Tag Archives: college prep

college guidance, college planning, college prep

Could Private School Prepare Your Child for College?

private schoolFrom the time your child enters preschool, all you ever want is to provide them with the best educational experience. The more your children are able to learn in their formative years, the better equipped they are for the real world. As your child grows up in a world that is ever-changing, it is vital that you’re able to provide them with a competitive foundation to succeed. A solid education is an essential part of that foundation, which is why many parents send their children to private schools.

Though there are undoubtedly great public school systems that have produced some of the world’s most well-renowned people, many parents find that affording their children a private education, particularly in middle and high school, provides an advantage for their teens. Many of the best schools in Orange county and across the US use moral and ethical values along with teaching practices and student expectations, to help make transitioning into the college environment a lot easier.

If you’re thinking of enrolling your child in a private school, but wonder how it might best prepare them for college, you’ll find these points to be interesting.

More Resources for Broader Learning Opportunities

Unfortunately, many public schools have had to cut funding for many of their educational and extracurricular programs once available to students. From foreign languages to sports and music, there are a lot of great opportunities students don’t have access to. Private schools, however, have the available resources to educate students in those areas. As they are able to explore new cultures, various art forms, and even athletics, it provides them with a diverse education and skills they wouldn’t otherwise be able to.

High Student Expectations

Parents are, without a doubt, an intricate part of their teen’s educational experience. When cooperating with teachers, parents are able to help their children to be better learners. Yet, as students get older, it is necessary for them to take a larger responsibility in their education. When they graduate high school and go on to college, professors will require a lot of them. If they don’t hold up to said expectations, they run the risk of ruining their educational careers. Private schools stand to prepare students for that. Requiring students to put their best foot forward in their studies and also expecting them to participate in extracurricular activities gives students a sense of responsibility they’ll need to master college life.

A Diverse Environment

Public schools are available to students who live in a particular town. This can limit your child’s exposure to other cultures, backgrounds, and personality types. Private schools recruit from all over and create a climate where children from all walks of life can feel at home. Your teen gets to learn how unique they are while also learning about the unique qualities of others. They learn how to get along, work together, and in some cases, cohabitat with individuals who are representations of the very makeup of college campuses across the country.

College Resources

Another bonus to enrolling your teen in private middle or high school are the various resources most facilities tend to have. Many schools have college assistance programs in which they help students and their parents through the college application process. By their sophomore year, most students are paired with a college counselor who helps them look into various universities, research financial aid, and scholarship opportunities, and work on the essays giving them a better chance at getting noticed.

Your children are the future leaders, creative minds, and motivators of their generation. In order for them to effectively make their mark on the world, it is imperative that they have a solid foundation from which to draw from. Private schooling has the resources, curriculum, and experience to help each of our students master the exciting new chapter of college life and beyond.

 

college guidance, college planning, college prep, Uncategorized

Cast a Wider College Net for Your College Choices

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college choicesJoin a group of parents whose students are getting college admissions letters and you’re going to hear the same conversations. Some are elated, others are confused, and many are disappointed.

I guarantee you that the elated parents have students who took the time to research the college and made sure they were at the top of the applicant pool when they applied. The confused and disappointed parents more than likely have students who applied to elite colleges with little hope of being offered admission or little hope of being able to afford it if their students were accepted.

It seems in today’s competitive college market, parents and students are often blinded by the hype. They fall for the false narrative that a student can’t be successful with a degree from an unknown college. They believe the lie that you can’t get a superior education from a small liberal arts college. They fall prey to the peer pressure from other parents who love to name drop and brag about where their student is applying.

Unfortunately, students suffer when their dreams are squashed by a college that only admits 10 percent or fewer of their applicants. In fact, elite colleges work hard to boost their rejection rates every year.

The good news is your student can avoid rejection by casting a wider college search net and considering other options when making your college choices.

