Tag Archives: college planning

college guidance, college planning

Missed Opportunities: How My College Mistakes Impacted My Adult Life

1 Comment
  1. Today’s guest post is from Kyle Grappone, a youth motivational speaker and book author. His aim is to inspire High School and College students to think differently about their futures, take advantage of their opportunities, and answer the question: “What type of person do you want to become?”.  

________________________________________________________________________

collegeAttending college is an amazing opportunity that not everyone gets a chance to experience. It’s an opportunity to learn more about the world around you, make new friends, and create a career path that will lead to success and fulfillment. It indeed is a chance at a better life. It’s customary for successful alumni to give speeches or write articles about everything they did right in college and how to emulate the success they had. High School students often have guidance counselors and family members dispensing well-intentioned but typically routine advice on how to be successful. Tips such as go to class, study in the library, and get plenty of sleep usually top this list. The issue is that the part that gets left out is the long-term impact there college choices will have on the rest of their lives. Furthermore, the well-intentioned adults giving this advice are usually the same voices this student has listened to for years and has begun to tune out. It’s time someone who wouldn’t be considered an “ideal success story” talks about these topics and the long-term impact they can have on your life.

I slept through most of my time in High School. Okay, I didn’t actually sleep, but I wasn’t fully present either. I coasted through High School and was accepted to a small school in upstate New York. When I was getting ready for college, I had plenty of people telling me all sorts of advice. I can’t recall what they were saying, because I really wasn’t listening. I was focused on being on my own, partying, and doing all the fun college stuff I saw in movies. The next four years flew by. I had a lot of fun and made a lot of friends but, just like high school, I didn’t try as hard as I could. I didn’t try because I wasn’t aware of what was coming next in life. I was unaware and unprepared for that next step called “The Real World,” and I had no idea how my poor choices were impacting my future. Without knowing what was waiting for me after graduation, I had no idea what opportunities I should have been taking advantage of.

So, while I graduated on-time as a double major, I did so with no idea how to write a resume, interview for a job or figure out what I actually wanted to do with this degree I had just paid a lot of money to obtain. I also did not realize how much left I had to pay or how those pesky interest rates on my loans actually worked. I was 22 years old and lost. I was entirely unprepared for this world I found myself in. My first job out of college was working part-time at Bed Bath and Beyond. This position was followed by a minimum wage warehouse job and a low-paying educational position. Eventually, I recovered and found my passions and better-paying positions. However, my poor choices and lack of understanding and caring regarding my future left an impact that I still feel to this day. Here are a few pieces of advice from a college graduate who knows what happens when you don’t take advantage of what’s right in front of you. 

Make A Plan

When you are older, and preparing to make a life-impacting decision, you make a plan. You decide what it’s going to entail and what you want the result to be. College is a series of life-impacting decisions, so there should be a plan regarding why you are going and what you want to get out of it. Why should an 18-year old sit down and make a plan the summer before college instead of going to the beach? They should make a plan because it will help them choose the right major, pass there classes and ultimately set them up for success in the real world. The better prepared you are, the happy you are going to be. Decide what you want the outcome of your college experience to be and right down specific actions you are going to take to make sure you will achieve the outcome you desire.

Going To Class Is Your Job

It may sound boring, but learning is the reason you are at college. If you are not interested in learning more and challenging yourself, then you should stay at home and save yourself a ton of money. Attending class is not always fun. It’s work, and that’s the way you should treat it. It’s essential that you are not only attending class but participating and learning. The more you learn now, the less you will have to catch up on when you are trying to apply for jobs after graduation. Also, developing habits such as waking up early for class, adding value by participating, and studying on a regular basis are the building blocks for a strong work ethic. A strong work ethic will be noted and rewarded with better-paying positions and opportunities. A well-paying career can often lead to a happier life and less financial stress.

