Tag Archives: college prep

Should Your Student Delay or Skip College?

skip college

The increase in college costs and fears about the inability to secure employment after graduation causes many students to consider delaying college or even skipping college altogether.

While college costs can be high, consider that the majority who delay college regret not going and a high percentage continue within the workforce without a college degree. In this competitive job market, a college degree is necessary to compete with other degreed applicants and increase your lifetime earning potential.

Instead of choosing to delay or skip college, consider these options:

Take AP or dual-credit courses during high school

If you take AP classes during high school, you can take AP tests and many colleges will give you college credit based on your test score. Dual credit classes allow you to attend college while attending high school, giving you college credit when you graduate. Securing credit before starting to college can reduce your costs dramatically and many times allow you to complete your degree in three years.

Begin your college career at a community college

According to the study, 41 percent of adults and 35 percent of teens said schools like Harvard or Princeton are important, but not necessary to get ahead. Only 17 percent of teens though going to a top tier school would give them a better chance of finding a job. Start your college career at the local community college and save some big bucks. Just make sure that those credits will transfer to a 4-year college after completion.

Pay as you go

The most effective way to offset high college costs is to adopt the “pay-as-you-go” method. Many colleges allow you to break the tuition payments up into affordable monthly installments. If you choose this method, you can work during college and pay the tuition while you attend. Of course, you will need to choose an affordable college option, such as a state university.

Live at home and work during college

While living at home and working might not be your optimum choice, it’s a viable option. It’s possible to arrange your classes around your work schedule. Your income from your job can offset tuition costs. Living at home will save you money on room and board, reducing your college costs significantly and allowing you to apply that money toward tuition.

Take some classes online

Taking classes online can be less expensive and also cost effective. But before you drop some of your hard earned money check with your college and verify that they will accept those courses as credit. Many students take some courses over the summer and/or winter breaks, saving higher credit costs for those classes that are only offered at their respective colleges.

Delaying college might seem like the best choice when faced with the high cost; but if you think creatively and work hard, you should be able to attend college and pursue the degree of your choice.

Can Homeschooling Prepare Your Student for College?

homeschooling

Before you head to the college fairs, and go through the emotional rigmarole of enrolling your children into college, you’ve got to prepare them for numerous changes in life. While homeschooling is becoming a more popular approach, there can be concerns that children aren’t prepared for college in this manner purely because they have been educated at home. Can a child get a better education at home to prepare them for college? Let’s answer the question.

Does Homeschooling Hinder Their Socializing?

From an outsider perspective, a child that is educated at home by themselves can seem ill-equipped to deal with what college throws at them. But in fact, while being homeschooled means they’re not engaging with people on a regular basis, it means that they can interact with other people with more vigor. In fact, many children are better socialized through homeschooling than those that go through the standard education system. It could also be because homeschooled children are less bound by time in class, so they have the opportunity to go out and engage with the world.

Are Homeschooled Children “Less Academic?”

There are two strands of thought to this. Because many homeschooled children choose their education they naturally have more of a passion for the subject, and when they apply to college, this authenticity shines through their application making them more of an asset to a specific college. But on the other hand, there are plenty of educational organizations, like cyber charter schools, that provide a structured education that children can follow. Because a child chooses their own education through homeschooling, or can follow a set routine provided by these cyber schools, it makes them more skilled regardless of the avenue they go down. It’s not a question of them being “less academic” but more about having the time out of school to add more strings to their bow, making them very attractive to college admission officers.

They Will Savor College

There are many kids that get into college and treat it like a vacation. But for those who have been educated at home, and have had to seek out their own passions in life, they will make more of college life. The opportunities that present themselves can be a logical extension of what they’ve already done. But in fact, as college provides more of an opportunity, from numerous extracurricular activities to social functions and more valued friendships, the child that’s been homeschooled won’t take this for granted in comparison to many others. It’s not just the fact that they will turn up for lectures and knuckle down, but they’ll find all aspects of college rewarding.

