Tag Archives: scholarships

The College Potential Calculator

Today’s guest blog post is from Dan Coomes, creator of The College Potential Calculator. I asked Dan to give us an idea of how his calculator works and how it can benefit both parents and students in the college search and the search for scholarships. It’s an excellent tool to narrow down the college and scholarship search process. For those of you wanting to make the best use of your time this summer, you should check out the College Potential Calculator.

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What is a high school graduate’s biggest deterrent to getting into a top college or obtaining a scholarship? According to a recent survey of high school counselors, it is a student’s “lack of initiative or simply starting too late in the process.” In fact, 22% of the counselors surveyed reported that high school seniors are either too overwhelmed or simply don’t make the time to sit down and apply for scholarships. They think their grades either aren’t high enough or they can’t write a compelling enough story about themselves, so why waste the time?

According to the National Center for Education Statistics (NCES) at the US Department of Education, only about 10.6% of students, or about 1 in 10, received scholarships worth an average of $2,815 in 2007-08. This leads to tight competition and let’s face it, $2,800 isn’t going to go vary far when the average annual prices for undergraduate tuition, room, and board were estimated to be $11,578 at public institutions and $29,915 at private institutions for the 2007-08 school year.

So what can you do to stay competitive and attempt to reduce wasting time on scholarships that won’t pay that much? Dan Coomes, one of the surveyors and creator of The College Potential Calculator, has a few non-traditional tips for students and parents looking for an extra edge this summer:

  • Know what your intended field of study is going to be: Most students, parents, and counselors I’ve talked to believe that minority status or being able to demonstrate financial need is the biggest factor in obtaining a scholarship. While being able to demonstrate need is an important factor, a student’s minority status is only applicable to approximately 9% of the scholarships listed in our Calculator. That means there’s 1,800 other scholarships out there that don’t have a minority status requirement. Selecting a field of study and being able to write about it is far more important than minority status, representing approximately 48% of the scholarships in the College Potential Calculator. Engineering and engineering technology is one of the most represented intended fields of study, capturing about 33% of scholarships that require an intended field of study to be eligible to apply. A few others that had good representation were biological and physical sciences, business/management/administration, and trade and industry. Conversely, liberal arts and interdisciplinary studies, English and literature, foreign languages, and area and ethnic studies were all intended fields of study that were not widely represented with available scholarships.
  • Join an organization: Approximately 11% of scholarships require that you are apart of some organization to be eligible to apply. The American Legion is the most widely represented organization, representing over 25% of the scholarships that require an affiliation with an organization. The American Legion is for current or past active duty military personnel, but there eligibility can be extended within divisions of the Legion for sons, daughters, mothers, fathers, wives, and other family members.
  • Look at what your current state of residence or the state where you are looking to attend college has to offer: Fifty percent of the Scholarships listed in the College Potential Calculator are based on the state you currently reside in or the state you intend to attend College in. You can cut the time down on your scholarship search by simply looking at scholarships registered in your state. For instance, Googling, “Scholarships in Texas,” will yield an alphabetical list of all scholarships for Texas residents.

A fun feature of the College Potential Calculator is the ability to look at more than just one college. In fact, you can allow the calculator to find your potential to get into up to 20 colleges at a time based on the cost of the college, location of the college, national rank of the college, or your best chances. For instance, let’s look at a high school student who lives on the east coast but wants to go to school on the west coast. All she has to do is simply enter in the city and state on the west coast she wants to be near, her SAT or ACT scores and GPA, and then click calculate. Based on her preference, she can sort the results of the 20 colleges by the least expensive colleges near the area, the closest colleges to the area, the colleges with the highest national rank in the area, or by the colleges she has the best chances of getting accepted to near the area.

The College Potential Calculator is designed for students, parents, and counselors who want to gauge a student’s potential to get into any one college or obtain a scholarship based on their GPA, SAT or ACT score. The tool looks at the past 1 – 5 years of admission statistics for 3,600 universities and approximately 2,000 scholarships. You can watch a quick demo of the College Potential Calculator on WhatisAverage.com.