Learn What Networking Is

Networking is a word that you will hear a lot when you are in school and beyond. What does it actually mean? Educators will give you an educated and sophisticated explanation, but I will provide you with a blunt one. Networking means meeting people who can help your career. It means finding people who are currently doing what you want to be doing and asking a lot of questions. It means learning from those who have come before you. It also means creating relationships with people you can count on to give you advice or recommend you for a position you are applying for. The more help you have in your job search the better your odds of landing a better position, creating a  better career, and a living a better life.

Forget The Money, Take The Internship

My last regret turned pearl of wisdom is about internships. Almost every major requires one, but most students don’t know how this seemingly menial work will help them in the future. Most students get caught up on the fact that they have to work for free. I can’t say that I blame them because no one wants to work for free. However, it’s crucial someone points out that money is only one form of payment. If you approach an internship correctly, it can pay you in ways that are more valuable than cash. It can pay you in experience. You’ll need that experience on your resume when you and dozens of other fresh college graduates are applying for the same job. It can also pay you in references. Actual people who can vouch for the type of employee you will be and the value you can bring to a company. Working for free while you can lead to a lot more money when you need it the most.

College can be a fantastic time in a student’s life, but there are plenty of people and content who can cover all that stuff. The goal today was to show the importance of taking advantage of your time in college because it will have a lasting impact on your future happiness and life. If you are a parent, I invite you to share this piece with your high school student so they may be better prepared than I was.

About Kyle

His book, To The Next Step, is an instruction manual for High School and College students to achieve the goals I listed above. You can learn more about my book here: www.publishizer.com/to-the-next-step

Website: www.kylegrappone.com

E-Mail: Kyle@KyleGrappone.com

Facebook: https://www.facebook.com/KyleGSpeaks/

Twitter: @KyleGSpeaks

Instagram: KyleGSpeaks

admissions, college planning, college prep

Prepping for the College Application

college application

The Common App is now available for juniors to sign up and start preparing for the fall college application season. With more and more students applying Early Decision or Early Action, juniors are already making their college lists and getting ready to apply during their first semester of senior year.

Which colleges belong on your list

A good college list should have three “fit” criteria: financial fit, academic fit, and emotional fit. Once your student has a tentative list, ask if they have all three criteria before finalizing the list.

Continue reading Prepping for the College Application →
college guidance, college planning, college prep, parenting

A Summer College To-Do List for Parents of Seniors

collegeSummer is in full swing and families are enjoying the vacation time. But if you student is a college-bound senior, there are some to-dos you should think about over the summer and add them to your family fun time. The new school year will be here before you know it and senior year is a busy time for high school students. Everything you can accomplish over the summer will mean one less activity for senior year.

Discuss college finances

Your college-bound senior needs to know what you are prepared to contribute financially to their college education. This discussion will help with college choices and make it easier in the spring when you review financial aid packages. You should also discuss what you expect them to contribute to their education. Research shows that when a student is invested financially in their degree they tend to focus more on their academics.

Discuss high school academics

Every high school student is tempted to “skate” through their senior year, especially after the college applications are completed and even after they receive their college acceptance letters. Senior year is the worst time to abandon academic excellence. Colleges will be checking transcripts mid-year and after graduation. If they see that the student did not focus during senior year, colleges have been known to recant their offer of admission.

Talk about college career services

This may be the last thing your college-bound senior will be thinking about. However, it’s an important factor in the college decision process. Discuss each college’s career services with your college-bound senior. Does the college offer internships? Do they have a career center to assist you with your job search (during and upon graduation). Do the alumni actively participate in networking with the students? The answers to these questions should affect the final college choices.

Encourage your student to start working on the essay

When school starts, a senior’s schedule is usually filled up to the minute. Working on the essay in the summer will alleviate stress in the fall and allow them to focus on other important activities. You can’t write the essay, but you can help them brainstorm or be a proofreader. The Common App essay topics list should help start the process.

