Category Archives: parenting

parenting, study abroad

5 Reasons to allow your college-bound kid to study abroad

images-2Whenever it’s time for a child to go to college, it can already be hard on the parents. After all, it’s been 17 years (give or take a few months) of them living at home and relying on their mom and dad for their daily needs. So, when it’s time for your son or daughter to graduate from high school and they bring up the fact that they’ve been thinking about not only going away for school but studying abroad, it’s understandable why you might be hesitant to go along with the program.

However, there are actually benefits that come with a student making this kind of commitment and so if your child does present you with this option, we have provided you with five reasons why you definitely should consider letting your student study abroad:

  1. It’s a great way to see the world. As adults, we know how easy the demands of everyday life can keep us from doing some of the things that are on our own wish lists. College is the perfect time for a young person to get out and see the world by experiencing different kinds of cultures including food, music and architecture. It will create lasting memories for the rest of their lives.
  2. It’s an easier way to learn another language. Without question, it is professionally beneficial to be bilingual and one of the easiest ways to learn a second language is not by sitting in a classroom but being in a city where it is spoken fluently.
  3. It can actually enhance your degree. When a student goes overseas to study for a semester or two, there’s a pretty good chance that they will be able to take courses there that are not afforded to them in the States. This means that they may be able to earn a few more credits. Also, it helps to make their academic resume that much more attractive when it comes time to seek out internships and a full-time job.
  4. It gives broadens their employment eligibility. There are several studies that indicate that only about 5 percent of Americans ever go to another country to study on a college level. That said, with the job market in the States still as unstable as it is, studying abroad expands your child’s ability to be able to land a job following graduation. Being in another country is a way for them to not only make new friends and meet new professors, but to also make international connections; ones that they may be able to use for years to come.
  5. It matures them. Say that your child is enrolled at Ohio University, they are living on campus and it’s a couple of hours away from your house. Just by spending time in a different environment, they are going to grow up and mature in many ways. But when they are in another country, thousands of miles away, it forces them to have to mature at an exponential rate because they have to learn how to be independent in so many ways. Studying abroad teaches them how to manage time, money and other resources in a way that nothing else can. A child who studies abroad doesn’t just take classes in another country. They learn about a whole new way of life and that better prepares them for “the adult world” once they return home.
I completely recommend study abroad programs. If your student is interested, allow them to pursue this path while in college.
college guidance, college planning, parenting

5 Things to teach your kids before they leave for college

images-1While educators are largely responsible for seeing to the academic needs of your children (although you will likely have to help a bit), your role as a parent is to prepare your children in other ways so that they can learn to care for themselves, live independently, make good decisions, and become functioning members of society when they leave home and strike out on their own. You’ll teach them all kinds of life skills during their time in your care, such as how to groom and dress themselves, the rules of appropriate social behavior, and the value of hard work. But there are certain lessons you’ll want to impart to your kids before they depart for the vaunted halls of learning. Here are five things to teach your kids before they leave for college:

  1. Proper nutrition. You’ve no doubt been cooking for your kids their whole lives, which means they could leave home with little idea of how to feed themselves. Unless you teach them, they won’t know how to plan a healthy diet, shop for groceries, or prepare nutritious and balanced meals. But these are skills that you can teach your teens throughout their time in high school simply by making them help you with every aspect. Although they will have limited resources on campus with dorm rooms short on kitchen amenities, a thorough knowledge of diet and nutrition will at least help them to make healthy choices in the cafeteria.
  2. Organization. There are a couple of reasons why organization is an important skill for college students to master. First of all, they’re going to live in dorm rooms that are roughly the size of a shoe box, and most likely they’ll be sharing them with other students. The ability to organize one’s space will make this situation far more livable. But knowing how to organize one’s time is even more important to the harried student who has to juggle classes, studying, activities, internships, and perhaps even a part-time job. If you don’t help your kids develop these organizational skills they may sink when you throw them into the turbulent waters of campus life.
  3. Cleanliness. Sure your kids know how to pick up their clothes and put them in the hamper, but can they wash them? Chores like dusting, vacuuming, and doing the laundry may seem pretty basic, but that’s only because you’ve been doing them so long that they’ve become second nature. Your best bet to prepare your kids to see to their own cleanliness is to start assigning them chores when they’re young so that they form lifelong habits that will travel with them to college and beyond.
  4. Financial concerns. It’s surprising how many parents fail to impart even rote information about personal finances. Perhaps they assume that it’s covered in school. Unfortunately, this leaves many students facing a pile of debt or even damaged credit by the time they graduate. So talk to your kids about the dangers of credit cards and teach them basics like budgeting, balancing a checkbook, and preparing for taxes.
  5. How to reach goals. By showing your kids how to achieve successes through visualizing their goals, creating a step-by-step plan of action, using affirmations, building confidence, and adjusting course as necessary, you can help them to reach their potential. Whether your kids are eventually bound for Harvard Law or MBA online programs, they’re going to have to take certain steps if they want to reach their professional goals.

