Category Archives: Wednesdays parent

Wednesday’s Parent: Is Community College Right for Your Student?

 

community collegeHigher education is a complicated issue for many students and parents today. College education is a necessity for finding success and prosperity in many career paths, but rising concerns about student loan debt and graduate unemployment are making the process of pursuing education more stressful and uncertain than ever before. Community colleges are becoming increasingly popular options for students everywhere, as a means of securing foundation credits before transferring to a university. Is community college a path that your teen should consider?

Community college gets a bad rap

Community colleges are often viewed as being stigmatized in many academic circles. Students and parents alike disdain the idea of a community college education because they believe that more prestigious institutions will look down upon them. Worries about how an employer will view community college education on a resume are disconcerting as well. However, you shouldn’t be concerned about such fallacies. Your teen can study at a community college before transferring to another school, and still have access to all the same opportunities as every other student.

Consider the costs

With college costs soaring, community college remains one of the most affordable options—in fact, it can save you a bundle.

•Community college tuition is significantly lower than that of traditional colleges and universities as well as public institutions.

•While attending a local community college, students can often remain living at home saving on room and board which on average is close to $10,000 a year.

•If your child is employed while in high school, they can keep their job by staying local throughout their college years. This income can often go a long way towards helping pay for transportation and college costs.

•If low grades are preventing your child from getting a scholarship at a college or university, attending a community college to earn an associate’s degree can be an affordable stepping-stone.

While you can likely finance an expensive private college or university with federal student loans or private loans—consider too that your child will be one-step ahead financially if they can enter the workforce debt-free.

Getting an education with potential

Gone are the days when masses of young people went to college for a general liberal arts degree with no specific career focus in mind. With the sagging job market, students have their eye on promising careers with upward mobility and lucrative salaries. For students looking to enter rapidly growing job markets, community college can be a viable option.

Many in-demand, well-paying, jobs require only an associate’s degree. More and more educational programs are offering these career-focused degrees. Careers such as electricians, plumbers, and mechanics are financially lucrative and graduates who can work in these fields are in high demand.

Many graduating seniors have decided to take the community college path before heading off to a 4-year university. They will tell you that they’ve made that choice for several reasons: cost, academic preparation, and the freedom to stay at home for the first few years. Community colleges aren’t just training grounds for technical careers, they are also the first stop for about 4 in 10 of college-bound high school graduates.

Community college might not be for everyone. But, it might be a perfect fit for your teen. And, if your teen is planning on making it the start of a 4-year degree plan, do some research and verify that the classes will transfer to the university they plan to attend.

Read Wendy’s blog: 3 Surprising Reasons to Consider Community College

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

 

Wednesday’s Parent: “We Won’t Qualify for Financial Aid”

 

fafsaIf I had a dollar for every time parents said this to me, I would be rich. Surprisingly, most parents believe this fallacy. Believing this, they don’t complete the FAFSA and miss out on all kinds of aid. Just because they were misinformed and unaware of how financial aid works.

Why should you complete the FAFSA?

College is expensive and it’s a chance for you to grab yourself a piece of the financial aid pie.

Why should you complete it by February 1st?

The early bird gets the worm when it comes to financial aid. If you want your piece of the pie, you have to be the first in line. Once financial aid packages are disbursed, the money is gone and that means your student’s financial aid package will be composed of student loans only. If your form is filed and completed once the decision for admission is made it puts your student in a good position to receive some of those funds.

What can the FAFSA do for you and your college-bound teen?

There could be federal, state and college funds available. If you don’t complete the FAFSA, you won’t be able to get any of them. Even if your family income is high and you might not qualify for federal aid in the form of grants, your student might be eligible for state scholarships and merit-aid awards from the college. Additionally, any federally subsidized loans, including parent loans, require you to complete the FAFSA.

What should you do if you haven’t filed your taxes before FAFSA filing?

It’s simple. Use last year’s tax figures and update once you file. Don’t wait to file the FAFSA until after you file your taxes.

Why do some people tell you that you won’t qualify for financial aid?

The easy answer is they are misinformed. Remember there are all kinds of financial aid. While not everyone will qualify for federal grants, most students receive some form of financial aid. If you don’t apply your student will not be one of them.

