How will the Affordable Care Act affect you and your student

 

Affordable Care ActCollege life isn’t always associated with the best of health practices. Between socializing, studying, and the occasional all night cram session, for most college students their health is an afterthought. Still, when it comes down to it, like everyone else, students and their parents want to pay a fair and reasonable price for healthcare that works for them, instead of the other way around.

With the implementation of the Affordable Care Act’s major provisions just around the corner on Jan. 1, 2014, there are more options than ever for students’ health insurance.

Let’s examine some of these options.

Mom and Dad: Healthcare Providers

Believe it or not, it’s been three years since one of the ACA’s landmark provisions became law. This provision has so far done the most to increase insurance coverage for the country as a whole. It allows children to stay on their parent’s healthcare plan, until the age of 26, even if they have a pre-existing condition.

For parents weighing the costs and benefits of student health insurance plans, this is by and large the best options for their child’s health insurance. It saves time, money, and resources during college and those crucial post-college years where your child is getting financially situated in the world.

As your child nears the age of 26 though, the ACA will give them plenty of options for solid, affordable health insurance at a good price.

SHP’s: The Benefits of College Life

SHP stands for Student Health Plan, and most accredited colleges and universities have them. SHP’s are healthcare plans offered to students at reduced rates until graduation.

SHP’s have benefitted millions of U.S. students by offering them healthcare, often in conjunction with extensive on-campus health facilities.

Medical services related to pre-existing conditions are normally not covered under SHP’s. However, with the ACA, these plans will have to cover such medical services, as well as a host of other health services mandated by the ACA, such as emergency medical treatment, prescription drug coverage, and coverage for mental health.

The Affordable Care Act will be fully implemented in January of next year, and it looks like students will be all the better because of it.

Continue reading How will the Affordable Care Act affect you and your student

5 Simple ways to prepare for college in high school

 

high schoolGetting ready for college or post-secondary school is a huge milestone in a student’s life and is the first real step towards adulthood. As a college student, you will be on your own immersed in schooling that will become your job for the next two to four years of your life. For the first time, rewards will be based entirely on what you produce and the time you are willing to commit to becoming successful. College really is a time that allows you to shape your future career, so it’s important to start preparing at a young age rather than at the last minute.  Here are a list of ways to help start preparing early for college in order to ensure a successful experience that will prepare you for your career:

  1. Meet with your high-school counselor by the end of your sophomore year. This is a person you want on your team for the next few years you are in high school. Your counselor will ask what you envision doing beyond high school, your goals and vision for your future career. He or she will help you draw out a plan to reach those goals.  If you wait until senior year it could already be too late to get particular requirements you may need to attend the school of your dreams.
  2. Research college degree requirements. Throughout high school, you may have the opportunity to get some college credit out of the way without even knowing it. At some universities, four years of a foreign language in high school will be enough to satisfy language requirements for your degree. Also, AP and honors classes can sometimes fulfill certain degree requirements, which will be very beneficial to you once you reach college so those classes will already be out of the way.
  3. Develop a high school schedule with your counselor. Prepare, prepare, prepare. One of the easiest ways to have a smooth transition from high school to college is to prepare. Work with your high school counselor ahead of time to pinpoint what school courses you need to take and pass to fit those college subjects the best. Sift through options of high school electives that match with the specific degree you will be going for.
  4. Get involved with extracurricular activities. Universities want to see students whom will involve themselves in campus life and have shown their dedication in the past. It is a great idea to get involved with clubs, volunteer work, or even sporting teams to prove to universities that you are able to manage your time with other events and work aside from homework.
  5. Begin preparing for and completing the PSAT/ACT/SAT. As annoying as studying for a standardized test can be, it really is important to do well on these tests in order to get into the school of your choice. Many high schools have you take these in your junior or senior year, and all universities require one of these standardized tests in order to be considered for admission. It is important to note that some college degrees require a minimum score on these tests in order to be accepted into their program.

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Today’s guest post is written by Trae Lewis, a recent graduate of University of Colorado and a staff writer for CollegeFocus, a website dedicated to helping students deal with the challenges of college, including housing, finance, style, health, relationships, and transferring from a community college to a four-year university. You can follow CollegeFocus on Twitter at @CollegeFocus101 and Facebook at www.fb.com/collegefocus.

 

The Common App: Available August 1

 

common app

Starting August 1, the new Common App will be available for students to complete. The CA4, as it’s called, will have a few notable changes:

  • The online experience will improve–The questions will be tailored to each individual student’s relevant information, with help available onscreen alongside each question. The app will offer continuous status checks so students can keep track of their progress; and the school code search has been streamlined.
  • The Arts and Athletics portion of the application have changed–The Arts Supplement will be replaced by Slideroom.com for easy integration with the application. The Athletic Supplement will be discontinued and become a part of the application itself.
  • There will no longer be the option to print and mail your application–You can no longer print your application and mail it to the colleges. Students can print to preview, but all applications must be submitted online.
  • There will be unlimited edits–Recognizing the need to edit the Common App for errors or updating information, students can now make unlimited edits.
  • Students can have three submitted essay versions–The essay can have a maximum of three submitted versions, allowing students to make corrections and updates.