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You can contact Dan Coomes, President, The College Potential Calculator at
Dan.Coomes@WhatisAverage.com and follow him on Twitter at @wisavg.

$2000 "No Essay" College Scholarship

As I stated last week, I love to find scholarships that DON’T require an essay. This week’s scholarship is sponsored by College Prowler.com and it’s a NO ESSAY scholarship. That’s right! All you have to do to be entered in the MONTHLY drawing is complete a short survey on their website and be a current college student or planning to enroll in college within the next 12 months.

The monthly contest begins on the first day of the month, and ends on the last day of every month. You may have one entry per month. It’s SUPER EASY and ANYONE CAN WIN!

Send your college-bound teen to CollegeProwler.com each month for a chance to win a $2000 scholarship. You might as well leverage ALL your opportunities for that FREE money!

Paying for College? Your Financial Options

paying-for-collegeCollege isn’t cheap.  My College Guide has been saying that for years – 20 years to be exact!  But don’t let a tiny matter like cost take your college bound hopeful off the college track!  You should know that, when it comes to paying for college: you’ve got options.

Federal LoansThe Free Application for Federal Student Aid, or FAFSA, could send free college aid your family’s way!  No matter what your financial situation may be, you and your teen should fill out the form, online or mail-in.  Circumstances change – and colleges often require a completed FAFSA in order to consider your son or daughter for college-specific loans and scholarships!

Work — Study Programs — Sometimes nicknamed “self help aid” work-study programs are often provided by the college your teen actually wants to attend.  There is a Federal Work-Study Program and state programs as well.  It’s one way that your teen can help pay their way through college – and gain a little life experience in the process.

Grants and Scholarships — Simply applying to college will make your child eligible for some scholarships sponsored through the school. Of course, many scholarships are merit based. But, even if your college bound teen isn’t at the top of their class and the last sport your child played was tennis on the Wii – with the right scholarship or grant, lack of athletic or academic achievement may not matter.  There are scholarships and grants out there to fit every student: no kidding.  Your son or daughter can find free money to match their ethnicity, intended college major, religion, SAT scores, hobbies, and then some.  Many colleges have their own specific scholarships and/or grants that cover a range of abilities and majors.  To get started, have your teen sit down with their high school guidance counselor or surf the web for free money that fits!

Student Loans – There are various loan options: state, federal, and even loans from your child’s choice college.  Loans do need to be paid back and there will be interest tacked on but repayments are very often deferred — at least until your child completes their college career.  It’s good to know that when all else fails – there is still an option!

My College Guide has provided free college info with a 100+ page annual magazine for high achieving high school sophomores for over twenty years.  We are rapidly expanding online – find us on Facebook and Twitter and say “hello!

Scholarships: Military dependents

 

militaryAre you or your spouse in the military? Do you have a family member that was a veteran of a foreign war? If so, there are scholarships available in these specific categories.

State Provided Education Benefits

Educational benefits for families, particularly the children of deceased, MIA, POW, and disabled veterans, may be available in some states. Military.com has developed an on-line general summary of educational benefits for veterans, surviving spouses and their dependents.

Click here to learn more about State Education Benefits.

Private Scholarships and Grants

While looking for money for school many surviving spouses and their families overlook the over $300 million of military – and veteran – related scholarships and grants. These scholarships often go unclaimed.

Visit Military.com’s Scholarship Finder today and get started.

Local Scholarships

Also, don’t neglect to search in your military community. Many service aid organizations and associations, like the Navy Marine Corps Relief Society, offer scholarships, grants, and low interest loans to help cover education expenses.

 

Scholarships for Homeschoolers

 

homeschoolMore than 2 million students per year are home schooled in the United States and the numbers increase every year. While there’s a lot of sacrifice going into providing that first rate education one thing homeschoolers don’t have to sacrifice is a college education.

While most scholarships don’t specifically exclude homeschoolers from applying, more and more are specifically including and even encouraging homeschoolers to apply. This may have something to do with the widely publicized studies revealing that homeschoolers have consistently scored higher on college entrance exams than their public school counterparts for the last eight years.

