shorter distances, especially if there’s no traffic. However, it’s incredibly dangerous to forget your seatbelt and it’s something you need to drill into their head as soon as possible.

  1. Watch Other Cars, Not Just Yourself

Defensive driving is the best way to avoid a talk with your car accident lawyer.. If you don’t want to end up in an accident, it’s vital that you teach your kids the importance of not just watching their own cars, but the cars around them as well. This will train them to be mindful of other drivers and also helps them identify problematic drivers before they have a chance to accidentally crash or strike your child when they’re driving in the future.

  1. Cars Are Not Fashion Statements

With influence from pop culture and media, your kids might have this idea that cars are a fashion item and they need to get the latest and greatest models and brands. In fact, with the rise of Tesla’s electric cars and talks about saving the environment becoming popular in schools, they might be more willing to purchase a vehicle in the future because of the brand, not because of the features. Instead, teach them that used cars are acceptable and there are plenty of fantastic vehicles that feel great to drive instead of just looking fancy.

  1. Distractions Are Bad

Distractions, such as talking on the phone, answering a text message or even changing the music, are bad. You need to teach your kids to keep both eyes on the road, ears on the road and hands on the wheel. Even something like talking to their friend in the passenger seat could cause distractions especially if they’re looking to face them when talking, so make sure to highlight the importance of avoiding distractions.

  1. You’re the Example

If you decide to teach your kids how to drive, then remember that you’re the role model for them. You need to do everything you teach them or else they’ll create the connection that you’re teaching them something that you don’t actually believe in yourself. So if you’re going to teach them about distractions, don’t make an exception for yourself. If you’re going to drone on about seat belts to ensure they learn, then don’t neglect the seatbelt yourself.

Finding the Best Car for your College Student

carNow that your student is all grown up and off to college, it’s perhaps time to have that chat about buying a car. Undoubtedly, it’s going to make his or her life way easier when they have to be on time for classes – and it also gives them that sense of extra responsibility that we often need in order to actually grow up.

You may have your own doubts, though, which is understandable. It’s hard enough to see them jet off to college and leave the house they grew up in behind, but now they’re going to be fully independent. They don’t even have to ask you for a ride anymore, and it’s hard to say if this is a good thing or not.

Here is a handful of expert advice on what to look for when buying a car for your teenager. That way, you can feel a bit more confident about your decision.

#1 Focus on parenting rather than technology

You can buy your teen the fanciest car with all of the technology in the world, but it’s really no replacement for good parenting. You need to have that chat with your teenager long before they’re able to drive a car of their own and make sure that, even if they’re not experienced enough, at least they know how to handle the vehicle.

Some features may be helpful, though, such as a text alert when your teen is going over the speed limit. That way, you’ll be able to let them hear it when they’re back home – and you can lecture them even if you’re not in the car with them.

#2 Buy a boring car

Like all parents should know, the best car for your teenager is one that is boring and slow. Flashy colors and an engine that’s made for speeding is really no option for an inexperienced driver – no matter how cool it would make you seem as a parent.

Remember that you can find great prices on used cars online, by the way, so that you don’t have to spend money on buying a brand new one. Have a look at Kelly blue book value to estimate the price of a car you have your eyes on, and make sure that it’s a big, boring, and slow one.

#3 Skip phone-to-car features

While technology certainly is making it easier for us to use our phones while driving, it’s not really the safest feature for inexperienced drivers. You should definitely pass on those Apple Carplay features or general phone-to-car interfaces as they just make it way easier for your teenager to get distracted while driving.

Let them know that focusing on anything else than the road is a big no, and set an example by avoiding the features yourself while driving. That way, they’ll never be able to use it against you later on.

 

Helping Your Student Find the Right Career Path

career pathChoosing a career path is something that everyone can feel pressured to do, and often from a young age. The truth is that many people never really know what they want to do “when they grow up” and can often change careers several times. But finding a path into a first career can still feel tough. By helping your child to find their way, you can encourage them to start with the right college choice.

Explore Their Interests

A career doesn’t have to be based around something that you’re extremely passionate about. However, exploring your interests and the things you enjoy can help you to find something that you would be good at. You can help your child to explore their interests and what careers they might relate to.