Help with the scholarship search

It goes without saying that your student needs to spearhead the search for scholarships. But you can help with reminders of deadlines, organizing the applications, and proofreading their final submissions.

Revisit colleges

Odds are your student has already begun to narrow down the college choices. If you’ve visited colleges previously during their junior year, the summer is a good time to make an informal visit of the campuses. Take a look around, get familiar with the services offered and talk to a few students. If the admissions and financial aid offices are open, schedule an appointment and get a jump on the busy fall onslaught of students.

Take a look at the Common App online

While most students won’t complete The Common Application until senior year, it’s a good idea to take a look around and get familiar with the components. The new Common App rollover feature allows students to use the information from one year to the next and, in theory, allows you to begin to work on the Common App as early as freshman year.

Help your student nail down the recommendation list

Make the recommendation letter list before school starts. Once your student sets foot on campus they should hightail it to the teachers and staff who they feel will write the best recommendation letters. These school officials will be bombarded with requests as application deadlines roll around. Asking early will give them more time to write a thoughtful letter without feeling rushed.

Consider hiring a tutor

Even if your student is excelling in studies, you might want to consider hiring a tutor. If they are struggling in a math or science class, tutors offer one-on-one help in a less threatening environment. Tutors can also help improve standardized test scores. They can give your student a head start in their upcoming classes and reinforce what they have learned in the past.

As your summer winds down and school begins in the fall, crossing some of these important to-dos off your massive list of college-related tasks will help you and your student reduce the stress of the college application process.

admissions, college guidance, college planning, college prep

A College To-Do List for Your High School Junior

 

high school junior

The fall semester is coming to a close. By now, your high school junior should be concentrating on college choice, preparing for the SAT or ACT, and working on the college essay. I’m sure it’s already starting to become a little overwhelming: so many tasks, so little time. But the winter break is a great time to play a little catchup if you’re lagging behind.

Juniors who aspire to college have much on their mind. Making a college list can seem insurmountable. There are so many choices; how do you know which ones are a good fit? If money is a factor, how do you even know what kind of financial aid you can expect to receive if you apply? What are the colleges looking for in an applicant and do you even meet those qualifications? The list of unknowns can cause a good amount of stress for both parents and students.

Take a few minutes to go over this simple to-do list with your high school junior. Discuss what you can help him with and what he should be focusing on over the break. Breaking these down into small tasks should help, doing the ones that need to be completed first and following with the rest.

Are you tackling these items yet?

  1. Thinking about basic college criteria.
  2. Figuring out how to organize everything.
  3. Setting aside time to visit the colleges.
  4. Figuring out a test strategy.
  5. Keeping focused on academics.
  6. Working on the college essay.
  7. Getting serious about scholarships.
  8. Scheduling regular checkups to evaluate progress.

 

For the details on how to complete these tasks, you can read the original article at TeenLife Magazine: Share This College To-Do List With Your High School Junior.

college planning, college prep, parenting

College Prep Stress: Into the Pressure Cooker

 

college prep stress

I have a few friends whose sons are applying to college. The stress and the pressure students face regarding college is palpable. The question bears asking: How do you help your student navigate the process without adding your own college prep stress and pressure? Trust me; it’s not easy. Parents have their own kind of pressure related to college. Most of it revolves around the question: How will we pay for it?

So here is my best advice related to those two important questions.

How do you help your student navigate the process without adding your own stress and pressure?

You must in every circumstance remain calm. This is only one of many choices your soon-to-be adult will make in his life. This is the time when you transition from being a hands-on parent to being a supportive parent. I know that’s easier said than done. It’s hard after making all their decisions for 18 years to step back and let them chart their own course. But this act, in itself, will help alleviate stress for both you and your student.

Once you take a step back, the logical course for you is to become an encourager and coach. You can offer advice, help in the decision-making process and keep track of filing dates and deadlines, make travel plans for college visits and provide tutoring support if needed. This frees your student up for the important tasks: test prep, choosing the colleges, and filing out the applications. Your student knows what is expected of him and you know how you can help. Less stress for both parent and student.