Read Wendy’s post: 4 Strings Attached to Free Financial Aid

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This month Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT on Wednesday, January 21. Our guest will be financial aid expert Jodi Okun. She is the founder of College Financial Aid Advisors, an About.com Expert, Paying for College, and the @Discover Student Loans Brand Ambassador. Jodi has worked for over 10 years in the financial aid industry and helped thousands of families navigate the financial aid process. Don’t miss a chance to get her tips and ask questions.

Read Wednesday’s Parent Night on #CampusChat for some simple instructions to join a Twitter chat.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: College Prep Peer Pressure

 

college prep peer pressureLast month, I was speaking with an interviewer about college prep peer pressure in the context of how it relates to the stress factor. Parents need to factor in peer pressure when they think about how your student will react to it, how it will affect his college choice, and how the stress surrounding it can affect his emotional health.

How do students react to peer pressure about college?

Students react to peer pressure in different ways. There is positive peer pressure—the kind that causes your student to excel to compete with other students. There is negative peer pressure—the kind that causes your student to make poor choices based on other people’s choices or example.

How does peer pressure affect your student’s college choice?

Peer pressure can have a strong effect on where your student wants to apply to college. It can make him feel like he needs to apply to an Ivy just because his fellow students are applying. It can cause him to want to apply to a college because a friend or boyfriend is applying. Peer pressure can have a profound effect on your student’s college choices if you don’t guide him to be self-serving and wise when making those choices. And not only are the students pressured by their peers, but parents feel pressure as well from other parents who brag about their students college choices. Additionally, parents often apply pressure toward a particular college during the selection process. This puts added stress on the student and can often cause the student to choose a college that he is not interested in just to please his parents.

How will the stress surrounding peer pressure affect your student’s emotional health?

Every parent knows the affect peer pressure can have on your student. Students feel less successful than others who are applying to prestigious colleges. Students can feel depressed about their own college choices when they stack them up against other students. The battle intensifies once college decisions begin rolling in and other students start talking about where they will be attending.

The bottom line: Beware of the college prep peer pressure and do your best to negate it. Encourage your student to be an individual and follow his own path.

Read Wendy’s post: Peer Pressure Sabotages College Prep

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: New Year’s Resolutions and College Prep

 

new year's resolutionsI’ve never been one for New Year’s resolutions. It’s rare that we keep them. I do, however, love to review goals, examine past mistakes, and make corrections along the way. College bound students should be using this tactic all throughout high school. As each semester passes, students should evaluate these four areas of concern on a college application:

Academics

Evaluate your student’s grades every semester. Look at his test scores, his essays, his research papers and daily class work. Where can he improve? Where has he excelled? If you determine that he needs a tutor, don’t be afraid get him help.

Extracurriculars

Is your student maximizing his free time by participating in extracurriculars? Is he showing consistency? Should he be spending more time in one particular area and less time spreading himself thin? Is there a balance between school activities and community service? Where should he focus his time to show a consistent participation?

Faculty/Mentor relationships

This might be the most important area to evaluate each year. These relationships will provide your student with recommendation letters needed for the college applications. Build those relationships throughout high school, starting with your student’s high school counselor and key teachers. If your student is participating in a community service project, encourage him to find a mentor within the organization he’s working with.

Social media

Monitoring social media throughout high school is a critical task because your student’s social media presence reflects on his character. He should also establish social media relationships with the colleges he is interested in attending. Those relationships will be valuable when he submits his applications. Colleges are looking for students who express an interest in attending. These social media relationships express that interest.

As with any project, the key to its success is to evaluate your progress. Evaluation enables your student to move toward the eventual goal of applying to and being accepted at his first choice college.

Read Wendy’s post: College Prep New Year Spoiler Alert

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: A Rose by Any Other Name Would Smell as Sweet

 

a rose by any other nameThose famous words from Shakespeare in his play Romeo and Juliet (a rose by any other name would smell as sweet) aren’t just about romance. They can be applied to college—yes college. Go to any parents meeting (especially with senior parents) and the name dropping is everywhere. “My son got accepted to Stanford. My daughter is applying to Harvard. My son has been offered a scholarship to Princeton. It’s impossible to avoid it and it’s impossible to not let a little jealously and insecurity cross your mind as you hear about other children’s accomplishments.