If anything, it would appear that home education is the way forward. There was a study that followed students between 2004 and 2009 at a doctoral university, and those that were homeschooled outperformed their peers and graduated at a higher grade. Even from an academic perspective, it appears that homeschooling isn’t the act of the parents wanting to bring their child out of formal education. In fact, it could give them a leg up in life!

If you’ve thought about homeschooling and wonder if it’s right for you, this infographic should help you weigh the pros and cons.

Homeschooling 101

The Obsession with Brand Name Colleges

brand name colleges

Unless you have been hiding under a rock for the last week or so, you’re probably aware of the college cheating scandal now known as #VarsityBlues. Some over-anxious parents found it necessary to pay what they call “bribes” to get their students into what they call “prestigious colleges”. My only question: when will this end?

When will parents stop worrying about WHERE their student goes to college versus WHY they go to college? It’s just as bad to dictate your student’s college choice as it is to assure they get in to the college of your choice.

This is nothing new. Parents have been “paying” for their students to go to brand name colleges for years. They donate huge amounts to colleges to secure a spot for their student. They pay hundreds of thousands of dollars to elite coaching companies to assure admission to an Ivy League university.

The Tiger Mom approach

Years ago, there was quite an uproar among parents regarding a Wall Street Journal piece, “Why Chinese Mothers Are Superior” by Amy Chua, a professor at Yale University. In an excerpt from Chua’s new book “Battle Hymn of the Tiger Mother”, Chua writes about her quest to assure her children attend an Ivy League college:

Here are some things my daughters, Sophia and Louisa, were never allowed to do:

  • attend a sleepover
  • have a playdate
  • be in a school play
  • complain about not being in a school play
  • watch TV or play computer games
  • choose their own extracurricular activities
  • get any grade less than an A
  • not be the No. 1 student in every subject except gym and drama
  • play any instrument other than the piano or violin
  • not play the piano or violin.

Does that sound a bit harsh? It does to most parents. Although Ms. Chua does have a point when it comes to parenting without excuse, there are varying opinions concerning Ms. Chua’s attitude over the way Western parents do not take a strict approach in pushing their kids toward the “best” colleges.

What are the “best” colleges?

Many parents and educators will tell you they are the Ivies. Others will say they are the ones with the most selective admissions process. Many parents today will insist to paid college counselors that their student can only apply to these schools. It’s not about the fit, but it’s about bragging rights and prestige. Can I brag about my student on Facebook, to other parents and to my colleagues. You don’t believe? Just ask those people who do this for a living–I’ve heard this time and time again.

Are these selective colleges best for your student?

Many parents, college admissions counselors, and educators believe they do. They see these colleges as necessities in providing students with a good job after graduation, opening doors because of the alumni network, and the value of a college name when you venture out into the world.

Why pay for your student to attend a selective college?

You shouldn’t. If you feel the need to seek college counseling help, it should be from someone who has your student’s best interest at heart–not yours! One of my colleagues is so convinced of this, he placed this statement on his website:

“If you prefer personal coaching, I do NOT work with families whose only purpose is to get their child into an Ivy League school, or one that reflects the parent’s need to validate themselves through their children.”Https://www.studentbrandstrategy.com/about

What are the “best” colleges?

In my opinion, the “best” colleges are the ones that will give your student a good education at an affordable price: and one that your student chooses as a good fit for them. There are networking opportunities at every college AND the connections your child makes while in college can be made at any university. As in life, college is what you make of it. If your child takes advantage of the education, the networking opportunities, and works at internships during college, graduation will yield job opportunities. Not every family can afford an Ivy League education. Not every student (in spite of Amy Chua’s beliefs) wants or needs to go there. 

If you have to rely on a college name to get ahead in life then I fear you are missing the entire point of education.