Consider all types of colleges

Many students stick to the obvious in-state public universities. These universities are often large and have tens of thousands of applicants every year.

Seek a career, not a degree

Not every student is meant to pursue a degree at a traditional college or university. If your student is interested in pursuing a trade, consider researching technical and training schools.

Find your niche and exploit it

When creating a college list, search for specific degree paths that might be off the radar.

By widening your student’s search net and being more creative with the college list, his or her chances of receiving an affirmative answer instead of a rejection will increase tremendously.

For the details on how to pursue each category, you can read my original article on TeenLife Magazine here:  Crafting the Perfect Application List.

admissions, college guidance, college planning, college prep, essays

Prepping for the College Application

college applicationBefore your student hits submit on his college application, he has work to do. Summer is a good time for juniors and seniors to start prepping and looking towards the future.

Which colleges belong on your list

A good college list should have three “fit” criteria: financial fit, academic fit, and emotional fit. Once your student has a tentative list, ask if they have all three criteria before finalizing the list.

Financial Fit

Does the college fit into your family’s budget? If the college doesn’t fit financially, cross it off the list. While you should never consider a college solely based on the sticker price, you should certainly examine what will happen if your student is accepted and doesn’t receive any financial aid. Remember when factoring in cost, don’t forget about the add-ons like traveling expenses or meal plans. They can add up and have a substantial effect on your budget.

Academic Fit

Does the college fit into your student’s academic aspirations? This might seem like a no-brainer, but the education is a key factor in attending college. Cross the college off the list if it doesn’t fit into your student’s academic learning style. For instance, is your student looking for smaller class sizes and strong relationships with his professors? A larger university won’t offer this.

Emotional fit

Can your student see himself attending college there? When he visited the campus, did it “feel” right and did he have a rapport with the students he came in contact with? You might think college shouldn’t be an emotional decision, but it is. After all, they will be spending at least four years of their lives there. If they don’t fit into the social climate they will be miserable.

Positioning

Another thing to consider is positioning. Is your student positioned well with the other applicants, especially if you are looking for merit aid? Are their scores, grades, and achievements good enough to put them at the top of the applicant pool?

As you can easily see, there’s more to refining a college list than picking a college with Greek life or college sports rankings. It’s a place your student will call home and he needs to feel comfortable there. Once you’ve determined if the college has all three criteria, add it to the final list.

Which part of the college application is most important?

Any admissions officer will tell you that the essay is the most important part of the college application. The essay is your student’s “introduction” to the college and an opportunity to reveal the true person behind all the data on the application. They should spend time crafting the essay and painting the best picture possible for admissions officers reading their essay.

In addition to the essay, an important detail to remember is verifying that all items requested by the college are included in the application. That means recommendation letters, supplemental essays, transcripts and standardized test scores. An incomplete essay can be a red flag to admissions officers and could land your student’s application in the rejection pile.

When should your student apply?

Colleges post their admissions deadlines on their websites and within the Common App if they are one of the schools using it. But their deadline should not be your student’s deadline. Their application should arrive early—before the deadline. Applications that arrive early are first in line: first in line for review and first in line for financial aid. It stands to reason that applications that arrive early, before all the thousands of others applying on the deadline, will get greater attention.

Once the application is complete, proofed and verified that all forms and supplements are attached, submit it. Don’t wait until the last minute. Make sure your student has plenty of time to review all the components of the application before submitting it.

If you are applying regular decision, ED (Early Decision) or EA (Early Action), plan on submitting it at least two weeks in advance of the deadline. This puts you at the head of the pack and allows for any technical difficulties that could pop up. Waiting until the last minute on a college application is playing with fire.

With rolling admission, submit the application as soon as it’s complete. Most rolling admissions schools have a limited number of student slots, and as they judge and accept applications, those slots get filled. If you apply too late, then there’s a good chance all the slots may be filled, and you’ll be out of luck.