Research Potential College Options

Taking a look at available college options that might help your child explore their interests and their strengths can help them find their career path. You might consider colleges that have plenty of support for exploring careers and opportunities for work experience and internships.

Traits and Characteristics

Your child’s characteristics and personality traits can play a big role in their exploration of what sort of career might suit them. If they already have something in mind, it can help them decide whether it’s the right choice for them. Finding out what their personality type is can give them some good guidance on whether a certain industry or role could be a good idea. For example, some personality types are better suited to certain tasks in sales roles as explained in the infographic below.


Infographic Design By University of Alabama Birmingham

Starting Early: Parenting for College

parenting for collegeWhen it comes parenting for college, this may be something that you start to think about as parents when your kids start high school. Now, for some people, this will be way too soon – because you have all of four years before they are due to go. But, when you are looking to prepare your child for college, you may find that the more time you have, the better! However, you could even look to start this earlier. While you may not be able to start the application process, there are a lot of different things that you can do with your parenting to really help your kids along the way. If this sounds like something you’re keen to do with your middle school children, here are some tips to help you.

Nurture, Don’t Smother

Now, when you have high aspirations for your child, and you really want them to be able to do well, you may find that you can be a bit pushy. It’s only natural. And you probably think that this is the best thing for them. But, this can often lead to you smothering them. When really, you need to be thinking about nurturing your children instead. Make sure that you’re supporting them and not suffocating them. As they need to be able to grow and develop independently.

Enhance Their Skills

When you’ve been able to get the balance right, you’re then going to want to make sure that you can really work on their skills. Here, you can encourage them from the sidelines. Make sure that you’re encouraging them to practice, study, and really push their abilities. But you cannot do it for them. Try to get them to try out as many different things to help you work out where their key skills lie.

Provide The Best Environment

You’ll then want to make sure that you can create the best possible environment for your children to develop in. Not only should this mean that you have a happy home, but that they have everything they need. Here, a desk in their room or a bed with desk like the kids beds from Cuckooland is a great option. You want them to be able to study as much as possible, in a comfortable environment.

Go The Extra Mile

You may also find that it’s going to be largely useful for you to be able to go the extra mile for them. Maybe they need further development in a few key areas, or you just want them to be able to advance as quickly as possible? Hiring a private tutor could help you here. You may also want to make sure that you are available to take them to different commitments and to support them from the sidelines too.

Guide Them To Flourish

Lastly, you’re going to want to make sure that you’re guiding your children as much as possible. Just like you don’t want to smother in point one, here you don’t want to control. Yes, you may have thought that you wanted your child to be a lawyer or a doctor, but what if their strengths lie in sports or the arts? Make sure that you are in tune with their natural talents and guide them to flourish. This will help them to not only find success with their studies and college, but to lead a fulfilled life too.

 

A Different Perspective on College Move-in Day

college move-in dayIt’s that time of year again. Parents are moving their brand-new college students into college dorms. Tears are flowing. Anxiety abounds. Parents have dreaded move-in day for months and sadness permeates just about every single post on social media.

I do remember crying; but not because I was sad. I was joyously happy. Both my children were attending college. I thought it might not happen. Finances were tight from caring for an elderly great aunt and an aging father. We were living paycheck to paycheck and I knew if college were to be a reality, my children would have to score some hefty scholarships and merit aid. Both of their senior years were stressful.

My son wanted to attend a military academy, but his grades just weren’t good enough. Knowing we couldn’t pay for college, he made the choice to join the Marines out of high school so he could use the GI Bill funds to attend either during his service or after serving his four years.

My daughter’s grades were superior. Two years later, I knew that we had to focus on scholarship applications and choosing colleges that met a major portion of our financial need. She was admitted to a prestigious college in Boston with enough merit aid and scholarships to pay for her education with minimal student loans.

All this to say, I had a completely different perspective on college move-in day. It was not only a dream come true for each of them, but a dream come true of mine as well. After all the struggles and the stress, both of them were attending college.

I just couldn’t be sad, because this is what I felt:

Extreme pride

My daughter worked so hard to get into college in Boston. It was her dream from the time she was a little girl. And she did it. My son knew what he had to do to achieve his goal and he served his country while earning money for college. I couldn’t have been prouder of both of them.