San Diego Union Tribune
https://www.gocomics.com/stevebreen/2019/03/13

Here are additional articles that might add to the discussion and help us zero in on the real problem in college admissions:

Kids are the Victims of the Elite College Scandal

The Moral Wages of the College Admissions Mania

The Myth of American Meritocracy

5 Questions to Ask the Financial Aid Office

Keep these questions in mind as you plan your next college visits and take the time to schedule an appointment with the school’s office of financial aid.

1. What are your financial aid deadlines?

In addition to deadlines for the standard financial aid applications: the Free Application for Federal Financial Aid (FAFSA) and PROFILE, the financial aid application service of the College Board, colleges may also have their own deadlines and forms. Be sure to ask if the school’s financial aid forms are different for need-based and merit-based aid when the deadlines are. Note many schools have declared March 1 as their priority filing date for financial aid. Be sure to confirm each school’s priority filing dates.

2. What is your Cost of Attendance (COA) for the current year?

 There are precisely six components to a college student’s complete budget:

  • Tuition
  • Fees
  • Room and Board
  • College Textbooks and Supplies
  • Personal expenses
  • Transportation

Many proposed budgets only include Direct Costs (which are the first three items listed) and typically what you will pay directly to the bursar’s office. However, the U. S. Department of Education requires that colleges fully inform you as to all of the above costs, so find out specifically what those amounts are to establish a complete budget for college expenses.

3. How much of an increase in the COA do you project for next year?

When you ask this question, be sure to request the specifics related to each cost component. Tuition and Room and Board increases are independent of each other. For example, one school may expect an increase of 5 percent in tuition and fees, but a 10 percent increase in Room and Board. This information will help with budgeting but also gives the financial aid officer the impression that you are an informed parent.

4. Are you able to meet 100 percent of financial need?

If they say “No,” find out why, and get details. Is the policy based on “first come, first served?” What’s the average percentage of need the school can meet? What percentage is in the form of grants and how much is in the form of loans? Is there a dollar amount left as a gap (unmet need) for everyone? Do they include Parent Loans (PLUS) in the aid package?

(Note: They shouldn’t do this…those loans are to be used for your EFC-Expected Family Contribution, not for meeting the financial need of the student.)

5. Do you offer Merit Scholarships, and how do you treat private scholarships awarded to the student?

If a Merit Scholarship is being awarded, it normally goes into the financial aid package first, reducing the amount of need-based aid. Find out if a merit award reduces the self-help in the package, or if it replaces other need-based grants. A true Merit Scholarship can go beyond the “need” level, which means that it can lower your EFC. 

Everything You Need to Know About College from 5 of the Best Experts

college

It’s a jungle out there–cluttered with all kinds of college advice. How does a parent hack through the massive amounts of advice and find what they need with confidence? It’s not easy. There are hundreds, if not thousands, of college help websites, Facebook groups, YouTube channels and more offering paid and unpaid advice about college.

There are five experts I turn to when I need added advice about all things college:

Debbie Schwartz-admissions/financial aid

Debbie Schwartz founded Road2College in 2016 to educate families about college admissions and empower smarter college financial decisions. Her facebook group has a huge following with parents and experts sharing advice about paying for college and finding colleges with the best merit aid.

Website: https://www.road2college.com/

Facebook page: https://www.facebook.com/payingforcollege/

Monica Matthews-scholarships

With all the scholarship search sites and information out there, you need someone to help your student WIN the scholarships they are eligible for. Monica fits that bill. She successfully helped her son graduate debt-free with $100,000 worth of scholarships by using her unique method of packaging the scholarship application. She knows her stuff and she knows what you need to know to make the scholarship application process successful.

Website: https://how2winscholarships.com/

Facebook page: https://www.facebook.com/How.To.Win.College.Scholarships/

Jodi Okun-financial aid

Perhaps the most complicated aspect of the college application process is financial aid. Jodi has experience in this area from working in a college’s financial aid department. She has advice related to the FAFSA, student loans, financing college and helping your student budget for college. If you have a financial aid question, Jodi knows the answer.