How do you remove the money worries and stress around paying for college?

I can’t tell you how many emails I have received from parents whose students applied and were accepted to a college the parents can’t afford to pay for. The excitement of acceptance is overshadowed by the reality that the student won’t be able to attend due to lack of funds.

The only way to avoid this inevitable disappointment is to do your homework. Before your student applies, do some research about the college. How much does the college cost? What do students typically pay (this is usually not the sticker price)? Does it have a high acceptance rate? What type of aid does it award to students? Do they typically award a large percentage of their incoming freshman substantial financial aid? Is your student at the top of the applicant pool therefore increasing his chances of receiving merit aid? And finally, estimate your EFC (Expected Family Contribution).

After the research is done, how much can you afford to pay? If the college doesn’t award aid, can you pay the difference between the cost of the college and your EFC? Is your student willing to put in the effort to apply and win scholarships to help with the cost?

Once you have all the information, your student should only apply to colleges that are within your ability to pay with a reasonable expectation of merit aid if needed. It doesn’t make sense for him to apply to a $50,000 a year college if you don’t have the means or the ability to pay. Parents often feel pressured into letting their student attend and take out massive student and parent loans to foot the cost. This is not a wise decision and can cause added stress and pressure that is unnecessary.

There are also other ways you can avoid the stress of college prep. Read my article for TeenLife Magazine, Helping Your Teen De-Stress About College Prep, for some additional information.

admissions, college guidance, college planning

Roadmap Planner for College Bound Students

 

roadmap planner

If you are reading this, most likely you are somewhere between 15 and 18 years old (or have a child of this age), trying to comprehend a large, obscure and scary monster called College Admission. You’ve probably already been told many bitty pieces of advice regarding this topic and are confused by the amount of preparations you have to go through. On one hand, it is completely natural! Going to college is one of the most important steps towards building a successful career. It is a milestone that largely predetermines your whole life. It’s also a decision you certainly do not want to regret in the future! Moreover, it is a long-term investment and should be thoroughly planned.

However, on the other hand, studying should be fun, isn’t it? And there is little fun about going crazy with worries and uncertainty, that’s for sure! While there is nothing we at KeepSolid can do about your school attendance or exam results (you, the student, are the one responsible for this), we offer our top-notch solution, Roadmap Planner, to assist you with the planning process. Keep reading and you will learn a few weighty tips that will help you better understand the road you are about to take. After all, well begun is halfway done!

Tips for students

The list of steps you have to take can be split into long-term tasks (1-3 years before college) and short-term tasks (less than 1 year before college).

Long-term:

  • If you haven’t already, it is about time to consider which college you’d like to go to attend and start saving money for it.
  • Take classes in core academic subjects. In the US, for example, colleges generally require three years of science, math, social studies, four years of English, and, in most cases, two years of a second language. That’s the minimum you should focus on.
  • Get involved in school-based activities, or consider volunteering or working in areas related to your future career.

Short-term:

  • If you reside in the US, we suggest you submit your FAFSA (Free Application for Federal Student Aid) right after October 1st, as well as any other financial aid applications you are required to submit.
  • Take SATs (Standard Attainment Tests) or any other such exams. You’re often allowed to pass them multiple times (or to pass training tests). Use this to your advantage to make sure you get the best results possible!
  • Apply to the chosen colleges. It’s highly recommended to apply to multiple schools at once.

Tips for parents

If you are a parent of a college bound student, there is work for you as well. Consider the tips below and help your child reach the winning results.

Long-term:

  • The main thing you should do – the sooner the better – is to discuss with your children their college plans. You’re likely to find some sort of misunderstanding or lack of knowledge regarding this issue in them. And it’s extremely important that you help your child figure everything out and get rid of confusion.
  • Keep an eye on their grades and study habits. It’s a stressful period for high school students and you should be ready to involve and help them.
  • By this point, you should have already opened a college saving account for your child – make sure you add to it regularly.