Schools with rolling admissions offer important options and opportunities that static deadlines don’t. Rolling admissions schools will accept and examine applications as they are sent in, instead of waiting to judge all applications concurrently. Schools with rolling admissions can be great for late admissions, or for finding out early whether or not you are accepted, so you can change your plan accordingly.

What’s next?

After the applications are submitted, you wait. Your student waits for the colleges to respond with offers of admission or no offer of admission. Waiting can be stressful. But the benefit of finishing early allows your and your student the freedom to relax, knowing that everything related to the application is complete.

college guidance, college planning, college prep, parenting

A Summer College To-Do List for Parents of Seniors

collegeSummer is in full swing and families are enjoying the vacation time. But if you student is a college-bound senior, there are some to-dos you should think about over the summer and add them to your family fun time. The new school year will be here before you know it and senior year is a busy time for high school students. Everything you can accomplish over the summer will mean one less activity for senior year.

Discuss college finances

Your college-bound senior needs to know what you are prepared to contribute financially to their college education. This discussion will help with college choices and make it easier in the spring when you review financial aid packages. You should also discuss what you expect them to contribute to their education. Research shows that when a student is invested financially in their degree they tend to focus more on their academics.

Discuss high school academics

Every high school student is tempted to “skate” through their senior year, especially after the college applications are completed and even after they receive their college acceptance letters. Senior year is the worst time to abandon academic excellence. Colleges will be checking transcripts mid-year and after graduation. If they see that the student did not focus during senior year, colleges have been known to recant their offer of admission.

Talk about college career services

This may be the last thing your college-bound senior will be thinking about. However, it’s an important factor in the college decision process. Discuss each college’s career services with your college-bound senior. Does the college offer internships? Do they have a career center to assist you with your job search (during and upon graduation). Do the alumni actively participate in networking with the students? The answers to these questions should affect the final college choices.

Encourage your student to start working on the essay

When school starts, a senior’s schedule is usually filled up to the minute. Working on the essay in the summer will alleviate stress in the fall and allow them to focus on other important activities. You can’t write the essay, but you can help them brainstorm or be a proofreader. The Common App essay topics list should help start the process.

Help with the scholarship search

It goes without saying that your student needs to spearhead the search for scholarships. But you can help with reminders of deadlines, organizing the applications, and proofreading their final submissions.

Revisit colleges

Odds are your student has already begun to narrow down the college choices. If you’ve visited colleges previously during their junior year, the summer is a good time to make an informal visit of the campuses. Take a look around, get familiar with the services offered and talk to a few students. If the admissions and financial aid offices are open, schedule an appointment and get a jump on the busy fall onslaught of students.

Take a look at the Common App online

While most students won’t complete The Common Application until senior year, it’s a good idea to take a look around and get familiar with the components. The new Common App rollover feature allows students to use the information from one year to the next and, in theory, allows you to begin to work on the Common App as early as freshman year.

Help your student nail down the recommendation list

Make the recommendation letter list before school starts. Once your student sets foot on campus they should hightail it to the teachers and staff who they feel will write the best recommendation letters. These school officials will be bombarded with requests as application deadlines roll around. Asking early will give them more time to write a thoughtful letter without feeling rushed.

Consider hiring a tutor

Even if your student is excelling in studies, you might want to consider hiring a tutor. If they are struggling in a math or science class, tutors offer one-on-one help in a less threatening environment. Tutors can also help improve standardized test scores. They can give your student a head start in their upcoming classes and reinforce what they have learned in the past.

As your summer winds down and school begins in the fall, crossing some of these important to-dos off your massive list of college-related tasks will help you and your student reduce the stress of the college application process.

admissions, college apps, college guidance, college planning, college prep

Surviving the College Application

college applicationYou might not think the college application requires survival skills, but it does. It’s stressful and it’s no surprise the middle name of college-bound teens is “stress”. According to a recent survey, 76 percent of college-bound students say they are stressed. If you live with one, you’re stressed too; and not just you, but your family as well. Granted, there are plenty of reasons to be stressed. And plenty of reasons why it’s impossible to avoid feeling stress (try as you might). Surviving the college application requires tenacity on the parent’s part as well.