Website: http://collegefinancialaidadvisors.com/

Facebook group: https://www.facebook.com/groups/374562589403896/

Ethan Sawyer-college essays

I love Ethan’s information because he knows what he is talking about and much of it is free to anyone who takes the time to browse his website. He offers samples of essays, tips for writing them, brainstorming ideas and more. He also provides personalized help with the essay and web training for students as well. You can’t go wrong by using Ethan’s expertise and he even has a “pay what you can afford” option for his seminars. What could be better?

Website: www.collegeessayguy.com

Facebook page: https://www.facebook.com/CollegeEssayGuy/

Jenn Cohen-test prep

If you have a learning disabled student or simply a student who can’t seem to focus on preparing for standardized tests, Jenn is the expert. Her unique method of coaching not only helps prepare your student for the test, but she helps them learn study habits to help with more than test prep. Jenn has the training and the experience to help your student do their best on any of the standardized tests. Plus, she’s a Duke alumini and proud of it!

Website: http://www.launchpadeducation.com/

Facebook page: https://www.facebook.com/LaunchPadEducation/

Disclaimer: I don’t receive any fee or commission for recommending these experts. These are simply my own “go to” experts when I have a question or need to collaborate in any of these areas of college prep. I trust them implicitly and you can too!

3 Ways to Take Charge of the College Process


Many times, students and parents just “let the college decision happen”. They automatically assume that once they make the decision to attend, they will be able to get in somewhere, even if it’s a local community college. You should take charge of your college process and make it your “job” to find a place where you can get a college education that is worth the money.

1. Establish relationships

Start early establishing those relationships that will help you in the college admissions process. You will need recommendations from teachers, counselors and even business professionals. You should also make contact with admissions personnel at the colleges you are considering. These relationships will cement your desire to attend their college and keep your name at the forefront of their minds when they receive your application.

2. Choose to choose

Don’t let the college decision happen. Make a decision to choose the colleges. Take control of the process from researching, to visiting, to applying, to final acceptance. It’s up to you to evaluate your financial aid awards and determine the best value. You don’t want your college education to be an “impulse” buy.

3. Be wise about funding

Part of taking charge of the process, is taking charge of the funding. Know what your budget is and what you are willing to spend. Don’t bury yourself in debt. Look at the repayment calculators and evaluate your earning potential upon graduation. Don’t take the “I’ll-think-about-that-when-I-graduate” approach. Most importantly, fill out the FAFSA (Free Application for Federal Student Aid) because this qualifies you for government grants, loans and college merit aid scholarships.

If you follow these simple suggestions, you will be the one in charge of your college search. Don’t leave the process to fate, luck or someone you don’t even know. It’s your future. It’s your decision. It’s your education.

The First Day of College

Your senior is looking ahead. The last few months of high school. Major decisions to make. A huge to-do list. Then…it’s off to college. How will your student adapt? How will you adapt? Here’s a letter to your student (save it for later) and prepare yourself for their first day of college and the longest goodbye.

first day of college

This is it!

You have made the college applications, you have been to those (not for the faint of heart) college visits, you have been accepted for a place, and then, finally, your alarm clock wakes you from your slumber. The day has finally arrived.

The day you leave home and embark on your college education.

Oh, the joys, the excitement, the nerves, the cold dread of fear…

It’s time for some survival tips to help you get through your first day.

Tip #1: Operate an open day policy

If you have a roommate, then you will automatically have one candidate for your social circle (let’s hope you like them). But if you are in a room of your own, don’t shut the door when you arrive. Well, don’t shut it for long anyway, as your day will be a lot easier if you manage to say “hello” to somebody. An open door is an opening for other residents to come and introduce themselves to you, so while you might want to curl up in bed if you’re stricken with nerves, know that operating an open door policy on your first day will help you make contact with similar others.