Parenting is much more about teaching lessons and setting examples than just funding their educations. Take the time to prepare them for college.

 

college guidance, college planning, parenting

5 Things parents should know about students and depression

UnknownHeading off to college is a fun and exciting event in the lives of most young people, marking the beginning of adulthood and their first foray into a world without parents to feed, cloth, and care for them (although you will no doubt be contributing for some time to come). Certainly there are stresses, anxieties, and fears that go along with leaving the nest, but most high-school grads are more than ready to get out from under the yoke of parental supervision and start figuring out who they are and what they want to do with their lives. In short, the good outweighs the bad.

But for some students, the dream of freedom can become a nightmare. Whether they’ve had previous bouts of depression or they experience the condition for the first time while they’re far away from home, they may fall into deep sadness, dejection, or even despair during their time on campus, for one reason or another. And if you fear that your college student is suffering from depression, there are a few things you need to know.

  1. Anyone can get depressed. It is a common misconception that depression only affects people who have a chemical balance, or those who have a history of the condition in their family tree. But under the right circumstances anyone can suffer from mild, moderate, or even severe depression. It could have to do with a lack of sleep and a poor diet (not just the cause of the freshman fifteen). Or your teen may find the workload, stress, and/or homesickness overwhelming. Perhaps there are social issues at play. The point is that you shouldn’t discount the possibility of depression out of hand simply because there is no medical history to support it.
  2. There are warning signs. Many parents are not informed enough to identify depression, but you know when something is off with your child. Luckily, there are common signs and symptoms you can look for if you think your student might be depressed. For example, fatigue on its own might not tip you off since most students are short on sleep, but if your otherwise sunny student suddenly seems pessimistic, irritable, disinterested, sad, or anxious, you might start to wonder if depression is to blame. And if your child begins to express feelings of helplessness, hopelessness, or worthlessness, or worse, has thoughts of suicide, the situation is reaching a critical stage and you need to intervene.
  3. Depression can be deadly. Depression is a disorder that causes people to lose interest in the things that once made them happy, and as a result, they may not want to go on living. You might think that this happens only in extreme cases, but when depression goes untreated it can quickly spiral into thoughts of suicide, especially in teens and young adults whose emotions are linked to hormonal changes (and whose limited experience hasn’t taught them that things will get better). It is therefore imperative that you take warning signs seriously.
  4. Stay close. If your college student is suffering from depression you need to make yourself available to help. This could mean calling every day to check in, arranging for both independent and family counseling, or even moving your child back home to deal with the condition. What you cannot do is let your child slip away when there’s so much you can do to help.
  5. Campus services are available. While some students may be unable to cope with both college and the onset of depression, others may be able to deal with or perhaps even overcome their disorder with help so that they can continue their education uninterrupted. And whether your student is at the University of Arizona or an Ivy League institution like Yale, you’ll find that there are services available on campus designed to help students suffering from depression that can ensure their safety and ease their burden so that they make it to graduation.

The worst thing a parent can do is ignore the problem. Stay attentive and listen, and above all, find help when needed.

college costs, college guidance, financial aid, parenting

How much financial support should you provide for your college student?