Following are 6 stressful college application tasks and how to survive them:

The Grades

Grades mean everything. Your student’s GPA is one of the most important components of the college application (if not THE most important). It’s understandable that your child will stress over receiving B’s instead of A’s on their papers. They know that the college they want to attend looks at grades, classes, and GPA’s carefully before making an offer of admission.

What can you do? Create a positive study environment and don’t add to the pressure. If you see them struggling, get help. Let them know that all you expect from them is they do their best, nothing more.

The College Visits

Any parent who has been on a college visit with their teen will attest to the emotional roller coaster that often ensues. Your child may balk at the thought of getting out of the car, cringe at the fact that his/her parents are there along with them, and freak knowing they have an interview scheduled.

What can you do? Take a chill pill before you head out and remember your child is most likely terrified. This is a huge step for them and emotions are going to play a big part in the visits, even though you might see it as a critical step in the plan. Give them the freedom to express those emotions.

The Standardized Tests

Testing in itself is stressful. But standardized tests are incredibly stressful. It’s a timed test that affects the outcome of offers of admission. Scores are compared with other students and some consider them to be bragging material. They feel a low score means less options for college; a high score opens more doors.

What can you do? Under no circumstances should you nag your student about studying. Help them study. Encourage them to study. Provide tutoring. If the pressure is off, they will do better on the tests. Too much pressure (especially from parents) with students who are stressed already, will affect their ability to focus and relax on test day.

The College Choices

Making decisions is stressful without the added pressure of the impact of this one decision on your child’s future. They may act calm, cool and collected, but they feel the pressure to make the right college choices. The schools they choose will be evaluating them on their merit and overall success academically.

What can you do? Let them make their own choices. Guide but do not put your foot down and tell them they can only attend your alma mater or a college close to home. They need to make the choice themselves because they will be attending the college for the next four years. If they don’t like it, they won’t be happy and stay when struggles come.

The Money

Money concerns always produce mounds of stress. With the economy in disarray, that stress is compounded when families are trying to pay for college. When deciding on college choices, money should always be a factor. If your student knows what you can afford to contribute and what is expected of them, the stress will be minimal. Keep them in the dark and there could be added stress and disappointment when they apply to a school that is not financially doable.

According to The Princeton Review’s 2013 “College Hopes & Worries Survey”—an annual poll of college applicants and parents of applicants—stress levels are up while cost remains a driving factor in college selection. In fact, 79 percent said the state of the economy has affected their decisions about college—up 4 percent from 2012.

What can you do? Make time to talk about money with your child. Hoping your student will get a full ride scholarship is not realistic. You need to plan for the worst (little or no aid) and hope for the best (multiple scholarships and merit aid). If the college choices fall into your family’s ability to pay, when the financial aid award arrives it will be a much more pleasant experience. Especially if lack of money to pay does not affect the final decision.

The Waiting

This is probably the most stressful time in your child’s life, which means it is stressful for the parents as well. One student put it simply:

Because as decision day draws closer, and the (rather strong) possibility of rejection becomes more and more pronounced, I can’t help but think that my process, that my life, is entirely out of my hands. I know it’s irrational — I know that I’m still the one who will make the ultimate decision, that I’m the one who will decide what my future holds. But that’s my point — I’m not rational anymore. I’m just afraid.

What can you do? Celebrate the accomplishment of applying and provide distractions during the months of waiting. Reiterate that you will be proud of them and no matter what the outcome it’s not the end of the world. Rejection is tough on these teens, but strong parent support can help them see that there are always options available and sometimes disappointments turn into blessings.