Short-term:

  • Help your child fill out all documentation they have to in order to avoid any last-moment complications.
  • Understand terms of student loans and taxes and explain them to your child along with the responsibilities involved in accepting them.

Additional hint

Despite the fact we have only listed the most crucial and somewhat tricky tips, it might already feel quite overwhelming to keep track of such a long and various sets of tasks, isn’t it? Which is perfectly fine, a human brain normally can’t trace such information for a long time. However, our top-notch productivity solution, Roadmap Planner, will definitely remove part of this weight off your shoulders. With this app, you can easily set an arrange of tasks within a specified timeline and monitor their completion. This way you will never forget about a crucial milestone or lose track of an important assignment – a great aid to planning and visualizing future for both students and their parents.

As you can see, college admission is a big deal indeed, but Roadmap Planner will help you to better structure the final goal and make the road to it more clear. So give it a shot, download Roadmap Planner and try all its premium features for free with a 21 day trial version.

admissions, careers, college planning, parenting

Key Questions to Ask Your Student Before College

1 Comment

 

key questions

As a loving parent, aiding your child’s educational development is a priority at all times. Helping them gain the strongest foothold in college is undoubtedly the greatest support you could ever provide. Rather than forcing them, though, it’s imperative that your child gains the motivation and traits needed to do it for themselves. Here are some key questions that will enable you to achieve that goal of pointing them in the right direction. Get this right, and they should gain a far better chance of reaching their potential.

Q: What careers interest you?

A lack of direction is perfectly normal throughout those school years. In truth, it’s probably a good thing that your son or daughter spent this time embracing various aspects of life. However, college is a time to focus on a profession. After all, following a career in the medical industry is far different to becoming a lawyer for example. In today’s climate, many graduates do change their mind upon completion of their degrees. As such, making this choice probably isn’t as crucial as it once was. Nevertheless, studying in the right field will give your child a far better chance of reaching the top. Careful consideration is key.

Q: How will you stand out on your college application?

The competition for college places is higher than ever. Naturally, a better institution results in a better education for your child. So if you want them to receive the best, it’s imperative that they go the extra mile to stand out from the crowd. Whether applying to an ivy league school or another college doesn’t matter. Grades alone won’t be enough, which is why hiring an education consultant could be one of the best steps you ever make. By taking applications to the next level, your son or daughter will be in a far stronger position. In the meantime, it should enable them to place greater focus on their exams and school work too.

Q: How will you supplement your academics?

Education is a great platform for any successful career. However, the volume of graduates means that even a first class degree won’t guarantee a grad role. Therefore, your son or daughter should think about part-time or voluntary roles that can be used to supplement their studies. Let’s face it; the skills gained from those roles will aid their development for the course too. The key is to find the right balance so that it doesn’t stop them from achieving their academic goals. Apart from anything else, this is a great chance for them to create useful connections. With a little bit of luck, this could open up a number of doors later on.

Q: Are you ready to live independently in college?

 The college life isn’t exclusively about education. Gaining the best degree possible should be your child’s priority at all times. But there’s no doubt that their standard of living throughout those college years will have a huge influence on their ability to succeed. So, teaching your child the fundamental skills of cooking, cleaning, and financial management will serve them very well. Without that life knowledge, those struggles will cause negative impacts on their studies. Besides, it’ll allow them to focus on the development of other key skills that are born from spending time at college.

admissions, careers, websites

How to Help Your Student Prepare for College

 

Part of my goal here is to help parents find the tools they need to prepare for college. In today’s post, I’m featuring a free site that helps your student choose a career and find the right college fit.

prepare for college

As a parent, you most certainly think about your child’s future. You may see them as an engineer, a teacher, or a doctor. You may picture them at your alma mater, or being the first in your family to attend college. Maybe you just hope they find a passion and pursue it. Whatever you hope, you want what is best for your child and to support them in achieving their goals.