A sense of accomplishment

We did it. It wasn’t just their success. It was ours as parents as well. We supported them through the entire process and we were finally seeing the fruit of our hard work and perseverance. It was no small feat for either of them or for us knowing the roadblocks and struggles we encountered.

Hope for their future

They were both, in their own way, pursuing their education and securing a solid future in the workforce. It’s what every parent wants for their children—a better life and a secure future. College would be that for each of them and I was hopeful that after four years we would rejoice when they were gainfully employed at a career they loved.

Excitement for the adventures they would have

Both would be attending college in Boston, a city full of activity, sports, history and populated with college students. My daughter wanted to pledge a sorority and study abroad. My son was excited to learn all about Boston and the history there while he pursued a History major. What better place than the place where our nation began? I knew they were facing some grand adventures and travel. I knew they would may forever friends. I knew that college would change them in ways I could never imagine and I would get to share in that growth as I watched and participated at times.

Joy that I got to be a part of this monumental day in their lives

Move-in day was certainly chaotic for both my children. My daughter moved into a freshman dorm where she didn’t know anyone. My son moved into an apartment with strangers. But they weren’t the least bit anxious or hesitant. It was exciting to meet their roommates and their parents. It was fun to participate in the parent events and do some last-minute shopping. We made the most of the few days I was there and I was so happy I got to be a part of it.

Anticipation for the next chapter in our lives

Even though my great aunt and father were still living with us, I knew we would be childless for the first time in our lives. I looked forward to traveling, going out on dates together, attending parent weekends, and getting to know one another again. I was also anticipating having a new kind of relationship with my adult children as they mature and grow independently away from home.

All this to say—cry those tears, feel the loss, and grieve a little on move-in day. But while you are at it, celebrate what that day means. Shed a few tears of joy and anticipation. The next chapter in your life, whether it’s an empty nest or simply one less child at home, can be exciting for you and for your family.

5 Experiences to Have With Your Child Before College

before collegeYour child is finally leaving for college. It may seem just like the other day that you were seeing them off to their first day at school. Now, you are helping them pack away their things, so they can further their education and help change the world. This can be an emotional experience for both parent and child alike–even if the child won’t admit to it. To make sure that both parent and child make the most of their last few months living together, here are a few experiences that you can share before college.


1. Cooking Class

Whether you’re the cook of the family or not, teaching your child how to fend for themselves in the kitchen is crucial to their survival and health. New college students tend to gain some weight at the beginning of school until they find their feet. You can help them by either bringing them into the kitchen with you or signing up for cooking classes together. This can be a fun experience to share together. You can laugh, solve problems together, and forge fond memories that your child will always remember whenever they cook that dish. 

2. Take A Trip 

This should primarily be done one-on-one or with both parents involved. Whether it’s to their favorite place or somewhere no one has been before, take the moment to enjoy the time with them. You can impart a few lessons about living on their own along the way. Make sure you take some photos, too, to record this last great adventure as a shared family. You may want to choose a quieter setting, too, so you can have those important discussions about safety, health, and any words of wisdom you gleaned from your college days. 

3. Family And Friend Time 

While they may not believe it, your child is likely going to be saying goodbye to their friends, too. One excellent way to send them off and still have an experience with them is to host a dinner party or pot-luck with friends and family. Only those closest to your child and the closest family members should be invited. This get-together is to celebrate the triumph of your child as well as to send them off with love and wisdom. Just make sure that they don’t spend all of that time with friends. 

4. Give Them An Experience Down The Line 

Sometimes words can be hard to say face-to-face. A way around this and ensure that you’re still telling your child everything that is in your heart is by writing a letter. You can tuck this away into their luggage in a place that they’ll find the letter. Not only does this make for a final experience for them to share with you later when they’ve moved into their place, but it could help curb some of the inevitable homesickness. This letter can ensure your child how much you love them. 

5. Adulthood 

Because schools don’t normally equip children with what they need to know to survive in the day-to-day world, you’ll need to take those lessons upon yourself. It will be boring, but it’s the best thing you can do to make sure your child isn’t lost. Take the time to show them how to use an ATM machine, how to open a checking/savings account, how to pay taxes, basically, everything that an adult needs to know how to do. They’ll hate it, so did you at one point, but it will prepare them for the future. 

It may be hard to admit, but your child has grown. Making sure that your child knows they are loved and always welcome back home is the best thing you can do for them. By ensuring that they know there isn’t any shame in coming home, they can face the future with strength.