But wait. Does it really matter WHERE your son goes to college? Some would argue with me. Is a big name college like Harvard or Yale able to offer a better education than say Mary Hardin Baylor (a small liberal arts college in Texas)? Is an Ivy League college going to ensure your son or daughter a starting salary above those who graduate from the University of Texas or Colorado State? Some would say yes.

Personally, as I’ve said multiple times: where your son or daughter goes to college is not as important as how they choose to take advantage of the education. When my daughter was in Boston, she knew many Harvard students that simply skated by in their classes and told her “the hardest thing about Harvard is getting in.” She took classes offering her hands-on experience in the business community and a senior level course that gave them actual real-life marketing experience helping startup companies. And this was from a small liberal arts college.

Bottom line: it’s not about the name, it’s about the amount of effort your son or daughter puts into the education. Your son can go to a big name college and if he doesn’t apply himself, the education is a waste of your money. With college, as in life, you get out of it what you put into it.

Read Wendy’s post: Savvy Shoppers Have an Advantage in the College Process

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: Talking to Your Kids About Financing College

 

I’m reposting an article I wrote last year because it’s timely and applies to today’s Wednesday’s Parent topic: finances and college. I hope you find it helpful.

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If you have a college-bound teen you’re well aware of the cost of college–it’s high. In a recent story in Business Week, one graduate confessed she had given up on her student loan debt of $186,000. She is not alone. With the nation struggling under a $1 trillion student debt crisis, stories like hers are nothing uncommon. For the first time ever, the national student loan default rate exceeds the credit card delinquency rate, and so long as student loans remain one of the few types of debt that can’t be discharged in bankruptcy, chances are the situation won’t improve any time soon.

financing collegeAs their parent, it’s up to you to make sure they don’t fall prey to debt that they cannot repay after graduation. Before they ever accept an offer of admission, you need to talk to them about financing college. In my Parents Countdown to College Crash Course I call it “the money talk”.

Following are a few tips to help broach that uncomfortable topic with your college-bound teen:

The cold, hard facts

The first thing you need to discuss is finances: what you are willing to pay and what you expect them to contribute toward college expenses even if it’s just acquiring scholarships. Discuss the ramifications of student debt and talk openly about which colleges would fit into the family’s financial picture. Paint the picture clearly and explain to them this is a large investment and needs to be treated as such: you expect them to do their part and you expect them to study and to graduate.

The difference between wants and needs

This discussion is just as important as discussing the cost of the college education. When a student understands the difference between the two they can make financial decisions based of this criteria. Is it something they need or simply something they want? Don’t assume they know the difference. Most teens believe everything they want is a need. If they learn this lesson before going to college and living on their own, it will save them overdraft fees, past due notices and much heartache when they are controlled by their debt.

The college choice

Be realistic. If their dream college is out of reach financially think long and hard before you apply. This may be their first time to make a choice between what they want and what is best financially. It is a tough pill to swallow now, but they will thank you when they graduate with minimal or zero debt. The college they choose not only needs to be a perfect fit for them socially and academically; it also needs to be a perfect fit financially.

The budget

This is the perfect time to talk to your college-bound teen about creating and sticking to a budget. You may have tuition, room and board covered but there are always added expenses. Budgeting for those added expenses means there won’t be any surprises when the bills come due. Need a list of what those extras might be? Check out this article I wrote for Smart College Visit about the extras beyond tuition.

If you can’t sit them down for a time (we know how hard it is to even share a meal together), do it in segments. Just make sure you do it before they start applying to college. If you don’t, it’s going to be an uncomfortable discussion when they get accepted to their dream college and it’s not affordable for you and your student

Read Wendy’s Post: Formula and Tools to Calculate College Costs

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: Enjoying a Break When There is No Break

 

college prepFor parents of the college bound, there’s no such thing as a break. Even when you take a break from all the college prep, your mind never shuts off. During the four years of high school, every class, every activity, every amount of free time is cultivated to present a stellar application at the beginning of the senior year. It’s the nature of the beast—all hands on deck for the college prep and then when it’s all done, you can relax. At least that’s what we tell ourselves.