If you read parenting blogs, books, or articles, you know family support impacts a student’s academic success and transition to college, career, etc. You also likely know that the earlier students set goals and start preparing for life after school, their chances of reaching those goals are increased. Preparing for college as a freshman looks different than as a junior, but it is just as important for both students to connect their work today to the outcomes of their future tomorrow.

When students plan for the future early-on, they are more likely to enroll in rigorous courses, sign up for appropriate electives, become involved in extracurriculars, and consider their overall academic performance more seriously. More importantly, they learn the expectations of their goals, such as a necessary GPA, test-scores, course-load, leadership experiences, etc. By understanding these expectations early, students are empowered to take action over many years, rather than finding out it is too late, as a senior applying to schools.

While you may know what your child should do, it is not always clear how to help your child do it. With your best intentions in hand, you may ask ‘Where do I start?’ or ‘What resources are available?’

There are many resources that help with college searches, including the College Board, College Search, College View, and Princeton Review. However, there has never been a resource that combines all of the different aspects of college and career planning into one platform, and certainly not for free. As a result, we are excited to introduce you to Overgrad.

Overgrad is a completely free platform, which helps students and parents plan for life after high school. Students discover different careers and colleges that match their interests and abilities, and then receive personalized feedback, highlighting areas of improvement throughout high school. For example, you may wonder ‘Is my son’s GPA currently on track to gain admission to his ideal college?” or  “Is my daughter taking the appropriate classes to be prepared for an engineering program?” Overgrad is a tool that will answer these questions.

Other specific features:

How can Overgrad help you and your student?? 

  1. Explore Careers and Colleges

Thinking about the future is often daunting, and when it comes to choosing colleges and careers, students might not be sure where to start.

To help solve this issue, have your student take the Overgrad Career Interest Survey. Overgrad uses this survey to generate a list of possible careers aligned to your student’s indicated interests. Students can retake this survey as many time as they like, as we know interests change. This survey however, is merely a starting point. Students can also search over 1,000 other opportunities on the Overgrad “Careers” tab using filters such as “projected job growth, industry type, salary, etc.”

Students are also matched with colleges in a similar way. Overgrad uses your student’s current academic progress (GPA, test scores, courses) to match them with universities that are currently on their level. Students can use other filters such as type of university, location, graduation rates, etc. to narrow down their college list.  We also will allow them to view a unique profile for each college to to learn more before choosing their top schools.

  1. Choose the right classes

It is important to pay attention to your child’s class schedule to ensure they are meeting their high school’s graduation requirements and the basic admission requirements for colleges. In addition, colleges often take into consideration the rigor/difficulty level (honors, AP, etc.) of students’ schedules. Overgrad helps, by tracking what classes your student is taking and comparing their current courses to the expectations of the colleges on their list. If a college expects a more rigorous course load, you and your child will know.

  1. Take Action

Once your child has found the best career and college matches, they add these goals to their personal “My Future” page by clicking “follow”. Their My Future page shows all their future college and career goals, as well as helps students track their progress towards meeting them. Additionally, students will see both their strengths and areas they might want to improve to increase their admissions chances for each college on their list. In the example below, Angelica is able to use the colored graduation caps to see how her GPA, test scores, and courses compare to each of her top schools admissions requirements. As students improve overtime, they can actively monitor their progress, and even see a college they are interested in change from a “reach” school to a “match”.

Interested in exploring Overgrad? 

Overgrad is accessible on any device—including laptops, phones, tablets, and PC’s and is absolutely free!

To start using our resources simply visit overgrad.com to create an account with your student.

We also offer Overgrad as a free resource to any school so feel free to talk to your school principal and/or guidance counselor if you would like to see Overgrad provided as a resource for all students.