The Common App has also improved how it collects the information from the student throughout the application process.

When August 1st rolls around, it’s a good idea to take a look, fill out the parts of the application you know will not change, and save it for later completion. Doing this over the summer allows your student has time to pay close attention to detail and become familiar with the application components.

To view a more detailed explanation of the changes for this year, check out C4: The New Common Application. 

 

Yes you can (win that scholarship)!

 

yes you canYes you can (win that scholarship)! “Yes you can” are the call words for many motivational speakers, school programs, political campaigns and even song lyricists. The scholarship hunt requires that type of motivation: perseverance, attention to detail, and the desire to succeed. We all know that success requires attention to the goal and focusing on the prize. The scholarship search is no different.

“If at first you don’t succeed, try and try again!” That pretty much sums up the search process. Scholarships are the icing on the cake in the college admissions process–get into the right school and fund it with free money. Winning a scholarship to pay for college is every parent’s dream and the scholarship search process is every student’s nightmare. But with a little effort and some good advice on how and where to search, the effort will be worth their time. There is money out there for every type of student and every area of interest. Yes you can (win that scholarship)!

Read about five cliches that apply to the search for scholarship bucks>>

A new tool for college admissions

 

statfuse college admissionsWhen I come across a product or service that can benefit parents and students during the college admissions process, I like to pass it along. StatFuse.com is a FREE service to help in choosing a college.

Getting into college these days is not as easy as it once was. The process for college admissions has changed over the years and become increasingly difficult. Even though the bar has been raised, admissions to college still are at the forefront of every prospective students mind.
Creating a list of schools to attend and crossing off the list as you get to know these institutions better. StatFuse.com takes all of your information and compares it to the standards your choice colleges have set. Our services can tell if you have what it takes, what you should do next, and maybe find a school that you didn’t even think about.

StatFuse allows students to create a free account where they can calculate their chances to colleges (through the “Chanculator”), find recommendations to colleges, track their progress to specific colleges, and much more. Parents can now plan their students’ future properly with the help of these tools while saving money on applications and other unnecessary fees.

This company was launched by two Southern California students, Jeet Banerjee & Supan Shah (ages 19 & 17) who wanted to help their fellow students solve some of the problems they faced as high schoolers. These young entrepreneurs developed the algorithm and innovative tools offered on the website and are focused on keeping this website free so that it is accessible to all students.

When asking the co-founders what their plans in the future for this company were, they simply said: “Our goal is to let every high school student and parent know about our product and how they can benefit from it.”

While StatFuse is beneficial in the college process, it’s important for parents and students to remember that statistics may predict your chances, but the human factor is also important. Choose your college wisely: using statistics, preferences, academics and future goals.

 

College Parent Orientation Tips

 

parent orientation
Parents gather at the University of Minnesota.

College orientation is upon us and students (and parents) will be attending this all-important event in preparation for college in the fall. What will you learn? Will orientation be able to answer all of your questions? Should you attend? Will this help you with the transition in the fall?

Parent orientation has become an integral part of the student’s transition to college, helping to answer parent concerns. A Q&A from Kathryn Kay, the Director of Orientation and Assistant Director of Student Programs at Georgetown University, provides some great insights and useful tips for parents about their role in their college student’s life.

Follow the link to the interview in the “For Parents” section of Zinch’s High School Blog.

 

It (the college) doesn’t “feel” right

 

family college visitsFamilies often use summer vacations to start the college visit process, take a quick walking tour, and begin to formulate a college list. If you’re a parent of a college-bound teen and visited a college campus, you have undoubtedly heard these words: “it just doesn’t feel right”. Before you say, “that’s ridiculous”, take a deep breath and think about their response. What are they really saying?

They are scared

College, for most students, is scary. They will be leaving home for the first time, on their own, and entering an unfamiliar environment. Driving onto a campus makes it real. Anxiety is a reasonable response.

They feel like they won’t fit in

College is just another environment with other kids and the possibility of not fitting in with other students weighs heavy on their mind. However, one of the important facets of the college visit is to hang out with other students and learn about the campus culture. Be sensitive to this concern.

The campus is not what they envisioned

Most students envision beautiful buildings, lavish student union spaces and gorgeous dorms. If the college you are visiting is not what they envisioned, help your student look past the external and remind them academics should be at the top of the list. But remember that first impressions weigh heavy on their decision and even though they might say, “ok”, they may be crossing it off their list.

The cold hard truth is that those “feelings” are sometimes justified, often irrational, and perfectly normal. Nancy Berk, in her book College Bound and Gagged, sums it up:

So what’s the solution [to their anxiety]? The easiest one is to respect the illogical teen refusal. After all, some claim if he is miserable at first sight, he will be miserable for four years if you force the issue. Do I agree? No, but have you ever tried to pull a 6 foot tall 17-year old out of a parked car and make him follow you around campus? This is when gentle threats, reasonable bribes, and guilt (“Do something for me for a change!”) come in handy.