But after the applications are submitted, we worry about the outcome and agonize over the decisions that will need to be made. It’s a never-ending drama that engulfs our lives if we have a student aspiring to college.

But how do you enjoy a break when there is no break?

Enjoy the ride. You have to grab snippets of time throughout the whole process. Whether it’s the car ride to visit colleges, or a 30 minute conversation in their room while they are getting dressed for a date, you have to steal those moments.

Make it a point to not allocate every waking moment to college prep. It should be an exciting time. Don’t ruin it for you and for your student by becoming a nag or a dictator. This only adds to the pressure they feel and escalates your level of frustration and stress.

Let the holidays be the holidays

If you have a senior, the holidays bring increased college prep activity—with college applications either looming or decisions waiting to be received. Set aside some time for fun when neither you nor your student discusses college prep. Even if you go to a movie or a hockey game, it takes your mind off the elephant in the room and helps you relax, even if for a short time.

The good news—this too shall pass. There will come a day when you move from college prep to college drama. If you don’t believe it, just ask any parent of a college student. College prep activities are replaced with roommate issues, annoying professors, and homesickness. Enjoy the four years while you can—they pass so quickly.

Read Wendy’s Post: 6 Ways to Prevent College Bound Burnout

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: My Daughter Chose a College by Location

 

college locationDoes location matter when it comes to choosing a college? For some students, it’s all about the location. For others, the location plays a key role in narrowing down the college list. My daughter chose a college by location: Boston. It was the number one factor on her college list.

Where did we start?

We started our search by creating a list of colleges in the Boston area. Because Boston is a college town with more than 100 colleges and universities to choose from we had a very long list—some in the city itself and some in the surrounding suburbs. We used the College Board’s site to start the search by location. Then we added other criteria like majors, college size, financial aid, along with other important statistics like graduation rates and student debt figures.

How did she choose?

Once we had the list, she did her research by delving deeper into the college culture, student population and acceptance rate. She chose some in the city and some in the surrounding suburban areas. Each of these choices met the other important criteria: majors available, merit aid awards, and graduation rates.

What did we learn?

We learned that it’s perfectly acceptable to choose a college based on location, as long as you delve deeper into the college and what it offers. We didn’t use location as the sole deciding factor, but colleges who were not in the desired area did not make the list. We found the perfect college for her in the suburbs of Boston—offering the major she wanted, the college size, and the merit aid she needed to avoid high student loan debt.

If your student seems to make an illogical college choice based solely on location, remember that you can work with it if you do your research and add the other important criteria.

Read Wendy’s Post: 3 Ways to Consider College Location

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: College Prep in Middle School

 

college prep in middle schoolMost parents don’t begin to think about college prep until junior or senior year of high school. But the problem with that strategy is that by that time you will be at the end of the line. While I’m certainly not a proponent of ramming the thought of college down your middle schooler’s throat, I do believe there are some tasks you should do for college prep in middle school.

I recently wrote an article for TeenLife on “How to Prepare for College Before High School”. Here’s an excerpt from the aticle:

In a Forbes article about preparing for college, Director of Admissions MaeBrown said, “Start preparing for college at grade six. ”That’s when parents and students should increase the focus on the final goal after high school graduation: college.

Start planning academics

Middle school students should begin planning their academic path that will carry into high school. Meet with the school counselor and discuss the courses that can be taken in middle school to prepare for high school, especially in the math and science categories. Many middle schools offer classes that were traditionally reserved for high school students. These math classes are required to take more advanced math classes in high school and to take science classes like chemistry and physics. In addition to taking math every year in middle school, your child should take:

  • English: Every year.
  • History (including geography) and science: As many classes as possible.
  • Foreign language: Many colleges require at least two years of a language, which your child can begin in middle school.

Because college work and many jobs now require computer skills, your child should also try to take advantage of any computer science classes offered in middle and high school. He’ll gain new skills and may discover a career path.