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Today’s guest post is from Hayden Stewart, a contributing author and media specialist for MyKlovr. He regularly produces a variety of content centered around the transitional obstacles that come from students moving from high school to college life and how to succeed once there.

 

Parent vs. Student: Conflicts About College

conflicts about collegeAsk a high school student (without a parent present) and most would tell you that they want to go to college for a) the social scene (aka partying), b) to get away from home and their parents, and c) to get a degree so they can get a high paying job after graduation. Ask a parent about the reasons they want their kids to go to college and they will tell you unequivocally that it’s for an education which will lead to a good job after graduation.

These goals differ dramatically and often cause conflicts about college choices, college majors and college location. Why are parents and students so far apart and how can you help them see things from your perspective or help them find a balance?

Academics vs a social life

Parents send their kids to college to study and excel academically. They see the money they spend as an investment in their future and would prefer that their kids not sacrifice academics for a social life. The reality is that students need both. A socially active student is a happy student. College is more than studying, tests and grades. It’s about having life experiences that help them mature as adults. Most college graduates say they learned much more in college than just academics.

The key is to help them find a balance. Before they leave for college encourage them to make a plan—allocating x amount of hours to study, leaving them with free time to socialize and participate in campus activities. If your student stays locked up in his/her dorm room all semester studying, the stress will inevitably manifest itself in their health and in their emotional well-being. If your student understands that good grades mean they won’t get put on academic probation or not be able to complete college, it might help them focus on their studies before they play.

“College prestige” vs “best fit”

Your student may want to attend an Ivy League college or any school within the top rankings, but is it really a good choice for them and will they be happy and excel. Choosing a college should be based on three criteria: money, major, and fit. Prestige should not be a factor, but peer pressure among students often makes this a top priority in their minds. A college with a big name might look good on paper and give them bragging rights with their peers, but when the dust settles will they be happy at this school and will it provide them with an education that will lead to employment.

Here’s another thing to consider—would you want to go somewhere you don’t fit in and are not wanted? Of course not. But students often do just that when they choose a college. If a school makes an offer of admission along with copious amounts of financial aid, they value your student and their contribution to their student body. If a college accepts them but doesn’t offer aid, the chances are they are just filling an admissions quota. Looking at it from this perspective makes the decision easier and helps them see the value in choosing a best fit college over a prestigious one.

Paying for school-parent or student

Most parents feel they are partially responsible for contributing to their child’s college education. While not everyone agrees on how much, we can all agree that this topic should be addressed before the students start looking at colleges. I call it the “money talk” and it’s just as important as any other aspect of the college prep process.

Kids are acutely aware of their need to contribute. In a recent Fidelity Investments online survey of U.S. high school seniors, a majority said saving for education was “overwhelming.” Good news for parents: 94 percent of students were willing to pay for at least some of their college costs; 56 percent of those said their share should be half.

Studies show that students who contribute financially to their education usually do better in college because they are financially invested. Teaching your kids to work for something they want begins during early childhood and should continue throughout college.

Once you’ve explained to your student what is expected of them, carry the conversation further by offering suggestions on how they can pay for their portion:

  • Student loans–All students who complete the FAFSA are eligible for government funded student loans. This is certainly an option, but the amount of the loans should not exceed their ability to repay after graduation. Loan repayment calculators are available to help you with that figure and you can research the average salary for your child’s degree after graduation.
  • Scholarships—Your student should be responsible for researching scholarship opportunities and completing the applications. These scholarships will help supplement their contribution and minimize the amount of student loan debt.
  • Work-study—Students should work during college, if only part-time. Work-study programs offer jobs on campus with employers who are willing to work with their academic schedule.

Location vs opportunity

Knowing that one of your student’s goals is to move away from home and get out from under your “control” means their decisions are often clouded by this priority. While location is certainly a concern, the reasons behind it should not be the distance from parental control. Just a few weeks into their freshman year they will discover how much they miss home and their parents. They may not see it now but it’s a guarantee it will happen. If they don’t believe you, have them ask current students. Often talking to their peers will help them see it from a different perspective.