If you have any additional questions along the way, feel free to email erin@overgrad.com.

college planning, parenting

3 New Years Resolutions You Should Keep

 

new years resolutions

 

I’m not, nor ever have been, a fan of New Years resolutions. I like the line from Hitchhikers Guide to the Galaxy, “I like the sound of deadlines as they go whooshing by.” That’s how I feel about resolutions. Not all resolutions are bad, however. Some (the ones that are logical and attainable) can and should be kept.

Here are three resolutions you should keep if you have a college-bound teen. They are simple goals and will help make the entire college prep process less stressful and overwhelming.

Stay organized

Resolve at the beginning of the new year to stay organized. The college prep process requires organization: test registration deadlines to meet, recommendation letters to pursue, college applications to complete, financial aid to apply for, scholarships to submit applications and the mounds of college information your student will receive during the process. Whew, that was a LONG list!

Without committing to stay organized, the process becomes stressful and overwhelming. Use separate email accounts, calendar programs, file folders, usb drives, and don’t forget to create a college landing zone for everything your student receives at school that is college related.

Work as a Team

It’s impossible to expect a teenager to handle this monumental task alone. I’m not suggesting you write the essay, fill out the applications, apply for the scholarships, or make the college choices. But I am encouraging you to help with the organization, remind about the deadlines, proofread the essays, help find the scholarships, and give advice when asked.

You should also make it perfectly clear that this is their decision, but they don’t have to make it alone. If you work as a team, not only will your teenager be less stressed, but you will feel like you’re part of the process and less likely to take over.

Focus on the big picture

In the end, it won’t matter much which college your student attends. Focus on the big picture. It won’t matter what their SAT scores were or if the college has a prestigious name. Concentrate on finding the perfect fit college (the one that socially, academically, and financially fits). Then your student will have the best four years of their lives, along with an education and tons of lifelong memories and friendships.

All the best to every parent who is navigating the college maze. May 2016 be a year of success, fulfillment and absolute joy for you and your college-bound teen.

college guidance, college planning, college prep, college visits, parenting

College Planning for 2016

 

2016

With the Christmas season upon us and students out of school, it’s a good time to look at what lies ahead and make some plans to hit the ground running in January 2016.

First things first, take a look at scholarships with January deadlines. These should be at the top of your list to begin 2016. Make scholarship searching and applying a priority in 2016. Say you don’t need money for college? Everyone likes free money! The more scholarship money your student earns the less you will have to pay. Save for retirement. Take a cruise. Remodel your home. Wouldn’t you rather keep the money you saved and use it for other family expenses? It’s a no-brainer–every student should apply for scholarships.

For seniors, it’s FAFSA time. Yes. It’s the dreaded FAFSA (much like the dreaded IRS forms). Don’t procrastinate. With the FAFSA, the early bird gets the worm (or in college terms, gets the money). School award aid on a first-come, first-serve basis. Once it’s available on January 1, get that puppy done. Even if you don’t want federal aid, fill it out. Colleges use this form when awarding other types of financial aid like grants and scholarships.

For juniors, it’s SAT/ACT prep time. If you’re taking the test in 2016, you’re going to be staring the new SAT in the face: it’s going to be available in March 2016. Use the next couple of months to prepare for the test. There are free tools on line to help you study and consider hiring a tutor if you think it will help your student focus and prepare.

Don’t wait to register for these tests at the last minute. If you plan to take the tests in January, REGISTER NOW! And it it’s in the spring, register now to avoid late registration fees. For a comprehensive guide on these registration and test dates, click here.

For sophomores and juniors, it’s time to start thinking about college visits. Sophomores should plan preliminary college visits (visit some colleges to get a feel for college life and prepare a list of wants and needs). Juniors will be making visits to show the college they are interested. Sign up for the tour and schedule and interview. Colleges keep tract of these visits and it will give you an edge when your application is received.

With a new year, comes new challenges and college-related tasks. Planning in December can help you hit the ground running in January and move forward in 2016.