Read, read, read

Establish an environment at home that encourages reading. Students can start adding to their vocabulary by reading diversely. Tweens should be reading all types of books, articles, blogs and news articles. This increases their vocabulary, which is a strong component in essay writing and standardized tests. While you’re at it, why not make vocabulary building a family game by learning a word a day? There are lots of free subscription services that will email a word of the day.

Partner with your child’s educators

Middle school is the time parents tend to be less involved, but it’s the very time your child needs encouragement and guidance. Meet your child’s teachers, if you haven’t already done so, and make it clear that you want to be kept up to date about any changes in your child’s work or behavior.

Go over your child’s standardized test results with the counselor to identify strengths and weaknesses. Talk to the counselor about your child’s interests to see if there are electives and extracurricular activities that will help him develop his talents. If your child needs extra help or more challenging assignments in a subject, talk to the counselor about how to arrange it.

Start working on extracurriculars

A key ingredient in the college application is extracurriculars. Begin looking at areas that interest your child in middle school. Try out some volunteering, connect with a mentor for an internship, and explore hobbies and interests. If your child enters high school committed to one activity, it will be much easier to carry that through the next four years.

Read Wendy’s post: 3 Ways to Prep Middleschoolers for College Prep

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

The bonus is on the fourth Wednesday of each month when Wendy and I will host Twitter chat #CampusChat at 9pm ET/6pm PT. We will feature an expert on a topic of interest for parents of the college-bound.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.

Wednesday’s Parent: Are You Afraid of College Prep?

 

afraid of college prepAre you afraid of college prep? If you’re not, you’re one of the few. Parents, while excited about the prospects of college, are frightened by the actual process. What frightens them most? Any number of tasks: the overwhelming mounds of forms and paperwork, how to pay for the high cost of the education, being out of control and not knowing how colleges will receive their student, and the biggie—will your student be rejected.

In order to avoid giving in to the fear, you need to change your thinking. While colleges might give you the impression they have the power, they do not. It’s ultimately your teen’s choice for which college to apply to and which college to attend. It’s ultimately your choice which financial aid award you accept. You are the consumer. The key is in how your student markets himself to the college and how he takes control of the process.

Here are 3 tips to help calm you fears:

This is just another phase in the life your child.

In the midst of it all, it seems like an insurmountable task. It is all consuming and appears to be a “life changing” decision. Yes. College is important. But it is just the beginning of the choices your child will have to make in this life. And nothing, I mean nothing, is carved in stone. Wrong college choice? In the grand scheme of life, it’s not the critical. It’s the education that matters and how your child embraces the learning.

There will be a good fit college for your child—a college that values their contribution.

It’s not about the name, but about the fit. With a little research, a little coaching, and some digging, there is a college that fits your child like a glove. It may not be an Ivy (and probably won’t), but it will be the place they feel welcome and at home. Find that and you’ve hit the jackpot.

While there may be rejections along the way, there will also be many opportunities to learn life lessons.

No parent likes to see their child rejected. But it’s a reality of life. Everyone is going to be rejected at some point and the college process is no different. It’s how you handle the rejections that matter. It’s the life lessons you can teach them that will stay with them after they go away to college. And I say this with all certainty—everything happens for a reason. Sometimes College B or College C is a much better fit, and will make your child happier in the long run.

Once you’re done, you’ll be an expert and can help other set aside their fears. What is it Roosevelt said? The only thing we have to fear is fear itself (and of course college prep).

Read Wendy’s Post: 4 College Prep Nightmare Scenarios

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Wednesday’s child may be full of woe but Wednesday’s Parent can substitute action for anxiety. Each Wednesday Wendy and I will provide parent tips to get and keep your student on the college track. It’s never too late or too early to start!

Join @pocsmom and I tonight with a #WednesdaysParent version of #CampusChat at 9PM ET with guest Paul Hemphill (@vcollegeadvisor) of Planning for College, discussing the scary side of college prep.

Wednesday’s Parent will give twice the info and double the blog posts on critical parenting issues by clicking on the link at the end of the article from parentingforcollege to pocsmom.com and vice versa.