Here are some things your student should consider when deciding on a location:

  • Networking and employment opportunities—Students should look ahead into the future. When they graduate do they expect to have a job waiting for them? Do they want to intern while in college to experience their future career? Colleges with large alumni networks also have opportunities for students to make connections that could help them after graduation. Texas A&M, for example, has a large alumni network who pride themselves in hiring A&M graduates if one is available. If their chosen career is theater, then living in New York makes perfect sense. If they want to pursue an acting career, Los Angeles would be an excellent choice. Cities with large corporate headquarter populations also offer employment opportunities after graduation as well. Once you look at the chosen career, you can determine if location should be factored in.
  • Tuition cost–If cost is a concern, living at home and attending a college close by should always be considered. Your student would save money on room and board and be able to work part-time while attending. Often students with limited financial resources choose colleges close to home based on these criteria.
  • Expenses not covered in tuition/room and board—Their tuition, room and board may be covered but those are not the only college costs. Parents and students should also factor in travel expenses into the decision. Attending college across the country can rack up airfare, gas and other travel related expenses on trips back and forth between both parents and students.

High school students often live in a fantasy world. They see their futures in black and white and they dream big. While there’s nothing wrong with dreams, it’s the parents’ job to help them with a reality check when needed. As you have done throughout your child’s life, continue to guide them and encourage them to make the best college decision based on reality.

A Summer College To-Do List for Parents of Seniors

collegeSummer is in full swing and families are enjoying the vacation time. But if you student is a college-bound senior, there are some to-dos you should think about over the summer and add them to your family fun time. The new school year will be here before you know it and senior year is a busy time for high school students. Everything you can accomplish over the summer will mean one less activity for senior year.

Discuss college finances

Your college-bound senior needs to know what you are prepared to contribute financially to their college education. This discussion will help with college choices and make it easier in the spring when you review financial aid packages. You should also discuss what you expect them to contribute to their education. Research shows that when a student is invested financially in their degree they tend to focus more on their academics.

Discuss high school academics

Every high school student is tempted to “skate” through their senior year, especially after the college applications are completed and even after they receive their college acceptance letters. Senior year is the worst time to abandon academic excellence. Colleges will be checking transcripts mid-year and after graduation. If they see that the student did not focus during senior year, colleges have been known to recant their offer of admission.

Talk about college career services

This may be the last thing your college-bound senior will be thinking about. However, it’s an important factor in the college decision process. Discuss each college’s career services with your college-bound senior. Does the college offer internships? Do they have a career center to assist you with your job search (during and upon graduation). Do the alumni actively participate in networking with the students? The answers to these questions should affect the final college choices.

Encourage your student to start working on the essay

When school starts, a senior’s schedule is usually filled up to the minute. Working on the essay in the summer will alleviate stress in the fall and allow them to focus on other important activities. You can’t write the essay, but you can help them brainstorm or be a proofreader. The Common App essay topics list should help start the process.

Help with the scholarship search

It goes without saying that your student needs to spearhead the search for scholarships. But you can help with reminders of deadlines, organizing the applications, and proofreading their final submissions.

Revisit colleges

Odds are your student has already begun to narrow down the college choices. If you’ve visited colleges previously during their junior year, the summer is a good time to make an informal visit of the campuses. Take a look around, get familiar with the services offered and talk to a few students. If the admissions and financial aid offices are open, schedule an appointment and get a jump on the busy fall onslaught of students.

Take a look at the Common App online

While most students won’t complete The Common Application until senior year, it’s a good idea to take a look around and get familiar with the components. The new Common App rollover feature allows students to use the information from one year to the next and, in theory, allows you to begin to work on the Common App as early as freshman year.

Help your student nail down the recommendation list

Make the recommendation letter list before school starts. Once your student sets foot on campus they should hightail it to the teachers and staff who they feel will write the best recommendation letters. These school officials will be bombarded with requests as application deadlines roll around. Asking early will give them more time to write a thoughtful letter without feeling rushed.

Consider hiring a tutor

Even if your student is excelling in studies, you might want to consider hiring a tutor. If they are struggling in a math or science class, tutors offer one-on-one help in a less threatening environment. Tutors can also help improve standardized test scores. They can give your student a head start in their upcoming classes and reinforce what they have learned in the past.

As your summer winds down and school begins in the fall, crossing some of these important to-dos off your massive list of college-related tasks will help you and your student reduce the stress of the college application process.