Homeschoolers should follow the same guidelines as other students when preparing for college. This means taking the SAT/ACT in your junior year as well as being active in your community. Many scholarship selection criteria lists extracurricular activities and/or community service as part of the decision process when awarding scholarships. That’s because scholarship committees recognize that while homeschoolers may not have the opportunity to be active in school-sponsored events, anyone can be involved in their community.

Every community has volunteer opportunities available for high school and college age young men and women that would not only benefit your community but would look great on a scholarship and/or college admissions application. Homeschoolers really have an advantage when it comes to preparing for college because of the flexibility to plan community and volunteer activities.

Don’t be put off by scholarships that require a specific GPA either because there are many such scholarships awarded to homeschoolers each year. True, you’re going to need high test scores to compete but the fact is anyone applying for scholarships needs to have high test scores and this is exactly what homeschoolers have become famous for. Some colleges and universities even openly recruit homeschoolers and set aside a homeschool day for just this purpose.

Here are just a few examples:

State Scholarships-Wyoming

Check out all scholarships pertaining to your state of residence. Chances are, state scholarships won’t be specific to homeschoolers but will either specifically include homeschoolers or won’t exclude them. This is just one example of a state scholarship that gives specific instructions for homeschoolers.

Hathaway Scholarship awards need and merit based scholarships to eligible students. Although GPA is a selection criterion for non-homeschooled students, students who are homeschooled can bypass this requirement and submit a list of classes completed and ACT or WorkKeys score. Homeschoolers must meet all other eligibility criteria and apply for admission to a post-secondary institution before the age of 21.

Applicants must meet the Hathaway scholarship specific requirements as set forth by the four different scholarships: Hathaway Career, Opportunity, Performance or Honor. Hathaway scholarships are for study at accredited Wyoming community colleges as well as the University of Wyoming.

For more information about the Wyoming Hathaway Scholarship and to view scholarship specific eligibility requirements, visit the Hathaway Scholarship Portal at the Wyoming Department of Education website.

Home School Legal Defense Association (HSLDA) – Patrick Henry College – Purcellville, VA

PHC Scholarship awards scholarships to eligible HSLDA members ranging from $1,000 to $1,500. This is a Christian college appealing primarily to Christian homeschoolers. Applicants must have financial need, outstanding academic achievement and be involved in community service. Applicant must be PHC Freshman who was homeschooled through high school and applicant’s family must have been member of HSLDA for 4 years.

Applicant must also submit two letters of recommendation and a personal testimony. For precise requirements and to access online application, read this pdf document.

Oral Roberts University – Homeschool Grant

Award amount is $2000. Applicant must have been homeschooled for 4 years and graduated from a homeschool. Must have already been accepted to ORU to apply. For more information and/or to apply for this scholarship, go here.

Michigan State University

Like many other colleges and universities across the United States, MSU not only welcomes homeschoolers but they also welcome scholarship applications from homeschoolers and require the same information from homeschoolers as they do traditional students, although it is understood that homeschool transcripts may be slightly different than those from traditional high schools.

Arizona Homeschool Scholarship Fund

In the summer of 2000, Arizona Families for Home Education (AFHE) formed the Arizona Homeschool Scholarship Committee (AHSC). Comprised of Valley business professionals, the AHSC established criteria and an administrative process to operate the Fund. Under the oversight of the AFHE Board of Directors, the AHSC reviews applications and recommends scholarship awards for qualified students.

From 2001 to 2009 the AHSC has awarded more than $50,000 to 39 outstanding homeschool applicants. To further expand the program AHSC has now added designated scholarships. The designated scholarship program allows donations in the name of an individual, family, business, or other entity. This approach allows donors to personalize the scholarships by specifying such things as amount, conditions, title, and purpose.

Those applying for scholarships should review the Arizona Homeschool Scholarship Fund Application Information and all designated offered scholarships before filling out the Scholarship Fund Application. These can be found on this Scholarship Opportunities link.