Preparing for those moments of vocal, outward resistance will help you deal with this type of behavior. And when all else fails, give them some time to ponder their decision and help them see that multiple visits, even if they aren’t “feeling” it, will help them make the final college decision. Or, as Nancy says, resort to bribery.

P.S. For more parent tips about the college admissions process, check out Zinch’s High School Blog, and click on the For Parents tab at the top of the page.

 

25 Apps for the College-Bound Student

 

college-bound appsIn today’s smartphone, tablet world, apps rule. Teens (and their parents) are looking for the best apps to help them organize, study, and find accurate information about colleges. After doing research over multiple websites, I’ve compiled a list of 25 apps for the college-bound student (and their parents!).

In no particular order, they are as follows:

1. Essay Starter-$.99

https://itunes.apple.com/us/app/essay-starter/id593023126?mt=

(iPad)

Be inspired! Writing is easy when you have easy access and control of your sources. Automatic footnotes let you stop worrying about references and just write. Split screen mode lets you open and read multiple PDF files, and take notes at the same time.

2. Quad2Quad-FREE

https://itunes.apple.com/us/app/quad2quad-college-visit-planner/id520573900?mt=8

(iPhone, iPod touch, iPad)

Quad2Quad’s mobile app takes the hassle out of college visit planning. Quad2Quad is a virtual travel assistant, mining, curating and assembling the most important college data for the user. Quad2Quad enables families to plan college visits without spending hours combing multiple college web sites.

3. Edupath SAT Prep & College Search-FREE

https://itunes.apple.com/us/app/edupath-sat-prep-college-search/id569529148?ls=1&mt=8

(iPhone, iPod touch, iPad)

Edupath SAT Prep and College Search is like two apps in one. The free College Explorer lets you browse 1300 colleges to find the right fit. The adaptive SAT Training is optimized for short sessions so you can use it anytime, anywhere, for just $40/month.

4. College Visits-FREE

https://itunes.apple.com/us/app/college-visits/id436274357?mt=8

(iPhone, iPod touch, iPad)

With the Welcome to College CollegeVisits iPhone App, you’ll get the ability to rate, take notes, and upload photos in real time or on the trip home. All of the information and photos sync with your account on WelcometoCollege.com.

5. Find Colleges-FREE

https://itunes.apple.com/us/app/find-colleges/id347654402?mt=8

(iPhone, iPod touch, iPad)

The Find Colleges search application makes it easy to search for information about U.S. colleges and universities. Developed by ThinkEducationUSA.com, this innovative app enables browsing by video, majors, size and tuition, or by state. This unique multimedia app features video profiles for some schools. It also provides web links as well as the ability to request more information directly from a school.

Continue reading 25 Apps for the College-Bound Student

Christmas in July-A FREE Direct Hits Vocabulary eBook

 

direct hits vocabulary bookFREE? What’s the catch? There is none. All you have to do is follow the link below and download the book. Summer is a great time to study for standardized tests and with vocabulary a key component, every student should take advance of this FREE offer.

From Tuesday, July 9, at 12:01 a.m. PST through Wednesday, July 10, 11:59 p.m. PST the Direct Hits Core Vocabulary of the SAT eBook will be available for FREE!

Click here for the free download http://amzn.to/ZazhwT

Students who already have the very popular paperback version can now add the eBook to their mobile devices at no charge. Especially if they plan to take a standardized test such as the SAT, PSAT, SSAT, and even the GRE, it can be even easier to build vocabulary skills.

This is also a great way to share the Direct Hits Core Vocabulary of the SAT eBook with friends. We all need to increase our word capital!

 

Teaching Abroad after Graduation

 

Continuing with my recent theme this summer of studying abroad, here’s a guest post from Sean Lords. After obtaining degrees in English Literature and English Secondary Education, Sean Lords packed up his bags and left to Seoul, South Korea where he lived for three years teaching English abroad. Sean has since returned to the States and is currently at work on his Master’s degree.

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teaching abroadAs more and more college graduates struggle to find relevant work here in the United States, the prospect of packing up and teaching overseas for a year sounds increasingly appealing.  With the opportunity to both pay off student loan and add a sizable amount to any savings account, a teaching contract overseas can do wonders for your financial situation as well as expose you to a variety of different cultures and people.  But not all ESL jobs are created equal.  Some countries pay noticeably higher wages than others, while other countries offer significantly more time off.

Getting a firm understanding of how many people are actively teaching abroad is a little tricky.  As it stands now, there are no official numbers that state X amount of people are currently employed in an ESL setting.  However, there are some facts and figures out there that do shed some light on the most popular destinations (at least according to Google inquiries).  The following is a list of the top 15 searched countries for those wishing to teach English.

Continue reading Teaching Abroad after Graduation

Helping parents navigate the college maze