The ultimate goal is to have a stress free household and to avoid freaking out, thus surviving the application process unscathed. This might be impossible, but keeping the “freaking” to a minimum will help your student reduce their stress. Stay calm and breathe. It will all be over soon.

college planning, college prep

How One Student Hacked the College System

A short time ago I was contacted by a college student who has written an ebook about hacking the college system. How did he do it? He took advantage of AP and CLEP testing. He did an entire year’s worth of college in just a few months! Sound crazy? It’s not. It’s a path to getting a college degree without going into thousands of dollars of student debt. His ebook is an easy to read, step by step method on how he did it.

If you’re struggling to find a way to pay for college and your student is motivated, check out this method. Imagine saving thousands of dollars by just taking some tests and never having to attend a class or set foot on a campus. Would you pay $700 or thousands more for a semester of college. I know which I would choose!

Here’s his story:

My name is Grayson. I’m a college student and author. As both college tuition and student debt continue to rise, I had to get creative to get my degree without going into debt. This is my story of saving TENS of THOUSANDS on my degree. No scholarships, no loans, no click-bait.

Student debt is now over 1.4 Trillion in the U.S. The average time spent paying back these loans is 21 years. That’s just for a bachelor’s degree! Imagine what you could do with zero debt. Take more family vacations? Start a business? I believe there is always a different way to go about things, including paying for college. This belief is what challenged me as I approached going to college: Should I follow the crowd into a life of debt or challenge the academic status quo?

I chose the challenge. By teaching myself how to test out of classes, I was able to save absurd amounts of time and money in comparison to a typical college student. Without the restraint of classes, I had opportunities to travel and work while earning real college credits. I studied history while in Tokyo, computer technologies while working in Montana, and art in Las Vegas.

Now I want to share with you how to do the same thing. I want you to crush college debt by fighting the status quo and have opportunities you didn’t think possible while in school. To learn exactly how I was able to do all this while getting college credits, check out my website, www.knockoutcollege.com for my videos and blogs. You can find the official book there as well!

Now that you have read his story, watch this video;

admissions, college guidance, college planning

The College Selection Dilemma: Big or Small?

 

college selection

As a parent, you have the responsibility of guiding a young and impressionable mind through some of the biggest life challenges. When important decisions are concerned, you simply can’t leave it all to your kids. They simply don’t have the experience and the know-how to select the most rational choice.

College selection will obviously have a profound impact on nearly every aspect of your child’s life in the future.

One of the big questions that needs to be answered in terms of college selection is should you go big and popular or smaller and more exclusive? Both of these possibilities come with their pros and cons.

The Pros and Cons of Big vs. Small Colleges

Comparing big and small colleges side by side is the first key consideration.

Let’s begin with big colleges like UCLA, for example. The advantages of going to a big university are numerous. They include a massive campus that features all necessary learning premises, large classes that provide excellent socialization opportunities, excellent extracurricular programs and renowned faculty.

On the downside, the huge classes could also be seen as a disadvantage because students don’t get a chance to interact with instructors regularly. In addition, the administrative processes could potentially be expected to take up more time and more introverted students could easily get lost in the crowd and lose chances to stand out.

As far as small universities are concerned, there’s an intimate feel ad a chance to know most people that someone is studying with. Students get more one on one time with professors, there are usually personalized majors and better advising opportunities (in terms of career or personal development).

Small colleges, however, often lack the diversity in terms of majors that big universities offer. The number of facilities is also limited, especially for doing quality research. The variety in housing choices will be limited and some students could potentially experience social isolation.

Is it about Size or about Quality?

When making the distinction between big and small colleges, you should also consider the status of the educational facility. Elite universities differ in size and studies suggest that pursuing such academic education makes sense in the long run.

You have to find out whether the colleges your child is interested in are accredited and certified.

The ranking of the university for a particular major of interest is also important. There are dozens of rankings out there you can review to find out more. The US News and World Report university ranking is highly esteemed because key criteria are examined side by side. Some of these criteria include tuition and fees, enrollment, SAT scores, average GPA of enrolling students, the starting salaries of graduates and the starting salaries by major.