Homeschoolers should conduct their scholarship search just like other students. Most scholarships listed online provide an email address or a phone number of someone who is available to answer any questions about the scholarship or the application process.

You can also find scholarships by following this link:

http://www.homeschool.com/homeschool_contests_and_scholorships/default.asp

Scholarships for Learning Disabled

 

learning disabilitiesIf you have a college-bound teen who is learning disabled, you will be happy to know that there are specific scholarships set aside for these type of students.

Start by looking at the Learning Disability Organizations in your home state. Those state specific college scholarships for ADHD will be less competitive than national scholarship programs as well, which makes them worth checking out even if the award amounts are small.

Another resource that students and parents seldom think about is scholarship programs that are only learned about through the Disabilities Department at the college that your teen will attend. It is vital that you check in with, and register with this department at the school, and inquire about available scholarship programs for learning disabled students when doing so.

Check into school specific college scholarships for ADHD available for learning disabled students as well. Many colleges offer at least one, if not several, ADHD scholarships for students who are learning disabled, and who will be attending that specific school, or even students enrolled in specific programs of studies – if they are learning disabled. Of course, ADHD Scholarships, although not specific, are considered learning disability scholarships as well.

Make absolutely certain that you check with vocational rehabilitation organizations or departments in your state and county as well. These organizations exist for the purpose of helping those who have been displaced or unable to work and get the educations that they need to find gainful employment – despite disabilities. Often, people mistakenly believe that these organizations only help adults who have already been in the workforce, but this isn’t true at all. They can also appraise graduating high school seniors and college students about scholarship and grant programs available for ADHD or learning disability scholarships.

Many organizations who would otherwise offer college ADHD scholarship programs for learning disabled students fail to do so because they assume that learning disabled students, such as those with ADHD will not be attending college. Today, nothing could be further from the truth, and in many cases, if you contact organizations or businesses that are related to ADHD in some way, you may find that they will help you to fund your teen’s education in some small way.

Here are just a few examples:

7 Great Scholarship Search Sites

 

scholarshipsThe number one question I receive from parents is: Where can my college-bound teen find scholarships? The best place to begin is at these sites and then expand the search to fit your individual student. Follow the trails that the matches give you and search locally as well.

1. Cappex.com–A site created for students to help them simplify their college search, create a profile and search for scholarships.

2. MeritAid.com–The place to go to find merit scholarships and academic scholarships from colleges across the country.

3. Scholarships.com–An extensive scholarship search engine that helps you search and schedule alerts for deadlines.

4. Fastweb.com–An extensive scholarship search website with a massive database of scholarships, along with articles and helps designed specifically for parents.

5. Zinch.com–A free service for students and parents where students can showcase themselves, connect with colleges, and search for scholarships.

6. FastAid.com is the world’s largest and oldest Private-Sector Scholarships, Graduate Scholarships, Worldwide Scholarships, Fellowships, Grants and Free Undergraduate College Scholarship database.

7. ScholarshipExperts has been helping parents and students find scholarships and free college money since 2001 with an updated database of college scholarships and grad school scholarships to provide accurate and timely scholarship information.

 

Scholarships: JROTC and FFA

 

Searching for scholarships can be overwhelming, especially if you don’t know where to look; or in this case, how to plan. Sometimes planning for scholarship opportunities takes a little foresight and preparation, but the benefits and the rewards definitely pay off.

JROTC Scholarships

jrotcMany high schools across the country offer a class called JROTC (Junior Reserve Officers Training Corps). It’s more than a class, however. It’s an opportunity to qualify for scholarships at the military academies and in college ROTC programs. Additionally, many parent booster groups offer scholarships to cadets who participate in the program. Even if your college-bound teen doesn’t plan to pursue a military career, JROTC offers a great opportunity to show colleges they possess leadership qualities and communication skills. Units also teach discipline and respect.