 

 

imagesIt is estimated that by the time a single child reaches the age of 18, his parents will have spent approximately $300,000, according to the U.S. Department of Agriculture (which releases annual reports on family spending). And that doesn’t include the cost of college. Of course, this report factors in housing, childcare, food, transportation, healthcare, and a number of other elements. But it comes out to about $13,000-14,000+ per year in expenses for a child in a median-income household (earning roughly $60,000-100,000 annually in taxable income). Unfortunately, your costs don’t end when your kids head off to college. In fact, they could increase significantly. You’ll still have to pay for your own home, car, food, and more, but you’ll also be on the hook for additional living expenses for your kids since they are no longer at home, not to mention tuition, books, fees, and other costs associated with college – unless of course you decide not to pay.

In truth, you have no onus to pay for your kids’ college education. However, most parents feel that it is their duty to ensure that their children attend college so they can start a career and realize their full potential on a professional level rather than toiling away at the dead-end jobs that high-school grads are often relegated to. In short, many parents want to set their kids up for the best chances in life, and that often includes the advanced education and expanded job prospects that college can provide. But you might not have the money to pay for it all, especially if you have a limited income and a large family, and the truth is that you don’t have to. The only question is how much you should pay.

This figure can be difficult to determine. The government has some guidelines in place, which is why you’re required to submit financial information via the FAFSA(based on previous year’s tax returns) when your kids apply for federal financial aid. They expect parents to take responsibility for at least a portion of the expenses associated with sending their kids to college. However, you can always provide more or less, depending on the needs of your children and your own financial situation. A good rule of thumb, in general, is to offer what you can afford while still keeping your own budget in order. There are a couple of good reasons to do this.

For one thing, it’s important to teach your kids to live within their means, and you can set a good example by doing so yourself. This could mean that your kids end up attending a less expensive institution or living at home so that they can save on living expenses and put that money towards higher tuition costs at their school of choice. Or they might be forced to work a part-time job to pay a portion of their own expenses so that they can attend their dream school. Either way, you avoid financial ruin and your kids learn some very adult lessons. Whether you are able to send them overseas to attend Oxford or they stay home and attend colleges like the University of Cincinnati, the most important thing is that you be honest about what you are willing and able to offer in terms of financial support so that your kids can make an informed decision about their future.

college guidance, college planning, parenting

5 Things you can do to help your kids succeed in college

photogirl2Every parent wants their kids to succeed, but most flounder when it comes to figuring out their role in contributing to those accomplishments. It’s not so hard when kids are little; teaching them to tie their shoes, share their toys, and look both ways when crossing the street is fairly easy. But as your kids get older they may become more resistant to your efforts and advice, even when you’re trying to help them reach their goals. This is a natural phenomenon. As children enter adolescence they begin to develop a strong urge to assert their independence. This is an important part of forming a separate identity and figuring out who they are and what they stand for. Without going through this phase they cannot hope to become mature, confident, and competent adults. So to some degree you need to let them make their own decisions, even though it’s your job to keep them safe, rein them in, and give them a reality check once in a while. And of course, there are still many ways that you can help them to succeed when they get to college, even if they don’t necessarily want your advice.