Tip #2: Make your room your own

Homesickness is common for first-day students, and while you may be tempted to ring your parents every five minutes for comfort, you can also make any negative feelings disappear by decorating your room with your some homely touches. Photos of friends and family, posters from your old bedroom, and any knick-knack you might possess are all useful ways to transform your dorm room from something strange and unfamiliar to something comforting and reassuring.

Tip #3: Get out and meet people

Don’t stay in your room alone for long. Hopefully, you may have met people through the open door policy we advocated, but if not, you need to be proactive. Wander down the corridor and knock on other people’s doors. Introduce yourself, and let them know your room number. And go out into the wider campus and find out where people are hanging out. It takes courage to go up to groups of people, but try and do so, or if you see other people wandering about alone, go and say “hello.” They are probably in the same boat as you are, trying to make sense of their first day in a new place.

Tip #4: Explore the campus

You are going to get lost – a lot – in your first few days at college. Don’t worry, this is normal, and if you are late for a few classes here and there, then you have an excuse. Still, you can make life easier for yourself by exploring your surroundings. Especially as  you won’t have much to do on your first day, this is the perfect opportunity to spend time getting to know where things are. From the cafeteria to the library, make a mental note of how to get to places, or make notes on your phone. You might also meet people this way too, so remember to be polite and introduce yourself as you’re on your walk around the campus.

Finally

Don’t despair if you don’t meet anybody you like. Don’t worry if your first day threatens to overwhelm you. It will get easier, so try to stay calm and carry on, even when your nerves threaten to get the better of you. There is plenty more advice online on how to survive college life, including this excellent blog from Stephen Troese Jr, so gather as much info as you can to help you on your college journey.


How Can Parents Help With College Prep?

college prepWhen I was in high school, parents would never think of helping their student with college prep. The high school counselors handled any questions and most my classmates attended the local four-year university. But parenting has changed and so has college prep. With record numbers of students applying to college and the soaring costs of college, parents can help students relieve some of the stress of college prep by offering some help when needed.

Just remember that “help” is the operative word. Your student should always be in charge of the process. Here are just a few ways you can help your student with college prep:

Scholarship searches

Parents can assist students with scholarship searches. With all the opportunities online of scholarship postings and search engines, it’s easy to spend some time on your smartphone looking for scholarships that fit your student. You can do a Google search with scholarship parameters, use apps like MyScholly, or even search on Twitter by following users like @AidScholarship or @Scholarships360. Once you find a scholarship that matches your student’s interests and/or qualifications, pass the information along to your student.

Interview tips and information

Parents can certainly provide useful interview tips for their students. They can advise them on appropriate dress and give interview tips and encouragement.  You might even go as far as passing along useful articles about college interview questions and answers like this one: College Interview Questions to Ask and Answer.

Essay proofing and editing

While it’s not advisable for parents to contribute content to the student’s college essay (admissions officers can spot this instantly), it’s perfectly acceptable to help your student with proofing and editing. Your student may need to bounce off some ideas before starting as well. If you find it necessary, you can even provide further help by paying for an essay writing coach like The College Essay Guy to help.

College visits

Accompanying your student on college visits can be another way you can participate in the process. While on the visit, let your student take the lead. You should listen, take pictures, and even notes if necessary to help with the information gathering process. Scheduling multiple visits over a few days can also be helpful for both you and your student.

Test prep

Your student should set aside some time to prepare for standardized tests. You can help by scheduling study time during the week, monitoring practice tests, or even paying for a professional test prep tutor. Affordable and even free test prep is available for every student if you find this will help them better prepare

College choice

Even though the final choice of college should always be left to your student, you can certainly offer input and advice along the way. You can help your student stay within the financial guidelines you should set before applying and also help with the final decision.