Read this article to find out more information about JROTC:

Junior ROTC-more than just a class to cadets

ffaFFA Scholarships

FFA (Future Farmers of America) clubs in high schools offer another opportunity for students to win scholarships. Students raise livestock and participate in livestock shows. Most exhibitors leave the livestock show with some money for college, and many win additional scholarships.

Read this article to get more information on FFA and livestock competitions:

Scholarships: Another way for stock show competitors to win big

If your college-bound teen shows an interest in either of these two areas, it’s an excellent opportunity for them to turn their interest into some money for college.

50 College Info Websites

 

1. ParentsCountdowntoCollegeCoach.com–You will find the MOST information here on our blog: college guidance, college planning, college coaching, and college news. Come here first to find the latest and best tools to help you navigate the college maze.

2. UniversityParent.com–A site where parents can ask questions, gather information, and download and view college guides and campus newsletters.

3. Fastweb.com–An extensive scholarship search website with a massive database of scholarships, along with articles and helps designed specifically for parents.

4. Zinch.com–A free service for students and parents where students can showcase themselves, connect with colleges, and search for scholarships.

5. Cappex.com–A site created for students to help them simplify their college search, create a profile and search for scholarships.

6. MeritAid.com–The place to go to find merit scholarships and academic scholarships from colleges across the country.

7. SmartCollegeVisit.com–Created to provide information about college visits, help parents and students plan, and view personal accounts from both parents and students.

8. MyCollegeCalendar.org–Interactive college admissions counseling program designed for both high school students and their parents.

9. Scholarships.com–An extensive scholarship search engine that helps you search and schedule alerts for deadlines.

10. MyUSearch.com–An excellent blog with tips for parents and students about college; also provides college matching and scholarship searches.

11. FindTuition.com–Help finding money to pay for college, along with articles related to college financing.

12. EntrepreneurEdu.org–This is an excellent resource for students who are interested in colleges who offer entrepreneurial programs.

13. TutorsForTestPrep.com–An SAT expert and coach offering tips to help your college-bound teen improve their SAT/ACT scores.

14. Bookrenter.com–Rent college textbooks and save up to 75% over purchasing them new.

15. TheCollegeSolutionBlog.com–An excellent resource for college-bound teens and their parents: admissions, testing, and financial aid.

16. UniversityLanguage.com/blog–Great blog articles about everything related to college admissions geared toward students.

17. CollegeWeekLive.com–A virtual college fair that sponsors free LIVE events with archived presentations, student chats, and college booths.

18. BetterGrads.org–A network of college student peer advisers and a resource filled website presenting honest accounts of the college experience geared toward high school students.

19. Youniversitytv.com–Learn about colleges by watching video tours, chat with students on campus forums, post questions and get answers.

20. NYTimes-TheChoiceBlog–Demystifying college admissions and financial aid by providing articles and Q&A by experts in the field.

21. GreatCollegeAdvice.com/blog–An excellent resource about the college admissions process providing expert advice helping students map their college journey.

22. USNews.com/Education–The education channel of U.S. News and World Reports providing the latest news and information related to college.

23. Fafsa.ed.gov–The official government website for the Free Application for Federal Student Aid.

24. CommonApp.org–The common application site used by 400 colleges and universities across the country.

25. PrincetonReview.com–The best value colleges list for public and private institutions across the country.

26. NCSASports.org–The college recruiting site for athletes.

27. FairTest.org–The site for the National Center for fair and open testing providing information about colleges who do not use the SAT/ACT for admissions decisions.

28. SallieMae.com/plan–A FREE education investment planner that will help determine college costs, compare college costs, and provides information about student loan repayments.

29. UPromise.com–UPromise partners return a portion of eligible purchase money back to you. Those earnings accumulate in your Upromise account until you decide to use it to invest in a 529 plan, help pay down eligible student loans or assist with college expenses—all tax-free!

30. SavingForCollege.com–Everything you need to know about financing a college education.

31. CollegeBoard.com–It’s here you’ll find the CSS Profile application (required by many private colleges), register for the SAT, and read articles about planning for college.