Know What Your Child Wants

The preferences of your child should also be taken in consideration.

Some young individuals tend to thrive in the bustling diversity of large universities. Others will simply feel lost and overwhelmed by the crowd and by the abundance of choices.

Emotionality does play a role and so does the predisposition of a young person towards a certain subject or another. People who pursue certain majors will get better results by going to a smaller college. Those interested in popular, well-established majors, may want to pursue a big university (especially if the major requires lab work, the availability of equipment and tons of research).

Just sit down and have a conversation to make sure that your priorities are aligned. If you can come to an agreement, you will get to work as a team in the pursuit of great academic opportunities.

Somewhere in the Middle?

A large university and a small boutique college aren’t the only two options out there.

A medium-sized college could be considered the best of both worlds. It brings the diversity and the academic options available in a large university to the comfortable peacefulness of a medium-sized campus and manageable class sizes.

Medium-sized colleges in the US are defined as those that have anywhere between 5,000 and 15,000 students. As you can see, there’s some variety here, as well. Understanding the strengths of the respective university will be the key to getting the best of both worlds without missing out on anything.

Do the research on the basis of the academic programs that your child is interested in. some medium-sized colleges could have an excellent education for a specific program while other courses may be seen as subpar. If you have a pretty good idea about what you’re looking for, you can make adequate inquiries about curricula and faculty qualifications.

There’s no universal answer to the big versus small college dilemma. The truth of the matter is that you know your child and your financial situation best. Take some time to explore the possibilities and keep an open mind. A rational approach will pay off in the end.

_______________________________________________________________________

Today’s guest post is contributed by Laura Buckler. Having an amazing approach on life, Laura Buckler is one of the greatest writers at Essays.scholaradvisor team. Her motivation and passion for her work makes her a valuable contributor. Follow Laura on twitter to gain extra-confidence!

parenting, Uncategorized

Dealing with Senioritis (The College Dream Killer)

 

senioritis

Senioritis. Yes. It’s a word (and a disease). It hits most seniors the last semester of high school. It usually strikes after all their college applications are completed and submitted, and grabs total hold after they have received offers of admission. Senioritis says, “The year is almost over. I’ve been accepted to college. It’s time to take it easy and P-A-R-T-Y!” It is no respecter of persons and hits almost every senior at some point after they return from winter break.

What should you look for?

When senioritis begins, you might not notice the symptoms. It could be an unusually low grade on a test. Or you might notice she is studying less and less, with a complete lack of motivation. More severe symptoms include skipping class, a major drop in grades, and often accompanied by an “I don’t care” attitude. More so than your typical teenage defiance and resistance.

Why is it “deadly”?

Senioritis can “kill” your student’s dream of college. The colleges that offer admission are closely watching your student to see if she continues to excel until the end of her senior year. A drop in grades or even disciplinary action can be a red flag, signaling to colleges that your student isn’t ready to be on their own and handle the rigors of a college education. If she can’t commit and stay the course with all the adult supervision around her, how will she stay the course in college without anything except self-motivation?

Colleges have been known to withdraw offers of admission if a student exhibits any of these signs during the final months of high school. Hence, senioritis can KILL you student’s dream of college.

What is the cure?

A reality check. If you see signs of senioritis setting in, it’s time for a cold, hard conversation. Lay it all out on the table. Explain that colleges are watching. She won’t get a second chance. Once the offer is pulled, it’s pulled, for someone else who is committed. It’s a harsh reality check for most students, but one that needs to be made clear. The final months of senior year are just as important as the previous ones. Your student needs to keep her eye on the prize and realize once she walks across that stage with her diploma in hand, she can take a deep sigh of relief and spend the entire summer relaxing. Not until then, and only then, can she rest on her laurels.

admissions, college guidance, college planning, college prep

A College To-Do List for Your High School Junior

 

high school junior

The fall semester is coming to a close. By now, your high school junior should be concentrating on college choice, preparing for the SAT or ACT, and working on the college essay. I’m sure it’s already starting to become a little overwhelming: so many tasks, so little time. But the winter break is a great time to play a little catchup if you’re lagging behind.