  1. Planning. When it comes to planning for college your kids may need help studying for SATs and PSATs. You might not be able to quiz them yourself but you can certainly hire a specialized tutor to ensure that they get the best possible score (increasing their chances for both admission and scholarships). And although they may have their hearts set on a particular university, you must urge them to find other suitable schools and apply to several so that they have plenty of options. You can even arrange for campus tours to help them make this life-altering decision.
  2. Financial aid. You might not have the money to cover the entire college tab, but thanks to student loans, scholarships, grants, and other resources you probably won’t have to. That said, most lenders will expect parents to cover a portion of the bill, based on income tax returns. And you probably want to contribute to the ongoing education of your children anyway to increase their odds of earning a degree and finding gainful employment (rather than living in your basement for the rest of their lives). A nice bonus of helping your kids financially while they’re in college is that it can ease their stress level so that they can devote more energy to their studies.
  3. Emotional support. While most kids are raring to go when it comes to leaving home, many find the stresses of their new situation to be somewhat overwhelming. So whether they’re trying to cope with homesickness, anxiety, or social issues, you can help to keep them on track by making yourself available for calling, texting, Skyping, and other forms of communication, listening to their problems and consoling or advising them as needed.
  4. Professional connections. If you happen to know people in the industries your kids are studying for careers in, you can use your connections to get them internships or perhaps even part-time work during their college years. This can help them to determine if they’re on the right track even as they gain valuable experience (along with school credit or a paycheck).
  5. Room and board. If you don’t have the money to give your kids the campus living experience, you can at least offer them room and board for free while they’re in school instead of making them get a job to pay rent somewhere else. This will give them the freedom to focus on school without having to worry so much about money or spend their time working to pay the bills when they should be attending to their studies. Whether your student is starting at a community college, attending a nearby university, or studying from home with a program from http://www.onlinenursingdegrees.maryville.edu, their opportunities for success in college could increase dramatically if they live at home.

Taking the above advice and putting it to practice will go a long way in ensuring they will succeed in college.

college guidance, college planning, parenting

7 Things to LOVE about the college prep process

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imagesValentine’s Day always reminds us about love. But I doubt many parents, or students would associate love with the college prep process. Frustration, stress, angst would most likely come to mind.

I’m an eternal optimist and I can find at least 7 things to love about the college prep process. Hopefully reading these will ease your stress and help you see that there is much to love, even though you feel you are in the midst of a nightmare.

  1. Time with your student-The college process requires you to spend quality time with your teenager.
  2. Reaching another milestone-Applying to college signifies another milestone in your child’s life moving toward adulthood.
  3. College visits-Being trapped in a car for hours and days with your teenager is a godsend for most parents.
  4. Finding scholarship money-It goes without saying that scholarship monies help you feel the love.
  5. Celebrating life’s accomplishments-With every application students are required to list their accomplishments. This is a time for you to celebrate and be proud.
  6. Reading the recommendation letters-Feeling the love from the adults who have been involved with your student academically and personally should make every parent proud.
  7. Receiving acceptance letters-Feeling the love that colleges have for your student can be a proud moment in a parent’s life.

You would probably have a similar list of what NOT to love, but for today let’s “feel the love” and concentrate on the positive aspects of the college admissions process.

 

admissions, college guidance, college planning, financial aid, parenting

FREE “Plan for College” Videos

PlanForCollegeVideos5

When we see the word FREE, we automatically ask ourselves, “What’s the catch?” The promise of FREE usually includes statements like “pay shipping and handling” or “a small subscription cost”. This time FREE means FREE!

My good friend and colleague,Paul Hemphill, is offering to my parent and student readers the opportunity to get his time-honored and valuable video series for FREE. There’s no catch. He’s  doing it because he believes in them and he believes that parents and students need some help with the college process. Paul has sold these videos in the past, but he’s willing to GIVE THEM AWAY to anyone who subscribes to this email link.

http://forms.aweber.com/form/29/616398929.htm

He’s not going to sell your email or contact you about his coaching services. As hard as it is to believe (in this skeptical, not trust anyone culture) there is NO CATCH. Every week, you will receive two emails with video coaching related to the college admissions process. He has unique insight on how to “market” your student to the college and he knows how to get results with this tactic. While counseling clients over the last several years, he has developed this series to share with them during the coaching process. My readers get it FREE!

Here’s what you can look forward to over the next 52 weeks:

  1. Relevance: The videos are topical and address the immediate concerns of most parents and students. By contrast, you will never see a video on how to get into an Ivy League college since the great majority of students will never apply to the Ivys. “My approach”, says Paul, “is not to waste the viewer’s time.”
  2. Controversial: Some of these college admission tips on video are disturbing to colleges, but this isn’t the market for which the videos are designed. Colleges will repel at the suggestion in one video that parents make multiple deposits on the standard May 1 deadline. Another video suggests that a student should absolutely apply to at least 10 colleges.
  3. Short: These videos are no longer than 2 minutes in length; long enough to contain a lot of useful information and short enough to satisfy short attention spans in a fast-pace culture.
  4. Content: The focus is on what will work for both parents and students. For example, a video will suggest what topics must be avoided in writing the college application essay. Or, how a parent can save $11,000 by what a student does with free time.
  5. Humor: It may be in the form of a funny story that drives the point home, or a one-liner, maybe even a facial expression. Introductions to the video’s topic are intended to grab your attention. One video starts this way: “I’m going to show you how to be shallow and superficial in a college admissions office!”
  6. Approach: Each video presents a problem and then suggests a viable solution. Some  solutions are so simple that you’ll conclude you haven’t seen or read about this anywhere else. “My own clients,” says Paul, “are universal in their opinion that these videos are to-the-point and no-nonsense all the way.”
  7. Themes: The easier ways to pay less for college and the easier way to get in. Paul looks for every angle that will make it easier for you to pay for college, and he leaves no stone unturned on some original and creative ways to get into college without appearing brass or slick.

If you still aren’t convinced, listen to all of Paul’s testimonials from current and past clients.

 

http://www.collegehelp.biz/my-testimonials.html

 

What’s the best part? For you, it’s absolutely FREE. And if you aren’t interested or don’t find these videos helpful, you can unsubscribe at any time. I know, however, that you will be so impressed that you will contact Paul to help you and your student personally with the process.

What have you got to lose? The thousands of dollars you will save by watching these videos and FREE help with the college admissions process!

 

dorm life, Guest Posts, parenting

Adjusting to dorm life

 

Guys & gal in dorm

Seniors are gearing up toward graduating and heading off to college. Begin talking with your student about dorm life and how to get along with roommates. Today’s guest post addresses that topic.

___________

It’s a fairly common complaint for parents to hear: “I can’t live with this person anymore!” Whether your young student was assigned a roommate by the school or chose to bunk with a friend, the pressures of sharing a small space in a dorm room can try any relationship. Many students end up seeking alternative arrangements or moving off-campus during the semester break.

Fortunately, if the problems stem largely from disagreements about lifestyle and clutter in the room, there is probably a solution. Building consensus about expectations for visitors, behavior, and cleanliness is an important step for any college student and will benefit them in cohabitation situations later in life. What your student decides to pack and their own level of organization will play a big role in their interaction with future and current roommates.

To help your college student adapt to living in a dorm space with a roommate (and some of these tips apply to those who live alone), follow these guidelines:

Be a Minimalist

For many young people, their first opportunity to live away from their parents’ watchful eyes is college. It may also be their first chance to decorate and design their living quarters as they please.

There’s a temptation to purchase new furniture, flat screen TVs, and other luxuries that will match the standard of living they’ve perhaps become accustomed to at mom and dad’s house. As a parent, do your best to discourage this.

The dorm is a place to sleep and to study. The more that your child is active in other aspects of campus life, participating in clubs and athletics, the better overall experience they’ll take away from their college years. By decking out a dorm room, they’ll not only be likely to waste idle time, but they’ll also add to the ‘stuff’ that can quickly pile up in a small space.

Identify Personal and Shared Space

Although a roommate who complains about dirty clothes on their roommate’s bed may be met with rolled eyes, those same dirty clothes on the shared sofa are a legitimate concern. Encourage your student to talk with their roommate and decide what parts of the room are mutual space, and which are solely their own. This will aid in creating understanding about the environment in which both people want to live.

Foster an Effective Workspace

Apart from the bed and the ability to get a good night’s sleep, your student’s desk is the most important piece of furniture in their room. Away from class and the library, this is where their learning takes place. It’s important that they begin their life as a student with a desk environment that’s conducive to studies. Eliminating clutter from the desk space can be difficult in a tiny dorm, but these tips will help create a workplace where visionary thinking can occur.

  • Use a bulletin board to get notes and papers off of the desk surface. Keep a calendar on it with classes, deadlines, and activities.
  • Invest in a few drawer organizers to keep scissors, pens, staplers, etc…out of sight but easily accessible.
  • Consider a wireless Bluetooth speaker, doing away with cords draped across the desk.
  • Clip lamps are great for dorm rooms, clearing up shelf, desk, and floor space.