32. CollegeBasics.com–An excellent resource for information about college essays, college applications and high school resumes.

33. InsideHigherEd.com/blogs–Several different blogs related to higher education.

34. CollegeXpress.com–A search site that groups colleges in categories and provides college “hot” lists (i.e. top college for late bloomers, colleges for students needing a second chance)

35. ECampus.com–Find textbooks, sell textbooks, search for college supplies and college apparel all on this one site.

36. TheRealCollegeGuide.com–Four blogs about college life: the dorm, lifestyle, academics and heath and fitness.

37. DesignYourDorm.com–A free online, interactive resource for designing and organizing your college-bound teen’s dorm room.

38. CollegeAdmissionsPartners.com/blog–An expert blog dedicated to helping students find the right college.

39. GradeFund.comStudents invite their friends and family to sponsor their drive for good grades. Sponsors choose grade levels and sponsorship amounts for each grade (as low as $5) to help students raise money for their college education.

40. CollegeParentCentral.com–A blog created to give parents useful information about college and the college admissions process.

41. Number2.com–Free online test prep (SAT/ACT) with vocabulary exercises and help.

42. VolunteerMatch.org–Find local volunteer opportunities for your college-bound teen and teach them about the importance of giving back to their community with the added bonus of adding that service to their high school resume.

43. KnowHow2Go.com–A college planning site for college-bound students providing helps and aids from middle school to senior year: interactive and fun!

44. BeRecruited.com–If you have a teen that’s a student athlete, they can create an online profile here and help colleges and coaches find them and be recruited.

45. FinAid.org–An excellent resource for the answers to all your questions regarding college financial aid.

46. TheCampusBuzz.com–An online clearinghouse for national college news; find all the college news in one place!

47. BigFuture.collegeboard.org–A planning tool to help parents and students get ready for college.

48. CollegeFocus.com/colleges–A virtual clearinghouse of blogs related to college life, parenting, college searches, etc.

49. Word-nerd.com–An PSAT/SAT vocabulary prep tool.

50. YourCollegeKid.com–A site with parent forums and other college prep tools.

How to raise $15,000 for college

 

A few weeks ago I attended a virtual college event at CollegeWeekLive. I was impressed with the simplicity of the information and wanted to pass it along to all my readers who might not have had the opportunity to attend. This particular session was conducted by Kim Clark, staff writer for U.S. News and World Reports. She outlined some simple steps to raise $15,000 for college:

  1. Up to $2500 from Uncle Sam–via tax credits (Hope and Lifetime Learning Credit)
  2. Child labor–put your teen to work at a summer job ($8 an hour x 40 hours a week for 9 weeks=$2880)
  3. Student loans–Stafford Loan ($5500 max per year at 7%); after student leaves college can sign up for payments based on their income (less than 15%)
  4. Family savings–cut teen to occassional driver and save $; food bills will decline; stop subsidizing entertainment (food and insurance can =$300-$400 a month)
  5. Scholarships and grants–leverage grades, test scores, athletics, arts for merit-based grants; apply for local scholarships
  6. Friends and relatives–ask for college fund contributions instead of presents
  7. Corporate sponsorship–some employers subsidize education for employees and families; UPromise
  8. Reduce college expenses–reduce dorm costs (share with other students); watch meal plans; buy used textbooks or rent; earn cheaper credits at community college, AP classes or dual credit classes; sell student’s car (won’t need one at college)

The bottom line: $15,000 or MORE! Here’s how it all adds up:

  1. Tax break-$2500 per year
  2. Student loan-$5500 per year
  3. Student job-$3000 per year
  4. Parent savings-$4000 per year
  5. Relatives-_____ (fill in blank)
  6. Scholarships-____(fill in blank)
  7. Corporate sponsorship-____(fill in blank)
  8. Reduction in college expenses-_____(fill in blank)

By piecing together all these separate components, there is no limit on how much you can raise for college costs. At the very least you can raise $15,000, at the very most, the sky is the limit!

You can check out U.S. News and World Reports education section: Paying For College for more information and tips.