Juniors who aspire to college have much on their mind. Making a college list can seem insurmountable. There are so many choices; how do you know which ones are a good fit? If money is a factor, how do you even know what kind of financial aid you can expect to receive if you apply? What are the colleges looking for in an applicant and do you even meet those qualifications? The list of unknowns can cause a good amount of stress for both parents and students.

Take a few minutes to go over this simple to-do list with your high school junior. Discuss what you can help him with and what he should be focusing on over the break. Breaking these down into small tasks should help, doing the ones that need to be completed first and following with the rest.

Are you tackling these items yet?

  1. Thinking about basic college criteria.
  2. Figuring out how to organize everything.
  3. Setting aside time to visit the colleges.
  4. Figuring out a test strategy.
  5. Keeping focused on academics.
  6. Working on the college essay.
  7. Getting serious about scholarships.
  8. Scheduling regular checkups to evaluate progress.

 

For the details on how to complete these tasks, you can read the original article at TeenLife Magazine: Share This College To-Do List With Your High School Junior.

college planning, college prep, parenting

College Prep Stress: Into the Pressure Cooker

 

college prep stress

I have a few friends whose sons are applying to college. The stress and the pressure students face regarding college is palpable. The question bears asking: How do you help your student navigate the process without adding your own college prep stress and pressure? Trust me; it’s not easy. Parents have their own kind of pressure related to college. Most of it revolves around the question: How will we pay for it?

So here is my best advice related to those two important questions.

How do you help your student navigate the process without adding your own stress and pressure?

You must in every circumstance remain calm. This is only one of many choices your soon-to-be adult will make in his life. This is the time when you transition from being a hands-on parent to being a supportive parent. I know that’s easier said than done. It’s hard after making all their decisions for 18 years to step back and let them chart their own course. But this act, in itself, will help alleviate stress for both you and your student.

Once you take a step back, the logical course for you is to become an encourager and coach. You can offer advice, help in the decision-making process and keep track of filing dates and deadlines, make travel plans for college visits and provide tutoring support if needed. This frees your student up for the important tasks: test prep, choosing the colleges, and filing out the applications. Your student knows what is expected of him and you know how you can help. Less stress for both parent and student.

How do you remove the money worries and stress around paying for college?

I can’t tell you how many emails I have received from parents whose students applied and were accepted to a college the parents can’t afford to pay for. The excitement of acceptance is overshadowed by the reality that the student won’t be able to attend due to lack of funds.

The only way to avoid this inevitable disappointment is to do your homework. Before your student applies, do some research about the college. How much does the college cost? What do students typically pay (this is usually not the sticker price)? Does it have a high acceptance rate? What type of aid does it award to students? Do they typically award a large percentage of their incoming freshman substantial financial aid? Is your student at the top of the applicant pool therefore increasing his chances of receiving merit aid? And finally, estimate your EFC (Expected Family Contribution).

After the research is done, how much can you afford to pay? If the college doesn’t award aid, can you pay the difference between the cost of the college and your EFC? Is your student willing to put in the effort to apply and win scholarships to help with the cost?

Once you have all the information, your student should only apply to colleges that are within your ability to pay with a reasonable expectation of merit aid if needed. It doesn’t make sense for him to apply to a $50,000 a year college if you don’t have the means or the ability to pay. Parents often feel pressured into letting their student attend and take out massive student and parent loans to foot the cost. This is not a wise decision and can cause added stress and pressure that is unnecessary.

There are also other ways you can avoid the stress of college prep. Read my article for TeenLife Magazine, Helping Your Teen De-Stress About College Prep, for some additional information.