Clean Out That Closet

Students don’t need to bring their entire wardrobe to college. Think of it this way — every semester is an opportunity to debut a whole new side of your style. Bring enough clothes for a week or two of wear, with the knowledge that you can always switch out outfits during trips home.

In addition, to make use of tight closet space, utilize strong wire hangers that don’t require as much space on the rod. A hanging shoe rack can get shoes off the ground, and hooks inside the closet can get jewelry and belts out of the way.

Hang It

When living in a tight space, hooks and hangers can go a long way to maximize a room’s cubic footage. From bicycles to sporting equipment, hooks on the ceiling or near the top of the wall can get equipment off the ground and out of the way.

Talk It Out

Apart from the obvious issues that arise over clutter and sharing a small space, a roommate who brings unwanted visitors or plays music and leaves lights on late at night can also cause tension. Encourage your college student to discuss their expectations with a roommate early in the relationship (but it’s never too late).

Come to agreement about guest rules — how many, and how often? What time do you each need to go to bed? Decide on ground rules and limits on music and curfew, even if it varies each day of the week depending on class schedules.

Ultimately, dorm life can be one of the most memorable and rewarding experiences of a young person’s life. Encourage your student to be open to different outlooks than their own from potential roommates, but also help them to organize their own belongings and clearly state their own desires about the living situation.

___________________

After an internship with a marketing company changed her passion from computer science, Jessica Johnson obtained her Bachelor’s Degree in Marketing. Now Marketing Director for Extra Space Storage, Jessica oversees all of the company’s social media profiles and is in charge of all brand marketing efforts. 

college costs, college guidance, college planning, financial aid, parenting

It’s FAFSA time!


Here’s a great post from the College Board in honor of Financial Aid Awareness month for parents, reminding all of us of the importance of the FAFSA and how to get ready for submission.

It’s time.

fafsa-on-the-web

The Free Application for Federal Student Aid (FAFSA) is how millions of students apply for federal, state and most college-based financial aid. And because government grants compose 74 percent of this $185 billion pool, it’s understandable for families to feel anxious when filling out the FAFSA.

It doesn’t have to be that way. Susan McCrackin, Senior Director Financial Aid Methodology at the College Board, offers this eight-step map to help parents and students work through the FAFSA as efficiently and effectively as possible.

1. Gather Your Documents 

It is much easier to fill out the FAFSA if you have all the needed forms in hand before you start. Here’s a list of documents to get you going. You should also get a U.S. Department of Education personal identification number (PIN.) Here’s the PIN application link.

2. Think About Taxes

Parents’ taxes are an important part in the FAFSA process. Getting taxes done by February 1st may be unrealistic, so last year’s taxes and this year’s paystubs can help create estimates. After February 3rd, the IRS Data Retrieval Tool becomes available, allowing students and parents to access the IRS tax return information needed to complete the FAFSA and transfer the data directly into their FAFSA from the IRS website. And if you owe the government money, take note: you can complete your taxes without actually filing and cutting a check to Uncle Sam.

3. Find Quiet Time  

The FAFSA has a lot of sections. Breaking them into smaller pieces makes the FAFSA easier to navigate. Consider these do’s and don’ts.

  1. Don’t sprint. Take questions one at a time and give yourself time to properly answer each question.
  2. Do read each question carefully and out loud. It will help you understand the question better.
  3. Don’t multi-task. Put your mobile phone away, and turn off the television.
  4. Do find a quiet place where the FAFSA will have your full attention.

4. Stay Student Focused

Parents often forget that the student always provides information. Parents are required to provide their information if the student is dependent.

So when parents see a question that refers to “I,” remember that “I” is the student. “You” is also the student. When questions address parents, you will see questions that refer to “your parents.”  This is where parental information goes.

5. Avoid Parent Traps

As families evolve, so do questions about who needs to provide information for the FAFSA. When you see “parents,” FAFSA is referring to the student’s biological or adoptive parents. When the parents are married, then the student and both parents complete the FAFSA.