 

Saving Money During College

saving moneyIf your child (or soon to be adult…) is off to college, then you could be worried about a few things. Are they going to fit in? Will they enjoy their experience away, or get homesick and struggle in their new city? Do they have enough knowledge about finances to get by? Well, we’ve spent a lot of time considering the latter question, so that you can be sure that your child is prepared when it comes to finances. Rest easy knowing that they’ve got it covered, by remembering these simple tips:

Teach them what you know

The reason that many kids at college struggle so much with finances, is because nobody has taught them how these things truly work. You don’t have to sit down and lecture your kids on this, but make sure you give them some tips in the months leading up to their big move to college. If they can’t cook breakfast and don’t know how to pay rent, they’re going to have some real problems. You can prevent all of this with a bit of advice, and it will go a long way, so show your child how to manage things like bills and rent (especially if they’ve been planning to eat cereal for every meal of the day…).

Use technology to budget

Helping your child to sort out a budget will be really useful to them, especially when they’re going it alone. The days of sitting down and trying to distinguish what you’ve spent, and where, are gone, and you no longer need to sit there with a pen doing the math for hours. Utilize the technology that is out there, and make sure your kids have the best money management app available. Your child probably spends a long time on their cell phone, and won’t forget about budgeting if it is right in front of them. We can’t promise that, but it’s worth a shot.

Emphasize the importance of researching

Ok, we don’t mean academic researching here, but if they have the skills to do it, then why let it go to waste. Many college kids decide that they need something – and this could even be a textbook – and then just buy the first copy of it that they come across. Please, don’t let your child do this, when they could get second hand copies from places like eBay for a fraction of the cost. There are plenty of online stores that specialize in used books, and doing your research first could save you hundreds of dollars over the academic year. Research, research, and research again. You won’t regret it when your wallet shows you the benefits.

So, there we have it. Some simple tips to help you to help them, when it comes to sending your kids to college. Teach them everything you know about finances, bills and rent, use the latest technology to budget, and make sure that they research before they splash out on expensive resources. Good luck!

Getting Your College-Bound Student Ready for College

college

Every year students struggle with the transition from home life to college life and some of them find it so hard they do not make it through their freshman year. Sometimes they find the academic challenge too much, but for many of those who quit it is more the fact of being away from home and having to run their own life that they cannot cope with.

Teach Them To Accept They Will Not Always Excel

In high school, your child could have been an A student who always came top of their class. Now they are a different environment with other students who did well at school. The work is much harder and their grades may drop to B’s or C’s. They might no longer be the top of the class. They need to know how to cope with this, and to know that they will not always excel at everything they do.  The important thing is that they try their best, and as long as they have done that, they should accept whatever position they are in the class.

Having other people around that are more capable than us is part of life and a lesson they need to learn.

Help With Their Coping Mechanisms

The first few months at college can be very stressful. For many of the students, they have left home for the first time and find themselves in a strange environment. Some just give up and go back home, some seek teen anxiety treatment as they want to see it through, and others establish coping mechanisms of their own. Your children are likely to be in the former camp, or not struggle at all if you give them the right tools now.

Chat to them about how they are coping and see if there are any tips you can give them to make it a little easier. They are going to have to cope with challenges all through their life and establishing ways of coping with them now, whether that is from you or the professionals that have helped them, will stand them in good stead for the future.

Give Them Freedom

It is very tempting to keep tabs on your children so that you always know where they are and what they are doing. This is a natural reaction for parents who want to prevent their children from making mistakes.

However, if they never make a mistake they will not know how to deal with it, or how to get on with life afterward when they’re out on their own at college. You should expect them to test the boundaries and sometimes to make a wrong decision. Be there if they want your help, but generally teach them they have to accept responsibility for what they got wrong and deal with the consequences.

Let them know you are pleased when they have made the right choice over something, as this will foster a feeling of confidence in them.

Teach Them That The Small Stuff Does Not Matter

There are so many small things that teenagers will stress over that really do not matter. You should teach them the important things in life, and that they are just causing themselves unnecessary stress if they worry about small things such as what color socks they are wearing or if they have to go out in the evening when they do not want to.

Teach them to be resilient to the knocks life is bound to throw at them and they will grow into a much more capable and confident adult.