If the parents are not together, things can get confusing.  BigFuture by the College Board created a corresponding infographic to help address some commonly asked questions. That infographic will appear on this site tomorrow.

6. Keep Track of Deadlines

Every college has a different set of deadlines based on priority, merit, early decisions etc. BigFuture by the College Board helps families sort through these deadlines with detailed college profiles and a free, customized action plan. And, should you have specific questions about specific colleges or universities, don’t be afraid to call the college’s financial aid office and ask questions.

7. Profile CSS/Financial Aid PROFILE® 

The FAFSA opens the doors to federal aid. There’s also almost $50 billion in non-federal aid available – from colleges, states and private institutions. Some colleges and programs use the College Board’s CSS/Financial Aid PROFILE to help award these monies.

CSS/Financial Aid PROFILE is an online application that collects information used by almost 400 colleges and scholarship programs to award financial aid outside sources from the federal government. Families must complete the application and the College Board sends it to the colleges and scholarship programs they have chosen.

Here’s a list of colleges that use CSS/Financial Aid PROFILE® and where you go to complete the  CSS/Financial Aid PROFILE®.  Sending your CSS/Financial Aid PROFILE® report to one college or scholarship program costs $25. Additional reports are $16 each. There are fee waivers available for low-income families.

8. Gain Experience

The more you experience something, the better you do. This free FAFSA webinar walks you section by section through an actual application with the College Board’s Senior Director for Financial Aid Methodology, Susan McCrackin. Families can access the free FAFSA webinar 24/7.

It’s time. Go after your piece of the more than $185 billion in financial aid to help make college possible. Use BigFuture for advice and to help create a customized plan for your child. Then follow the map. Chances are it will lead to an investment that provides returns for the rest of your child’s life.

parenting

What are we teaching our children?

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This past Friday we all watched and listened in horror as the media reported the incomprehensible news about another school massacre in Newtown, Connecticut. It is every parent’s nightmare, every teacher’s fear, and every American’s frustration that our children are no longer safe (in school, at the mall, at a movie theater, or in any public place).

I refuse to focus on the shooter or even justify the reasons behind his decision to shoot innocent people without regard for human life. That, therein, lies the problem. These young men who feel the need to “clear a room” by taking out innocent people have obviously had some sort of disconnect from reality. To them, the lives are merely objects or targets in a game. At least, that’s my uneducated, purely inexperienced observation.

What can we, as parents and a nation, do to change the disconnect? How can we teach our children and young adults to value human life and stay grounded in reality? Do we feel helpless to change things and hopeless for the future of our children?

These are all questions every parent needs to ask today; and not just ask, but begin to make some positive effort to examine and find ways to change the parenting dynamic in our children’s lives. I know that my parents never feared for these things and I never feared for my children either. Until Columbine we all felt our children were safe at school. Now we even wonder if it’s safe to go to the movies or shopping at a mall.

Somehow we have to get back to the basics: morality, respect, love, kindness, and hands-on parenting. We have to make the time for our kids: teach them about the value of human life, help them learn to respect, love and be kind to one another, and not be afraid to get help if we see a potential problem arise. Listen, listen, listen to your children. Don’t just text; talk to them. Quite simply, don’t be lax in your parenting. It’s easy to turn on a movie, let them play video games, or spend hours on their computers in social media. It’s difficult in today’s fast-paced world to make the time–but it MUST be done. We MUST make a commitment, as parents and even grandparents, to teach our children the things they need to know to prevent that disconnect in the future.

We all hugged our kids last Friday and thanked God that they were safe. Those parents in Newton, Connecticut won’t get the chance to affect their children’s futures. A young man took that away;  but we can honor them and their children’s memories by making a conscious effort to teach this generation that life is valuable and that there is a difference between reality and fantasy.

Someone said this weekend that one way we can honor those innocent children is to do 20 acts of kindness this month. I like that positive reaction. We can’t change the past, but we can certainly impact the future.

My God bless and keep those precious little souls and may he bring comfort to their families during this difficult time.